Checking and Savings

Earn up to 4.00% APY and up to $300 with direct deposit.

FDIC insured.*

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No account fees3^

%

Earn up to 4.00% APY1

2-day-early-paycheck**

No-fee Overdraft Coverage.4

Do it all in one app.

Up to $2M of additional FDIC insurance through a network of participating banks*

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Experience industry-leading savings rates.

With SoFi and direct deposit, you’ll earn more interest in six weeks than you would in one year in a big bank’s savings account. Period.

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Get up to 4.00% APY today1
tomorrow will thank you.

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