SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC.
1We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.
2The outgoing domestic wire fee will be assessed upon the successful processing of a wire transfer request and will be non-refundable
3We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.
4 SoFi Plus Subscribers may receive a discount on outgoing instant transfers (withdrawal) fees. Refer to SoFi Plus terms at https://www.sofi.com/terms-of-use/#sofi-plus.
5 Certain third-party networks or service providers may assess additional fees in connection with the processing or receipt of a remittance transfer. Any such fees will be reflected in the pre-payment disclosures provided to you prior to your authorization of a remittance transfer. SoFi Plus subscribers may receive a discount on global remittance transfer fees. Refer to SoFi Plus terms at https://www.sofi.com/terms-of-use/#sofi-plus.
SoFi Bank, N.A., 2750 E Cottonwood Pkwy STE 300, Salt Lake City, UT 84121. ©2025 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender.Screen images simulated. BNK24-2103706-J