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Firefighters make an average of $56,310 per year nationwide. However, firefighter compensation varies by location and position, so salaries can climb up to well over six figures for more leadership positions. As a result, firefighting can provide competitive annual pay for those who want to do the rewarding work of rescuing others during emergencies.

Read on to learn more about the income, responsibilities, and pros and cons of pursuing a career as a firefighter.

What Are Firefighters

Firefighters are trained professionals who respond to fires, rescue situations, hazardous material spills, and medical emergencies. Their primary responsibility is to protect life, property, and the environment from the adverse effects of human-made and natural fires.

These dedicated professionals navigate unpredictable circumstances with selflessness. The job can be dangerous but also a very rewarding career. A few details to note:

•   Firefighters are typically employed by city, county, state, and federal governments.

•   Because fires and other emergencies are dangerous, these professionals put their lives on the line every day.

•   The job is demanding because shifts can last 24 hours. Firefighters usually work full-time.

Additionally, firefighters typically have emergency medical technician (EMT) certifications because they respond to health crises. For instance, local fire departments provide critical assistance for people trapped under debris from a storm. Likewise, they often transport the injured to hospitals and health facilities. For this reason, most firefighters can drive and operate ambulances as well as fire trucks.


💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

Examples of Firefighter Job Responsibilities

Here are the essential duties of firefighters, most of which relate to helping individuals and communities during emergencies:

1.    Fire suppression: As the name implies, a firefighter’s definitive job is extinguishing fires. This includes house fires and wildfires. Firefighters use various tools and equipment, such as water hoses, fire extinguishers, and specialized vehicles, to control and put out fires.

2.    Rescue operations: Firefighters are trained in various rescue techniques to save people from dangerous situations, including trapped individuals in buildings, vehicles, or natural disasters.

3.    Emergency medical response: Many firefighters are emergency medical technicians (EMTs) or paramedics. This training allows them to provide prehospital medical care, including administering first aid and stabilizing patients until they are transported to a hospital.

4.    Hazardous materials response: Firefighters are usually the first on the scene of accidents involving hazardous chemicals and materials. For instance, if a tanker truck crashes, firefighters use specialized equipment to contain and mitigate the effects of the spill.

5.    Public education and prevention: A part of firefighters’ public service is engaging in community outreach and educational efforts for fire safety and best practices for emergency response. They also provide tours of fire departments to residents.

6.    Equipment maintenance: Firefighters rely on their gear and equipment to perform their jobs, and disasters can occur at any time. As a result, maintaining and cleaning their equipment, including fire engines, tools, and personal protective gear, is vital.

How Much Do Starting Firefighters Make a Year?

An entry-level firefighter’s salary varies depending on location, with the lowest 10% of positions starting at $29,150 on average. While the starting pay is lower than other jobs, firefighters can increase their salaries by getting promoted to leadership positions or specializing in a certain aspect of the job.

For instance, a firefighter officer leads teams of firefighters and can earn an annual salary of $161,372. Likewise, professionals who provide paramedical training for firefighters can earn $120,828 per year. So, yes, it is possible to earn a $100,000 salary or more as a firefighter.

Remember, changing locations can also help increase firefighters’ compensation. For instance, firefighters in North Carolina earn an average salary of $36,660, while positions in New Jersey have an average pay of $77,740. (Of course, the local cost of living may rise along with the pay.)

What is the Average Salary for a Firefighter?

The U.S. Bureau of Labor Statistics database shows that the average firefighter salary is $56,310 annually vs. hourly pay. Here’s a breakdown of the average firefighter salary by state, listed alphabetically:

State	Average Annual Pay
Alabama	$42,600
Alaska	$54,730
Arizona	$47,850
Arkansas	$36,470
California	$78,350
Colorado	$67,340
Connecticut	$67,560
Delaware	$45,680
Florida	$56,560
Georgia	$40,010
Hawaii	$72,880
Idaho	$39,820
Illinois	$68,030
Indiana	$55,420
Iowa	$45,360
Kansas	$40,560
Kentucky	$32,980
Louisiana	$32,320
Maine	$42,830
Maryland	$60,560
Massachusetts	$66,640
Michigan	$64,200
Minnesota	$49,880
Mississippi	$33,790
Missouri	$55,380
Montana	$51,730
Nebraska	$60,990
Nevada	$61,150
New Hampshire	$50,150
New Jersey	$77,740
New Mexico	$40,530
New York	$73,520
North Carolina	$36,660
North Dakota	$51,490
Ohio	$52,290
Oklahoma	$52,770
Oregon	$65,880
Pennsylvania	$61,290
Rhode Island	$60,360
South Carolina	$39,580
South Dakota	$49,750
Tennessee	$42,080
Texas	$53,630
Utah	$44,650
Vermont	$46,920
Virginia	$54,180
Washington	$76,930
West Virginia	$37,110
Wisconsin	$43,980
Wyoming	$44,420
Source: US Bureau of Labor Statistics, ZipRecruiter

