Life & Career Archives | Page 25 of 91

Jan

2025

Should You Work While in College?

By Timothy Moore | Going to College, Life & Career, money | Comments Off

Working while in college is a big decision, and it comes with both rewards and challenges. On one hand, having a job can help you gain financial independence, build valuable skills, and expand your professional network. On the other hand, it can also add stress, take time away from studying, and limit your social life.

If you’re debating whether or not you should get a job in college, it’s important to carefully weigh both the benefits and drawbacks. Here’s a look at how the pros and cons stack up, plus some important factors to consider when looking for a college job.

Key Points

• Working during college enhances financial independence by reducing reliance on loans and providing extra income.

• A college job helps students develop valuable work skills likes time management, communication, and teamwork.

• Working can expand your professional network, connecting you with future job opportunities and career guidance.

• Potential drawbacks include negative impacts on academic performance, social life, and overall well-being due to increased stress.

• Students should seek flexible jobs that align with their academic goals to maintain balance.

Pros of Working While in College

There are several reasons to consider working while in college. Some of the key benefits include:

• Extra cash for discretionary expenses: Even if your education is entirely funded through financial aid, you can’t use that money for fun things, like streaming services, concerts, road trips, and social events. Money earned from a part-time job, however, can go right into your student bank account and is yours to spend freely.

• Reduced debt: Given the high cost of tuition and other college expenses, many students turn to federal and private student loans to fill in funding gaps. Earning money through a part-time job or flexible side hustle can help cover your expenses and lessen your reliance on loans, allowing you to leave school with less debt.

• Work experience and skill development: Holding a job while in college can provide valuable work experience that can enhance your resume. You can develop skills such as time management, communication, teamwork, and problem-solving, which tend to be highly valued by employers. Gaining work experience early can also give you a competitive edge when entering the job market after graduation.

• Networking opportunities: No matter how many hours you work each week, having a job in college can help expand your professional network. Part-time jobs, internships, and on-campus positions often give students the opportunity to connect with professors, employers, and colleagues who may be able to provide job opportunities or career guidance in the future.

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Cons of Working While in College

While working during college comes with financial and other benefits, there are some potential drawbacks to consider:

• Impact on grades: There are all kinds of ways to earn extra cash as a student. But time spent working is time you can’t spend on your school work. If you work too much and don’t allocate enough time to complete your homework, school projects, and/or study for tests, you might notice your grades starting to slip.

• Less time for socializing and other activities: College is not only about academics but also about building friendships and gaining new experiences. While you may meet new people through a job, you may find yourself working evenings and weekends — prime socializing time with your classmates. A demanding job can also limit your ability to get involved in extracurricular activities, which is another important aspect of college life.

• Increased stress and fatigue: Balancing work and school can be stressful. Long hours at work, combined with academic responsibilities, can lead to burnout and exhaustion. If not managed properly, this stress can negatively affect your mental health and well-being, and take a toll on your work performance and academic success.

• Impact on future financial aid: While money earned through work-study programs can’t impact your financial aid, any other income you earn needs to be reported when you file your Free Application for Federal Student Aid (FAFSA). If you bring in more than $11,000 from working while you’re in college (from non-work-study jobs), it could potentially affect your financial aid package in future years.

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Things to Consider If You Decide to Work While in College

If you feel the pros of working while in college outweigh the cons, here are some important factors to keep in mind when searching for a job, as well as deciding on how many hours you should work as a student.

Work Schedule Flexibility

A flexible work schedule is important when you’re balancing school and employment. The best jobs for students generally offer adjustable hours and/or allow you to alter your schedule each semester as your class schedule changes. Work-study programs (which may be offered as part of a financial aid package) can be ideal, since they are designed to work around a student’s schedule, allowing you to prioritize class time and study time.

Impact on Academics

If you think a particular part-time job could have a negative impact on your academic performance, you’ll want to think carefully before applying. This is particularly important if you have a scholarship that depends on maintaining a certain grade point average. Losing merit money would likely negate any of the financial benefits of working while in school.

Type of Job

Not all college jobs provide equal benefits for college students. Some roles, such as internships or on-campus jobs, may align with your academic and career goals and offer valuable experience. Others may be unrelated to your field of study but come with other perks, like allowing you to do some studying while you’re on the job or generally being low stress. When considering different employment options, you’ll want to weigh all the pros and cons.

Recommended: 15 Side Hustles With a Low Startup Cost

Campus Resources

Your college or university may offer a number of resources to help you find part-time work, particularly jobs that pair well with being a part- or full-time student. Consider tapping your school’s career center, student employment office, and your college advisor for guidance on job opportunities, as well as time management strategies that can help you juggle working with being a student.

Stress and Time Management

Before you commit to working a set number of hours each week, you’ll want to assess how much time you realistically have to devote to working. Be sure to factor in classes, homework/studying, extracurricular activities, and (yes) downtime. Also consider how stressful the role might be. Generally, the best jobs for college students are low-pressure positions that don’t require checking your email outside of working hours.

While working may be financially helpful, understanding your personal limits and avoiding overcommitment is essential to maintaining overall well-being while you’re in college.

Logistics

If you live on campus and don’t have access to a car, you may want to limit your job search to employers located on or near campus, or you might look into remote job opportunities. If you need to expand your search to jobs that require public transportation, keep in mind that transit time will cut into the time you have for studying and other activities.

The Takeaway

Working while in college has a number of benefits, including financial rewards, job experience, skill development, and building a network you may be able to tap after you graduate. But having a job while you’re in school also has some downsides, including added stress and less time for studying, extracurricular activities, and socializing.

