SoFi’s December Roundup

Holiday shopping can be stressful, even without the strain of in-person buying for many of us this year. But there are things you can do to reduce that stress — especially the financial aspects of it — this holiday season.

Starting with tried-and-true practices that you can use all through the year, like creating better buying habits, can set you on the right track. These nine tips will help you become a more prudent shopper. Don’t fret if you need to change any potentially troublesome spending habits. It doesn’t have to be difficult.

Organizing yourself and doing some research before you click that buy button or pull out your credit card at the check-out counter also helps. That often starts with finding the best deals out there.

If you’re serious about saving money and keeping yourself as stress-free as possible this holiday season, we’ve rounded up some guidance from around the internet to help you do just that … plus here’s a look at what 2021 may have in store for you.

To start, here are five ways to find extra money. And no, it doesn’t require buying a metal detector.

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6 reasons you need a side hustle, even if you don’t need extra money . Why? Well, it all starts with creating ways to protect your income and enjoy some personal fulfillment.

There’s a lot of financial advice out there these days, so you’ll want to take a lot of it with a grain of salt. Here’s some of the worst financial advice of 2020 and what you can do to avoid it in the future.

Looking for some simple and savvy ways to stretch your holiday spending budget to avoid going into debt? One way you can do that is by taking advantage of your credit card points .

Of course, if you’re already in debt, it can be one of the most difficult financial challenges to overcome. It is possible to find your way out of debt without wrecking your credit, though. You may want to check out this simple plan to pay off debt .

Some Americans have tacked on debt during the pandemic, and those who have lost their jobs are likely struggling. If you’re among those looking for a job, here are some tips for standing out in the hiring process.

And if your learning curve has flattened and you’re ready to venture out on your own as an entrepreneur, these tips can help you prepare for the task , both body and mind.

And finally, as 2020 winds down, CEOs and other business executives are pulling out their crystal balls, prognosticating on what lies ahead for 2021 and how it could impact your everyday routines.

If you’re feeling the financial heat this year and you’re not sure where to get started, don’t worry, SoFi can help.
SoFi Checking and Savings® is a checking and savings account with no account fees—and where you can spend, save, and earn all in one place.

Also, SoFi members gain access to SoFi Relay, where they can track all their incoming and outgoing cash, set up goals, and ensure they aren’t spending above their means.

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