Best Affordable Places to Live in West Virginia in 2025

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By Bob Haegele

(Last Updated – 03/2025)

West Virginia is the state with the lowest cost of living as of 2024, according to research compiled by the Missouri Economic Research and Information Center (MERIC). One of the main drivers of West Virginia’s low cost of living is housing, according to MERIC’s data.

However, cost is not the only factor that matters when deciding where to live. In addition to cost, this list took into consideration things like culture, family-friendly features, public transportation, and entertainment. Take a closer look at these affordable and enjoyable spots to live in West Virginia.

Best Places to Live in West Virginia

As one of the most affordable states in the country, West Virginia has a lot to offer its 1.77 million residents for the price. However, this list breaks it down by more than just affordability, as everyone has different priorities and life circumstances. Below, you will find the best cities and towns in West Virginia for different groups, including families, young adults, and retirees.

💡 Quick Tip: When house hunting, don’t forget to lock in your home mortgage loan rate so there are no surprises if your offer is accepted.

Best Affordable Places to Live in West Virginia

As one of the lowest cost-of-living states in the country, West Virginia has numerous cities and towns that are affordable for their residents. People often equate West Virginia with cities like Morgantown and Charleston. However, there are lots of smaller cities and towns in the state, and they are great places to live without being too expensive.

1. Weirton

Weirton, West Virginia

Photo credit: Flickr/Jon Dawson , Creative Commons Attribution-NoDerivs 2.0 Generic

Considered one of the best affordable places to live in West Virginia, Weirton is located along the Ohio River, nestled between the borders of Ohio and Pennsylvania. There is no shortage of things to do in Weirton, with many museums, shops, and restaurants in town. Its location on the river also means it’s a great place to explore the outdoors. Families will appreciate that the public schools in Weirton are above average.

With a home price-to-income ratio of 2.35, Weirton is an affordable place to buy for the first-time homebuyer.

Population: 18,386

Median Household Income: $56,699

Cost of Living: 87.3% of U.S. average

Average Rent Price: $750

Home Price-to-Income Ratio: 2.35

2. Clarksburg

Clarksburg, West Virginia

Photo credit: iStock/ChrisBoswell

Clarksburg is located in the north-central part of the state along the West Fork River. Residents of the city can experience restaurants, historic buildings and homes, and outdoor activities like golf, hiking, and waterparks. The city is a good place to live overall, with high-quality housing and vibrant nightlife. Clarksburg is also a good place to raise a family.

Population: 15,489

Median Household Income: $46,859

Cost of Living: 77.2% of U.S. average

Median Rent Price: $900

Home Price-to-Income Ratio: 2.39

3. Charleston

Charleston, West Virginia

Photo credit: iStock/Wirestock

Charleston is the capital of and most populous city in West Virginia. The city is also located along the Kanawha River and the Elk River. Charleston residents can enjoy plenty of enjoyable activities, including museums, festivals, restaurants, and a minor league baseball team. Also, there are regular events held at the Charleston Coliseum & Convention Center.

Population: 46,838

Median Household Income: $64,512

Cost of Living: 81.3% of U.S. average

Average Rent Price: $887

Home Price-to-Income Ratio: 2.38

💡 Quick Tip: Generally, the lower your debt-to-income ratio, the better loan terms you’ll be offered. One way to improve your ratio is to increase your income (hello, side hustle!). Another way is to consolidate your debt and lower your monthly debt payments.

Best Places to Live in West Virginia for Families

Families thinking about moving to West Virginia will have a different set of considerations: Activities for kids, affordable family-size homes, and the quality of the educational system will all be important. These cities and towns are among the best places to live for families in West Virginia.

1. Weirton

Weirton, West Virginia

If you are raising a family, Weirton pops up again on this list. As noted earlier, this is among the lowest cost-of-living towns in the state, so you won’t have to worry about exorbitant prices, either. And parents will appreciate its above-average schools and recreation options for their kids.

Population: 18,386

Median Household Income: $56,699

Cost of Living: 87.3% of U.S. average

Average Rent Price: $750

Home Price-to-Income Ratio: 2.35

2. Moundsville

Moundsville, West Virginia

Photo credit: iStock/BackyardProduction

Moundsville is located on the Ohio River near the Pennsylvania border. It has plenty of places for families to explore: It’s home to the largest conical burial ground in North America and Grand View Park, where residents can enjoy outdoor activities. The city is a good place to raise a family thanks to a low cost of living and quality housing. Parents also appreciate the local school system, and the town of 7,000-plus rates well for job prospects.

