How Much Does a Detective Make a Year?

The median annual salary for detectives is $52,120 for the most recent year reviewed, according to the Bureau of Labor Statistics.

This can be an exciting career for many people. Is there anything quite as satisfying as solving a big mystery? For anyone who is passionate about putting the puzzle pieces together until they discover the truth, working as a detective could be a dream job.

Read on to learn more about this career path. In addition to how much a detective makes a year, you can find out about the responsibilities and benefits involved.

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What Are Detectives?

Working as a private detective involves searching and piecing together financial, legal, and personal matters to help get to the root of an unanswered question. For example, private detectives can help find missing persons or investigate cybercrimes. Here’s a quick breakdown of some common on-the-job responsibilities that detectives tackle on a daily basis:

•   Conduct interviews to help collect information

•   Pursue evidence

•   Review civil judgments and criminal history

•   Plan and execute surveillance

•   Search records (court, public, and online).

Some private detectives work for themselves and offer their services to a variety of clients, whereas others work for businesses, like law firms.

Regardless of where one works, being a detective can involve a good number of interviews and interpersonal interaction. For this reason, it may not be a good job for antisocial people.


💡 Quick Tip: Online tools make tracking your spending a breeze: You can easily set up budgets, then get instant updates on your progress, spot upcoming bills, analyze your spending habits, and more.

How Much Do Starting Detectives Make a Year?

In the early days of their career, detectives can expect to earn less until they gain more experience and a strong reputation for their sleuthing skills. When it comes to entry-level detective work, competitive pay can be fairly low. The lowest 10% of detective earners made less than $33,710 per year.

However, there is considerable room for improvement when it comes to salary for this role. The highest 10% earn more than $92,660 annually. This indicates that it can be possible to earn $100,000 per year as a detective.

Recommended: Work-at-Home Jobs for Retirees

What is the Average Salary for a Detective?

Some detectives earn an annual salary (a median of $52,120), but others earn an hourly wage. How much does a detective make an hour? The median hourly wage is $25.06.

How much someone earns on average working as a detective can vary based on where they live and the industry they work in. When it comes to working in different industries, these are the median annual wages for detectives in a few different industries for the most recent year available:

•   Government: $64,220

•   Professional, scientific, and technical services: $61,280

•   Investigation, guard, and armored car services: $47,280

•   Retail trade: $37,290

The state someone works in also plays a big role in their earning potential. The following table highlights how average detective wages can vary by state, with salaries listed from highest to lowest.

What is the Average Detective Salary by State for 2023

State Annual Salary Monthly Pay Weekly Pay Hourly Wage
Wisconsin $68,202 $5,683 $1,311 $32.79
Alaska $66,013 $5,501 $1,269 $31.74
Massachusetts $65,834 $5,486 $1,266 $31.65
Oregon $65,791 $5,482 $1,265 $31.63
New Mexico $65,593 $5,466 $1,261 $31.54
North Dakota $65,592 $5,466 $1,261 $31.53
Washington $65,380 $5,448 $1,257 $31.43
Minnesota $64,657 $5,388 $1,243 $31.09
Hawaii $64,277 $5,356 $1,236 $30.90
Ohio $63,203 $5,266 $1,215 $30.39
Colorado $62,621 $5,218 $1,204 $30.11
Nevada $62,417 $5,201 $1,200 $30.01
South Dakota $61,992 $5,166 $1,192 $29.80
New York $61,597 $5,133 $1,184 $29.61
Iowa $61,016 $5,084 $1,173 $29.33
Rhode Island $60,938 $5,078 $1,171 $29.30
Connecticut $60,392 $5,032 $1,161 $29.03
Tennessee $60,347 $5,028 $1,160 $29.01
Vermont $60,038 $5,003 $1,154 $28.86
Utah $59,824 $4,985 $1,150 $28.76
Mississippi $59,304 $4,942 $1,140 $28.51
Delaware $59,138 $4,928 $1,137 $28.43
Virginia $58,393 $4,866 $1,122 $28.07
Illinois $57,890 $4,824 $1,113 $27.83
Maryland $57,300 $4,775 $1,101 $27.55
New Jersey $56,643 $4,720 $1,089 $27.23
California $56,576 $4,714 $1,088 $27.20
Louisiana $56,450 $4,704 $1,085 $27.14
Pennsylvania $56,431 $4,702 $1,085 $27.13
Nebraska $56,157 $4,679 $1,079 $27.00
Kansas $55,812 $4,651 $1,073 $26.83
Missouri $55,599 $4,633 $1,069 $26.73
Maine $55,350 $4,612 $1,064 $26.61
South Carolina $55,077 $4,589 $1,059 $26.48
New Hampshire $54,828 $4,569 $1,054 $26.36
Oklahoma $54,383 $4,531 $1,045 $26.15
Idaho $54,051 $4,504 $1,039 $25.99
Wyoming $54,049 $4,504 $1,039 $25.99
North Carolina $53,940 $4,495 $1,037 $25.93
Texas $53,624 $4,468 $1,031 $25.78
Indiana $53,401 $4,450 $1,026 $25.67
Arizona $52,297 $4,358 $1,005 $25.14
Kentucky $52,131 $4,344 $1,002 $25.06
Michigan $51,864 $4,322 $997 $24.94
Montana $51,509 $4,292 $990 $24.76
Alabama $50,866 $4,238 $978 $24.46
Arkansas $49,398 $4,116 $949 $23.75
Georgia $47,386 $3,948 $911 $22.78
West Virginia $43,583 $3,631 $838 $20.95
Florida $41,937 $3,494 $806 $20.16