Ultimately, the decision to work while in college will depend on your individual circumstances and goals. With careful planning and time management, students can often successfully navigate both work and academic responsibilities, setting themselves up for success both in college and beyond.

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FAQ

How many hours a week should a college student work?

The number of hours a college student should work depends on individual circumstances, academic workload, and financial needs. Generally, experts recommend working no more than 15 to 20 hours per week to ensure your academic performance isn’t negatively affected. Part-time jobs with flexible schedules can help students maintain a healthy balance between work and school.

Is it common to work while in college?

Yes, it is common for college students to work while pursuing their degrees. Many students take on part-time jobs, internships, or work-study positions to support themselves financially and gain work experience. According to the most recent U.S. Bureau of Labor Statistics, about 81% of part-time undergraduate students and 42% of full-time students in the U.S. work while they are in school.

What are common jobs for college students?

There’s a wide variety of jobs for college students. Work-study programs typically offer students on-campus jobs, such as being an assistant in a library, administrative office, or lab. Many students also find employment off campus. Common off-campus jobs include being a barista, cashier, restaurant server/host, retail sales associate, receptionist, line cook, and childcare provider. Remote jobs, such as social media management or online tutoring, are also popular among students looking for flexibility.

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Jan

2025

Average US Salary by State

By Jacqueline DeMarco | Financial Independence, Life & Career, relay | Comments Off

The average salary in the U.S. is $66,622, according to the latest data from the Social Security Administration. How your salary compares will depend on your industry and skilI set, as you’d expect. What you might not realize is that your salary is also greatly influenced by where you live, since salaries go hand in hand with the cost of living.

Here’s a closer look at the average salary in the U.S. and how income varies from state to state.

Table of Contents

What Is the Average US Salary
Average Salary vs Median Salary
US Average and Median Salary by State
Why Do States Have Different Average Salaries
Which Regions Pay the Most
Which Regions Pay the Least
Should You Move to Make More Money?
The Takeaway

Key Points

• The average salary in the US varies depending on factors like occupation, location, and experience.

• Recent data indicate an average household income of $66,622 in the U.S.

• The cost of living and regional differences can impact salary levels across the country.

• High-paying states are typically on the East and West coasts, while pay tends to be lower in the South.

• It’s important to research salary ranges for specific occupations and locations when considering job opportunities.

What Is the Average US Salary (2025)

The national average salary is $63,795. That is the sum of all incomes divided by the number of workers. Where someone lives, their industry, education level, and current demand for that job all contribute to how much a worker earns per year.

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Average Salary vs Median Salary: What’s the Difference?

The Bureau of Labor Statistics (BLS) provides data on median pay. As of Q4 2024, the median weekly earnings of full-time workers was $1,192, or $61,984 per year. The median is the midpoint in the data set, with 50% of incomes falling above that figure, and 50% below.

Why are the average and median income figures different? With averages, unusually high or low numbers can skew the results. For instance, multi-millionaires or billionaires might drive the average higher than what the typical worker actually makes. The median is less affected by outliers.

US Average and Median Salary by State in 2025

The following chart shows both the average and median income (in single income households) in each state, according to data from Forbes and the U.S. Census Bureau.

State	Average	Median
Alabama	$53,394	$59,605
Alaska	$66,130	$82,512
Arizona	$63,045	$66,340
Arkansas	$51,251	$54,658
California	$76,960	$74,819
Colorado	$71,968	$77,331
Connecticut	$73,736	$81,285
Delaware	$65,998	$75,674
Florida	$60,216	$62,973
Georgia	$61,256	$62,468
Hawaii	$65,042	$78,745
Idaho	$55,640	$68,781
Illinois	$67,122	$66,950
Indiana	$56,410	$60,351
Iowa	$56,410	$61,283
Kansas	$56,264	$64,518
Kentucky	$54,018	$57,509
Louisiana	$53,435	$53,821
Maine	$60,008	$66,369
Maryland	$73,632	$81,293
Massachusetts	$80,330	$81,170
Michigan	$60,590	$64,579
Minnesota	$66,706	$72,319
Mississippi	$47,569	$51,554
Missouri	$57,574	$59,605
Montana	$55,910	$65,242
Nebraska	$58,074	$63,813
Nevada	$58,906	$64,412
New Hampshire	$66,102	$84,017
New Jersey	$73,986	$83,102
New Mexico	$57,512	$56,766
New York	$78,624	$69,135
North Carolina	$59,717	$61,811
North Dakota	$59,051	$66,813
Ohio	$59,883	$61,617
Oklahoma	$53,456	$55,362
Oregon	$66,706	$70,266
Pennsylvania	$61,922	$66,923
Rhode Island	$66,602	$72,515
South Carolina	$54,246	$59,661
South Dakota	$53,227	$63,862
Tennessee	$56,035	$59,052
Texas	$61,235	$61,460
Utah	$61,069	$78,917
Vermont	$62,774	$65,712
Virginia	$70,054	$75,756
Washington	$78,125	$86,558
West Virginia	$52,208	$57,979
Wisconsin	$59,509	$66,106
Wyoming	$57,928	$61,866

Recommended: Salary to Hourly Calculator

Why Do States Have Different Average Salaries?

The chart shows that the average salary in some states is quite different from the average salary nationwide. That’s partly because the cost of living, which affects how much a company pays its employees, varies significantly by state.

Also, inflation impacts states to varying degrees.

In addition, industries with a concentrated presence in certain states — such as banking or automobile manufacturing — can affect the overall quality of job opportunities in that area.

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Which Regions Pay the Most?

Salaries tend to be higher in some areas of the country. Cities on the West Coast and in the Northeast have some of the highest average salaries:

• Massachusetts

• New York

• Washington

• California

• New Jersey

• Connecticut

• Maryland

Remember, while these states have higher incomes, they may also have a much higher cost of living and higher housing prices.

