Life & Career Archives | Page 24 of 91

Nov

2024

How Long Does a Debit Card Refund Take?

By Dan Miller | Life & Career, Terminology | Comments Off

While it only takes a moment to swipe or tap a debit card when making a purchase, debit card refunds are not as fast: They typically take between one and 10 business days or even longer.

Debit card refunds can be a common occurrence: Perhaps you used your card to buy laundry detergent but you bought the wrong variety. Or maybe you purchased an item online that arrived damaged.

There are a number of different factors that impact how debit card refunds work. Understanding the debit card refund process can help you know what to expect, and most importantly, when to expect the money to go back into your bank account.

Key Points

• A refund on a debit card typically takes one to 10 business days, influenced by merchant and bank processing times.

• Accurate information expedites refunds; incorrect details can cause delays or processing issues.

• Delays can occur due to merchant processing, incorrect information, and technical difficulties.

• Contact the merchant first if a refund is delayed, then check with your bank.

• International debit card refunds can take longer due to multiple processing networks and potential fraud checks.

Understanding the Debit Card Refund Process

One important debit card fact is that refunds don’t usually go through instantly, despite how quick purchase transactions can be with these cards. If you expect the money to be credited to your account immediately (as it could be with a cash refund), you may be disappointed. And depending on how you are managing your cash flow, you could risk overdraft fees if you expect the funds to quickly land back in your bank account.

The most important thing to understand is that your financial institution (whether you do online banking or the traditional kind) cannot issue an immediate refund to your account. Instead, they must wait for the merchant to initiate the refund. Generally, once you request a refund, the merchant will approve it, and then they will alert their bank to issue a refund to your bank.

Each one of these steps can take a few business days, which is why the overall debit card refund process can take up to 10 business days or longer.

Factors Affecting Refund Processing Time

There are several factors that can affect how long it takes for a refund on a debit card to arrive at your checking account.

• Merchant delays: Depending on how you request your refund and which merchant is processing the refund, it may take a couple of business days for your refund to even be initiated. There may also be delays in the processing between the merchant’s bank and your bank.

• Debit card processing: Your debit card processing network (such as Visa or Mastercard) will have its own schedule and system for refunds. This could potentially slow down your refund. There also could be a slowdown with the merchant’s network.

• Incorrect information: One of the biggest factors that can delay your debit card refund is if you provide incorrect information to the merchant. Make sure that your refund request has your proper name and bank account details to facilitate a prompt refund.

• Technical difficulties: There could be technical delays or difficulties. For instance, there might be an abnormally large number of refund requests at a given time. This can increase debit card refund processing time.

• Payment authorization: It’s important to understand that when you make a purchase, it may take a few business days for the merchant to actually receive your money. If you make a refund request before the merchant has obtained your money, your refund will likely have to wait until after that initial charge has been posted.

• Fraud checks: A refund request for an unusually large charge may be delayed while the bank checks to make sure that both the charge and the refund request are valid and not a kind of bank fraud. This process can also affect international debit card refund requests, which may take a bit longer than domestic refunds.

Understanding these forces can help explain how long a debit card refund takes to be completed.

Recommended: APY (Annual Percentage Yield) Calculator

Tips to Expedite Your Debit Card Refund

Here are a few ways you may be able to speed up a debit card refund:

• Be accurate. One of the most important things that you can do to expedite your debit card refund is to provide accurate information to the merchant when you request the refund. This may include your name, address, contact information as well as your bank account routing and account information. If you provide incorrect information, that can delay your refund or even cause the merchant to not be able to process your refund.

• Follow up. If several business days have passed and you have not received an expected refund, a good next step can be to check in with the merchant again and request information on where the transaction stands. You may be able to track the status of your refund request online, or you may have to call the merchant directly.

• Check with your bank. If the merchant says that your refund has been processed but you still haven’t seen it post to your account, contact your financial institution to see if they can track the status of your refund. They may help move the transaction forward; they might contact the payment processor for details on the debit card refund’s status.

By following this sequence of steps, you may be able to speed up a debit card refund.

What to Do If Your Refund Is Delayed

As noted above, if your refund is delayed, the first step is to reach out to the merchant. They may be able to verify your refund information and update your refund status. You can also reach out to your bank to see if they can track your debit card refund.

It’s also good to understand that international debit card refunds can take longer still than domestic, due to cross-border processing times.

Though delays in debit card refunds can undoubtedly be frustrating, know that sometimes security measures are the root of the slowdown. The silver lining is that your personal finances are being protected as your refund makes its way back to you.

Recommended: 7 Tips to Managing Your Money Better

The Takeaway

The time frame for how long a debit card refund takes is usually anywhere from one to 10 business days, depending on a number of factors. These include the amount of time it takes for the merchant to process the refund and for both your bank and the merchant’s bank to move the money. There can also be delays due to technical issues and a high volume of transactions. If it’s been several business days and you haven’t seen an expected refund, first check with the merchant. If you don’t get a satisfactory response, check with your bank to see if they can track and expedite your debit card refund.

If you’re looking for a bank account with a debit card and loads of other great features, see what SoFi can offer.

Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.

Better banking is here with SoFi, NerdWallet’s 2024 winner for Best Checking Account Overall.* Enjoy up to 3.80% APY on SoFi Checking and Savings.

FAQ

Do credit card refunds process faster than debit card refunds?

No, actually credit card refunds usually take longer to process than returns with cash or debit cards. They typically take between five and 14 business days, versus one to 10 for a debit card refund. However, purchases that you make with a credit card may afford you more protections (such as protection against unauthorized charges) than those made with debit cards.

Can I track my debit card refund status?

It can sometimes be difficult to accurately track the status of your debit card refund. You may be able to track your refund on the merchant’s website (if they provide that service). However, that may only show when the merchant authorized the return. Another option would be to look at your online banking account or talk to your bank’s customer service department. If your debit card refund is delayed, you might reach out to the merchant and then your bank for updates.

How do international refunds differ from domestic ones?

International debit card refunds work in a similar fashion to domestic debit card refunds and may take the same amount of time: up to 10 business days. However, they may take considerably longer; international banking transactions may have to route through multiple processing networks. Additionally, some banks may flag international debit card refunds as potentially fraudulent, leading to further delays as they ascertain if they are valid.

Photo credit: iStock/Hispanolistic

SoFi® Checking and Savings is offered through SoFi Bank, N.A. ©2025 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

SoFi members with Eligible Direct Deposit activity can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Eligible Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Eligible Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below).

Although we do our best to recognize all Eligible Direct Deposits, a small number of employers, payroll providers, benefits providers, or government agencies do not designate payments as direct deposit. To ensure you're earning 3.80% APY, we encourage you to check your APY Details page the day after your Eligible Direct Deposit arrives. If your APY is not showing as 3.80%, contact us at 855-456-7634 with the details of your Eligible Direct Deposit. As long as SoFi Bank can validate those details, you will start earning 3.80% APY from the date you contact SoFi for the rest of the current 30-day Evaluation Period. You will also be eligible for 3.80% APY on future Eligible Direct Deposits, as long as SoFi Bank can validate them.

Deposits that are not from an employer, payroll, or benefits provider or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Eligible Direct Deposit activity. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. SoFi members with Eligible Direct Deposit are eligible for other SoFi Plus benefits.

As an alternative to Direct Deposit, SoFi members with Qualifying Deposits can earn 3.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant. SoFi members with Qualifying Deposits are not eligible for other SoFi Plus benefits.

SoFi Bank shall, in its sole discretion, assess each account holder’s Eligible Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving an Eligible Direct Deposit or receipt of $5,000 in Qualifying Deposits to your account, you will begin earning 3.80% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Eligible Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.

SoFi Bank reserves the right to grant a grace period to account holders following a change in Eligible Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Eligible Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Eligible Direct Deposit or Qualifying Deposits until SoFi Bank recognizes Eligible Direct Deposit activity or receives $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Eligible Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Eligible Direct Deposit.

Separately, SoFi members who enroll in SoFi Plus by paying the SoFi Plus Subscription Fee every 30 days can also earn 3.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. For additional details, see the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.

Members without either Eligible Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, or who do not enroll in SoFi Plus by paying the SoFi Plus Subscription Fee every 30 days, will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances.

Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
*Awards or rankings from NerdWallet are not indicative of future success or results. This award and its ratings are independently determined and awarded by their respective publications.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

SOBNK-Q324-082

Nov

2024

How to Read a Pay Stub or Paycheck

By Kim Franke-Folstad | Life & Career | Comments Off

Thanks to the convenience of direct deposit, many people never even glance at — much less analyze — their pay stubs or paychecks anymore.

But reviewing the information on your pay slip, which serves as a receipt for the wages you receive each pay period, is more important than you might think. It can help you monitor your retirement savings, for example, and the other employee benefits you’re receiving. It also can allow you to track how much you’re paying in taxes. And if you know how to read a pay stub, you might even spot errors that could cost you money or cause some headaches if they aren’t fixed right away.

