Mobile Banking
Take banking back into your own hands.
From checking your balances to making deposits, the SoFi mobile banking app makes anytime access to your banking information safe and easy.
Two-factor authentication
Multiple ways to verify your identity equals added layers of protection. Log into your mobile bank account using your fingerprint, your face, or a code sent via text.
Lock your debit or credit card.
If you lose your card, you can easily freeze it or report it as lost or stolen right from the SoFi banking app.
24/7 account monitoring
Protect your accounts against fraudulent activities with continuous monitoring and receive instant transaction alerts anytime you use your debit card.
A safe and secure online banking app you can count on.
We know how important it is to do what we can to keep your hard-earned money safe. That’s why SoFi online banking has safety features like:
Learn more about SoFi's online banking security →
Send, receive, and deposit funds— anytime, anywhere.
Need to cash a birthday check from Mom?
Our mobile deposit feature has you covered.
Owe your BFF money for lunch last week?
P2P payments are simple to complete in the SoFi app.
Looking to make a large purchase, like buying a home or car?
You can send a domestic wire transfer to another bank directly from the SoFi app.

Easily manage your accounts.
Managing your money shouldn’t be a chore. That’s why our mobile banking app is designed for your convenience. From quickly accessing transactions and statements to updating personal information, managing your money with SoFi is a breeze. Plus, you can set push notifications to get real-time alerts about your account.
Manage your money with financial insights.4
Track and manage all your finances, all in one place. With comprehensive credit score monitoring, intuitive spending breakdowns, budgeting tools, and personalized financial insights—all at no cost—it’s never been easier for members to get their money right.

All the mobile banking features you expect—and then some.
Online bill pay
Set up recurring payments on your bills directly from your SoFi online banking account.
Move money between accounts
Transfer money between your checking, savings, and Vault accounts instantly. You won’t pay any fees to move your money.3
Put your money on Autopilot
Use Autopilot to automatically put money in savings Vaults, move funds to your SoFi Invest account, and more.
Pay your friends and family2
SoFi members enjoy a quick turnaround and pay no fees for P2P and Zelle® payment options.
Send domestic wire transfers
Make same-day wire transfers before 3:30pm ET from the SoFi app or website. You’ll pay $30 per outbound wire.1
FAQs
Explore other online banking features:
Zelle® →
More mobile banking resources
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