Recommended: 25 Highest-Paying Jobs in the US

Which Regions Pay the Least?

The South is home to states that tend to pay the least:

• South Carolina

• Kentucky

• Louisiana

• Alabama

• Arkansas

• West Virginia

• Mississippi

To determine what your personal cost of living is, try tracking your expenses with a free budget app for a few months.

Recommended: Biweekly Money-Saving Challenge

Should You Move to Make More Money?

It’s important to remember that just because a state has a higher average salary, that doesn’t mean it’s more profitable for workers to live there. Higher salaries tend to correlate with a higher cost of living.

Before making a major move, first try living below your means. One reason that people who make more money still have trouble paying their bills is the phenomenon of lifestyle creep. This is when your so-called needs expand to consume your current salary.

One of the most effective ways to counteract lifestyle creep is to downsize your home. Reducing your housing expenses to less than 30% of your gross income can help you pay down debt, increase savings, and become more conscious of how lifestyle choices affect spending.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

The average annual average salary in the U.S. is $66,622. The median annual salary, which is often less skewed by outlying numbers, is $61,984. It’s worth noting that average and median salaries vary quite a bit by state. States in the Northeast and on the West Coast tend to pay higher salaries, while those in the South often pay less. What’s stopping people from moving to a higher paying state? Often, it’s housing prices, which rise along with the cost of living in “richer” states.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

SoFi helps you stay on top of your finances.

FAQ

How much do the top 10% of Americans make per year?

The top 10% of Americans earn $167,639 per year. Some top earners live in higher cost of living areas, so it can be more revealing to see how much the top 10% earn in your state.

What percentage of Americans make over $75K?

Only 12.1% of Americans make in the $75,000 to $99,999 range. An additional 17% make between $100,000 and $149,000, and 15.7% earn in the $50,000 to $74,999 range.

Which U.S. state has the highest salary?

Massachusetts is the state with the highest annual income of $76,600. This salary is significantly more than the national average salary of $63,795.

About the author

Jacqueline DeMarco

Jacqueline DeMarco is a freelance writer who specializes in financial topics. Her first job out of college was in the financial industry, and it was there she gained a passion for helping others understand tricky financial topics. Read full bio.

Photo credit: iStock/artpipi

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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

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Jan

2025

What is a Minimalist Lifestyle? Minimalist Lifestyle Tips

Guide to a Minimalist Lifestyle

By Caroline Banton | Family Finances, Life & Career, relay | Comments Off

Many people struggle to keep up with the demands and expenses of daily life, which can create stress and anxiety. That’s why some choose a minimalist lifestyle: Fewer possessions make for easier management. Minimalists strive to eliminate anything in their life that does not serve their purpose. This leads to more physical, emotional, and financial space.

If the concept of minimalism appeals to you, read on to better understand what a minimalist lifestyle is, its benefits, and how to start on the path to a simpler, more manageable, and possibly more affordable lifestyle.

Key Points

• Minimalist living can reduce stress, improve health, and benefit the environment and one’s budget.

• Focus on quality over quantity when making purchases.

• Conduct a life audit to identify and remove non-essential items.

• Invest in experiences rather than material goods for greater satisfaction.

• Digitize and reuse items to minimize waste and save money; unneeded items can be sold or donated.

What Is a Minimalist Lifestyle?

Minimalist living is uncluttered by superfluous items like luxury cars, excessive clothing, and purely decorative furnishings. There can be many reasons someone chooses a minimalist lifestyle; they might want to simplify their life to reduce stress, improve their health, or reduce harm to the environment. They may also want to cut back on expenses and improve their budgeting and finances.

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Surprising Benefits of a Minimalist Lifestyle

When you have less stuff, it follows that you have less to worry about. A minimalist lifestyle allows you to carry less literal and metaphorical baggage around.

Another benefit is that minimalists buy fewer things, which can allow you to save money. From a holistic perspective, minimalism reduces consumerism, and that can benefit the planet.

How to Live a Minimalist Lifestyle

Living a minimalist lifestyle can seem daunting for some, requiring a mindset shift. Here’s a window into a more minimalist mindset and lifestyle to give you a taste of what it involves. And don’t forget as you read that there are benefits to living below your means.

Invest in Experiences

Rather than collecting things and possessions, a minimalist lifestyle emphasizes experiences. Minimalists spend, just in a more deliberate way. For example, minimalists may spend on vacations and concerts rather than on cars and jewelry.

Audit Your Life

Auditing your life involves deciding what is most important and eliminating anything superfluous. Deciding what is most important can be difficult, but some questions to ask yourself are: How am I doing mentally and physically? What’s important to me now that perhaps wasn’t before? The answer to these and similar questions can help you pinpoint your core values and priorities.

A free budget app can help you audit your spending and evaluate how much of it is really necessary.

Eliminate Needless Expenses

A meaningless expense to one person may be valuable to another. That’s why conducting a life audit is important to help you decide which expenses are not serving your purpose. For example, a person might discover that buying gas is often unnecessary if they can manage without a car most of the time. Or that mid-price brands and gently used items can be just as nice as luxury goods.

Set Limits and Delegate

A minimalist lifestyle is easier to control. Setting limits and delegating is one way to live a minimalist lifestyle because you have less to manage. For example, you might use an accountant to do your taxes, or hire someone to manage your website. You might have fewer screens or electronics or downsize to a smaller home.

Recommended: Does Net Worth Include Home Equity?

Honor Your Priorities

The goal of auditing your life is to establish priorities to eliminate what doesn’t align with them. Part of the journey to minimalism is learning to appreciate what you have and not constantly desire new things. Perhaps you and your partner decide to live on a single income while one of you cares for the family. You may also earn less and have to economize.

