Online Banking

Bank online anywhere, anytime.

With SoFi’s online and mobile banking, you can manage all your everyday banking needs securely and easily. Focus on your financial goals with no account fees1 or minimum balance to worry about.

Open an account

Get the SoFi mobile app:


Online banking features made easy.

Whether using a web browser or the mobile app, you can easily access these online banking features:

  • Monitor your money

    Check balances, view transaction history, and see account activity.

  • Instant notifications

    Get real-time alerts for transactions and bill payments to help keep your accounts secure.

  • Go paperless

    Reduce paper waste and securely access your banking statements and other important documents online.

  • Manage your debit card

    Conveniently freeze/unfreeze your debit card, add it to a virtual wallet, change your PIN, or replace a lost/stolen card.

Make secure and easy online transfers.

With SoFi online and mobile banking, you’re just a couple of clicks away from your favorite features: pay bills, send money to a friend, or deposit a check on the fly — it’s all quick and simple to do through the app or a browser.


Transfer Money

With a couple of taps, you can transfer funds between your SoFi accounts, to your payment app, or send money to a friend2 or business.

Explore money transfers

Pay Bills

With Bill Pay, taking care of one-time and recurring payments is quick and simple. Plus SoFi has your back if you overdraft (up to $50)3.

Explore bill pay

Deposit Checks

Experience the convenience of mobile banking: just tap the 'Deposit' button in the app, snap a photo of your check, and submit.

Explore mobile deposit

Automatic Savings

Set aside money for your financial goals with auto-saving features, such as savings Vaults, Roundups, and recurring transfers.

Explore auto savings

Manage your banking on the go with the
SoFi mobile app.

In almost no time, you can start using intuitive mobile banking features from your mobile device. Plan your budget, automate your finances, earn redeemable rewards, and more — all in one, simple app.


Explore mobile banking

Stay safe with online security features.

SoFi’s online banking works overtime to protect your financial health, with account monitoring, alerts, and other security features.

SoFi's online banking security

Two-factor authentication

For added security, we'll require a security code, fingerprint, or face recognition to verify your identity when signing in.

24/7 account monitoring

Safeguard your accounts against fraudulent activities with continuous monitoring and the convenient option to instantly freeze your debit online.

Receive real-time alerts

Receive immediate transaction alerts whenever you use your debit card. Enable daily notifications to stay informed about your financial activities at all times.

Learn more: 10 banking alerts to enable.

Budget towards your financial goals.

All SoFi banking members can take charge of their finances in the mobile app or from a web browser using the financial insights tools. At no additional cost, you'll get access to:

  • Credit score monitoring.

  • Breakdowns of your spending habits.

  • Helpful budgeting tools.

  • Personalized financial insights.

FAQs


To enroll in online banking, follow this simple three-step process: Create your log-in on SoFi’s online banking site or app, fill out the application, and once you’re approved, enjoy award-winning online banking features for storing, spending, and saving your money.
Click the Help button in the Profile section of the app to explore FAQs and to chat, call, or tweet customer support. The phone number for SoFi customer support is 855-456-7634.
To access SoFi’s online and mobile banking services, make sure you have the most up-to-date web browser and operating system for your device, whether you’re using Apple iOS, Apple Mac OS, Android, Chromebook, or Windows.
Online banking includes any banking activity conducted over the internet, while mobile banking refers specifically to transactions managed on a mobile app.

Open an online bank account today.

Open an online bank account with SoFi in just a few quick steps on your computer or mobile phone.

Open an account

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