Online Banking
Bank online anywhere, anytime.
With SoFi’s online and mobile banking, you can manage all your everyday banking needs securely and easily. Focus on your financial goals with no account fees1 or minimum balance to worry about.
Get the SoFi mobile app:
Online banking features made easy.
Whether using a web browser or the mobile app, you can easily access these online banking features:
Monitor your money
Check balances, view transaction history, and see account activity.
Instant notifications
Get real-time alerts for transactions and bill payments to help keep your accounts secure.
Go paperless
Reduce paper waste and securely access your banking statements and other important documents online.
Manage your debit card
Conveniently freeze/unfreeze your debit card, add it to a virtual wallet, change your PIN, or replace a lost/stolen card.
Make secure and easy online transfers.
With SoFi online and mobile banking, you’re just a couple of clicks away from your favorite features: pay bills, send money to a friend, or deposit a check on the fly — it’s all quick and simple to do through the app or a browser.
Transfer Money
With a couple of taps, you can transfer funds between your SoFi accounts, to your payment app, or send money to a friend2 or business.
Explore money transfersPay Bills
With Bill Pay, taking care of one-time and recurring payments is quick and simple. Plus SoFi has your back if you overdraft (up to $50)3.
Explore bill payDeposit Checks
Experience the convenience of mobile banking: just tap the 'Deposit' button in the app, snap a photo of your check, and submit.
Explore mobile depositAutomatic Savings
Set aside money for your financial goals with auto-saving features, such as savings Vaults, Roundups, and recurring transfers.
Explore auto savingsManage your banking on the go with the
SoFi mobile app.
In almost no time, you can start using intuitive mobile banking features from your mobile device. Plan your budget, automate your finances, earn redeemable rewards, and more — all in one, simple app.
Explore mobile banking
Stay safe with online security features.
SoFi’s online banking works overtime to protect your financial health, with account monitoring, alerts, and other security features.
Two-factor authentication
For added security, we'll require a security code, fingerprint, or face recognition to verify your identity when signing in.
24/7 account monitoring
Safeguard your accounts against fraudulent activities with continuous monitoring and the convenient option to instantly freeze your debit online.
Receive real-time alerts
Receive immediate transaction alerts whenever you use your debit card. Enable daily notifications to stay informed about your financial activities at all times.
Learn more: 10 banking alerts to enable.
Budget towards your financial goals.
All SoFi banking members can take charge of their finances in the mobile app or from a web browser using the financial insights tools. At no additional cost, you'll get access to:
Credit score monitoring.
Breakdowns of your spending habits.
Helpful budgeting tools.
Personalized financial insights.
FAQs
Open an online bank account today.
Open an online bank account with SoFi in just a few quick steps on your computer or mobile phone.