Minimalist Lifestyle Tips

How do you implement a minimalist lifestyle? Because the changes can be profound, try making small changes at first as you gradually adjust to a new mindset.

Recommended: What Is the 50-30-20 Budget?

1. Declutter Your Environment and Your Mind

A great place to start is to declutter your environment. Start with your home, your workspace, your car. Get rid of things you haven’t used in a while or that you are just hanging onto in case you need them. As the space around you becomes less messy, you might find your thinking becomes more clear. You can also make some money by selling your unwanted stuff or donate items.

2. Be a Purposeful Not Prolific Consumer

Minimalists still make purchases, but the emphasis is on quality rather than quantity. An example is choosing to use one credit card that serves many purposes rather than five because each one comes with different rewards. Yes, you may benefit from free miles and cash back, but you will also have to buy more to earn those points and rewards, which is consumerism, the antithesis of financial minimalism.

3. Digitize Movies and Books

Most of us have bookcases full of books that sit and gather dust. It’s fine to keep some treasured items and classic novels, but you can also download e-books or visit your local library. Declutter your home of old DVDs, CDs, and books you don’t need.

4. Recycle and Reuse

Reusing shopping bags, refilling a water bottle instead of buying bottled water, or taking your own cup to Starbucks are ways to cut back on trash and single-use products. You’ll save money and help the environment.

5. Get Organized

As you declutter, you’ll find ways to be more organized. Find a space for things you want to keep, and use storage bins and organizers. When everything has a place, you’ll waste less time trying to locate things, and you’ll be more motivated to put things back when you’ve used them.

Recommended: The 52 Week Savings Challenge

The Takeaway

A minimalist lifestyle is appealing, considering how busy and cluttered daily life can be. You don’t have to embrace full-on minimalism immediately but can take small steps, such as establishing goals and priorities, decluttering your environment, and organizing. You can also reduce your expenses and financial obligations this way. As you progress, you may find that your mind clears, your life slows down, and you are able to budget more appropriately too.

SoFi helps you stay on top of your finances.

FAQ

How do you live a minimalist lifestyle?

Living a minimalist lifestyle requires prioritizing and eliminating things that do not align with your values. The process of elimination will be different for everyone, but it does not have to be quick or painful. Just removing one thing or downloading a budgeting and money tracking app can help you achieve a simple minimalist lifestyle.

What is an example of a minimalist?

An example of a minimalist is someone who lives with very little furniture, or none at all, or someone who moves to a smaller home. A less extreme version of a minimalist might be someone who simplifies things by clearing items from countertops, buys few clothes, or chooses a vegan diet.

What is the 90 rule for minimalism?

The hardest part of achieving a simpler minimalist lifestyle is decluttering. How do you decide what to get rid of? The 90 rule can help. Choose a possession, and ask yourself if you’ve used that item in the past 90 days. If not, then it’s a candidate for elimination from your life because it is not currently serving a useful purpose.

Photo credit: iStock/Pramote Naksomrit

SORL-Q125-008

Jan

2025

What Are the Prerequisites for Nursing School?

By Melissa Brock | Going to College, Life & Career, student_loan | Comments Off

A nursing career can be incredibly rewarding professionally and personally. If you’ve decided to attend nursing school to pursue your dream job, you’ll first need to meet certain nursing school prerequisites in order to be eligible. Prerequisites (also called pre reqs for nursing) are required courses or subjects aspiring nurses must take before applying to nursing school.

Learn more about the prerequisites and nursing school requirements you’ll need to be accepted at the college of your choice.

Key Points

• Academic prerequisites for nursing school vary, depending on the type of nursing degree a student wants to earn.

• Common prerequisites include high school biology, chemistry, and two years of college-preparatory math, all with a minimum grade of C.

• Students must also have a certain high school GPA and passing grades on standardized tests like the SAT.

• Once a student is in nursing school, there are ongoing prerequisite courses they will need to fulfill.

• The average annual cost for a Bachelor of Science in Nursing (BSN) degree is approximately $30,884, with financial aid options like scholarships and grants and student loans available to help cover the cost.

Why Nursing School Prerequisites Matter

Nursing school prerequisites prepare students for a career in which they can earn a good salary as a nurse and do work that fulfills them. Whether you’re planning to get an Associate Degree in Nursing (ADN) or a Bachelor of Science in Nursing (BSN), each degree program and school requires specific prerequisites. Nursing pre reqs provide the foundation for the more advanced courses you’ll take while in school.

There are different types of nurses, and the type you’re planning to become helps determine the nursing school requirements you’ll need to fulfill. Knowing how many years you’ll be attending school can also help you with budgeting as a nurse. These are some of the nursing roles you might consider.

• Licensed practical nurse (LPN): LPNs provide basic patient care under the supervision of registered nurses and doctors. They work in hospitals, physicians’ offices, nursing homes, extended care facilities, and in patient’s homes. Rather than a college degree, LPN’s typically attend a vocational or technical school for one year and they must graduate with a license from an accredited institution to practice.

• Registered nurse (RN): RNs care for patients, administer medication, assist in diagnostic testing, and more. RNs usually work in hospitals, doctors’ offices, nursing homes, long-term care facilities, and other locations. They must have an associate degree in nursing or a Bachelor of Science in Nursing.

• Clinical nurse specialist: This is an RN with additional training and education who diagnoses conditions, prescribes medication, and treats patients. These professionals must have a Master of Science in Nursing (MSN).

• Nurse practitioner (NP): Nurse practitioners examine and diagnose patients, prescribe medications, and order tests. They must be licensed RNs and have an MSN or a master’s degree in a specialty role.