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Firefighter Job Considerations for Pay & Benefits

As a firefighter, you can expect to make $56,310 on average, which is a few thousand dollars less than the average salary in the U.S., which is currently $59,540. Additionally, numerous benefits come with the job to enhance your financial well-being and quality of life.

For example:

•   Full-time firefighters receive health and dental insurance, disability coverage, paid time off, tax-advantaged retirement plans, and pensions.

•   Union firefighters can receive their pay and benefits through a contract, locking in their compensation package.

•   Firefighters can qualify for exclusive financial aid and scholarships for higher education. For instance, The Maryland State Firemen’s Association gives scholarships to students getting degrees in fire science or medical emergency services. This could help students who might otherwise be entering a career without a college degree.

•   Firefighters can enjoy the satisfaction of knowing they helped their neighbors at the end of the day. From pulling children out of burning buildings to assisting the injured, a firefighter’s duty centers on safeguarding life. As a result, the profession is personally meaningful and fulfilling. (It’s worth noting, though, that given the human interaction involved, it may not be the best career for an introvert.)

Pros and Cons of Firefighter Salary

Being a firefighter means enjoying the perks of the job while making the best of the drawbacks. Here’s a comparison of the two:

Pros

First, the upsides of pursuing this career:

•   Helping others: Firefighters experience a deep sense of purpose by directly contributing to the safety and wellbeing of their communities. The opportunity to protect individuals and families is a significant motivator for individuals drawn to this profession. Additionally, their willingness to put themselves in harm’s way to save others can garner appreciation and gratitude.

•   Straightforward qualifications: Becoming a firefighter typically requires a high school diploma or GED, passing a physical fitness test, and being at least 18 years old. The position’s accessibility allows individuals from diverse educational backgrounds to pursue a career in firefighting without requiring extensive academic qualifications.

Furthermore, firefighters interested in more education can acquire extensive education (including EMT training) and scholarships for higher education to advance their positions.

•   Competitive pay and benefits: While entry-level firefighting positions might offer low initial pay, more experienced firefighters earn a competitive salary vs. the national average. Considering the accessible entry-level requirements, the job has good pay and benefits without extensive education. Likewise, full-time firefighters receive comprehensive benefits packages, including health insurance, retirement plans, and other perks. While it’s likely not the highest paying job in your area, it reliably puts food on the table.

•   Tight work bonds: Firefighters work closely as a team and forge strong bonds with their colleagues. The nature of emergency response requires cooperation and communication, creating a sense of camaraderie among team members. Additionally, firefighters often face challenging situations together, leading to shared experiences that strengthen their professional and personal relationships.

•   Federal loan forgiveness: Firefighters may qualify for Public Service Loan Forgiveness under specific criteria. The PSLF Program is designed to assist public service providers, including firefighters, in repaying their federal student loan debt.

Cons

Next, consider the potential downsides of becoming a firefighter:

•   Safety risk: Firefighters face inherent risks associated with entering burning buildings, handling hazardous materials, and engaging in rescue operations. Long-term exposure to smoke and chemicals is also dangerous. These physical hazards can lead to injuries, health complications, or loss of life.

•   Challenging work schedule: Firefighters often work in shifts, which can include 24-hour shifts and working overnight. For this reason, firefighters typically work over 50 hours per week instead of a typical 9-5 job. Combined with the challenging situations firefighters tackle, the job might not be a fit for those who want a low-stress job or folks that want to work from home sometimes.

•   Few to no traditional weekends or holidays off: Firefighters frequently work on weekends and holidays because emergencies happen regardless of the time of year. This can impact personal and family life, as firefighters won’t have the same days off as those working in more traditional Monday-to-Friday roles.

The Takeaway

Across America, the median salary for how much a firefighter makes a year is $56,310, though the earning potential can rise into the six figures. Firefighters play a crucial role in safeguarding people, property, and the environment from the adverse effects of fires and emergencies. Responding to a wide range of incidents, from fire suppression to rescue operations and medical emergencies, firefighters are dedicated professionals who undergo extensive training to serve their communities effectively. However, the job is a challenging one, with inherent health and wellbeing risks, as well as possibly long hours and considerable stress.

