Best Affordable Places to Live in Utah in 2025

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A suburb of Salt Lake City, Kaysville is known as a welcoming place with lots of parks and open spaces. Residents of the area appreciate its excellent school system. The town’s household income is high and unemployment is low, which gives residents more purchasing power for their homes.

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Located just outside of Provo between the Wasatch Mountains and Utah Lake, Spanish Fork is a suburban community with plenty of activities and interesting attractions. For instance, Spanish Fork is home to the Sri Sri Radha Krishna Temple, a striking Hindu temple that hosts an annual Holi Festival and other community events.

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Orem draws families and young adults alike. The town is just minutes away from Provo, so it’s convenient for those who study or work at Brigham Young University. It’s also close to Utah Lake for swimming, fishing, boating, and hiking. There are lots of new developments, however, helping to create a larger supply of homes for buyers.

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Provo is a hot spot for family-friendly things to do, from the Museum of Natural Curiosities, to the indoor aquatic center at the Provo Rec Center. And residents appreciate the area’s good school system. There are some costlier homes here as well as some good buys. Homes priced on the high end may require a jumbo loan mortgage.

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Located near Salt Lake City, South Jordan is a growing suburban community with lots of young families. It’s an easy commute to the city, thanks to the public transportation system. In the evenings and on weekends, families can spend time together exploring the area’s parks, trails, and museums.

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This large city is filled with fun activities and attractions for families with kids. There’s a zoo, an aquarium, and a natural history museum, just to name a few. You can catch scenic views of the city by hiking the Living Room Trail at Red Butte Ridge. There, the kids can climb the “sandstone furniture” at the peak. Remember, if you buy a home now, and rates drop later, mortgage refinance is always an option.

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With a strong job market and a bustling urban center, Salt Lake City is a great place for young adults. Sports fans can check out the NBA’s Utah Jazz or take in a women’s or men’s professional soccer match. There are lots of parks to explore, plus an active nightlife scene for socializing.

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Just 15 minutes south of Salt Lake City, Midvale is an affordable community with an easy commute to Salt Lake. The town has lots of other young people; the median age is 32. And there’s plenty of entertainment for young adults, including Top Golf and live music. If you have your heart set on buying, these tips to qualify for a mortgage could come in handy.

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This bustling town has lots of good restaurants and breweries to enjoy. Many tech companies have launched in the area, making it a great place to live without a long commute. Plus, many other young adults live in the area, so you’ll be able to meet plenty of your peers. Lehi is one of the U.S. cities with the largest population growth in recent years. This may create a more competitive real estate market for first-time homebuyers.

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Over 20% of St. George’s population is 65 years or older, and it’s no surprise why so many retirees have chosen to settle here. It’s stunning! The city is surrounded by incredible red sandstone cliffs, and the weather is mild. No wonder St. George has been one of the fastest growing cities in the state.

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Nephi has a smaller senior population than St. George — in fact, it accounts for just 8% of the residents. But this charming small town, located about 40 minutes south of Provo, has much to offer. There’s plenty to do, including golfing, fishing, and hiking (or driving) through the scenic canyons. There are rental bargains to be had, too.

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For seniors who don’t mind winter snow, Bountiful, which is a suburb of Salt Lake City, boasts a charming historic district and lots of parks. It has a senior population of just under 15%. Its proximity to the city means you can enjoy everything Salt Lake has to offer whenever you like.

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Whether you love to hike, rock climb, or mountain bike, Ogden has what you’re looking for. Plus, the town has a lovely historic district for dining and shopping. As you walk through town, the mountains make a beautiful backdrop. It can be helpful to explore different types of mortgage loans to find the best financing before you purchase.

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Located an hour south of Provo, the small town of Mount Pleasant is surrounded by mountains and canyons. Hikers will enjoy it here. There are lots of hiking trails at several nearby national parks, including Manti-La Sal National Forest and Uinta-Wasatch-Cache National Forest.

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Outdoor enthusiasts will find plenty to do in Moab with its striking red rock canyons and arches and two national parks. The town itself has a charming downtown area with shops and restaurants, plus a museum that has collections of dinosaur bones and other artifacts. While median values are above the national average, there are first-time homebuyer programs in Utah that could help.