SoFi Blog

Bad habits are hard to break, but good habits might be even harder to develop. And that’s especially true when it comes to personal finances. Growing your financial confidence takes time, like learning to care for a whole garden, not just a window succulent. But if you can develop good money habits now, you might thank yourself later.

For money-saving habits to take hold, you can work to develop good practices with your finances early on, and remain as consistent as possible in order to help avoid not-so-hot money habits down the road.

Establishing small, healthy habits now is a smart way to get your money organized. If you are able to incorporate at least some of these tips, you may be able to gain more confidence in your financial life.

You just did something that many people only dream of. You actually ditched the day job, and now you fly solo. You’re the CEO of your own company, party of one. It takes a lot of self-confidence and chutzpah to make this leap, so if you haven’t patted yourself on the back yet, you probably should.

But don’t revel too long, because hustlin’ ain’t easy.

Choosing to become self-employed, whether as a freelancer, consultant, or small-business owner, can be equal parts exhilarating and terrifying. While it comes with the freedom to take long lunches and set your own schedule, it also means leaving the nest and hunting for your own food.

So, where to start? In some ways, setting financial goals for a business will somewhat mirror how you’d set personal financial goals. In other ways, it will be vastly different. Here are a few tips to help you get a jumpstart on being not only your own CEO, but your own CFO, too.

Remember the long, cold winter days you spent cooped up inside wishing for sunnier, warmer weather? Those days are now a distant memory as the summer heat starts to take hold.

Sure, you could sit in the air conditioning, but who wants to spend all summer inside? And sometimes, fighting the crowds for a spot at the local pool, beach, or lake can be a headache.

If the rising temperatures have you searching for “cold places in July,” this list could be just what you’re looking for. Summer vacations don’t have to be all beaches and hot, humid days. Here are some cool weather summer vacations that could help you beat the heat this summer.

As darkness falls on the Fourth of July, Americans around the country gather to watch vibrant fireworks displays commemorating the patriotic holiday. But before the fireworks illuminate the night skies, Independence Day celebrations like backyard barbecues, pool parties, and parades will take center stage.

Hosting a party can get expensive, but we’ve compiled a list of Fourth of July party ideas that might keep your budget in check so you can still enjoy the summer fun.

Graduation is an exciting milestone that serves as a marker for a new chapter in life. The next steps for high school graduates may include heading off to college—eager to pursue a college degree in the field of their choice. As a college graduate, after years of studying, they’re graduating with a degree in hand. They may be continuing toward a master’s degree or planning on joining the workforce.

As the graduates in your life embark on their next steps, they might need a bevy of new things to get them though. That’s why, as you’re racking your brain trying to think of what to buy a college graduate, it can make sense to gift them something on the practical side, something that might come in handy as they head off on their new adventures.

And hey, no one ever said practical needed to be boring. Here are nine useful gift ideas for the recent graduate in your life.