What is private market investing?

It is investing in companies not listed on a stock exchange. SoFi is working with Templum to offer accredited investors, who are looking for opportunities to diversify portfolios, access to private markets.

Who is eligible to invest via Templum?

All SoFi Invest members will have access to Templum Markets who meet certain eligibility criteria. The initial offerings on Templum will only be available to 'Accredited Investors', as defined by the SEC and will be unavailable to investors that do not meet applicable thresholds. An Accredited Investor is generally defined as an individual who meets one of the following criteria: having a liquid net worth exceeding $1,000,000 (individually or jointly with a spouse), an annual individual income of over $200,000, or a combined income with a spouse exceeding $300,000.

How do I pay for my order?

Upon onboarding with Templum, you will be prompted to pay. Templum’s payment options include wire and linking from a bank account, subject to limits. If you want to use a balance from your SoFi brokerage account, you will need to transfer funds to your bank account to do so.

Private Market Investing

Q: Who is Templum and what is SoFi’s relationship with Templum?

SoFi Securities LLC ('SoFi Invest') has a referral arrangement with Templum Markets LLC ('Templum'), allowing eligible SoFi Invest members to access certain special purpose vehicles ('SPVs') and private investment funds through Templum.

INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

SoFi Invest is a trade name used by SoFi Wealth LLC and SoFi Securities LLC offering investment products and services. Robo investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser. Brokerage and self-directed investing products offered through SoFi Securities LLC, Member FINRA/SIPC.

For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with SoFi Invest please view our fee schedule.

^*Access to private companies and certain funds is restricted to Accredited Investors. To qualify, an investor must meet specific financial criteria: a net worth over $1 million (excluding their primary residence), or an annual income over $200,000 ($300,000 when combined with a spouse or partner) for the prior two years, with the expectation of earning the same in the current year. Alternatively, meeting professional criteria can include being an investment professional in good standing with a Series 7, 65, or 82 license. Templum Markets, LLC will qualify all Accredited Investors prior to accepting an offer. Detailed information on these requirements is available in the private offering memoranda or prospectus provided by Templum.

SoFi Securities, LLC (“SoFi Invest”) has a referral arrangement with Templum Markets LLC (“Templum”) allowing eligible SoFi Invest members to access specific special purpose vehicles (SPVs) and private investment funds. Templum charges a purchase fee of up to 6% for SPVs and up to 3.5% for funds. Templum compensates SoFi Invest with 20%-50% of the fees charged to referred members, which creates a conflict of interest and an incentive for SoFi Invest to refer members to Templum. SoFi Invest is not affiliated with Templum and does not endorse its products.

Alternative investments may not be suitable for all investors and carry unique, substantial risks, including: Lack of Liquidity (investments are often illiquid until a potential acquisition or IPO), Risk of Loss (often involving high-risk assets like startups, which can result in a total loss of capital), Limited Information (making valuation challenging), and Managerial Risks (performance depends heavily on the fund managers’ skills and decisions). Investors should carefully review the investment objectives, risks, charges, and expenses in the private offering memoranda or prospectus provided by Templum. This disclosure is not a recommendation to buy, sell, or hold any security or to endorse any specific strategy.

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