Best Affordable Places to Live in Connecticut in 2025

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By Dana Webb

(Last Updated – 02/2025)

Busy cities, quaint waterside towns, rolling hills with farmland views — Connecticut has it all (not to mention some great pizza). But it also has a fairly high cost of living. The popular Stamford area, a busy city and a commuter suburb of New York City, for example, weighs in at 45 percentage points above the national average. And the state’s real estate taxes are among the highest in the nation. Health care costs and utilities also take a particular bite out of the budget in Connecticut.

Fortunately, we’ve managed to find some more affordable spots so you can enjoy all Connecticut has to offer without breaking the bank.

Best Places to Live in Connecticut

This is a small state and you’re never too far from a beach or hiking trail or other striking natural beauty. If you’re building a budget in preparation for a move to Connecticut, one thing to keep in mind is that the state charges a property tax for motor vehicles. Want to compare Connecticut to other states? Check out a guide to the cost of living by state.

Best Affordable Places to Live in Connecticut

In a state with prices as relatively high as Connecticut, it can be a struggle to find truly affordable places to live and you may need to steer clear of some of the better-known towns if cost of living is a concern. But the best affordable places to live in Connecticut are often within an easy drive of New York City or Boston, as well as Hartford, the state’s capital, and where its major airport is located. Each of these towns and cities has a lot to offer.

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1. Torrington

Torrington, Connecticut

Photo credit: iStock/Jennifer Yakey-Ault

West of Hartford, in the picturesque Litchfield Hills, is Torrington, the largest city in Litchfield county. Like many towns in this state of river valleys, it’s a former manufacturing center with a historic downtown area. Today, Torrington is home to the Warner Theatre, Nutmeg Conservatory, and many art galleries. A state forest and ample parks, plus a children’s museum, make this a welcoming setting for arts aficionados, outdoorsy types, families, and everyone in between.

Population: 35,550

Median Household Income: $69,611

Cost of Living: 96% of U.S. average

Average Rent Price: $1,600

Home Price-to-Income Ratio: 3.8

2. New Britain

New Britain, Connecticut

Photo credit: iStock/DenisTangneyJr

Located in the middle of the state, New Britain has easy access to highways running up to Hartford and Boston and down to New York City. It’s also home to a lively arts scene, including the New Britain Museum of American Art. The headquarters of Stanley Black & Decker is here, and the downtown area houses Central Connecticut State University, so the town is diverse. New Britain has a large Polish population and hosts an annual Polish festival. New Britain boasts some beautiful historic districts as well as a vigorous rental market. If this is your first time purchasing a home, consider using a first-time homebuyer guide to learn more about the process before you start shopping.

Population: 74,080

Median Household Income: $57,036

Cost of Living: 98% of U.S. average

Average Rent Price: $1,650

Home Price-to-Income Ratio: 4.8

3. Canterbury

Canterbury, Connecticut

Photo credit: Flickr/JJBers , Creative Commons Attribution 2.0 Generic

Canterbury, in the eastern part of the state, is home to lovely historic architecture and many of the quaint charms of New England, including alpaca and dairy farms, antique stores, farm stands, and farm-to-table restaurants. If you’re looking for a more rural way of life, this could be your sweet spot. Canterbury’s proximity to Providence, Rhode Island and Boston means that there are some higher priced homes that would require a jumbo mortgage loan sprinkled into the mix.

Population: 5,140

Median Household Income: $99,487

Cost of Living: 101% of U.S. average

Average Rent Price: $1,250

Home Price-to-Income Ratio: 3.8

Best Places to Live in Connecticut for Families

Towns that offer families recreational opportunities, a significant concentration of other households in the same lifestage (hello, playdates!), and the conveniences of shops and services geared toward busy parents rank highly on our list. Get to know the best places in Connecticut to live for families.

1. Avon

Avon, Connecticut

Photo credit: Flickr/pedrik , Creative Commons Attribution 2.0 Generic

It’s easy to see why parents would be attracted to the area. It offers relatively affordable homes in proximity to the jobs of a major city. And there are abundant parks, ball fields, and other outdoor opportunities for those raising children. Families who enjoy hiking and biking will appreciate the rails-to-trails pathway. Parents are drawn to the area’s well-regarded public schools, and the town is also the home of Avon Old Farms School, a prestigious boarding school.