Knowing the details of where your wages can be an important part of successfully managing your money.

Key Points

• Pay stubs include essential information like earnings, deductions, and employer contributions, all important for financial planning.

• Regularly reviewing pay stubs can help you identify errors and track benefits and deductions.

• Understanding payroll deductions, both pre- and post-tax, can aid in budgeting and tax planning.

• Understanding employer contributions to benefits and taxes is crucial for evaluating compensation packages.

• Pay stubs may provide additional information, such as paid leave time and loan repayment status.

The Basic Components of a Pay Stub

Federal law doesn’t require that pay stubs be distributed. State laws, however, require pay stubs in 41 states, with different guidelines for the contents. Not only can the details shared about one’s pay and how it’s organized can vary significantly from one state to the next, it may well shift from one employer to the next. Some pay stubs and paychecks have much more streamlined details than others. But some of the basic elements you can probably expect to find on your pay slip include:

• Identifying information about your employer

• Identifying information about you

• The start and end dates of the current pay period

• Information about your earnings

• Information about taxes and deductions from your pay

• Employer-paid taxes

• Employer-paid benefits

This information is important for accurate recordkeeping for you and your employer.

Personal Information and Pay Period Details

The personal information and pay period details section of your pay stub is typically where the most basic intel can be found, including your Social Security number, tax-filing status, and federal, state, and local withholding allowances.

If you have direct deposit, you also might see the routing and account number for the checking and/or savings account you use for that.

Why It Matters: The top section of your pay stub is probably the easiest portion to skim through — but it’s also worth making sure the information is correct. If your name is misspelled or just one digit of your Social Security number is off, for example, it could cause you problems later. And the IRS recommends reviewing your income tax withholding choices at least once a year, early in the year, to help avoid any surprises when you prepare your income taxes.

Breaking Down Earnings

The earnings section is where many people quickly zoom in to see how much money is coming their way. But it’s not one single number you’ll find in this section. Here’s what the earnings on your pay stub or paycheck can tell you.

Gross Pay vs. Net Pay: What’s the Difference?

You’ll likely be interested in how much you received for a given pay period. When looking for that, keep the following in mind:

• Your gross earnings equal the money you made before taxes and other deductions were subtracted.

• Your net earnings indicate the amount you’re actually paid after those deductions are taken out. So the net figure is the amount of cash landing in your checking account if you have direct deposit and send all your wages there. (And if you don’t, this is the amount you’ll see on your paper paycheck.)

These two figures may appear in different areas on the pay slip, not necessarily at the top. They are important to track: Understanding the difference in your net vs. gross pay can be useful for budgeting, goal-setting, and deciding how much to save from each paycheck.

Regular Wages and Overtime Pay

The earnings section is typically broken down into a few different categories, which may vary depending on, say, whether you’re a salaried or hourly employee. It may include your regular pay rate and how many hours you worked, for example, plus overtime, holiday, and vacation pay rates and hours.

Bonuses, Commissions, and Other Compensation

Some people simply earn a straight salary. But others may have other forms of compensation, such as a commission on sales or a year-end bonus. These amounts and any other forms of compensation will be listed.

Year-to-Date (YTD) Earnings

You can gain further insight onto your earnings when you compare a given pay period’s numbers and YTD, or year-to-date, figures. The YTD figures show how your income is stacking up over the course of the year and can help you track where you are in terms of your expectations for this juncture.

Why It Matters: Checking payment details can help you be sure your hourly wages/salary and other compensation amounts are correct. What’s more, tracking how much you’re earning in other pay categories can be helpful for tax and other planning purposes.

Decoding Deductions and Withholdings

Here’s where you’ll see your gross earnings shrink down to your net pay, thanks to statutory (or obligatory) and voluntary deductions.

Required Payroll Deductions

The statutory deductions listed on your stub are taxes employers are required by law to withhold from an employee’s pay. These include:

• Federal income tax withholding, which the government uses to pay for school, roads, national defense, and other government programs.

• Federal Insurance Contributions Act (FICA) taxes, which help fund Social Security and Medicare programs. (6.2% of your gross wages goes toward Social Security tax, and 1.45% of your gross wages goes to Medicare tax. Your employer matches these percentages for a total of 15.3%. These percentages can change, as determined by Congress.)

• State income taxes, which will vary depending on where you live and work. Some states have no state income tax, while in other states, tax rates can range from typically higher (California) to lower (Arizona, North Dakota, and Oklahoma).

Elective Payroll Deductions

Other paycheck deductions you may see listed on your stub are for benefits you have a choice about, such as:

• Health and dental insurance premiums

• Life insurance premiums

• Disability insurance premiums

• 401(k) or similar retirement plan contributions

• Charitable giving

• Union dues

Many of these costs may be pre-tax — deducted from your earnings before taxes are calculated — and others will be post-tax. If you aren’t sure whether certain of your benefits are pre- or post-tax and it isn’t clearly defined on your pay stub, you may want to ask someone in human resources, or HR, to break it down for you.

Why It Matters: It’s always a good idea to know what you’re paying for, so you can make choices that maximize your earnings. And understanding which payroll deductions are pre- or post-tax can help with budgeting and tax planning.

Employer Contributions

Knowing how to read this portion of your pay stub will help you see what your employer is paying for on your behalf, outside of your wages. This section may include a base amount paid by your employer for different types of insurance (which you can usually add to at your discretion), as well as any pension information, and the amount your employer is contributing to your retirement plan (based on an agreed-upon match based on your contribution amount).

The amounts your employer pays toward federal and state unemployment taxes may also be listed here with the acronyms FUTA (Federal Unemployment Tax Act) and SUTA (State Unemployment Tax Act).

Why It Matters: Workplace benefits can be a valuable addition to your regular compensation. If you’re thinking about shopping for a new employer — or a competitor has approached you with a job — it can be helpful to compare the salary and benefits package you’re getting from your current company vs. potential offers. Knowing how to read a pay stub or how to read a paycheck can help you evaluate where these aspects of compensation currently stand.

Interpreting Additional Information on Your Pay Stub

Some other types of information that may appear on your stub include:

• Paid leave: The time off you’ve earned minus the time you’ve already taken may be listed under the employer benefits portion of your stub, or these hours (vacation, sick time, personal/flex time) may appear in their own section.

• Loan repayment: If you borrowed money from your 401(k) and set up a repayment plan using payroll deductions, you can look for the current amount paid and year-to-date amount paid in the elective deductions section.

• Wage garnishment: If your employer received a garnishment order (because you have unpaid child support or alimony, taxes, student loans, etc.), that amount may be listed under “deductions” or “other deductions.”

• Notes: This section of your pay stub may contain updates from the company ranging from an upcoming increase in your wages to a heads-up about a coming charity drive.

Why It Matters: Keeping track of these pieces of information — which are often unique to you — can be useful, whether you’re budgeting for the month ahead or planning for a future goal.

Either way, understanding and checking the math that went into getting this final number can help you catch mistakes. And understanding the difference in your net vs. gross pay can be useful for budgeting, goal-setting, and deciding how much to save from each paycheck.

Recommended: 23 Ways to Make Quick Cash

The Takeaway

There’s a wealth of data on your pay slip that can help you understand and possibly optimize your earnings. You can see how much you’re contributing to your retirement plan and how much your employer might be matching. And you can keep tabs on the other types of employer-paid benefits you’re receiving that go beyond your wages. You also can check to see if you’re still happy with how much is being withheld each payday for federal and state taxes, and if you need to make adjustments so there aren’t any surprises come tax time.

Another way to make the most of your hard-earned money? Partner with the right bank.

Better banking is here with SoFi, NerdWallet’s 2024 winner for Best Checking Account Overall.* Enjoy up to 3.80% APY on SoFi Checking and Savings.

FAQ

What should I do if I notice an error on my pay stub?

Comparing your newest pay stub to older slips can help you determine if there is, indeed, a discrepancy, and it’s one of the benefits of knowing how to read a paycheck. If you’ve spotted what you believe to be a mistake, it’s a good idea to take it immediately to your employer, such as someone in HR. Make sure the report is documented (you may have to put the issue in writing), and follow up as needed to make sure it’s explained and/or addressed.

How long should I keep my pay stubs?

It can make sense to hold onto pay stubs for at least a year. You may need them for tax preparation or for proof of income if you’re applying for a mortgage or other large purchase.

Can I get a copy of a lost pay stub?

If you’ve lost a pay stub and don’t know where to locate your earnings statements electronically, ask your manager or HR for help logging on to the company website and finding what you need. If you don’t have direct online access to your personal payroll records, you can contact HR or the payroll department for help getting a copy of your pay stub.

Photo credit: iStock/AndreyPopov

SoFi® Checking and Savings is offered through SoFi Bank, N.A. ©2025 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

SoFi members with Eligible Direct Deposit activity can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Eligible Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Eligible Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below).

