DIGITAL ASSETS EXCEPT SOFI EARN (SOFIE) ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Digital assets offered through SoFi Crypto are highly speculative, involve significant risk, and may result in the complete loss of value. These assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value. SoFi Crypto is offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto Account Agreement and SoFi Crypto Risk Disclosure for additional terms and conditions.
SoFi Earn (SOFIE) is a separate product from SoFi Crypto. SOFIE is a tokenized deposit representing a deposit liability of SoFi Bank, N.A., Member FDIC. Funds represented by SOFIE are eligible for FDIC insurance up to applicable FDIC rules and limits. SOFIE is not a payment stablecoin. Please refer to the SoFi Bank Tokenized Deposit Account Agreement for additional terms and conditions.
1Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 10/20/26. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at https://www.sofi.com/crypto/legal/tokenized-deposit-rate-sheet.
2Funds represented by SOFIE are insured up to $250,000 per depositor, per insured bank, for each account ownership category pursuant to the FDIC’s general deposit insurance rules. For more information visit FDIC.gov.
SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC.
SOFID (SOFIUSD) is a payment stablecoin designed to maintain a stable value relative to the U.S. dollar and made available through SoFi Bank, N.A., a U.S. national bank regulated by the Office of the Comptroller of the Currency.
SOFID is not a deposit, is not insured by FDIC or SIPC, and is not legal tender. SOFID is intended to be redeemable 1:1 for US dollars, with reserves consisting primarily of cash. However, holding or transacting in SOFID involves risks and may be subject to delays, disruptions, or permanent loss.
SOFID may be used for digital payment transactions on supported blockchain networks, including certain 24/7 transfer functionality. Blockchain transactions are generally final and irreversible.
Please review the SOFID Terms of Use and SOFID Risk Disclosure carefully before acquiring or using SOFID.
CRYP26-4263001-B