SoFi Blog

Tips and news—
for your financial moves.

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Benefits of Applying to College Early Action

You know which schools you want to apply to. You’re happy with your grades and extracurricular activities. It’s still the first semester of senior year, but you’re revved up and ready to start the college application process.

Good news: There is a deadline for people like you. It’s the early action college application deadline.

The early action deadline is fast approaching. If your top school options are early action colleges , you might be wondering if you should jump on the early action train or wait until spring semester.

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Whole Life vs. Term: Buying Term and Investing the Difference Part I

It’s easy to put off planning for the future, especially when that includes planning for the worst. When getting engaged, the first thought is likely to pop a bottle of champagne and celebrate, not pull out the prenup contracts.

When life’s most exciting moments happen, your top of mind priority probably isn’t life insurance. But major milestones like the birth of a child, marriage, or homeownership might be a good time to reflect on your circumstances and think about life insurance.

Life insurance can get pretty complicated—one of SoFi’s recent surveys found that even among members surveyed who have shopped for life insurance, roughly a third of people debate whether whole life insurance or term life insurance is more appropriate for them.

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woman at lake in fall

Where to Travel in Octoberon

Let us tell you a little secret. Summer isn’t always the best time to take a vacation.

You’re shocked, I’m sure, but it’s true. Summer may appear to be an ideal time to set off on the adventure of a lifetime, however, the true star of the vacation show is actually the fall.

October is truly an ideal time to get away for a few days from work, stress, and your everyday life to experience something new. What makes this month so special? First off, the weather is nearly ideal in locations all around the globe. Secondly, places are less crowded as everyone else spent all their vacation days in the summer.

And, here’s another bonus: Places may actually be cheaper to visit in October because it’s the end of their high tourist season. You may even be able to score cheaper flights thanks to low supply and demand too. (That means you could spend a little less time squirreling money away in your travel fund.)

So, if you can, hold off just a little bit longer and plan your group, family, romantic, or solo travels for the month of October. But, just where should you go for the fall vacation of your dreams? Here are seven destinations where you could potentially travel to this October.

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Top Cities for College Grads

Finding the right place to live after graduation can be tricky. Do you pick the biggest city with the most diverse job market, or do you find a smaller city with a lower cost of living? Do you prioritize culture and entertainment or community and family? How important are climate and access to outdoor recreation?

While those are questions you’ll have to answer for yourself, the process could be a little easier with some research. You’ll likely want to consider things like employment, cost of living, housing, and overall job growth in the areas you are interested in moving to after graduation.

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Top Home Improvement Projects for Fall

The leaves are changing, and there’s a crispness in the air, which means one thing for the homeowner—time to tackle those last-minute home improvement projects before winter hits.

Fall can be an ideal time to update, improve or upkeep aspects of your home. It’s a cooler season than summer, which means less sweat for you, but also less swelling or expanding in the materials of your home.

In a month or so, it might be too late to take on many of these projects. Getting a jump on your to-do list and taking care of these fall home improvement projects means you could be done before winter’s cold weather hits.

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