Although we do our best to recognize all Eligible Direct Deposits, a small number of employers, payroll providers, benefits providers, or government agencies do not designate payments as direct deposit. To ensure you're earning 3.80% APY, we encourage you to check your APY Details page the day after your Eligible Direct Deposit arrives. If your APY is not showing as 3.80%, contact us at 855-456-7634 with the details of your Eligible Direct Deposit. As long as SoFi Bank can validate those details, you will start earning 3.80% APY from the date you contact SoFi for the rest of the current 30-day Evaluation Period. You will also be eligible for 3.80% APY on future Eligible Direct Deposits, as long as SoFi Bank can validate them.

Deposits that are not from an employer, payroll, or benefits provider or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Eligible Direct Deposit activity. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. SoFi members with Eligible Direct Deposit are eligible for other SoFi Plus benefits.

As an alternative to Direct Deposit, SoFi members with Qualifying Deposits can earn 3.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant. SoFi members with Qualifying Deposits are not eligible for other SoFi Plus benefits.

SoFi Bank shall, in its sole discretion, assess each account holder’s Eligible Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving an Eligible Direct Deposit or receipt of $5,000 in Qualifying Deposits to your account, you will begin earning 3.80% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Eligible Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.

SoFi Bank reserves the right to grant a grace period to account holders following a change in Eligible Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Eligible Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Eligible Direct Deposit or Qualifying Deposits until SoFi Bank recognizes Eligible Direct Deposit activity or receives $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Eligible Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Eligible Direct Deposit.

Separately, SoFi members who enroll in SoFi Plus by paying the SoFi Plus Subscription Fee every 30 days can also earn 3.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. For additional details, see the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.

Members without either Eligible Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, or who do not enroll in SoFi Plus by paying the SoFi Plus Subscription Fee every 30 days, will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances.

Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
*Awards or rankings from NerdWallet are not indicative of future success or results. This award and its ratings are independently determined and awarded by their respective publications.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Tax Information: This article provides general background information only and is not intended to serve as legal or tax advice or as a substitute for legal counsel. You should consult your own attorney and/or tax advisor if you have a question requiring legal or tax advice.

SOBNK-Q324-079

Nov

2024

25 Easy Jobs That Make a Lot of Money With Little Work Without College

By Emma Diehl | Life & Career, relay | Comments Off

Attending a four-year university isn’t for everyone, but that doesn’t mean a high-paying job should be out of reach. There are plenty of roles that allow you to make a lot of money without a college degree. We’re not talking about brain surgery or rocket science — just normal jobs that pay well and may even be fun or cool.

Read on to learn more about various jobs that pay well and don’t require a college degree.

Key Points

• There are many high-paying jobs that don’t require a college degree, offering opportunities in health care, construction, and technology.

• Roles like radiation therapist, MRI technician, and claims adjuster are lucrative without needing a degree.

• Some jobs require certifications or on-the-job training, which are typically less costly than a four-year degree.

• Foregoing a college degree means you can enter the workforce earlier and avoid student debt, though some roles may be physically demanding.

• Networking and industry research can help you find these opportunities.

Why It’s Difficult to Know About Easy Jobs Without a Degree

When it comes to job searching, it’s hard to beat the power of networking. College students and graduates often have a leg up in this department. From alumni networks to on-campus job fairs, many institutions offer different ways to build important professional connections — and potentially learn about not-yet-posted job opportunities.

But you don’t necessarily have to go to college to create a professional network or find a job that doesn’t require a degree. Some strategies include attending industry events, engaging with social networks related to your area of interest, and requesting informational interviews with companies you’re interested in.

If you’re just starting out — or are considering a career change — you may also want to research growing industries that need workers. Certain roles may require some technical certifications or on-the-job apprenticeships. Still, they could offer competitive pay, coming close to or exceeding the annual expected salary for someone with a bachelor’s degree.

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Recommended: Top 20 On-Campus Jobs

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Pros and Cons of Easy Jobs Without a Degree

There are benefits and drawbacks to some jobs that make a lot of money without a college education.

Benefits of Easy Jobs Without a Degree

• Beginning a career with little or no student debt

• Entering the workforce earlier in life, with the potential to start saving sooner

• Job security for roles that are in high demand

• Less work-related stress, depending on the job

Drawbacks of Easy Jobs Without a Degree

• Joining a high-paying trade or industry can be more physically demanding

• Some roles require an apprenticeship or years of experience before you can earn a high salary. Entry-level salaries may be modest.

• Lack of degree may stunt your earnings over your entire career in certain jobs

• Jobs may be paid hourly, not salaried, which can impact earning potential

• Less likely to accommodate work-at-home situations

Who Are Easy Jobs Without a Degree For?

High-earning jobs that don’t require a degree can be a good fit for many individuals, including those who:

• Don’t traditionally excel in an academic environment

• Don’t want to take on student debt

• Are eager to enter the workforce

• Have interest in a trade or technical job

25 Easy Jobs That Make a Lot of Money With Little Work Without College

Many jobs that don’t require a degree are minimum wage or low paying. However, there is a sweet spot where jobs that pay well but don’t expect a degree overlap. While some of the following call for certification or training, it’s unlikely to cost as much as a traditional four-year degree.

The following salary figures from the Bureau of Labor Statistics represent the national median, and the job growth outlook is for 2023 to 2033.

1. Power Plant Operator, Distributor, and Dispatcher

Description: Control and manage the electrical power systems of a plant.

Salary: $100,890

Job Growth: -8%

Requirements: High school diploma or equivalent

2. Commercial Pilot

Description: Fly commercial airplanes and other aircraft.

Salary: $171,210

Job Growth: 5%

Requirements: Flight school

3. Elevator Installer and Repairer

Description: Install, repair, and maintain elevators and escalators.

Salary: $102,420

Job Growth: 6%

Requirements: High school diploma or equivalent

4. Makeup Artist, Theatrical and Performance

Description: On-set makeup application in the entertainment industry.

Salary: $47,390

Job Growth: 9%

Requirements: On-the-job training or beauty school certifications

5. Fire Inspector and Supervisor

Description: Inspect buildings to ensure they meet local, state, and federal standards.

Salary: $71,420

Job Growth: 6%

Requirements: Experience as a firefighter; high school diploma or equivalent

6. Aircraft Mechanic

Description: Work on plane equipment, including maintenance and repair. While pilots tend to be extroverted high achievers, aircraft mechanic is a solid job for introverts.

Salary: $75,400 per year

Job Growth: 5%

Requirements: On-the-job military training or certification from an FAA-approved technician’s school

7. HVAC Technician

Description: Install, repair, and maintain HVAC systems in residential and commercial properties.

Salary: $57,300

Job Growth: 9%

Requirements: Technical school and/or an apprenticeship

8. Plumber

Description: Install and repair plumbing systems in homes, factories, or businesses. Plumber roles may include on-call emergency hours.

Salary: $61,550

Job Growth: 6%

Requirements: High school diploma or equivalent

9. Drafter

Description: Digitize and convert architecture and engineering drawings using software.

Salary: $62,530

Job Growth: -1%

Requirements: Associate degree or technical certification

10. Sales Rep, Wholesale and Manufacturing

Description: Sell goods, at wholesale, to businesses and organizations.

Salary: $73,080

Job Growth: 1%

Requirements: Depends on the industry. Technical sales roles may require certification beyond a high school diploma.

11. Physical Therapist Assistant

Description: PT assistants work alongside physical therapists in a medical setting to help patients regain mobility.

Salary: $58,740

Job Growth: 19%

Requirements: Associate degree, licensing, or certification

12. Radiation Therapist

Description: Administer radiation to patients in a hospital setting.

Salary: $98,300

Job Growth: 3%

Requirements: Associate degree

13. MRI Technician

Job Description: Operate the MRI machine to examine patients, and interpret scans.

Salary: $76,020

Job Growth: 6%

Requirements: Associate degree

14. Programmer

Description: Write and test code for a variety of programs and software across industries and verticals. Programming is considered a popular job choice for antisocial people.

Salary: $99,700

Job Growth: -10%

Requirements: Historically, roles have required a bachelor’s degree. Recently, employers are considering candidates with certifications or bootcamp training.

15. Postal Service Worker

Description: Process, collect, and deliver mail to homes and businesses.

Salary: $56,510

Job Growth: -4%

Requirements: High school diploma or equivalent

16. Claims Adjuster, Appraiser, Examiner, and Investigator

Description: Examine and appraise insurance claims, from automotive to residential or commercial building damage.

Salary: $75,020

Job Growth: -5%

Requirements: For most entry-level roles, a high school diploma or equivalent is required. In some industries, such as auto damage appraisal, a certification may be required.

17. Construction and Building Inspector

Description: Inspect residential and commercial buildings to ensure they adhere to local codes and specifications.