• Nursing director: Nursing directors oversee health care facilities. They typically need a Master of Science in Nursing (MSN) or a Doctor of Nursing Practice (DNP).

• Nurse educator: These nurses teach nursing students clinical skills, patient care methods, and collaboration practices. Nurse educators must have an MSN or DNP degree.

Factoring in the Cost of Nursing School

As you consider the nursing school requirements you’ll need to meet, it’s important to think about how you’ll pay for college. The average cost of nursing school is approximately $30,884 annually for a BSN degree, which can be costly over the four-year degree program.

Fortunately, there are options to help students afford their schooling, including federal student loans, scholarships and grants, and private student loans. Explore the different options, and fill out the Free Application for Federal Student Aid (FAFSA) to see what you qualify for.

Also, keep in mind that while the thought of repaying school loans can seem daunting, there are ways to manage your payments including income-driven repayment plans for federal student loans, loan repayment assistance programs offered by various states and organizations, and student loan refinancing.

When you refinance student loans, you replace your current loans with a new loan from a private lender such as a bank, credit union, or online lender. Ideally, the new loan will have a lower interest rate and more favorable loan terms.

If you can secure a lower interest rate, refinancing student loans to save money may make sense for you. But be sure to explore your options.

Using our student loan refinancing calculator can help you see what your monthly payment might be.

Common Nursing School Prerequisites

No matter what type of nursing degree you want to earn, the most common nursing school prerequisite is earning a high school diploma or its equivalent, a General Equivalency Diploma (GED).

In addition, you will need these nursing pre reqs:

Biology

Nursing students need one year of high school biology with a grade of C or better.

Chemistry

As a nursing pre req, students need one year of high school chemistry with a grade of C or better.

College-Preparatory Math

Nursing school requirements call for two years of college-preparatory math with at least a C grade.

Grade Point Average (GPA)

To qualify for an Associate Degree in Nursing program, students generally need a GPA of at least 2.7. For a Bachelor of Science in Nursing program, they need at least a 3.0 GPA.

Standardized Tests

Passing grades on SATs or TEAS (Test of Essential Academic Skills) are typically required for admission to most nursing schools.

It’s important to note that every college has its own requirements (including GPA requirements), so check with your college’s admissions office to find out what you’ll need specifically to be admitted.

For example, the University of Iowa suggests the following high school prerequisites for nursing:

• Four years of high school English

• One year of biology

• One year of chemistry

• One year of physics

• Four years of the same world language or two years in two different world languages, or two years of the same world language plus required additional coursework

• Algebra I, Algebra II, and geometry

• Three years of social studies

Recommended: Ways to Pay for Nursing School

How to Complete Nursing School Prerequisites

In most cases, you can take high school courses to complete nursing school prerequisites. But if you know what college you’d like to attend for nursing school, check to see what required courses they ask for.

If your high school doesn’t offer certain prerequisite courses, you can typically complete them through a community college, online courses, or the four-year college where you plan to get your nursing degree.

Other Nursing School Prerequisites

Once you’re in nursing school, there are additional prerequisites you’ll need to fulfill. For example, your school may require you to take some basic courses like the ones below before you can take more advanced classes.

• English composition

• Fundamentals of oral communication

• Biomedical ethics

• College algebra

• Microbiology

• Chemistry

• Human growth and development

• College study skills

If you’re already in college and you want to switch your major to nursing, you must also meet specific prerequisites to get into nursing. For example, the University of Iowa requires you to meet these prerequisites with a grade of “C” or higher:

• Natural science, such as chemistry, biology, anatomy, physiology, microbiology, or nutrition courses

• Social science, such as elementary psychology, human development and behavior, or sociology classes

• General education courses, such as arts and cultural perspectives

• Additional prerequisites, such as rhetoric, statistics, and diversity, equity, and inclusion for health professions

• World language

Check with the college or university to see what’s needed for the nursing program you want to attend.

Recommended: Student Loan Refinancing Guide

The Takeaway

There are a number of prerequisites needed for nursing school, including high school class requirements before you apply to college, and prerequisites needed once you’re enrolled. Keeping on top of them and making sure you fulfill all the requirements for the type of nursing degree you’re working for can help you chart a clear path toward graduation.

Nursing school can be expensive, and many students use federal student loans to help pay for it. They might also fill any funding gaps with private student loans. To better manage your monthly payments after graduation, you can consider refinancing student loans, especially if you can qualify for a lower interest rate and more favorable terms. Just be aware that refinancing federal student loans makes them ineligible for federal programs like income-driven repayment.

Looking to lower your monthly student loan payment? Refinancing may be one way to do it — by extending your loan term, getting a lower interest rate than what you currently have, or both. (Please note that refinancing federal loans makes them ineligible for federal forgiveness and protections. Also, lengthening your loan term may mean paying more in interest over the life of the loan.) SoFi student loan refinancing offers flexible terms that fit your budget.

With SoFi, refinancing is fast, easy, and all online. We offer competitive fixed and variable rates.

FAQs

What are the minimum requirements for nursing school?

The minimum nursing school requirements generally include graduating from high school with a diploma after taking science and math classes (such as chemistry, biology, and college- preparatory math), having a GPA of 2.7 or higher for an Associate Degree in Nursing program and 3.0 or higher for a Bachelor of Science in Nursing program, and passing grades on standardized tests such as the SATs. However, minimum requirements can vary from school to school, so check with each institution you’re applying to.

When do you take nursing school prerequisites?

You take nursing school prerequisites starting in high school with classes like biology, chemistry, and math, as well as standardized tests like the SATs. When you’re in nursing school, you’ll begin by taking foundational prerequisite classes and work your way up to higher-level classes as you work toward your degree.