If you are thinking of buying a home in Moundsville, it can be wise to learn the difference between mortgage prequalification vs. preapproval, so you can get the ball rolling.

Population: 7,724

Median Household Income: $48,590

Cost of Living: 75.1% of U.S. average

Average Rent Price: $750

Home Price-to-Income Ratio: 2.42

3. Nitro

Nitro is a city on the Kanawha River, about 20 minutes from Charleston. While Charleston is affordable, prices are even lower in Nitro. It’s also an all-around good place to live, with an array of housing options and a low cost of living. Families may especially appreciate its strong school system. With its name coming from the World War I era, Nitro is considered a living World War I memorial. You can learn about the city’s connection to World War I at the Nitro War Museum.

Population: 6,426

Median Household Income: $52,247

Cost of Living: 81.3% of U.S. average

Average Rent Price: $950

Home Price-to-Income Ratio: 2.54

Best Places to Live in West Virginia for Young Adults

Young adults have a unique set of priorities.Those might include a strong job market, a thriving nightlife, and lots of things to do. The cities in this section have many of the things young adults are looking for.

1. Barboursville

Looking for one of the best places to live in West Virginia if you’re a young adult? Consider Barboursville, a village conveniently located next to I-64 in Cabell County. The village is part of the Huntington metropolitan area. Like Huntington, Barboursville is near the borders of Ohio and Kentucky. Barboursville is one of the best places to live in West Virginia overall, but young adults might feel especially at home here thanks to its great nightlife, low cost of living, and access to health and fitness facilities. It also has short commute times.

If you’re ready to jump into the housing market, getting preapproved for a loan may help. You may want to learn about the mortgage preapproval process, which could give you an edge.

Population: 4,394

Median Household Income: $59,531

Cost of Living: 79% of U.S. average

Average Rent Price: $593

Home Price-to-Income Ratio: 3.25

2. Charleston

Charleston, West Virginia

Photo credit: iStock/DenisTangneyJr

Charleston makes the list again, this time as one of the best places for young adults in the state. The city has a good job market, a great nightlife scene, and a low cost of living. It’s also a good city for outdoor activities, and many residents enjoy the healthy lifestyle that results.

If you’re thinking of putting down roots in this city, first-time homebuyer programs in West Virginia can help you afford the purchase of a property.

Population: 46,838

Median Household Income: $64,512

Cost of Living: 81.3% of U.S. average

Average Rent Price: $887

Home Price-to-Income Ratio: 2.38

3. Bridgeport

Bridgeport, West Virginia

Photo credit: Wikimedia Commons/Andre Carrotflower , Creative Commons Attribution-ShareAlike 4.0 International

Bridgeport is located in the north-central part of the state, just east of Clarksburg. One of the fastest-growing cities in the state, it stands out for its excellent job market. It also has a solid selection of nightlife and outdoor activities, as well as excellent health and fitness facilities.

If you need a mortgage in Bridgeport, consider these tips to qualify for a mortgage. You may also note that rents are higher in Bridgeport than in some other towns on this list.

Population: 9,377

Median Household Income: $99,936

Cost of Living: 77.2% of U.S. average

Average Rent Price: $1,350

Home Price-to-Income Ratio: 2.83

Best Places to Live in West Virginia for Retirees

Retirees have different priorities than families and young adults. For instance, it might be important for them to connect with other seniors in the area, access entertainment, or enjoy low taxes. With these factors in mind, the following are some of the best places in West Virginia for retirees.

1. Bluefield

Bluefield, West Virginia

Photo credit: Flickr/Dizzy Girl , Creative Commons Attribution-NonCommercial-NoDerivs 2.0 Generic

Bluefield makes another appearance on this list, here as a great place for retirees for several reasons. For one, property tax in the city is low. In addition, West Virginia phased out state Social Security taxes. Also, people 65 and older make up a significant portion of the city’s population at about 20%.

With such a low cost of living, if you decide to buy in Bluefield, it’s highly unlikely that you would need a jumbo mortgage loan.