Salary: $67,700

Job Growth: 0%

Requirements: High school diploma or equivalent

18. Court Reporter and Simultaneous Captioner

Description: Create exact transcripts of exchanges, including courtroom proceedings, or live captioning on television.

Salary: $63,940

Job Growth: 2%

Requirements: Training or certification

19. Sound Engineering Technician

Description: Maintain sound systems for live performances, broadcasts, and other programming.

Salary: $59,430

Job Growth: 3%

Requirements: Varies but often includes technical certification

20. Police Detective

Description: Gather facts and investigate crimes. Some police departments are currently offering generous signing bonuses.

Salary: $74,910

Job Growth: 4%

Requirements: Police Academy completion and on-the-job training

21. Electrician

Description: Repair, install, and maintain electrical systems.

Salary: $61,590

Job Growth: 11%

Requirements: High school diploma or equivalent

22. Brick Mason

Description: Use concrete, stone, or brick to build structures.

Salary: $53,010

Job Growth: 0%

Requirements: Trade school or apprenticeship

23. Insurance Sales Agent

Description: Sell insurance, including home, life, and automotive. This is an excellent work-from-home job for retirees.

Salary: $59,080

Job Growth: 6%

Requirements: High school diploma or equivalent

24. Medical Sonographer

Job Description: Operate sonography or other specialty equipment in a medical setting to create digital imaging of patients.

Salary: $80,850

Job Growth: 11%

Requirements: Associate degree

25. Information Security Analyst

Description: Create and maintain security for a business’s computer networking systems.

Salary: $120,360

Job Growth: 33%

Requirements: Some employers may require a bachelor’s degree, but other roles call for on-the-job training or IT certifications instead.

Recommended: The Highest-Paying Jobs by State

The Takeaway

There’s a potential to earn a high salary in many jobs that don’t require a college degree. However, it may require some research and certifications beyond a high school diploma. Some jobs that pay well, don’t require a degree, and may even be enjoyable range from the medical field and construction to computers and insurance. If you know someone who’s a brick mason or a sonographer, take them out for coffee to get the inside scoop. You might even offer to shadow them at work to find out what their industry is really like.

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FAQ

What is the easiest job that pays the most?

One of the easiest jobs that pays well is working as a claims adjuster for insurance companies. A college degree isn’t usually required, but you may need to earn a license before you can start working.

What is the easiest job to get without a degree?

Depending on the industry, it can be relatively easy to get a job in sales with little to no prior experience. However, the role may include on-the-job training to get you up to speed.

What jobs pay a lot but are easy?

There are many jobs in the health care space that don’t require manual labor but pay well. This includes roles such as a radiation therapist or MRI technician.

Photo credit: iStock/damircudic

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SORL-Q424-013

Nov

2024

24 Best Paying Online Side Jobs for Teachers

By Kim Franke-Folstad | Life & Career, relay | Comments Off

Teaching can be a rewarding profession, but it typically isn’t a high-paying one. If you’re a teacher, it won’t surprise you to learn that 17.1% of teachers earn supplemental income from side jobs, according to a study by the Learning Policy Institute. The challenge is landing a gig that pays enough to make it worth your time and effort.

Not only do those positions exist, these days they can often be done online and on your own schedule. Read on for a look at some of the best-paying options for teachers looking for a side job in 2024.

Table of Contents

Qualities of a Good Side Job for Teachers
Pros & Cons of Online Side Jobs for Teachers
Why It Can Be Difficult for Teachers To Find Online Side Jobs
Tips for Finding Online Side Jobs for Teachers
Best-Paying Online Side Jobs for Teachers
The Takeaway
FAQ

Key Points

• Many teachers seek side jobs to supplement their income due to the generally low pay in the profession.

• Online side jobs offer flexibility, allowing teachers to work around their existing schedules.

• Side gigs can range from tutoring and creating educational content to roles unrelated to teaching, like data analysis or graphic design.

• These positions not only provide extra income but also opportunities to develop new skills and potentially explore alternative career paths.

• It’s important for teachers to consider the impact of additional work on their work-life balance and personal well-being.

Qualities of a Good Side Job for Teachers?

Teachers need to consider a number of factors before committing to a side gig: How much stress could the second job cause? Will the hours fit with your current work schedule? And of course, do you plan to work a second job year-round or just during seasonal breaks?

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Things to Look for in a Year-Round Gig

• Hours that accommodate your teaching schedule.

• Workload and deadlines that won’t add to your stress level or lead to total burnout.

Things to Look for in a Summer Gig

• A fun environment or flexible schedule that makes you feel that you’re still getting a break?

• Something you can return to year after year — and maybe during other school breaks — so you don’t have to start over seeking a new job each summer.

Recommended: The Highest Paying Jobs in Every State

Things to Consider for Any Second Gig

• Is the extra paycheck worth the extra work?

• Could the work you’re doing damage your career as a teacher? (It can be a good idea to check with your employer to see if there are rules for outside jobs.)

• Can you build skills you’ll use as a teacher, or in another career you might be interested in pursuing?

Pros & Cons of Online Side Jobs for Teachers

Teaching is a challenging job that requires patience and preparation. If you choose to add a side gig, it’s important to have realistic expectations. As you decide whether to take on more work — and what that work might be — here are some pros and cons to keep in mind:

Potential Benefits of a Side Job

• Make extra money: It may take some searching to find a side gig that offers competitive pay — enough to make a difference in your financial situation. Even a few hundred a month can help cover day-to-day bills or finance a future goal, like paying off student loans. A free budget app can help, too.

• Develop a backup plan: Your side job can help fill a financial gap if you ever decide to transition to another career, or if you leave one teaching job and take a while to find another. You may even decide the side job is a better fit than what you’re currently doing.

• Acquire new skills: A side job can offer opportunities to network and socialize with new people, and learn or fine-tune skills.

Potential Downsides of a Side Job

• Undermines work/life balance: Teaching already takes up much of your day — even when you aren’t physically at work. If you put that same amount of time and effort into a second job, it could take your attention away from your family and other things you love and enjoy.

• Turns a passion into a pain: You might lose your love for your favorite hobby (photography, reading, writing, crafting, etc.) if you make it an obligation.

• Requires startup costs: You don’t need a money tracker app to discover that if you have to invest money in equipment to get your business going — even if it’s just a new laptop or phone — it may take a while before you start making money.

Why It Can Be Difficult for Teachers to Find Online Side Jobs

Even though opportunities to work remotely are increasing, it still may be hard to find a side job online that meets your needs. The skill set required for an online job might be quite different from what you’re used to as a teacher — and some jobs can require applicants to have specialized training. If you’re completing an application online, it may be tough to convince the employer you can do the job even if you don’t have the training.

It also can be challenging to separate legitimate remote side jobs for teachers from scams that require you to put in some of your own money upfront in order to get the job. (Don’t ever pay for an opportunity!) Employment ads that aren’t specific about pay, or that require a lengthy application process, can also be a turnoff.

Recommended: 25 Highest-Paying Trade Jobs

Tips for Finding Online Side Jobs for Teachers

Here are some steps that can help you along on your side-gig search:

Assess Your Skills

Think beyond the classroom as you consider the many marketable skills you can bring to a second job.

Consider Your Interests

You’ll be more engaged and confident if you’re doing something related to your areas of casual expertise or hobbies.

Do Your Research

You may have to learn a new lingo just to understand some online job postings — and respond to them appropriately. Don’t let what seems to be gibberish keep you from finding your fit.

Find a Mentor

If you know someone who has a successful side gig, ask for advice about how to get started. For example, if you’re obsessed with budgets, consider an apprenticeship with an experienced financial planner.

Update Your Online Profile

Take the time to update your profile on relevant social media platforms — whether that’s LinkedIn or Etsy.

Keep Your Priorities in Mind

Be prepared to start small. If you love the work, you can always grow your role over time. You may choose at some point to change careers, but you’ll want to make that decision on your terms, not because you were distracted from your duties as a teacher.

24 Best-Paying Online Side Jobs for Teachers, Part 1: Year-Round

The amount of money you can earn through an online side job varies widely, depending on how many hours you put in, and whether you’re starting at an entry-level salary or being compensated for your experience and skills.

Below are two dozen online side jobs for teachers that potentially offer higher earnings. Average wages and job growth outlook are based on data from the Bureau of Labor Statistics. Most side jobs pay an hourly rate vs. a salary, but we’ve included both.

1. Data Scientist

Potential for Remote Work: Although full-time data scientists typically work in an office environment, much of their work is done online, which makes part-time remote work with flexible hours a possibility.

National Average Pay: $51.93 median hourly wage; $108,020 median annual wage

Job Growth Outlook: 36% (faster than most occupations)

Job Description: Data scientists create the algorithms and predictive models used to extract meaningful information used in making business decisions.