FAQ

Can you make 100k a year as a firefighter?

While the national median salary for a firefighter is $56,310, making $100k a year in the profession is achievable. For instance, the positions of fire lieutenant, captain, and chief all have the potential to pay six figures.

Do people like being a firefighter?

Firefighting can be a fulfilling, meaningful career because the job is about helping others in emergencies and dire circumstances. However, it can be mentally and emotionally taxing because of the intensity of the work. Therefore, whether you like being a firefighter will depend on your job preferences and outlook.

Is it hard to get hired as a firefighter?

The path to becoming a firefighter involves getting your high school diploma or GED, passing a written exam, physical, and in-person interview. Therefore, while the educational barriers are low, getting hired as a firefighter can require discipline and commitment.

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Photo credit: iStock/dear2627

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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

SORL0124025

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Social workers make $64,360 a year on average. Higher-end social work positions requiring more experience and education can pay up to $116,500 annually, while the lowest-paying positions in the industry pay $37,500 on average.

Imagine a career where you profoundly impact a person’s life, guiding them through the most significant challenges and triumphs. Social workers embody this transformative role, dedicating themselves to the betterment of individuals, families, and communities. In a world where making a living intersects with the noble pursuit of helping others navigate life’s complexities, social work emerges as a rewarding and impactful vocation.

Here’s how the multifaceted roles, responsibilities, and considerations associated with social workers compare with the average annual pay in the field.

What Are Social Workers?

Social workers are professionals whose mission is to enhance the well-being and quality of life of individuals, families, and communities. A social worker’s education prepares them to address a wide range of social issues and challenges. For example, social workers help those dealing with substance abuse, relational problems, housing issues, domestic violence, and employment challenges.

On a broader scale, these professionals advocate for social justice and equality. Social workers can work in various settings, including schools, hospitals, government agencies, prisons, nonprofit organizations, and private practices.

Social Worker Job Responsibilities Examples

Here are some key aspects of what social workers do:

1.    Assessment and intervention: Social workers assess the needs and strengths of individuals and communities through interviews, observations, and evaluations. Then, they develop intervention plans to address identified problems and help clients overcome challenges.

2.    Counseling and support: Social workers provide counseling and support to individuals and groups dealing with issues such as mental health, substance abuse, domestic violence, grief, and trauma. They offer advice and coping techniques to help clients respond to difficult situations in a positive way.

3.    Advocacy: Social workers advocate for their clients’ rights and interests, ensuring they can access necessary resources and services. Positions in systemic advocacy are available to social workers who want to change policies and structures contributing to social problems.

4.    Case management: Social workers often coordinate and manage client services, connecting them to appropriate assistance and support from various agencies and organizations. For example, a client may need to see a doctor, a therapist, and an employment advocate as part of their plan to move forward.

5.    Child and family services: Social workers play a crucial role in child welfare, working to protect children from abuse and neglect. They may provide family support services, conduct home visits, and collaborate with other professionals to create safe and stable environments for children.

6.    Medical and healthcare social work: Social workers can also assist clients facing medical challenges. They may introduce helpful lifestyle changes, facilitate communication between patients and medical professionals, and address issues related to illness or disability.

7.    School social work: Social workers in schools support students, families, and educators by addressing academic, social, and emotional challenges. They may provide counseling and crisis intervention for students struggling to thrive and learn.


💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

How Much Do Starting Social Workers Make a Year?

In the United States, entry-level social workers have salaries that range by location, with the bottom 10% making an average salary of $37,500.

However, social workers can boost their salaries in various ways. For instance, climbing the ladder at an agency can land you a director of social work position with a salary between $71,000 and $116,500. This position usually requires higher education and years of experience.

You can also further your education and specialize in a particular area of social work with a master’s degree. With an advanced degree, a licensed social worker can earn $65,000 to $118,500 annually.

Lastly, moving can help increase your pay. For example, the highest-paying positions in Rhode Island offer $84,430 per year, while the average social worker in Florida maxes out their salary at $55,990.

No matter how much you’re earning, it’s a good idea to set and track financial goals. A money tracker app is one tool that can help you monitor your spending and saving.

What Is the Average Salary for a Social Worker?

