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Choose your mortgage
refinance rate.
A new mortgage refinance rate or term could be a game changer for your finances.
30-year fixed1
5.625% Rate
6.044% APR
Enjoy fixed
monthly payments and a constant interest rate.20-year fixed2
5.625% Rate
6.186% APR
Pay your home loan off over 20 years while maintaining a constant interest rate and monthly payment.
15-year fixed3
5.000% Rate
5.689% APR
Pay your home loan off faster while maintaining a constant interest rate and monthly payment.
10-year fixed4
5.000% Rate
5.985% APR
Pay your home loan off over 10 years while maintaining a constant interest rate and monthly payment.
All APRs are updated daily
Need help finding the best option for your unique needs? Get in touch with a Mortgage Loan Officer at (844)-763-4466.
How SoFi Mortgage Refinancing Loans work.
Applying for mortgage refinancing with SoFi is simple with an application that can be done all online. Our MLOs can give you one-on-one assistance through every step of your home refinancing.
1
Pre-qualify without the hassle.
It takes just minutes to get pre-
qualified for a home loan refinance online.2
Select your home refinance.
Find the mortgage refinancing option with the interest rate and monthly payments that match your goals and complete your application.
3
Receive the funds.
Once an underwriter has reviewed and approved your application, just sign your paperwork and we’ll process your home refinancing.
Mortgage refinance requirements.
Every homeowner is unique and so is every mortgage refinancing. Here are a few factors that can affect your refinance rates.
Learn more about refinancing a mortgage.
Thinking about home refinance? Here are a few resources to get you started.
FAQs
Learn more: 7 Signs It’s Time for a Mortgage Refinance
Learn more: How Much Does It Cost to Refinance a Mortgage?
Learn more: A Guide to Choosing a Mortgage Term
Apply online or call for a complimentary
mortgage consultation.Just call (844)-763-4466 to get in touch with our Mortgage Loan Officers. Ready to jump in? Pre-qualify online.
1 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 5.625%, LTV 80% is $2129.00 for full Principal and Interest Payments with $7790.24 due at closing. The Annual Percentage Rate is 6.044%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
2 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.625%, LTV 80% is $2570.00 for full Principal and Interest Payments with $7790.24 due at closing. The Annual Percentage Rate is 6.186%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
3 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.000%, LTV 80% is $2924.00 for full Principal and Interest Payments with $7659.92 due at closing. The Annual Percentage Rate is 5.689%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
4 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.000%, LTV 80% is $3922.00 for full Principal and Interest Payments with $7659.92 due at closing. The Annual Percentage Rate is 5.985%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.