What if my GPA is too low for nursing school?

There are some possible ways to get into nursing school even if your GPA is too low. While many programs require at least a 3.0 for admission to a Bachelor of Science in Nursing program, some schools are less selective than others. For instance, you could apply to a community college to earn a licensed practical nurse degree (LPN) and then transfer to a four-year college once your grades are higher. Also, consider doing volunteer work in a health care setting — some institutions give more weight than others to nonacademic activities like health-related volunteer work.

Photo credit: iStock/FatCamera

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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SOSLR-Q424-010

Jan

2025

20 Highest-Paying Jobs in California

By Julia Califano | Life & Career, money, Money & Life | Comments Off

With nearly 40 million residents, California is the most populated state in the U.S. It also boasts a robust economy and a gross domestic product (GDP) that is actually larger than many countries, including France and the United Kingdom. Whether you’re just starting out or looking for a change, California offers a wealth of job opportunities, along with average wages that often run higher than the national numbers. Read on to learn which jobs sit highest on the salary ladder in the Golden State.

Key Points

• California offers some of the highest salaries in the nation.

• Health care professionals top the list of highest earners in the state.

• Anesthesiologists lead with an average salary of $452,930.

• Surgeons and cardiologists have average salaries exceeding $340,000.

• Other professions that make the top 20 include airline pilots, CEOs, IT managers, and lawyers.

Top-Paying Jobs in California

While California offers job opportunities in a wide variety of sectors, health care jobs offer the highest mean (or average) salaries in the state, according to recent data from the U.S. Bureau of Labor Statistics’ State Occupational Employment and Wage Estimates report. Jobs in the airline, business, tech, and legal fields also rank high on the list. If a good salary is important to you, check out this list of the 20 highest-paying jobs in California.

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1. Anesthesiologist

Average salary in California: $452,930

National average salary: $339,470

Educational requirements: To become an anesthesiologist, you need a four-year bachelor’s degree, followed by four years of medical school and a four-year residency program.

Anesthesiologists specialize in administering anesthesia to manage pain and ensure patient safety during surgeries. Their duties include selecting and administering medications, monitoring vital signs of the patient during procedures, and adjusting anesthetics as needed. They also collaborate with other physicians and surgeons and communicate with patients about pain management plans.

2. Cardiologist

Average salary in California: $389,120

National average salary: $423,250

Educational requirements: To become a cardiologist, you need a four-year bachelor’s degree, followed by four years of medical school, a three-year residency, and a three-year fellowship. To specialize further, you may need to complete a one-year advanced practice fellowship.

Cardiologists specialize in treating conditions affecting the heart and blood vessels, such heart disease, arrhythmias, and high blood pressure. To make a diagnosis, they may give physical exams and order tests such as an electrocardiogram (EKG). They also prescribe medicines, advise on diet and lifestyle changes, and can perform nonsurgical procedures (such as implanting a pacemaker or inserting a cardiac catheter).

3. Orthopedic Surgeon

Average salary in California: $346,070

National average salary: $378,250

Educational requirements: To become an orthopedic surgeon, you need a four-year bachelor’s degree, followed by four years of medical school and typically a five-year residency. To specialize in a particular area (such as pediatric orthopedics), you also need to complete a one- to two-year fellowship.

Orthopedic surgeons specialize in diagnosing and treating conditions that affect the musculoskeletal system, which includes joints, bones, ligaments, muscles, and tendons. They treat injuries like fractures and dislocations, manage chronic conditions like arthritis, and perform surgeries such as joint replacements. They also recommend nonsurgical treatments like physical therapy to restore mobility and function.

4. Surgeon

Average salary in California: $340,260

National average salary: $343,990

Educational requirements: To become a surgeon, you need a four-year bachelor’s degree, followed by four years of medical school and a three- to eight-year surgery residency. Surgeons may also opt to complete a one- to three-year fellowship.

Surgeons perform operations on patients with injuries or illnesses. Their duties include reviewing X-rays, discussing procedures with patients, preparing for surgery, and completing surgeries with the help of other medical and surgical professionals. They also monitor and follow-up with patients after the surgery.

5. Ophthalmologist

Average salary in California: $324,270

National average salary: $312,120

Educational requirements: To become an ophthalmologist, you need a four-year bachelor’s degree, followed by four years of medical school and three to eight years of post-graduate training, including an internship and residency in ophthalmology.

Ophthalmologists diagnose and treat conditions that affect the eyes and vision. They perform routine eye exams, prescribe eyeglasses and contact lenses, and prescribe medications to treat eye conditions. They also perform surgeries to correct vision and treat eye conditions such as cataracts and glaucoma.

6. Dermatologist

Average salary in California: $313,330

National average salary: $342,860

Educational requirements: To become a dermatologist, you need a four-year bachelor’s degree, followed by four years of medical school and a four-year residency. To specialize in a particular area (such as dermatopathology or pediatric dermatology), you also need to complete a one- to three-year fellowship.

Dermatologists are doctors who specialize in diagnosing and treating skin, hair, and nail conditions. They manage issues like acne, eczema, psoriasis, and skin cancer. They perform skin screenings, prescribe medications, and perform minor surgical procedures on the skin, such as biopsies and mole removal. They may also assist patients with cosmetic issues and concerns.

7. Psychiatrist

Average salary in California: $288,270

National average salary: $256,930

Educational Requirements: To become a psychiatrist, you need a four-year bachelor’s degree, followed by four years of medical school and a four-year residency. To pursue a subspecialty (such as addictions or geriatric psychiatry), you must also complete a one-year fellowship.

