SoFi Blog

These days, it seems the only thing more expensive than San Francisco rent is a San Francisco mortgage payment. Or is it the other way around?  It’s getting hard to keep track.

It’s hard to feel “merry and bright” when you’ve got student loans hanging over your head. This season, instead of letting loans dampen your spirits, why not use some of that holiday downtime to make a dent in your debt? Grab a drink (or six) and use our Holiday Student Loan Game to help you get organized, save money and set your loans up for success in the New Year.

Cheers to dominating your student loan debt in 2016 – and happy holidays from SoFi!

The Fed made headlines this week when it announced it will raise its key interest rate for the first time in nearly a decade. While the initial increase is a marginal 0.25 percent, the Fed’s plan to steadily increase rates over the next few years clearly has implications for the broad economy – not to mention individuals like you and me.

Homeowners and prospective homebuyers in particular may be wondering what this news means for mortgage loan rates. Let’s take a look at four different types of mortgage borrowers and how they could be affected.

We build and manage our careers one conversation at a time.  Some of those conversations are easy, some hard, but few cause more stress than negotiating an offer.

In fact, salary negotiations can be so stressful that many people avoid them altogether.  According to a recent PayScale study, 57 percent of those surveyed have never asked for a raise in their current field.

What’s stopping you?

Are you in your 20s or 30s? Do you cringe when people call you a Millennial and make sweeping proclamations about your generation as if you were from some new planet? The stereotypes have become so prevalent that one person took matters into his own hands with a hilarious Chrome extension that replaces the “m-word” with the term “snake people” (feel free to use it on this article).

It may be tough to live with all the attention, but bear with the rest of us.  After all, people born in the 1980s and ‘90s,count for more than a quarter of America’s population and are shaping the world for everyone in new ways. Other folks are naturally going to be curious about the preferences and habits of this new generation of young adults.