Population: 9,272

Median Household Income: $43,826

Cost of Living: 71.5% of U.S. average

Average Rent Price: $738

Home Price-to-Income Ratio: 2.44

Recommended: Home Loan Help Center

2. Weirton

Weirton, West Virginia

Yes, it’s Weirton on our list again. Almost a quarter of the population is 65 and over in Weirton, so those in or nearing retirement should have plenty of peers to hang out with. The city has lots to do with museums and restaurants, plus walking paths and bike trails. Overall, the cost of living is quite low, making it an attractive place to retire.

Population: 18,386

Median Household Income: $56,699

Cost of Living: 87.3% of U.S. average

Average Rent Price: $750

Home Price-to-Income Ratio: 2.35

3. Dunbar

Dunbar is a good place to retire, whether you want things to do or just relax. With easy access to Charleston and South Charleston, there are many things to see and do within reach. There are parks, museums, burial mounds, and other attractions. Plus, Dunbar’s overall cost of living is low, although rents have been rising.

Population: 7,163

Median Household Income: $54,647

Cost of Living: 81.3% of U.S. average

Average Rent Price: $1,300

Home Price-to-Income Ratio: 2.20

Best Places to Live in West Virginia Near the Water

1. Fairmont

Fairmont, West Virginia

Photo credit: iStock/DenisTangneyJr

Fairmont is located in north-central West Virginia, and its history dates back to the 18th century. Downtown Fairmont is on the Monongahela River, and the West Fork River meets the Monongahela not far from downtown. However, you’ll want to go a little farther out to Valley Falls State Fork if you want to get the best look at the water. The park has 18 miles of hiking trails, and you can fish and kayak in the river.

Population: 18,155

Median Household Income: $60,791

Cost of Living: 77.5% of U.S. average

Average Rent Price: $1,071

Home Price-to-Income Ratio: 2.64

2. Parkersburg

Parkersburg, West Virginia

Photo credit: iStock/DenisTangneyJr

Parkersburg is the fourth-largest city in West Virginia and sits at the confluence of the Little Kanawha and Ohio rivers. As one of the larger cities in West Virginia, there is a lot to do in Parkersburg. For instance, you can take a ferry from Point Park to Blennerhassett Island Historical State Park and visit the Blennerhassett Mansion. You can also visit the WineTree Vineyards or see a performance at the Smoot Theater.

If you decide to buy in Parkersburg and take out a mortgage with a high rate, a mortgage refinance could help later if interest rates dip.

Population: 29,025

Median Household Income: $44,675

Cost of Living: 77.9% of U.S. average

Average Rent Price: $985

Home Price-to-Income Ratio: 3.10

3. Fayetteville

Fayetteville, West Virginia

Photo credit: iStock/Eifel Kreutz

You can’t miss Fayetteville if you want to be near the water, as it’s not too far from New River Gorge National Park and Preserve. The park features the New River Gorge Bridge, which is right next to Fayetteville. It crosses the New River into Lansing. Activities in or near the river and state park include white-water rafting, ziplining, and ATV tours. Beyond outdoor adventures, the town has plenty of shops, restaurants, and bars to keep residents entertained.

Population: 2,864

Median Household Income: $59,659

Cost of Living: 74% of U.S. average

Average Rent Price: $550

Home Price-to-Income Ratio: 2.98


The Takeaway

West Virginia is known for many things — not only the Appalachian Mountains and its coal-mining history, but also its low cost of living. In fact, it was recently rated the most affordable state in the U.S. West Virginia has a large number of cities and towns to call home, as well as being a prime place to explore the outdoors. People moving to West Virginia can likely find an affordable home plus a satisfying quality of life.

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FAQ

What is the most affordable place to live in West Virginia?

West Virginia has many affordable places to live, but two examples are Bluefield and Fayetteville. The cost of living indexes in these cities are 71.5% and 74% of the U.S. average respectively.

Is it cheaper to live in West Virginia or North Carolina?

The cost of living varies by state as well as by where you live in your state. However, North Carolina tends to be more expensive than West Virginia. Using the most recent MERIC data, West Virginia ranked as the state with the lowest cost of living at 84.1% of the national average, while North Carolina came in as 28th lowest, with a 97.8% figure.

What is the nicest city in West Virginia?

“Nice” is subjective, but if you are looking for a beautiful place to live in West Virginia, you might consider cities like Charleston, Barboursville, and Fayetteville for their quality of life and amenities.


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