What do I need to do to enable mobile check deposit?

Make sure you have at least $500 deposited into your account to unlock mobile check deposit. You can transfer the funds using your paycheck (by setting up direct deposit) or through an external bank transfer.

How does mobile deposit work?

With mobile deposit, you're able to deposit funds into your SoFi bank account by simply taking photos of the front and back of the check. This means you never have to take your check to a physical bank and can make deposits from the comfort of your home.

Do mobile checks deposit instantly?

Mobile check funds are available within 1-5 business days. Once you submit your mobile deposit, you'll see more detailed information on when you can expect the funds.

How do I endorse a check for mobile deposit?

You always need to endorse a check before you can deposit it. When depositing into SoFi, we require that you write the following after your signature: 'For deposit to SoFi Checking & Savings'.

What should I do with my check after I deposit it?

It's a good practice to keep your check for 30 days after you deposit it, or at least until you see the funds added to your account. After you see the money in your account, destroy the check or mark it void.