Fixed interest rates for residents now 0.125% lower—starting at 6.14% APR* (with Autopay). Plus, get a $500 welcome bonus from our partnership with White Coat Investor.^
Get a $500 welcome bonus when you fund a student loan refinance loan. $500 bonus not available for OH residents; med/dental refi loans not available in all states. SoFi reserves the right to modify or discontinue this promotion at any time without notice. See full terms and conditions.
If you have federal and private student loans, you can apply to consolidate them into one easy payment.
You can reduce your payment to just $100/month for up to four years.1
See payment examples.
Choose a repayment term and pick between a low fixed or variable interest rate based on your expected future income as a physician.
We’ll let you know if you’re qualified before you complete the full application.
Compare the plans available to you with a choice of rates and terms.
Upload screenshots of your student loan statements, then sign your paperwork electronically.