How much do social workers make in each state? According to the U.S. Bureau of Labor Statistics, the average annual wage for a social worker nationwide is $64,360. But here’s a breakdown of the average social worker salary by state:

State	Annual Salary
Alabama	$59,671
Alaska	$61,090
Arizona	$62,410
Arkansas	$53,460
California	$69,530
Colorado	$55,000
Connecticut	$73,390
Delaware	$66,600
Florida	$55,990
Georgia	$67,100
Hawaii	$76,280
Idaho	$56,150
Illinois	$65,630
Indiana	$70,840
Iowa	$67,710
Kansas	$78,610
Kentucky	$64,530
Louisiana	$62,460
Maine	$58,000
Maryland	$68,000
Massachusetts	$74,220
Michigan	$64,200
Minnesota	$67,960
Mississippi	$62,300
Missouri	$52,700
Montana	$51,230
Nebraska	$63,140
Nevada	$71,820
New Hampshire	$65,809
New Jersey	$67,030
New Mexico	$62,410
New York	$78,540
North Carolina	$63,770
North Dakota	$72,280
Ohio	$57,680
Oklahoma	$80,410
Oregon	$59,600
Pennsylvania	$73,800
Rhode Island	$84,430
South Carolina	$75,610
South Dakota	$77,230
Tennessee	$54,460
Texas	$68,500
Utah	$58,590
Vermont	$64,760
Virginia	$73,590
Washington	$82,220
West Virginia	$70,670
Wisconsin	$55,320
Wyoming	$59,742

Social Worker Job Considerations for Pay & Benefits

If you’re considering social work as a career, your potential salary can be higher than the average salary in the United States. Specifically, social workers earn $64,360 per year on average, while wage-earners across the country have a salary of $59,428.

Your salary can soar past $100,000 in specific situations, such as in a director position or as a master’s level specialist. As a result, while social work isn’t among the top-earning trades, the career can be a path to a decent quality of life while you work to help others.

Additionally, social workers who work full time typically receive excellent benefits. A typical package includes health insurance, life insurance, paid time off, and professional development opportunities.

Remember, ongoing education is a requirement for keeping and renewing your social work license, so receiving these opportunities through your employer can streamline the process.

Recommended: 25 High-Paying Trade Jobs in Demand

Pros and Cons of Social Worker Salary

Every career has its upsides and downsides. Here’s what to know if you’re going into social work:

Pros

•   Higher than average annual salary. The average compensation for social work positions is higher than the overall average salary in the United States, as described above. Combined with a robust benefits package, social work’s competitive pay can help you and your family afford a comfortable quality of life.

•   Job security. Social work is here to stay. Specifically, the U.S. Bureau of Labor Statistics estimates annual growth of 7% in the field for the next decade. This rate is faster than the overall average in the country, signifying increasing demand for employees in this sector.

•   Builds transferable skills. For instance, human resources positions require communication, interpersonal, and conflict management skills. So, if you get into social work and realize you want a different career, you can take your skill set elsewhere.

•   Online education opportunities. While social work does require at least a bachelor’s degree, many programs are available online. This way, you can earn your degree at your own pace without needing to relocate.

•   Student loan forgiveness. Social workers might be able to get their student loans forgiven. Specifically, 10 to 25 years of nonprofit work might qualify you for federal student loan forgiveness. This perk erases whatever student loan you have left, which could be $100,000 or more.

Cons

•   Education requirements. For instance, you’ll need at least a bachelor’s degree from an accredited school to become a social worker. Obtaining this degree will take at least four years and could cost over $100,000 for tuition. Additionally, a master’s degree is usually required to hold the top positions in the field and increase your salary. Doing so adds at least two more years of education plus the associated tuition costs.

•   Must have a license to practice. Licensure is necessary to practice as a social worker. Becoming licensed means working for a few years under supervision and passing an exam. Then, you must complete a certain number of continuing education hours to maintain your license.

•   Demanding work environment. You might face long hours, an overpacked caseload, call hours on holidays and weekends, and potentially dangerous situations. Remember, social work means seeing people at their lowest, and these circumstances can involve substance abuse, violence, and crime. The job rarely offers work-from-home opportunities; instead, it requires a personal presence. Because of the intense needs of your clients and the long hours, you may burn out despite having the best intentions.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

Social workers are dedicated professionals committed to improving the well-being of individuals, families, and communities. Their multifaceted roles encompass assessments, interventions, counseling, advocacy, and case management. While the financial landscape varies, social workers can enhance their earnings through specialization, higher education, and relocation. With an average annual salary of $64,360 and a field experiencing a 7% growth rate, social work offers competitive compensation and job security.

Despite the challenges, including educational requirements and demanding work environments, the profession remains rewarding, offering the opportunity to improve the lives of others and contribute to societal well-being.