Population: 18,883

Median Household Income: $151,481

Cost of Living: 109% of U.S. average

Median Rent Price: $2,300

Home Price-to-Income Ratio: 3.5

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2. Granby

Granby, Connecticut

Photo credit: iStock/Jennifer Yakey-Ault

Granby and the nearby town of East Granby are somewhat distant suburbs of Hartford that are also located not far from Springfield, Massachusetts. More rural than some of the other Hartford-area suburbs, these communities have easy access to hiking trails, bike paths, and farmland. About a third of the households here have children, and parents appreciate the area’s strong public school system. If you’re looking for a new home for your family, read up on the different types of mortgage loans so you’ll be prepared when it’s time to seal the deal.

Population: 11,249

Median Household Income: $117,476

Cost of Living: 105% of U.S. average

Median Rent Price: $2,000

Home Price-to-Income Ratio: 3.8

3. Woodbridge

Just north and west of New Haven, Woodbridge is conveniently located for families who want easy access to regular commuter trains to New York City, but who also desire proximity to the forest, the beach, and other outdoor recreation. Families also like the town’s well-rated public schools, rural feel, and historic homes. Owning a home near New Haven and its conveniences can be costly, and if you’re interested in buying, studying up on some of the tips to qualify for a mortgage could be helpful.

Population: 9,021

Median Household Income: $201,926

Cost of Living: 111% of U.S. average

Median Rent Price: $2,995

Home Price-to-Income Ratio: 3.0

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Best Places to Live in Connecticut for Young Adults

Young adults looking for an affordable place to live are likely also seeking proximity to a solid job market, ample opportunities for entertainment, and plenty of other young adults. These areas made our list of the best places to live in Connecticut for young adults.

1. Manchester

Manchester, Connecticut

Photo credit: iStock/Pugalenthi

This urban/suburban area near Hartford was a 19th-century center for textile manufacturing. Today it offers lots of shopping and dining options, including a vibrant brewery and cider culture. It’s a short drive to Hartford for work or the cultural events the big city offers. The median age here is 36, and most households don’t have kids.

Population: 59,408

Median Household Income: $87,213

Cost of Living: 104% of U.S. average

Median Rent Price: $1,660

Home Price-to-Income Ratio: 3.5

2. Hartford

Hartford, Connecticut

Photo credit: iStock/SeanPavonePhoto

If you like a robust arts and restaurant scene, plus major sporting events and a concert venue that draws top-notch acts, Hartford could be a good spot for you. The population is large and diverse, and there are large employers in the insurance industry as well as in health care and government. The trendy Parkville Market food hall is an all-season gathering place for young city dwellers. And the cost of living is 13% lower than in Connecticut as a whole.

Population: 119,669

Median Household Income: $45,300

Cost of Living: 100% of U.S. average

Median Rent Price: $1,500

Home Price-to-Income Ratio: 4.0

3. New London

New London, Connecticut

Photo credit: iStock/DenisTangneyJr

This diverse waterfront community in eastern Connecticut is small, and three-quarters of households do not have children. There are plenty of bars, coffee shops, restaurants, and parks. Young adults who like a maritime New England atmosphere and proximity to beaches in the summer months will want to check out New London, which is less than an hour by car from Hartford, New Haven, and Providence, Rhode Island, and mere minutes from Groton, home of a U.S. Navy submarine base.

Population: 27,650

Median Household Income: $60,123

Cost of Living: 112% of U.S. average

Median Rent Price: $1,800

Home Price-to-Income Ratio: 4.9

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Best Places to Live in Connecticut for Retirees

If you don’t mind a New England winter, Connecticut offers some advantages for retirees who can fit the state’s prices, which are higher than national averages, into their budget. The Nutmeg State has a highly ranked health system as well as plenty of natural beauty. You can be in the mountains or at the shore from most any location here pretty quickly, and locating near a major city such as New Haven or Hartford also provides access to world-class arts and cultural opportunities.

1. Avon

Avon, Connecticut

Photo credit: Flickr/John Cudworth, Creative Commons Attribution-NonCommercial 2.0
Generic

Avon is popular with retirees as well as with families. A strong local health care system and proximity to Hartford make this an attractive home base. The local area boasts abundant restaurants, museums, and other cultural institutions within a 30-minute drive, as well as several golf courses, hiking trails, and protected bike paths, making it a good headquarters for active types. If you’re looking to downsize into a condo or apartment, the town and its neighbor, Simsbury, together offer more than five retirement living communities for elders.

