SoFi Blog

If there’s an American Dream for retirement, it probably includes telling your boss to lose your number, unplugging the alarm clock, and moving somewhere that’s 72 and sunny year-round. It’s a worthy goal, but it doesn’t just magically happen when you turn 65. When you look more closely, you’ll find that retirement could also mean learning to live with more time—and less money.

It doesn’t mean you’ll never live on the beach in retired bliss. But retirement does require planning, foresight, and a solid grasp on your finances that needs to start long before you decide to leave your career.

To help you try to retire without regret, we put together a list of the top financial planning tactics that retirees wish they had done better, sooner, or longer. This is straight from retirees who’ve been there, done that, and wished they had done something differently.

It seems like millennials and student debt go together like avocados and toast. The millennial generation is cash-strapped , facing high amounts of student debt and high housing costs. The result is a generation that is constantly worried about money.

A majority of millennials are dealing with significant amounts of debt—and it’s keeping them up at night. A SoFi survey of its members found that 83% felt like their student loan debt kept them from relaxing.

Whether you’re waking up in a cold sweat after dreaming about your monthly balance or feeling wracked with guilt every time you swipe your credit card, looming loan payments can feel overwhelming.

After years in school, taking exams and spending countless hours studying, your residency is when you can put all the knowledge and skills you’ve accumulated to the test. A medical residency offers an amazing learning opportunity for a young doctor.

Who doesn’t love a great deal? Whether shopping for new shoes or an automobile, it seems like humans have an inherent desire to get the most bang for their buck. And when it comes down to it, shopping around can be a great way to protect yourself as a consumer, even when finding good stocks to buy.

Deciding you’d like to pursue a graduate degree is a monumental decision, and not one to be taken lightly. If you’re determined to advance your current skills or learn something completely new, it can be a great option.

But, there are a few key questions you should ask yourself and an academic advisor before applying to graduate school. Here are a few things to ponder before obtaining an advanced degree.