Job Requirements: Entry-level data scientists generally have at least a bachelor’s degree in mathematics, statistics, computer science, or a related field.

How to Get Started: Networking and attending in-person and virtual meetups can help get your foot in the door. Sites like Indeed and LinkedIn post data science jobs, and many companies post open jobs on their own websites.

2. English as a Second Language (ESL) Teacher

Potential for Remote Work: There are many opportunities for ESL teachers to instruct students virtually through video-conferencing platforms. Because learners come from around the world, teachers can put together a work schedule that fits their needs.

National Average Pay: $29.11 median hourly wage; $60,560 median annual wage

Job Growth Outlook: -13% (declining)

Job Description: ESL teachers tutor students who want to improve their English language skills.

Job Requirements: A bachelor’s degree (in English, communications, or a related field) and/or teaching certificate is typically required; good computer and communication skills are a big plus.

How to Get Started: Job sites like Indeed regularly post remote ESL teaching jobs. Other online platforms recruit ESL teachers, including VIPKid and Skooli.

3. Online Tutoring

Potential for Remote Work: There are all kinds of opportunities for teachers who want to tutor students online. One of the perks is that you can set appointments around your schedule.

National Average Pay: $19.01 mean hourly wage; $39,580 mean annual wage (pay varies based on subject and student needs)

Job Growth Outlook: 1%

Job Description: Duties might range from teaching toddlers their ABCs to offering test prep (SAT, ACT, LSAT, etc.) to high school and college students.

Job Requirements: Requirements vary based on subject and student age; a bachelor’s degree and/or teaching certificate may be required.

How to Get Started: You can find tutoring gigs on job boards or through platforms such as Care.com and Tutors.com. Or you may decide to set up your own tutoring business and advertise online.

4. Selling Lesson Plans

Potential for Remote Work: Thanks to the internet, teachers can now share learning materials they’ve created both locally and globally.

National Average Pay: Not available (varies by subject, grade, and amount of content sold)

Job Growth Outlook: Not available

Job Description: Create shareable lesson plans, flash cards, tests, etc., and sell them on your own website or an online platform.

Job Requirements: No set requirements, but you may be asked to prove your credibility when selling your content.

How to Get Started: Check out what others are doing on marketplace sites like TeachersPayTeachers or Etsy. Once you’ve created your content (be careful about copyright infringement), you can market your products on social media or through these platforms. Networking opportunities (attending conferences, etc.) can also help get the word out.

5. Editing / Proofreading

Potential for Remote Work: Content typically can be edited online and on your own schedule, depending on deadline needs.

National Average Pay: For editors, $36.07 median hourly wage, $75,020 median annual wage; for proofreaders, $23.45 mean hourly wage, $48,790 mean annual wage

Job Growth Outlook: For editors, -2% (declining); for proofreaders, -3%

Job Description: Editors plan, review, and revise content provided by writers; proofreaders check copy for errors.

Job Requirements: Good grammar and communication skills; some jobs may require a bachelor’s degree in English, journalism, or a related field.

How to Get Started: You can find editing and proofreading work on job boards or advertised by individual companies.

6. Freelance Writing

Potential for Remote Work: Because you generally can create content anytime and anywhere, freelance writing easily lends itself to remote working.

National Average Pay: $35.43 median hourly wage; $73,690 median annual wage

Job Growth Outlook: 5% (average for all occupations)

Job Description: Freelance writers provide content for print and online media.

Job Requirements: Good grasp of English language, spelling and grammar, and excellent communication skills. Some employers may require a bachelor’s degree in English, journalism, or a related field.

How to Get Started: You can pitch ideas to your favorite publications or look for work on job boards and platforms such as Upwork and Fiverr. Consider creating a website to showcase your talent. And networking (word of mouth) can be key. If you have a particular expertise (technical, travel, or food writing, for example), make that information known.

7. Creating Printables

Potential for Remote Work: This is another job you can do on your own time and almost completely online.

National Average Pay: Not available

Job Growth Outlook: Not available

Job Description: Create customized calendars, cheerful stickers, classroom decorations, etc.

Job Requirements: Creativity and good design skills are a must; you’ll also need the appropriate design software.

How to Get Started: Creators typically sell printables on sites like Etsy or their own website. Get the word out on social media and by networking and attending conferences for educators, organizational experts, etc.

8. Selling Artwork and/or Crafts

Potential for Remote Work: It may be easier to sell your goods in person at a local craft fair, but if you sell online, you can reach a wider audience and do it on your own time.

National Average Pay: $25.44 median hourly wage; $52,910 median annual wage

Job Growth Outlook: 3% (average)

Job Description: Selling your own creative works (paintings, photos, sculptures, etc.)

Job Requirements: Creativity and skill in your artistic niche as well as marketing, business, and computer skills.

How to Get Started: Check out e-commerce sites like Etsy and Society6 to see how others are marketing themselves and their products. You can use social media to get the word out, and you may want to develop your own e-commerce site to sell your goods. Be sure to check into whether a business license is required in your area.

9. Medical Transcriptionist

Potential for Remote Work: Because you’ll be working from recordings, you typically can do this work remotely and when it’s convenient for your schedule (deadlines may apply). This position may also be a low-stress option for introverts.

National Average Pay: $17.82 median hourly wage; $37,060 median annual wage

Job Growth Outlook: -5% (declining)

Job Description: Transcribe audio content into written content.

Job Requirements: May require certification. Employers may test for typing speed and accuracy. Discretion and some knowledge of medical terms and basic anatomy are a plus. You may have to purchase special equipment to do the job.

How to Get Started: Check out job boards and medical transcription sites. A transcription course (in-person or online) may offer career services.

10. Graphic Designer

Potential for Remote Work: Graphic designers can do most of their creative work on their own schedule, but you will have to find time to communicate with your clients. And deadlines may be a factor.

National Average Pay: $28.32 median hourly wage; $58,910 median annual wage

Job Growth Outlook: 2% (slower than the average for all occupations)

Job Description: Use design software to create visuals that convey your employer’s message.

Job Requirements: Knowledge of design software, creative skills, and an ability to collaborate with others; some employers may require a bachelor’s degree in graphic design or a related field.

How to Get Started: Job boards offer remote graphic design positions for a wide range of specialties. You also can build an online portfolio and use social media to generate interest.

11. Life Coach

Potential for Remote Work: Life coaches can manage client sessions by phone or with video conferencing.

National Average Pay: Not available

Job Growth Outlook: Not available

Job Description: Assist clients in reaching their full potential.

Job Requirements: No formal requirements exist for life coaches, but prospective clients may prefer that you have some type of training or credentials. A background in counseling and psychology is helpful. Important traits include empathy, patience, and creative problem-solving skills.

How to Get Started: It may help to work with an experienced life coach when starting out. Networking and social media can be a useful way to find clients.

12. Translator

Potential for Remote Work: Freelance translators typically can work from home using their own computer.

National Average Pay: $27.45 median hourly wage; $57,090 median annual wage

Job Growth Outlook: 2% (slower than the average for all occupations)

Job Description: Convert written content from one language to another.

Job Requirements: Must be proficient in English and at least one other language; some employers may require a bachelor’s degree.

How to Get Started: Check translation agencies and job boards, or you can solicit work through social media.

13. Digital Marketer

Potential for Remote Work: If you can collaborate with clients and coworkers without meeting in person, this job can be done remotely.

National Average Pay: Not Available

Job Growth Outlook: Not Available

Job Description: Promote individuals and businesses using social media, search engines, websites, and other online tools.

Job Requirements: Should be familiar with social media platforms. Creativity, patience, and strong communication and problem-solving skills are a plus. Some employers may require a bachelor’s degree in communications, marketing, public relations, journalism, or a related field.

How to Get Started: Networking — online and in person — can be a good way to get your foot in the virtual door; check job boards for listings.

14. App Developer

Potential for Remote Work: Developers often work independently.

National Average Pay: $44.59 median hourly wage; $92,750 median annual wage

Job Growth Outlook: 8% (faster than average)

Job Description: Create, test, and improve software applications.

Job Requirements: Collaboration, creativity, and tech savviness are important. Some employers may require a bachelor’s degree in information technology, computer science, or a related field.

How to Get Started: Taking courses in app development and networking with like-minded creative types Can help with finding a mentor and freelance gigs.

15. Creating Video Tutorials

Potential for Remote Work: You can produce videos on your own anywhere you like and on your own time.

National Average Pay: Not Available

Job Growth Outlook: Not Available

Job Description: Film tutorials and monetize them.

Job Requirements: Knowledge of your subject, technical ability to produce videos, and marketing savvy to build your brand. You’ll also need a good video camera and computer.

How to Get Started: Anyone can make an instructional video and upload it to YouTube. Building a strong portfolio and a reputation for solid content will help you monetize your videos.

16. Fitness Trainer

Potential for Remote Work: If you can find clients who prefer to exercise from home and can do their workouts when you’re available, you can teach them from your home.

