Online Bill Pay

Make bill payments faster, easier, and less painful.

With a SoFi Checking and Savings account, you can easily pay for your utilities, mortgage, credit cards, and more without hassle—or fees*—all from the app.

Open an account

Pay all your bills online, all in one place.

Plus, keep track of everything going on in your account.


Make payments on your schedule.

Set up payments to companies or individuals on a one-time or monthly basis.

Pay bills safely and securely.

Get peace of mind when you process bills directly via the SoFi app. Bills to companies are processed electronically, and payments to individuals are processed via certified USPS delivery. 

Keep track of your payments.

By adding SoFi Insights1, you can view recurring bills, track monthly spending, and get automatic categorization of payments.

    How to pay bills online with SoFi.

  • Open a SoFi Checking and Savings account.

    Provide basic information to open an account in minutes. If you set up direct deposit, we’ll throw in a cash bonus of up to $300.

  • Select "Pay bills."

    Once you fund your account, head to your checking dashboard to start paying bills. 

  • Choose biller accounts.

    Select your accounts from the list or manually enter their information.

  • Enter dollar amount and frequency.

    Finally, choose how much and how often to pay the biller. This is where you can set up automatic bill payments.

  • Open an account

A bank account that goes beyond bill payments—way beyond.

This isn’t your average bank account. With SoFi Checking and Savings, you can receive your paycheck up to two days early^ and get up to a $300 cash bonus when you set up direct deposit.
The best part? You can get up to 4.00% APY on your balances with direct deposit.

Open an account

FAQs

To pay bills using the SoFi app, simply tap "Banking", then "Pay Bills." You can select a new or existing payee, enter the dollar amount, and select your frequency. 
You can pay just about any bill using SoFi’s bill pay service, including utilities, credit card, loans, and more. 
It can vary slightly but electronic bill payments generally take two to three business days to complete. Though your payment might not show immediately, it will be credited as of the delivery date. If you make your payment on time, there’s nothing to worry about. 
Yes. To set up automatic bill payments, simply choose your preferred payment frequency after entering the amount you’d like to pay. For example, let’s say you select “Monthly” as the frequency for your WiFi bill. Moving forward, we’ll automatically transfer funds from your checking account to your WiFi biller on a monthly basis.
Choose the “Pay Bills” option, select the company you want to pay, and specify that you want to make a one-time payment in the “Frequency” field.
There are no fees for paying bills through SoFi.

Make your bill payments smarter, not harder.

Ready to take the stress out of paying bills? Open a SoFi Checking and Savings account today.

Get started

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