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Unlike with other lenders, viewing your rate with SoFi will NOT affect your credit score.†︎.

The bad news: Discover® is dropping their student loan business and quitting on their customers. The good news: Switching to SoFi is more than a swap—it could be an upgrade.

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Unlike with other lenders, viewing your rate with SoFi will NOT affect your credit score.†︎.

Change is hard. But we can help.

Moving on isn’t easy. So we set up a special phone number to help former Discover Student Loan customers like you get the answers you need right now. Call 1-833-917-7634 to find the best way to move on—and maybe even move up.

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Compare student loans and step up to SoFi.

We think taking care of students and parents right means taking private student loans up a level. Compare student loans for yourself and see if you agree.


Comparisons based on information obtained on lenders’ websites as of December 5, 2023.

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Unlike with other lenders, viewing your rate with SoFi will NOT affect your credit score.†︎.

Expect more from a SoFi Private Student Loan.

Pay down debt with rewards.

Earn rewards points with our app in a snap. And easily redeem them to owe less on student loans or other debt.3

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Discount after discount.

Get a 0.25% rate discount just for setting up autopay.1 Returning borrowers could get another 0.25% discount.2

Banking services for life.

Student life is just the start of your financial journey. Stick with SoFi for high-yield savings, investments, and more.

The app with it all.

See your full financial life in one place. Track student loan progress. Check your credit score. Watch savings grow.

Membership that matters.

Becoming a SoFi member is like a permanent good hair day for your money.

A million more reasons to switch now.

With over 1 million students choosing SoFi5, we’re just getting started. And with benefits that meet or beat Discover standards, now’s a great time for you to get started with SoFi too.

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The savings and experiences of members herein may not be representative of the experiences of all members.
Savings are not guaranteed and will vary based on your unique situation and other factors.

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A million more reasons to switch now.

With over 1 million students choosing SoFi5, we’re just getting started. And with benefits that meet or beat Discover standards, now’s a great time for you to get started with SoFi too.

The savings and experiences of members herein may not be representative of the experiences of all members. Savings are not guaranteed and will vary, based on your unique situation and other factors.

Start now