SoFi Blog

Whether you’re about to graduate from college or you’ve been in the workforce for a while, chances are you’ve wondered how to choose a career. Most millennials think constantly changing jobs leads to career advancement, so it might help to be thoughtful about when and why you’re making choices and changes.

Bigger picture: We spend over 13 years of our lives at work, and more than 80% of U.S. workers say they’re unhappy with their jobs. When you put it that way, choosing a career takes on a lot more meaning than just the place where you get a paycheck—it’s an integral part of your entire life.

Why is planning your career important? If you’re the type of person who likes to take control of your situation, then you can view this as a way to take the reins and be more likely to get what you want. If your dream job exists, chances are it won’t just fall into your lap—you’ll have to make it happen.

In our efforts to bring you the latest updates on things that might impact your financial life, we may occasionally enter the political fray, covering candidates, bills, laws and more. Please note: SoFi does not endorse or take official positions on any candidates and the bills they may be sponsoring or proposing. We may occasionally support legislation that we believe would be beneficial to our members, and will make sure to call it out when we do. Our reporting otherwise is for informational purposes only, and shouldn’t be construed as an endorsement.

The field of Democratic hopefuls in the 2020 presidential race is large, but former Vice President Joe Biden is one of the most recognizable. Like other candidates, his platform is robust and complex, covering issues that range from ending gun violence to legalizing marijuana to international diplomacy.

And while those (decidedly divisive) topics are the ones that often make the headlines, Americans are also concerned about what the next four years could mean for their wallets. The candidates’ positions on finances, investing, and student loans are just as important—and maybe even deal-breakers.

So how could a Biden seat in the Oval Office affect your bottom line? Most political analysts seem to agree that Biden leans more to the center of left than his challengers on many issues, including the trending debate over student debt. Here’s where he stands on four key financial issues: minimum wage, taxes, health care, and student debt.

Taking out student loans is a big commitment—and filling out the paperwork is no cakewalk, either. You’ll need you and your parents’ tax documentation, income statements, and, of course, the ability to actually understand all that IRS gibberish… which is challenging even for those who already have a college education.

So we put together this FAFSA® “cheat sheet” to help you get filed and funded in a snap. (Sorry, though; we won’t be able to give you an equivalently easy fix when it comes to actually completing your college assignments.)

When your child chooses a major that taps into his or her passions and aligns with interests and strengths, that’s wonderful for them. But, because college educations are increasingly more expensive, it’s natural to hope that the choice of major will also be practical, one worth the investment.

Higher education is a financial investment, with average college tuition and associated fees for the 2018-2019 academic year standing at:

•  $35,676 for private colleges

•  $10,230 for state residents at public colleges

•  $26,290 for out-of-state students at state schools

This doesn’t count housing expenses, transportation costs, and books and supplies. So it just makes sense to want your child to end up with a college degree that’s practical.

Home sweet home hasn’t been looking so sweet lately. Maybe you spend your days fantasizing about a kitchen any professional chef would dream of. Or perhaps you want to soak your worries away in a brand spanking new bathtub in your freshly tiled bathroom.

Your home is a sacred space, but it might take a little work—and money—to make your home feel that way. Whether you’re working on a fixer upper or want to give your home a mini-makeover, here are six home renovation questions to consider asking yourself before you launch into a remodel. Thinking about these questions out before you start home improvements could potentially save you a lot of time, money, and stress!