National Average Pay: $22.35 median hourly wage; $46,480 median annual wage

Job Growth Outlook: 14% (much faster than average)

Job Description: Teach online classes in general fitness, yoga, strength training, etc.

Job Requirements: Though no degree is required, there are certifications available for personal trainers. You’ll also need good lighting, space to do your workouts, and video and computer equipment.

How to Get Started: If you’re a physical education teacher, coach, or a longtime gym-goer, you can spread the word on social media and through word of mouth.

17. Blogging

Potential for Remote Work: Blogging can be done at your convenience.

National Average Pay: Not available

Job Growth Outlook: Not available

Job Description: Entertain and inform an online audience with written and visual content.

Job Requirements: To make money from a blog, you’ll need to engage your audience and post frequently.

How to Get Started: You can start out by writing on a popular blogging platform, and then get the word out on social media. Network with others who may be interested in what you’re blogging about.

18. Test Scorer

Potential for Remote Work: Remote workers can score most types of multiple choice and essay exams.

National Average Pay: Not available

Job Growth Outlook: Not Available

Job Description: Grade tests and offer feedback to test-givers and test-takers.

Job Requirements: Subject expertise and attention to detail. Some employers may require a bachelor’s degree in education or a related field.

How to Get Started: Job boards frequently offer test scoring gigs, or you can query evaluation services like ETS and Measurement Incorporated.

19. Curriculum Specialist

Potential for Remote Work: Teachers typically can provide curriculum support online at their convenience, though you may have to meet with others in person or at scheduled online conferences.

National Average Pay: $35.87 median hourly wage; $74,620 median annual wage

Job Growth Outlook: 2% (slower than average)

Job Description: Develop curriculum and/or offer feedback to schools and other education services.

Job Requirements: Employers may require a bachelor’s or master’s degree as well as a few years of experience in teaching or a related field.

How to Get Started: Check job boards, but you may also find opportunities while networking with other educators.

24 Best-Paying Online Side Jobs for Teachers, Part 2: Seasonal / Summer

Because these jobs may require interacting with an employer or team members in person or remotely during the day, teachers may find it’s easier to put in their hours during seasonal school breaks.

20. Customer Service Representative

Potential for Remote Work: Customer service representatives often can work from home. However, you may have to attend some in-person training sessions before you get started, and you’ll have to find a work schedule that fits with your teaching job.

National Average Pay: $19.08 median hourly wage; $39,680 median annual wage

Job Growth Outlook: -5% (declining)

Job Description: Provide support to customers who require assistance.

Job Requirements: Patience and good communication and problem-solving skills are key. Some type of on-the-job training likely will be required. Some companies have requirements for the type of computer and phone you can use, and a strong Wi-Fi connection is a must. (Shy types need not apply, but there are plenty of jobs for antisocial people.)

How to Get Started: Customer service jobs are often listed on online job boards and through employment agencies.

21. Travel Agent

Potential for Remote Work: This job can be done remotely, but travel agents should be available to communicate with anxious clients who have questions and concerns.

National Average Pay: $22.79 median hourly wage; $47,410 median annual wage

Job Growth Outlook: 3% (as fast as average)

Job Description: Help clients choose and book work and leisure trips; provide assistance when problems arise.

Job Requirements: Good communication, customer service, and organizational skills are important. Some employers or clients may expect you to have some type of certification. Lots of travel experience is a plus.

How to Get Started: Check job boards and local agencies. It may help to work for an agency first before starting your own business.

22. Tax Preparation

Potential for Remote Work: Tax services regularly hire seasonal workers to prepare returns from home.

National Average Pay: $23.56 mean hourly wage; $49,010 median annual wage (does not include accountants and auditors)

Job Growth Outlook: 4% (as fast as average)

Job Description: Work with individuals and businesses to prepare tax returns and assist in resolving tax issues.

Job Requirements: Must be well-versed in current tax code. May have to complete company training. Must maintain a Preparer Tax Identification Number and may need an Electronic Filing Identification Number (EFIN).

How to Get Started: Check job sites or go directly to companies like H&R Block, Intuit, or small local firms. Seasonal work (January through April) is easier to find, but some year-round opportunities may be available.

23. Appointment Generator

Potential for Remote Work: Working remotely should be doable, but it may be difficult to manage the work during off hours.

National Average Pay: Not available

Job Growth Outlook: Not available

Job Description: Handle cold calling and book appointments for real estate agents and other sales professionals.

Job Requirements: Strong communication and organizational skills.

How to Get Started: Check job boards and promote your services on social media; attend networking events.

24. Virtual Assistant

Potential for Remote Work: Many administrative duties can be handled online and after hours. If you’re required to do phone work, however, you may have to limit your work time to school breaks.

National Average Pay: $22.12 average median salary; $46,010 median annual salary (includes administrative assistants who work onsite)

Job Growth Outlook: 1% (slower than average)

Job Description: General administrative support may include organizing and answering emails, scheduling appointments, arranging travel, and making phone calls.

Job Requirements: Strong communication and organizational skills, attention to detail.

How to Get Started: Job boards are loaded with positions for different types of virtual assistants.

The Takeaway

If you’re a teacher looking to earn additional income, you’ll find there are many side jobs that fit your skills and schedule, and still offer a competitive paycheck. You can take on jobs that tap into your educational expertise: tutor, curriculum specialist, lesson plan developer, test scorer. Or you may prefer to pursue another passion, like selling your artwork or working as a virtual assistant for a nonprofit you admire. The keys are to avoid burnout and to make the most of the time you put in.

See exactly how your money comes and goes at a glance.

FAQ

How can teachers make extra money online?

Working remotely allows teachers to pursue a second job that fits their schedule and their skills. Many opportunities are available on job boards and freelance sites.

What are the best side jobs for teachers?

The best side jobs for teachers are those that allow them to earn a good paycheck while maintaining a healthy work-life balance. Remote freelance work is easy to find these days, and generally pays better than minimum wage. Check freelance job boards for ideas.

What are the most profitable side hustles?

Some of the most profitable side hustles are technology-oriented. Those jobs also can be a good fit for people who wish to work remotely. If you have skills or experience with computers, IT, or app development, you can parlay it into a well-paying side gig. Full-timers can easily make a $100,000 salary.

Photo credit: iStock/DMEPhotography

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SORL-Q424-014

Nov

2024

Part-time Remote Jobs With Flexible Schedules for Introverts

By Melissa Brock | Building Your Career, Life & Career, relay | Comments Off

Are you an introvert in search of the perfect job environment? Introverts typically focus on internal feelings rather than external stimuli and need alone time to thrive. Introverts often have excellent listening skills, avoid conflict, take time making decisions, prefer to work alone, and feel drained after being in a crowd.

A part-time remote job can be a good move for introverts. We’ll dive into a list of flexible remote jobs, the pros and cons of each, and how to evaluate remote job opportunities.

Key Points

• Increased productivity and improved work-life balance are significant benefits of remote work.

• Remote work can offer introverts the opportunity to earn supplemental income while maintaining a flexible schedule.

• Potential downsides include reduced social interaction and teamwork opportunities.

• Part-time remote jobs like bookkeeping and online tutoring are ideal for introverts.

• It’s a good idea to thoroughly evaluate remote job opportunities before applying.

What Are Flexible Remote Jobs?

The most basic definition of a flexible remote job is one that allows you to work from home instead of from a traditional office. However, there are some variations on remote work.

Some positions are 100% remote, which means you work from home every day. You do not need to be in an office at all or travel for your job. Hybrid remote jobs are partially remote, which means you may need to travel or spend time in the office for some of your working hours.

Finally, you might have the “option” of remote work. Some employers offer the option to either work from home or go into the office.

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Pros and Cons of Getting a Remote Job

There are both pros and cons to getting a remote job. Let’s take a look at them.

Pros:

• Higher productivity: Remote employees are often more productive because they can get more work done in a quieter working environment with fewer interruptions. They take fewer breaks and experience fewer sick days than those who work in an office. (After all, germs spread throughout an office like wildfire.) In addition, remote workers can often accomplish tasks at a more comfortable pace without having to worry about office drama.

• Better work-life balance: Working from home can improve your work-life balance, allowing you to spend more time with family, pets, or partner. Employees may also worry less about taking time off to care for a family member.

• Saves on commuting: Remote work allows you to reduce your carbon footprint by not commuting or taking public transportation. And you don’t need a budget tracker to tell you that not driving to work can also save money on fuel, maintenance, and insurance.

Cons:

• Fewer teamwork opportunities: Just as it’s difficult to assemble a robust happy hour with a fully online team, it’s also harder to build true camaraderie when you work remotely. It may also be more difficult for managers to build inherent trust with a team that doesn’t see each other every day.

