SoFi Blog

There are plenty of reasons to wait until the last minute to plan a vacation. You might want to save up a little more cash, wait for a great price on airfare, or see how crazy work is before booking. And spontaneous vacations can certainly feel more exciting than ones you’ve planned months in advance. One minute, you’re anticipating an uneventful weekend at home, the next, you’re throwing a swimsuit in a bag and jetting off to the beach.

But here’s a good reason you might want to rethink your planning strategy: research reveals travel’s biggest impact on your mood doesn’t kick in during the trip.

How It Works is an ongoing series here on our blog, exploring and demystifying topics about which we hear often from our members and the public. Today, we’re taking a look at how we collect and protect customer data.

Today represents a huge milestone for tens of thousands of medical students about to embark on the next stage of their medical careers: Match Day. If you’re a resident, we know you’ve been anxiously counting down the days. And if you’re friends with a 4th year medical or dental school student, we know you’ve been dealing with their anxiety. And hopefully for both of you, today is a huge relief.

We here at SoFi wish a hearty congratulations to all soon-to-be residents who have spent many sleepless nights in the library, crisscrossed the country interviewing, and are readying yourselves to become our next generation of health-care providers.

How It Works is an ongoing series here on our blog, exploring and demystifying topics about which we hear often from our members and the public. Today, we’re taking a look at how credit scores play into our lending decisions.

They say falling in love leads to happily ever after. But when you throw money in the mix, that ending can get complicated.

Couples frequently have issues around finances, whether it’s about budgeting, debt, spending, or simply aligning on future goals. But how they deal with those issues can be a different story. While some fight and get it all out in the open, our recent survey on the topic suggests that plenty of couples prefer to keep their money troubles under wraps—including from their partner.

After surveying over 3,300 couples across the U.S. (ages 18-45), the SoFi team dug into the details of financial infidelity, and discovered which kinds of money-related experiences can cause even the most communicative of partners to keep their other half in the dark. Just in time for Valentine’s Day, here are a few eye-openers around money, love, and pure deception.