CASH-OUT REFINANCE

Turn your home equity
into cash.

Turn your equity into cash with a cash-out refi and pay down high-interest debt, or increase your home’s value with a remodel.

Get one-on-one assistance from a dedicated Mortgage Loan Officer.
Get your rate in a matter of minutes.

View your rate

BTW it's a soft inquiry, so it won't affect your credit score.

Awards or rankings are not indicative of future success or results. Neither SoFi Bank, N.A. nor its employees paid a fee in exchange for ratings. Awards and ratings are independently determined and awarded by their respective publications.

Why refi with SoFi?

  • Turn your home equity into cash.

    Consolidate high-interest debt or pay for home renovations with cash-out refinancing.

  • $0 origination fee.

    Unlike other lenders, SoFi doesn’t charge an origination fee1 — which helps you save serious cash you can keep for remodeling or consolidating debt.

  • Save even more.

    You could save thousands with a lower rate when you use cash-out refinancing to remodel your home or pay off high-interest debt.

  • Get help when you need it.

    Our Mortgage Loan Officers are ready to guide you through the cash-out refinance process step by step.

View your rate