Her First $100K and SoFi— a match made in money heaven.
SoFi’s goal is to help our members get their money right. That’s why we’re partnering with Her First $100K to create the best experience for financial feminists.
Supercharge your savings by earning up to 4.00% APY.*
Here’s an HFK approved savings-building strategy: Earning 4.00% APY on your cash with your SoFi savings account and Vaults.
Jumpstart your first $100K with a $300 bonus† from SoFi Checking and Savings.
Sign up and set up direct deposit.
Wait for your direct deposit to hit your account (typically 2-4 weeks).
Collect a cash bonus of $50 to $300 depending on your direct deposit amount.
How else can we help you meet your money goals? We've got a few ways.
No account fees^
No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint® Network.1
Up to 4.00% APY1
Members with direct deposit can earn 4.00% APY on their savings and Vaults balances, and 0.50% APY on their checking balances.
Up to 2-day-early-paycheck‡
Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit.
No-fee Overdraft Coverage
Overspent by accident? No problem. You'll be covered up to $50 with no fees with direct deposit of at least $1,000.4
Do it all in one app.
Pay bills, deposit checks, send money, manage your digital wallet, and get live customer support 7 days a week, all in the SoFi app.
Automatic saving features
Organize your money, set savings goals, and save your change with Vaults and Roundups.
FAQs
Learn more about our Student Bank Account.
Learn more: How to Set Up Direct Deposit
Learn more: How to Deposit Cash at an ATM
Learn more: How Much Money Is Needed to Start a Bank Account?
Learn more: How Old Do You Have to Be to Open a Bank Account?