• Reduced social interaction: As an individual who works remotely, you may find reduced social interaction one of the most obvious downsides of working remotely. It can exacerbate feelings of isolation.

• Less access to IT support: If you have a problem with your computer or need access to particular software, you might have trouble finding the same type of help as you would in an office.

• Must be intrinsically motivated: It helps to be a self-starter when you work remotely. If you need the motivation of a team or an office to get you through your workday, you may prefer an in-person environment.

Why Are Remote Jobs Good for Introverts?

Working remotely at home can help introverts find the quiet space they need to focus. You may also find there are mental and physical benefits. For instance, virtual meetings may be less intimidating for introverts, who may have trouble speaking up in large groups.

Remote part-time jobs also help traditional workers earn supplemental income. A free budget app can help you decide how much you need to earn per hour or per paycheck.

Where to Look for Remote Jobs for Introverts

You can find remote jobs for introverts on platforms like FlexJobs.com or WeWorkRemotely.com. Searching “jobs with flexible schedules near me” on Google might even yield some opportunities.

Take a look at company career pages on LinkedIn, or inquire within your personal network. Your friends or family may know of a great connection for a remote job.

How to Evaluate a New Remote Job Opportunity

Let’s say you’ve found a listing with potential. How do you know whether it’s a good opportunity to make money from home? Let’s walk through some ways to evaluate job posts.

Start by researching the company’s culture and values. Try to get a clear understanding of the nature of the company’s remote work. You may also want to find out about opportunities for smaller gatherings with other remote employees for professional or social support.

It’s important to find the right fit even when an opportunity is entirely remote. Culture and overall environment can vary a lot between companies even outside the office.

31 Part-time Remote Jobs With Flexible Schedules

Below, we’ve compiled some remote jobs with flexible schedules that are worth considering, as well as passive income ideas. These roles have different degrees of flexibility, salary ranges, and educational requirements.

Some of these ideas could also be good work-at-home jobs for retirees.

1. Graphic Designer

National average salary: $58,910 per year

Job growth outlook (2023-2033): 2%

Job description: Graphic designers help communicate ideas through visual organization and design. They work on a wide variety of projects for customers, such as advertisements, websites, print materials, and more.

Requirements: Typically requires a bachelor’s degree in graphic design as well as a portfolio to showcase past projects.

2. Accountant

National average salary: $79,880

Job growth outlook (2023-2033): 6%

Job description: Accountants analyze, verify, file, and interpret financial records. They prepare and explain financial statements, and develop financial reporting methods. Accountants work with a wide variety of organizations, from individuals and small businesses to large corporations.

Requirements: Usually requires a degree in accounting or a related field. Accountants can also pursue further certification, such as a Certified Public Accountant (CPA). Advanced certifications may improve your chances of finding jobs with flexible schedules.

3. Computer Programmer

National average salary: $99,700

Job growth outlook (2023-2033): -10%

Job description: Computer programmers work software by writing, modifying, and testing code and scripts. They ensure that software meets performance, reliability, and security standards, update existing programs, and check for errors in code. Programmers work in computer systems design and other related industries.

Requirements: Bachelor’s degree is typically required, and you must also be proficient in several programming languages.

4. Drafter

National average salary: $62,530

Job growth outlook (2023-2033): -1%

Job description: Drafters convert rough engineering and architectural designs into precise technical drawings and plans, using software. The same computer-aided drafting (CAD) programs are used by many industries, outlining the dimensions, materials, and procedures for building. If this sounds intriguing, you may want to learn more about trades that make the most money.

Requirements: Typically requires a drafting degree from a community college or technical school.

5. Insurance Underwriter

National average salary: $77,860

Job growth outlook (2023-2033): -4%

Job description: Underwriters evaluate insurance claims, help decide policy coverage and premiums, and analyze risk using mathematical models. They may assess the risks of home, auto, or life insurance.

Requirements: Usually must have a bachelor’s degree to enter the field, though experience may count in this career. Underwriters must pursue certification to advance to more senior positions.

6. Actuary

National average salary: $120,000

Job growth outlook (2023-2033): 22%

Job description: Actuaries use mathematical formulas to analyze risk, including economic costs, for organizations. They collect and compile statistical data, perform risk assessments, and implement plans based on the data collected. Actuaries also use financial theory to determine risk.

Requirements: Requires a bachelor’s degree and a series of assessments for certification at different levels.

7. Data Scientist

National average salary: $108,020

Job growth outlook (2023-2033): 36%

Job description: Data scientists analyze information using specialized tools and techniques to help organizations derive meaning from numbers. They collect and organize data into useful formats and build predictive modeling for organizations. These scientists extract insights with the goal of increasing efficiency in organizations.

Requirements: Generally must have a bachelor’s degree in mathematics or statistics; some organizations require a master’s or doctoral degree.

8. Desktop Publisher

National average salary: $51,290

Job growth outlook (2023-2033): -13%

Job description: Desktop publishers design page layouts for online printed or published items. They review text, graphics, and other materials created by writers and designers, and use computer software to create various documents and products. Desktop publishers also collaborate with design and media professionals such as graphic designers and illustrators.

Requirements: Typically requires a bachelor’s degree.

9. Bookkeeper

National average salary: $47,440

Job growth outlook (2023-2033): -5%

Job description: Bookkeepers keep track of financial records by recording transactions, creating invoices, handling payroll, and balancing the books for a company. They provide up-to-date information about financial transactions for an organization.

Requirements: Some postsecondary education may be required.

10. Public Relations Specialist

National average salary: $66,750

Job growth outlook (2023-2033): 6%

Job description: Develop and maintain a positive public image for their client. Some public relations specialists deliver speeches or plan and execute meetings and events in the community.

Requirements: Typically requires a bachelor’s degree in an area such as communication or business.

11. Marketing Manager

National average salary: $156,580

Job growth outlook (2023-2033): 8%

Job description: Marketing managers plan and execute various programs to drum up interest in a company and its products. This can involve planning promotional campaigns, such as giveaways or contests, or running advertising campaigns on various platforms.

Requirements: Bachelor’s degree required in a related field, such as marketing, advertising, digital media, communication, website/graphic design, or English.

12. Information Clerk

National average salary: $40,540

Job growth outlook (2023-2033): -1%

Job description: Prepares reports, claims, bills, or orders for their company, and gathers and records information from customers.

Requirements: Generally requires a high school diploma and on-the-job training

13. Medical Records Specialist

National average salary: $48,780

Job growth outlook (2023-2033): 9%

Job description: Medical records specialists process and maintain patient records and after visits may also assign clinical codes for patients’ diagnoses, procedures, and services.

Requirements: A certificate or associate degree may be required.

14. Sales Representative

National average salary: $73,080

Job growth outlook (2023-2033): 1%

Job description: Sales reps sell products over the phone. They find customers, use sales techniques on the customer, and develop relationships to drive future sales.

Requirements: May qualify without formal education, but a bachelor’s in finance, business administration, or marketing may be required. Companies may teach you further techniques in cold calling, finding leads, and using sales techniques.

15. Online Tutor

National average salary: $39,580

Job growth outlook (2023-2033): 1%

Job description: Online tutors do the same things as in-person tutors, including meeting with students one-on-one. However, they meet with students on Zoom or another online method instead of in person.

Requirements: Depends on the subject you teach, but clients/students may prefer tutors who list degrees or credentials.

16. Freelance Writer

National average salary: $73,690

Job growth outlook (2023-2033): 3%

Job description: Freelance writers and authors may write for a variety of media and brands: websites, newspapers, magazines, company documents, and more. Many types of companies hire freelance writers instead of hiring in-house. Aspiring freelance writers can jumpstart their career by trying it out as a side hustle.

Requirements: Writers should have a college degree in journalism, English, communications, or a related field.

17. Film and Video Editor

National average salary: $65,070

Job growth outlook (2023-2033): 3%

Job description: Film and video editors work in film production by editing and assembling videos to inform or entertain an audience. They may manipulate footage, dialogue, sound effects, special effects, and more to create video content for a wide variety of sectors.

Requirements: Typically requires a bachelor’s degree in film or broadcasting to work for a company; on a freelance basis, a degree is likely not required.

18. Project Management Specialist

National average salary: $98,580

Job growth outlook (2023-2033): 7%

Job description: A “PM” controls every stage of a project, from planning to helping execute the final steps. They may schedule milestones, put together a budget, and assign duties to individual participants.

Requirements: Typically requires a bachelor’s degree to work for a company.

19. Information Security Analyst

National average salary: $120,360

Job growth outlook (2023-2033): 33%

Job description: Talk about high-paying jobs with flexible schedules — information security analysts fit that mold perfectly. These analysts keep company data safe from breaches and cyber attacks. They create plans to protect information from cyber criminals and assess system vulnerabilities within the organization.

Requirements: Bachelor’s degree in computer science and experience in the field.