See exactly how your money comes and goes at a glance.

FAQ

Can you make $100K a year as a social worker?

You can make $100,000 a year as a social worker in the highest positions in the field. Specifically, the director of social work, licensed master social worker, and clinical social worker roles can all pay a salary of more than $100,000.

Do people like being a social worker?

Social workers enjoy their jobs because of the positive impact they can make on people’s lives while earning a competitive salary. Plus, the field offers ways to grow professionally and expose yourself to different disciplines and opportunities. On the downside, the pay for most positions is less than $100,000 per year. Additionally, the job can be challenging because of the hefty workload and the emotional strain.

Is it hard to get hired as a social worker?

Getting hired as a social worker means getting a four-year degree and passing an exam to obtain a state license to practice. However, if you can earn these qualifications, getting hired as a social worker is easier because the demand for professionals is growing. Plus, demand for social workers is projected to grow by 7% in the next decade, according to the U.S. Bureau of Labor Statistics.

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Photo credit: iStock/SDI Productions

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SORL0124024

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If you have an interest in both art and technology, and a knack for creating distinctive visual designs, you might consider a career as a graphic designer. On average, graphic designers make anywhere from $26,500 and $89,500 a year in the U.S., according to ZipRecruiter.

How much money a graphic designer makes, however, can vary widely depending on education, experience, job location, and industry. But with a little career savvy, you can fulfill your creative passions while avoiding the role of a starving artist.

What Are Graphic Designers?

A graphic designer creates visuals to bring ideas to life. They can render their projects by hand or by using design software. Graphic designers can get paid by the hour or earn a yearly salary working for a company.

Here’s a look at some of the duties you might have as a graphic designer.

•   Designing visual marketing materials: This may include creating brand logos, websites, brochures, advertisements, packaging, and other promotional materials.

•   Targeting an audience: Graphic designers must research and understand their target audience so their product can successfully communicate a client’s message.

•   Creating and editing images: This can include both illustrations and photographs.

•   Choosing colors, layout design, and typography: A graphic designer’s mission is to deliver a product that is effective and eye-catching.

•   Staying current: Designers need to stay up to date with the latest design software and trends.

•   Maintaining deadlines: Graphic designers often need to juggle multiple projects while meeting strict deadlines.

Working as a graphic designer is generally not a job for introverts and antisocial people. While you may do a fair amount of solo design work, you’ll likely be asked to collaborate with copy editors and marketing teams, meet with clients, and present designs to co-workers and clients for feedback.

Recommended: Best Low-Stress Jobs for Introverts With Anxiety

How Much Do Starting Graphic Designers Make a Year?

While most entry-level graphic designers won’t initially get paid $100,000 a year, it is a position that requires a specific skill set, so you’re likely to earn more than the minimum wage. The average entry level graphic designer salary in the U.S. is $59,801 as of January 26, 2024, but the range typically falls between $53,301 and $68,401.


💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

What is the Average Salary for a Graphic Designer?

On average, graphic designers make anywhere from $26,500 and $89,500, with the average falling at 55,951.

How much you can earn as a graphic designer ultimately depends on how much experience you have and what particular design niche you choose. For example, a lead graphic designer can make $129,541 per year, while a user interface (UI) designer can bring in as much as $159,500.

While working as a graphic designer is not one of the highest paying jobs in the U.S., those with an interest in both technology and art can find this career deeply fulfilling. The job also provides the opportunity to continually tackle new projects, keeping the work fresh and challenging.

Recommended: What Is a Good Entry Level Salary?

What is the Average Graphic Designer Salary by State?

Geographic location can influence how much money a graphic designer can make in the U.S. Here’s a look at the average graphic designer salary by state.

State	Average Graphic Designer Salary
Alabama	$48,622
Alaska	$54,797
Arizona	$49,991
Arkansas	$41,747
California	$55,972
Colorado	$53,038
Connecticut	$48,933
Delaware	$61,246
Florida	$40,087
Georgia	$45,296
Hawaii	$53,016
Idaho	$53,650
Illinois	$48,923
Indiana	$51,046
Iowa	$48,668
Kansas	$45,670
Kentucky	$43,911
Louisiana	$44,537
Maine	$54,522
Maryland	$59,274
Massachusetts	$55,287
Michigan	$43,952
Minnesota	$51,011
Mississippi	$48,507
Missouri	$47,245
Montana	$49,237
Nebraska	$57,887
Nevada	$51,813
New Hampshire	$52,808
New Jersey	$53,618
New Mexico	$50,884
New York	$59,198
North Carolina	$45,792
North Dakota	$54,025
Ohio	$49,627
Oklahoma	$56,060
Oregon	$54,047
Pennsylvania	$54,224
Rhode Island	$50,061
South Carolina	$46,758
South Dakota	$51,059
Tennessee	$47,380
Texas	$53,386
Utah	$47,345
Vermont	$57,977
Virginia	$60,192
Washington	$65,386
West Virginia	$41,878
Wisconsin	$52,969
Wyoming	$51,832

Recommended: Is a $100,000 Salary Good?