Psychiatrists are medical doctors that specialize in diagnosing and treating mental health disorders. They work closely with patients to address a wide range of mental health issues, from anxiety to severe psychiatric conditions. Treatments they offer may include medication, therapy, and behavioral interventions. They also monitor their patients over time, making adjustments to treatment as necessary.

8. Airline Pilot

Average salary in California: $286,040

National average salary: $250,050

Educational Requirements: To become an airline pilot, you typically need a minimum of 1,500 hours of recorded flight time. This includes at least 100 night hours, 500 cross-country hours, and 50 multi-engine hours. You may also have to pass a medical exam to prove they have the strength and stamina demanded by the job. All pilots must also have a Federal Aviation Administration (FAA) license.

An airline pilot flies a commercial aircraft that carries passengers and cargo from one location to another. In addition to operating planes safely, airline pilots have a range of other responsibilities. These include developing flight plans, conducting pre- and post-flight checks, monitoring equipment, communicating with air traffic control, coordinating with flight attendants, and filing status reports after each trip.

9. Obstetrician and Gynecologist (OB-GYN)

Average salary in California: $285,470

National average salary: $278,660

Educational Requirements: To become an OB-GYN, you need a four-year bachelor’s degree, followed by four years of medical school and a four-year residency.

OB-GYNs, also known as obstetrician gynecologists, specialize in female reproductive health. They provide a range of services, including obstetrics (care during pregnancy, childbirth, and postpartum) and gynecology (care for a woman’s reproductive organs and health). They play a key role in promoting women’s health across all life stages.

10. Chief Executive Officer (CEO)

Average salary in California: $281,030

National average salary: $258,900

Educational requirements: To become a CEO, you typically need a four-year bachelor degree. Many aspiring CEOs also pursue a master’s degree in business administration or their desired field, which typically takes two years to complete.

A chief executive officer, or CEO, is the top-ranking executive within an organization and is responsible for leading the company. Their duties include setting strategic goals, overseeing operations, communicating between board members and other company executives, and making key decisions that impact the company’s financial health and success.

11. Internal Medicine Physician

Average salary in California: $275,110

National average salary: $245,450

Educational requirements: To become an internist, you need a four-year bachelor’s degree, followed by four years of medical school and a three- to four-year residency. To pursue a subspecialty (such as gastroenterology or infectious diseases), you also need to complete a two- to three-year fellowship.

Internists, also known as internal medicine physicians, specialize in providing general medical care for adult patients. Their duties include conducting physical exams, ordering bloodwork and other tests, analyzing data to make diagnoses, and prescribing medications and treatments. Internists also counsel patients about lifestyle changes that can lead to better health.

12. Pathologist

Average salary in California: $264,450

National average salary: $270,560

Educational requirements: To become a pathologist, you need a four-year bachelor’s degree, followed by four years of medical school and a three- to four-year residency. Many pathologists also pursue an additional one- to two-year fellowship in a pathology subspecialty.

Pathologists are doctors who specialize in examining tissue to diagnose diseases and determine how illnesses and injuries occurred. Their duties include collecting specimens, studying samples in the lab, and identifying the particular bacteria or virus that resulted in a patient’s symptoms. They also write reports and communicate their findings to the patient’s physician.

13. Radiologist

Average salary in California: $261,020

National average salary: $353,960

Educational requirements: To become a radiologist, you need a four-year bachelor’s degree, followed by four years of medical school and a four- to five-year residency. To pursue a subspecialty (such as musculoskeletal radiology or neuroradiology), you also need to complete a one- to two-year fellowship.

Radiologists are doctors who read and interpret images from diagnostic imaging procedures, such as X-rays, CT scans, MRIs, and ultrasounds. They use imaging results to diagnose disorders and injuries, and to help determine the best treatment. They communicate their findings to physicians and sometimes to patients and families. Some radiologists also treat conditions with radiation and perform image-guided procedures such as biopsies.

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14. Family Medicine Physicians

Average salary in California: $251,640

National average salary: $240,790

Educational requirements: To become a family medicine physician, you need a four-year bachelor’s degree, followed by four years of medical school and a three-year residency.

Family medicine physicians are generalists who provide comprehensive health care for people of all ages. Also known as primary care doctors, they provide or prescribe treatment, medications, and vaccinations; order and interpret tests; educate patients; and refer patients to specialists when needed for further diagnosis or treatment.

15. Nurse Anesthetist

Average salary in California: $250,920

National average salary: $214,200

Educational requirements: To become a nurse anesthetist, you need a four-year bachelor’s degree, followed by a master’s degree from a nurse anesthesia education program. The program must be accredited by the Council on Accreditation of Nurse Anesthesia Educational Programs (COA) and can take 24 to 51 months to complete.

Nurse anesthetists are registered nurses who specialize in anesthesia and provide care for patients before, during, and after surgical and other procedures. Their duties include preparing patients for anesthesia, administering anesthesia, maintaining anesthesia during surgery, and managing recovery. Nurse anesthetists may work alone or with a team of health care providers.

16. Physician

Average salary in California: $249,660

National average salary: $248,640

Educational requirements: To become a physician, you need a four-year bachelor’s degree, followed by four years of medical school and a three- to eight-year residency. Subspecialization requires additional training in a fellowship of one to three years.

Physicians are medical professionals who diagnose and treat injuries and illnesses and help patients maintain their health. They examine patients; take medical histories; prescribe medications; and order, perform, and interpret diagnostic tests. Some also perform surgery, close wounds, and administer other medical procedures. Many also advise patients on diet, lifestyle, and preventive health care.

17. Dentist

Average salary in California: $249,610

National average salary: $244,470

Educational requirements: To become a dentist, you need a four-year bachelor’s degree, followed by four years of dental school to get a Doctorate of Dental Surgery (DDS) or a Doctorate of Dental Medicine (DMD). For some specialties, dentists must receive additional training through a two- to three-year residency program.