20. Recruiter or Human Resources Specialist

National average salary: $67,650

Job growth outlook (2023-2033): 8%

Job description: Recruiters or HR specialists recruit, screen, and interview job candidates. They might also train, handle benefits and compensation, and work with individuals once they become employees. Those who work remotely may handle the screening part of the interview process or recruit remotely.

Requirements: Typically requires a bachelor’s degree in HR, business, or a related field.

21. Market Research Analyst

National average salary: $74,680

Job growth outlook (2023-2033): 8%

Job description: Market research analysts gather information about consumers and competitors and draw conclusions based on their research to help make decisions about the viability of products or services. They help companies understand the products people want, the demographics of the consumers buying them, and the optimal cost of an item.

Requirements: Bachelor’s degree in statistics, marketing, or a related field. Some employers may require candidates to have a master’s degree.

22. Freelance Editor

National average salary: $75,020 per year

Job growth outlook (2023-2033): -2%

Job description: Editors can work for organizations in many sectors. They may plan and edit content, conduct research, rewrite work, fact check, copy edit, proofread, and more.

Requirements: Typically requires a bachelor’s degree in communications, journalism, or English, as well as writing and proofreading experience.

23. Virtual Assistant

National average salary: $54,496

Job growth outlook (2024-2034): 24%

Job description: Virtual assistants can work for any type of company that requires administrative or clerical work. For example, they may schedule appointments, make phone calls, arrange travel, or manage emails.

Requirements: No degree is required but candidates may need to specialize in a specific area; must have a strong internet connection and an ability to communicate on online platforms.

24. Remote Trader

National average salary: $76,900

Job growth outlook (2023-2033): 7%

Job description: Remote traders handle financial investments, such as stocks, bonds, and other securities on behalf of clients. Traders must have deep knowledge of the stock market to analyze, buy, and sell investments on behalf of clients. Remote traders, who work for themselves and with their own cash, are also called “day traders.”

Requirements: Typically requires a bachelor’s degree to work for a company. If you work for yourself, no degree is required. Must have knowledge of the stock market and trading.

25. Search Engine Optimization Analyst

National average salary: $54,688

Job growth outlook (2021-2031): 19%

Job description: Search engine optimization (SEO) managers coordinate a company’s or business’s SEO strategy — that is, what will drive a website or piece of content to the first page of Google results. They may handle marketing, analysis, content, link building, and keyword strategy.

Requirements: Bachelor’s degree and/or related experience

26. Fundraiser

National average salary: $64,160

Job growth outlook (2023-2033): 6%

Job description: Fundraisers organize events and run campaigns to raise money, typically for nonprofit organizations. Fundraising might not seem as if it’s the best choice for introverted employees. However, a lot of emails exchange hands, and it’s still possible to do the job well even if you’re not the most outgoing individual on your team.

Requirements: A bachelor’s degree is typically required, with strong communication skills — but not necessarily verbal skills.

27. Telemedicine Radiologist

National average salary: $353,960

Job growth outlook (2023-2033): 4%

Job description: Radiologists diagnose injuries and diseases using medical imaging like X-rays, computed tomography (CT) scans, magnetic resonance imaging (MRI) scans, nuclear medicine, positron emission tomography (PET), and ultrasounds. Telemedicine radiologists do all this via computer.

Requirements: Requires a medical degree and a residency in radiology as well as successful completion of certification exams through the American Board of Radiology.

28. Telemedicine Family Doctor

National average salary: $240,790

Job growth outlook (2023-2033): 4%

Job description: Some family physicians offer telemedicine-only options. The position might involve the same type of medicine as a regular doctor’s office, except physicians diagnose mild symptoms only and refer patients to other specialists. If you’re a doctor who finds a regular clinical setting to be too taxing as an introvert, a telemedicine option might be right for you.

Requirements: Requires a medical degree.

29. Telemedicine Psychologist

National average salary: $92,740

Job growth outlook (2023-2033): 7%

Job description: Psychologists observe and help patients cope with cognitive, emotional, and social problems and behaviors. They also help manage illnesses and supervise patient assessments with the overall goal of achieving wellness. Telemedicine psychologists interact with patients via Zoom or similar platforms.

Requirements: Typically requires a doctoral degree in psychology.

30. Medical Transcriptionist

National average salary: $37,060

Job growth outlook (2023-2033): -5%

Job description: Medical transcriptionists convert voice recordings from physicians and other healthcare workers into reports that medical professionals can use.

Requirements: Postsecondary education certificate is required as well as basic medical knowledge.

31. Health Education Specialist

National average salary: $62,860

Job growth outlook (2023-2033): 7%

Job description: Health education specialists help individuals and communities attain health and well-being by delivering plans to achieve specific goals or implement goals prescribed by doctors and other professionals.

Requirements: You typically need to earn at least a bachelor’s degree.

The Takeaway

Introverts can find a wide variety of remote jobs with flexible schedules. Whether you prefer a second gig or a full-time job, you’ll find great ideas on our list. Some roles require specific skills or personality traits, such as bookkeeper, sales rep, drafter, or public relations specialist. Others are open to anyone willing to stick it out through the learning curve period, like data entry, medical coder, online tutor, video editor, or fundraiser. Jobs requiring advanced degrees are intended for current practitioners who are unfulfilled in a typical office setting.

See exactly how your money comes and goes at a glance.

FAQ

Is remote work good for introverts?

Yes, remote jobs can be good for antisocial people or just shy introverts. Still, it’s important to cast a wide net — including part-time jobs with flexible schedules — to find a role that aligns with your needs and preferences.

What jobs will allow me to work remotely?

The best remote jobs with flexible schedules don’t fall into just one category. Almost every industry offers some remote work options. The right job for you depends on your education, experience, personality, and career goals. Start with what you want to do, and then look for remote opportunities.

What is the best job for a shy person?

There’s no one best job that will fit any shy person, just as there’s no one perfect job that will fit any outgoing person. There are many work-from-home jobs with flexible schedules that introverted people may want to consider. Consider researching online, and contacting people you know about their positions before you make a decision.

Photo credit: iStock/vorDa

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SORL-Q424-005

How Long Does a Debit Card Refund Take?

Understanding the Debit Card Refund Process

Get up to $300 when you bank with SoFi.

Factors Affecting Refund Processing Time

Tips to Expedite Your Debit Card Refund

What to Do If Your Refund Is Delayed

The Takeaway

FAQ

Do credit card refunds process faster than debit card refunds?

Can I track my debit card refund status?

How do international refunds differ from domestic ones?

How to Read a Pay Stub or Paycheck

The Basic Components of a Pay Stub

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Personal Information and Pay Period Details

Breaking Down Earnings

Gross Pay vs. Net Pay: What’s the Difference?

Regular Wages and Overtime Pay

Bonuses, Commissions, and Other Compensation

Year-to-Date (YTD) Earnings

Decoding Deductions and Withholdings

Required Payroll Deductions

Elective Payroll Deductions

Employer Contributions

Interpreting Additional Information on Your Pay Stub

The Takeaway

FAQ

What should I do if I notice an error on my pay stub?

How long should I keep my pay stubs?

Can I get a copy of a lost pay stub?

25 Easy Jobs That Make a Lot of Money With Little Work Without College

Why It’s Difficult to Know About Easy Jobs Without a Degree

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Pros and Cons of Easy Jobs Without a Degree

Benefits of Easy Jobs Without a Degree

Drawbacks of Easy Jobs Without a Degree

Who Are Easy Jobs Without a Degree For?

25 Easy Jobs That Make a Lot of Money With Little Work Without College

1. Power Plant Operator, Distributor, and Dispatcher

2. Commercial Pilot

3. Elevator Installer and Repairer

4. Makeup Artist, Theatrical and Performance

5. Fire Inspector and Supervisor

6. Aircraft Mechanic

7. HVAC Technician

8. Plumber

9. Drafter

10. Sales Rep, Wholesale and Manufacturing

11. Physical Therapist Assistant

12. Radiation Therapist

13. MRI Technician

14. Programmer

15. Postal Service Worker

16. Claims Adjuster, Appraiser, Examiner, and Investigator

17. Construction and Building Inspector

18. Court Reporter and Simultaneous Captioner

19. Sound Engineering Technician

20. Police Detective

21. Electrician

22. Brick Mason

23. Insurance Sales Agent

24. Medical Sonographer

25. Information Security Analyst

The Takeaway

FAQ

What is the easiest job that pays the most?

What is the easiest job to get without a degree?

What jobs pay a lot but are easy?

24 Best Paying Online Side Jobs for Teachers

Qualities of a Good Side Job for Teachers?

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Things to Look for in a Year-Round Gig

Things to Look for in a Summer Gig

Things to Consider for Any Second Gig

Pros & Cons of Online Side Jobs for Teachers

Potential Benefits of a Side Job

Potential Downsides of a Side Job

Why It Can Be Difficult for Teachers to Find Online Side Jobs