Graphic Designer Job Considerations for Pay & Benefits

Within the field of graphic design, there are a number of specialty areas you might consider. Here’s a look at some of the most common types of graphic designers.

•   Web designers specialize in creating functional and visually appealing layouts, while ensuring the design elements are user-friendly.

•   User experience (UX) designers craft the user experience of mobile apps, websites, and other products.

•   User interface (UI) designers focus on the visual, interactive elements of apps, websites, and electronic devices to create aesthetically-pleasing interfaces.

•   Illustrators create visual designs for ad campaigns, magazines, books, and other mediums. Some may specialize in medical illustrations or children’s books.

•   Print designers come up with visual images and logos for brochures, business cards, and packaging materials.

•   Identity and branding designers create visual identities for companies and products.

•   Environmental graphic designers create visual designs for physical spaces, including museums, stores, and public spaces.

•   Motion graphic designers can work on animation and moving graphics for TV and movie title sequences, how-to videos, and more.

Degree requirements: To earn competitive pay, most aspiring graphic designers will need to obtain a bachelor’s degree from an accredited graphic design program. You may also need some additional technical training to meet hiring qualifications for the positions listed above.

Job benefits for a salaried graphic designer can include:

•   Health insurance

•   Dental insurance

•   Vision insurance

•   Vacation/sick leave

•   Retirement plan

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of Being a Graphic Designer

Every job has its pluses and minuses. Here a look at some of the advantages and disadvantages of being a graphic designer.

Pros of Being a Graphic Designer

•   Creative fulfillment: Graphic designers get to stretch their artistic muscles by developing captivating visuals for their clients.

•   Good work-life balance: Salaried graphic designers typically work nine-to-five hours. Many have the opportunity to work from home.

•   Freelancing options: If you get tired of working in the same place with the same people, you can choose to freelance. Graphic design is a job you can do anywhere at any time.

•   Being part of a team: You’ll likely collaborate with design team, clients, and marketing professionals.

•   Career longevity: As long as you stay current and on top of your game, you can work as a graphic designer at any age. You could even potentially pick up freelance work as a retiree.

Cons of Being a Graphic Designer

•   Sedentary lifestyle: Being a graphic designer doesn’t require the physical demands of a trade job. You’ll spend a lot of time behind a computer monitor.

•   Solitary work stints: While it’s true you’ll have chances to work with a creative team, much of your hour-to-hour creating happens alone.

•   Stressful deadlines: Even though office hours are typically nine to five, advertising campaigns and projects have hard deadlines you’ll be expected to meet.

•   Difficult clients: Clients may be critical of what you come with, or constantly change their minds.

•   Limited advancement opportunities: Graphic designers tend to stay in their lane. However, you could be moved into a managerial position, and there is still the potential for pay raises every year.

The Takeaway

If you crave expressing yourself as a visual artist, working as a graphic designer can pay you an average of $55,951 a year for doing what you love. Being a graphic designer also allows you to work in an energetic, collaborative atmosphere, while reaping creative and financial rewards.

Whatever career path you ultimately choose, you’ll want to make sure your potential earnings can cover your everyday living expenses. Try creating a budget and check out financial tools that can help track your spending.

With SoFi, you can keep tabs on how your money comes and goes.

FAQ

Can you make $100k a year as a graphic designer?

The average salary on the high end for a general graphic designer is $89,500 in the U.S.. While it’s not impossible to make $100,000, you would have to be at the top of your skill set and acquire some specialized experience.

Do people like being a graphic designer?

For many people, graphic design is a stimulating and rewarding career. Individuals who enjoy working on innovative, visual projects and collaborating with creative teams will probably like being a graphic designer.

Is it hard to get hired as a graphic designer?

Landing a job as a general graphic designer can be competitive. You may find it easier to get hired if you have a particular design specialty, such as UX (user experience), UI (user interface), or product design.

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Photo credit: iStock/Moyo Studio

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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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