The SoFi Active Invest ACAT 1% Match Promotion (“Offer”) is governed by the following Terms & Conditions:
1. Offer – Subject to these terms and conditions, eligible customers earn a 1% Match (the “Match”) when transferring at least $20,000 in investments from another brokerage firm into a SoFi Invest Active Brokerage taxable or Active retirement account (Traditional, Roth, or SEP IRA) with SoFi Securities LLC (“SoFi”) during the Offer Period (defined below). The Match is calculated based on the total net dollar amount of incoming settled transfers from another brokerage to an individual SoFi Active Invest during the Offer Period less any outflows or withdrawals (“Net Transfers”) and maintained through the end of December 31, 2025 (the “Holding Period”). The Match will be paid in cash after the Holding Period in January 2026 and based on a calculation of 1% of Net Transfers as of the end of the Holding Period End Date, and is contingent on Net Transfers being maintained throughout the Holding Period. The Match will be paid into the same account you transferred investments into. Transfers into multiple Active Brokerage taxable or Active retirement accounts may not be combined to total $20,000.
SoFi also reserves the right to change or terminate this promotion at any time without notice.
Example 1: If you transfer $20,000 into your Brokerage IRA account during the Offer Period, and do not make any additional contributions or withdrawals for the rest of the year, you will be matched 1% equaling $200.
Example 2: If you transfer $40,000 into your Brokerage taxable account during the Offer Period, and make an outflow of $5,000 before the Holding Period End Date, you will be matched 1% of $35,000 equaling $350.
Example 3: If you transfer $20,000 into your Brokerage taxable account during the Offer Period, and make an additional transfer of $5,000 during the Holding Period, you will be matched 1% of $20,000 equaling $200.
2. Offer Period – The Offer Period will run from March 17, 2025 – April 17, 2025. This period may be extended at SoFi’s discretion.
3. Eligibility – The Offer is available to customers who have (1) an existing Active Investing Account in good standing or have successfully opened an account during the Offer Period through SoFi Securities LLC; (2) have successfully transferred at least $20,000 in assets via ACAT during the Offer Period; and (3) maintain an open SoFi Invest account with Net transfers of at least $20,000 through the end of the Holding Period. Only assets received through an ACAT transfer are eligible. The transferred assets must be settled before the end of the Offer Period to be eligible for the Match
4. Limitations – This Offer may not be combined with any other offer.
SoFi does not accept cryptocurrency transfers, and does not accept stocks that trade on OTC, Pink Sheets, and/or most low-priced securities. Check the Invest platform for any associated stocks you may be interested in transferring – if they appear in SoFi Invest, they are eligible to be transferred.
If SoFi suspects that there may have been fraudulent activity, or a violation of these Terms & Conditions in connection with the Offer, or a violation of the customer agreement, SoFi reserves the right to either decline to grant the Match, or to rescind the Offer. SoFi reserves the right to liquidate any security to make up for any shortfall. SoFi reserves the right to delay granting the Match if there are indications of fraud or a violation of these Terms.
5. Not a Recommendation – The Offer is not a recommendation to buy, sell, or hold any security, nor is the Offer a recommendation or endorsement of any investment strategy. The Offer is not a recommendation that a customer rollover or transfer assets into a SoFi Active Invest account, nor a recommendation for any specific account type. There are many factors that an investor should consider before initiating an ACAT transfer – an investor should consult with a qualified advisor prior to initiating any transfer of assets
Customers that wish to participate in the Offer are acknowledging the offer is not investment advice and are participating in the Offer voluntarily.
6. Taxes – Each investor’s tax situation is unique and SoFi does not give tax advice. Investors should consult a qualified tax advisor prior to making any transfer as sales may affect your tax situation.
The value of the reward you receive may constitute taxable income. SoFi Securities LLC may issue a Form 1099 (or other appropriate form) to you that reflects the value of the Match. Please consult your tax advisor. SoFi Securities LLC and its affiliates and associates do not provide tax advice.
7. Other Disclosures – SoFi reserves the right to change the Offer terms or terminate the offer at any time without notice. The offer is not transferable, saleable, or valid in conjunction with certain other offers and is available to U.S. residents only. The Offer is only available for personal use, and may not be used for commercial purposes. Clearing and custody of all securities are provided by APEX Clearing Corporation. Any disputes regarding this Offer shall be resolved in accordance with the customer’s brokerage agreement with SoFi and FINRA arbitration rules.
INVESTMENTS ARE NOT FDIC INSURED, ARE NOT BANK GUARANTEED, AND MAY LOSE VALUE