Can I open a US bank account without a US address?

As an international student, you need to present proof of address in the U.S. to open a SoFi Checking and Savings account. This could be your dorm address.

Can I open a US bank account without an SSN?

Yes, you can open a U.S. bank account without a Social Security number (SSN). To open a SoFi Checking and Savings account, you can submit an Individual Taxpayer Identification Number (ITIN) instead of an SSN. This can be obtained from the Internal Revenue Service (IRS) or an IRS-authorized Certifying Acceptance Agent.

Can international students open a US bank account?

Yes, international students can open a U.S. bank account. To open a SoFi Checking and Savings account, you can upload such documents as a valid photo ID and proof of U.S. address, as well as providing your SSN or ITIN. If you want to take advantage of SoFi’s sign-up bonus offer for students, you’ll need to use your .edu email address when doing so.

Can international students open a US bank account without a parent?

An international student can open a SoFi Checking and Savings account without a parent, provided they are 18 years of age or older, and that they have the required credentials, such as photo ID, a U.S. address, and an SSN or ITIN.

How to Open an International Student Bank Account

SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. The SoFi® Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

¹ Global remittance services are available to SoFi members through SoFi Checking and Savings. SoFi Checking and Savings is offered by SoFi Bank, N.A., Member FDIC. Transfers are subject to the terms of the SoFi Bank Deposit Account Agreement in effect at the time of payment. Fees, exchange rates, and estimated delivery times will be presented prior to payment confirmation. Service availability may vary by country or recipient.

² Deposits in checking and savings accounts are insured up to $250,000 per depositor for each account ownership category under the FDIC’s general deposit insurance rules. For more information visit FDIC.gov.

SoFi Bank, N.A., 2750 E Cottonwood Pkwy STE 300, Salt Lake City, UT 84121.

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