Dentists are health care providers who specialize in oral health. They diagnose, treat, and prevent issues related to teeth, gums, and mouth, such as cavities and gum disease. They perform procedures like fillings, extractions, root canals, and may provide cosmetic services like whitening or veneers. They also educate patients on proper oral hygiene to maintain good oral health.

18. Oral and Maxillofacial Surgeon

Average salary in California: $221,820

National average salary: $334,310

Educational requirements: To become an oral and maxillofacial surgeon, you need a four-year bachelor’s degree, followed by four years of dental school and a four-year residency program.

An oral and maxillofacial surgeon is a medical doctor who diagnoses and treats conditions and injuries of the face, mouth, jaw, neck, and head. They use dental, medical, and surgical skills to perform a variety of specialized procedures, including dental implants, facial trauma repair, cosmetic facial enhancements, and cleft lip and palate surgery.

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19. Computer and Information Systems Manager

Average salary in California: $217,030

National average salary: $180,720

Educational Requirements: To become a computer and information systems manager, you need a four-year bachelor’s degree in a field such as computer science, information systems management or information. You typically also need a master’s degree, which generally takes two years.

A computer and information systems manager, also called an information technology manager (IT manager), oversees an organization’s technology needs. Their role is to make sure the company’s tech systems are secure, efficient, and aligned with business goals. They lead IT teams, manage budgets, evaluate emerging technologies, troubleshoot system issues, and ensure data security.

20. Lawyer

Average salary in California: $213,860

National average salary: $176,470

Educational requirements: To become a lawyer, you need to get a four-year bachelor’s degree followed by three years of law school.

Lawyers provide legal advice and represent clients in legal matters. They interpret laws, draft legal documents, negotiate settlements, and provide guidance on various issues like contracts, disputes, or criminal charges. Some lawyers offer a broad range of legal services, while others specialize in specific areas, such as criminal law, corporate law, or family law.

The Takeaway

California is home to some of the most lucrative career opportunities in the nation, offering competitive salaries across industries like health care, technology, business, and air transportation. While these roles often demand extensive education and training, the rewards can be well worth the investment. Whether you’re drawn to the state for its economic prospects or its vibrant lifestyle, exploring high-paying careers in California can open doors to a fulfilling and financially secure future.

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FAQ

What’s the highest paying job in California?

In California, health care roles consistently rank among the highest-paying jobs. Anesthesiologists, cardiologists, and surgeons are at the top, with anesthesiologists earning an average salary of $452,930. These roles require extensive education and specialized training, reflecting the significant responsibilities and expertise required.

What is a good salary in California?

A “good” salary in California varies depending on location and lifestyle. Given the state’s high cost of living, particularly in metropolitan areas, a salary above the national average is often necessary. Research suggests that, on average, you need to earn just over $143,000 a year to be happy in California.

What are some of the fastest-growing jobs in California?

California is seeing rapid growth in several sectors, especially health care and technology. Jobs like nurse practitioners, physical therapists, medical and health services managers, solar photovoltaic installers, and data scientists are among the fastest-growing jobs in the Golden State.

Photo credit: iStock/Jacob Wackerhausen

SOBNK-Q424-107

Should You Work While in College?

Pros of Working While in College

Cons of Working While in College

Get up to $300 when you bank with SoFi.

Things to Consider If You Decide to Work While in College

Work Schedule Flexibility

Impact on Academics

Type of Job

Campus Resources

Stress and Time Management

Logistics

The Takeaway

FAQ

How many hours a week should a college student work?

Is it common to work while in college?

What are common jobs for college students?

Average US Salary by State

What Is the Average US Salary (2025)

Average Salary vs Median Salary: What’s the Difference?

US Average and Median Salary by State in 2025

Why Do States Have Different Average Salaries?

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Which Regions Pay the Most?

Which Regions Pay the Least?

Should You Move to Make More Money?

The Takeaway

FAQ

How much do the top 10% of Americans make per year?

What percentage of Americans make over $75K?

Which U.S. state has the highest salary?

Guide to a Minimalist Lifestyle

What Is a Minimalist Lifestyle?

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Track your credit score for free. Sign up and get $10.*

Surprising Benefits of a Minimalist Lifestyle

How to Live a Minimalist Lifestyle

Invest in Experiences

Audit Your Life

Eliminate Needless Expenses

Set Limits and Delegate

Honor Your Priorities

Minimalist Lifestyle Tips

1. Declutter Your Environment and Your Mind

2. Be a Purposeful Not Prolific Consumer

3. Digitize Movies and Books

4. Recycle and Reuse

5. Get Organized

The Takeaway

FAQ

How do you live a minimalist lifestyle?

What is an example of a minimalist?

What is the 90 rule for minimalism?

What Are the Prerequisites for Nursing School?

Why Nursing School Prerequisites Matter

Factoring in the Cost of Nursing School

Common Nursing School Prerequisites

Biology

Chemistry

College-Preparatory Math

Grade Point Average (GPA)

Standardized Tests

How to Complete Nursing School Prerequisites

Other Nursing School Prerequisites

The Takeaway

FAQs

What are the minimum requirements for nursing school?

When do you take nursing school prerequisites?

What if my GPA is too low for nursing school?

20 Highest-Paying Jobs in California

Top-Paying Jobs in California

1. Anesthesiologist

2. Cardiologist

3. Orthopedic Surgeon

4. Surgeon

5. Ophthalmologist

6. Dermatologist

7. Psychiatrist

8. Airline Pilot

9. Obstetrician and Gynecologist (OB-GYN)

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