Population: 18,883

Median Household Income: $151,481

Cost of Living: 109% of U.S. average

Median Rent Price: $2,300

Home Price-to-Income Ratio: 3.5

2. Southbury

Southbury, Connecticut

Photo credit: Wikimedia Commons/
AirportExpert
, Creative Commons Attribution-ShareAlike 4.0 International

This rural/suburban town not far from New Haven is home to Heritage Village, Connecticut’s largest community for active adults 55 and over. The median age here is 51, a reflection of the area’s appeal to those near or in the retirement zone. The town has a lovely downtown as well as parks, golf courses, and lots of scenic beauty.

Population: 20,127

Median Household Income: $112,434

Cost of Living: 110% of U.S. average

Average Rent Price: $2,400

Home Price-to-Income Ratio: 3.9

3. Glastonbury

Glastonbury, Connecticut

Photo credit: iStock/Holcy

Located 10 miles southeast of Hartford, this Connecticut River town has access to the health care and cultural activities of the city. Local activities for seniors include a Senior Lunch Program, and there is an active Senior Center for those 50+. There are several retirement communities in the area.

Population: 35,204

Median Household Income: $150,290

Cost of Living: 116% of U.S. average

Average Rent Price: $2,800

Home Price-to-Income Ratio: 3.3

Best Places to Live in Connecticut Near the Beach

Connecticut’s shore is on the Long Island Sound and it’s a mix of beaches, bluffs, and tidal wetlands. Beaches are only about 14% of the 87 miles of coastline, and properties on the beach are costly. Some beaches are open just to town residents and others require a paid permit, so a day at the beach isn’t always, well, a day at the beach. These places to live near the beach are both relatively affordable and have proximity to public beach access.

1. Groton

Groton, Connecticut

Photo credit: iStock/CHBD

This town, home to a Naval submarine base, also boasts three well-regarded public beaches, including Esker Point Beach, which has parking and changing rooms. Bordered by two rivers, Groton is also not far from Hartford, New Haven, and Providence, Rhode Island. There is a range of housing options, from historic homes to modern condo apartments.

Population: 37,878

Median Household Income: $83,547

Cost of Living: 115% of U.S. average

Median Rent Price: $2,100

Home Price-to-Income Ratio: 4.7

2. Stratford

Stratford, Connecticut

Photo credit: iStock/BrandtDiLauro

Situated on Long Island Sound near the mouth of the Housatonic River, Stratford has 18 miles of coastline, two public beaches, and five marinas. Nature lovers will appreciate that the town is also close to a forest, a salt marsh, and a wildlife refuge.

Population: 52,454

Median Household Income: $93,820

Cost of Living: 119% of U.S. average

Median Rent Price: $2,254

Home Price-to-Income Ratio: 4.5

3. Clinton

Clinton, Connecticut

Photo credit: Flickr/slack12 , Creative Commons Attribution-NonCommercial-NoDerivs 2.0
Generic

A half-hour by car east of New Haven, Clinton has a local beach and residents can purchase a beach pass for $25 per year. (Nonresidents pay steeper fees). But it is also close to Hammonasset Beach State Park, with free access for Connecticut residents. Like other beach towns, it borders the Long Island Sound and there are also marinas here. Clinton also offers a bustling outlet center, a local vineyard, and sport fishing tours.

Population: 13,402

Median Household Income: $116,023

Cost of Living: 126% of U.S. average

Median Rent Price: $2,500

Home Price-to-Income Ratio: 3.5


The Takeaway

Living in Connecticut can be costly, but whether you want a first apartment post-college, a retirement nest, or a headquarters for your growing family, there are options available that offer the best of the Constitution State’s natural beauty, historical treasures, and arts and cultural experiences.

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FAQ

What Connecticut town has the lowest cost of living?

The Hartford area has the lowest cost of living among Connecticut cities and the same overall cost of living as the U.S. as a whole. Its housing, utilities, transportation, and health care costs are all lower than in the other large urban areas. If you are open to a smaller town, travel due west of Hartford to Torrington, which has a cost of living that is 96% of the U.S. average.

Where is the cheapest place to live in Connecticut?

The cheapest housing costs in Connecticut tend to be in smaller towns outside Hartford such as Torrington, Winsted, or Bristol.


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