Source: ZipRecruiter



💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Detective Job Considerations for Pay & Benefits

Detectives who work for businesses such as large corporations or law firms on a full-time basis often receive employer-sponsored benefits as a part of their compensation package. These benefits can include paid time off, retirement accounts with employer contribution matches, and health insurance.

However, many detectives work on a part-time basis or are self-employed and then are on the hook for supplying their own benefits which can be quite expensive.

Recommended: The Highest Paying Jobs in the US

Pros and Cons of Detective Salary

Detectives can earn a very good salary, and the work can be very interesting.

However, the tradeoff may not be worth it for some. Working as a detective often involves long and varied hours due to the nature of their work — especially when they are conducting surveillance. Some people may find that working on weekends, nights, or holidays isn’t worth the salary. It simply may not align with their career goals and the desired work-life balance.

The Takeaway

Skilled detectives stand to earn a lot of money (close to six figures) as they work their way up in their industry. This can be a very exciting, but also extremely demanding role.

With SoFi, you can keep tabs on how your money comes and goes.

FAQ

Can you make 100k a year as a detective?

It is possible to make $100,000 a year or more as a detective. The top 10% of earners in this field make $92,660 or more per year. As a detective gains years of experience and improves their skills, they can expect to earn more competitive pay.

Do people like being a detective?

Many people pursue a career as a detective because they are passionate about the work they do and enjoy a lot of satisfaction from their job. It’s worth noting that this job can require a lot of personal interactions and may not be the best fit for anyone who is antisocial.

Is it hard to get hired as a detective?

Getting hired as a detective can be competitive, but there is currently anticipated to be 3,800 openings for private detectives each year until 2032. There is also a projected 6% growth in employment opportunities, so someone with the right qualifications should be able to find a job in this field.


About the author

Jacqueline DeMarco

Jacqueline DeMarco

Jacqueline DeMarco is a freelance writer who specializes in financial topics. Her first job out of college was in the financial industry, and it was there she gained a passion for helping others understand tricky financial topics. Read full bio.



Photo credit: Andrii Lysenko

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

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How Much Does a Dermatologist Make a Year

According to the Bureau of Labor Statistics, the mean annual wage for a dermatologist as of 2022 is $327,650. This career can be a challenging and rewarding profession, both financially and emotionally. Dermatologists can help their patients look and feel their best. In some cases, they can even save their lives.

Read on to better understand what it’s like to work as a dermatologist, how much they earn, and the benefits and downsides of choosing this line of work.

What Are Dermatologists

Dermatologists are a type of doctors who specialize in the field of dermatology. They manage diagnoses and treatments relating to skin, hair, and nail health. They help patients with issues ranging from eczema and skin infections to acne and skin cancer.

Some dermatologists perform cosmetic procedures like laser treatments, injections, and chemical peels. An important role that dermatologists also take on is educating patients on sun protection to help them avoid running into skin damage and skin cancer.

As you might imagine, considerable training is involved to become a dermatologist. Typically, it can take 12 years of training and education. To complete this, some aspiring dermatologists will take out student loans. The amount of average student loan debt can be similar to the amount any other medical doctor takes on, meaning in the range of $200,000.


💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

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How Much Do Starting Dermatologists Make a Year?

It’s important to note that dermatologists will likely see their salaries rise over time. While their entry-level salary may be lower than the average figure, it should rise over time.

That being said, the lowest 10% of earners in this role make an estimated annual wage of $102,010. So even the lowest income is likely around or over the $100,000 a year salary level.

What is the Average Salary for a Dermatologist?

As briefly noted earlier, the average salary or hourly wage for a dermatologist can be affected by where they work.

This applies to the type of medical practice or healthcare setting they work in. Consider the annual mean wage by workplace, all of which can be relatively high-paying jobs:

•   Offices of physicians: $338,810

•   Offices of other health practitioners: $200,900

•   Personal care services: $126,640

Next, take a closer look at how dermatologist salaries vary by the state they work in, arranged from highest annual pay to lowest.


What is the Average Dermatologist Salary by State for 2023

State

Annual Salary

Monthly Pay

Weekly Pay

Hourly Wage

New York $417,984 $34,832 $8,038 $200.95
Vermont $410,790 $34,232 $7,899 $197.50
California $403,464 $33,622 $7,758 $193.97
Maine $391,809 $32,650 $7,534 $188.37
Idaho $387,606 $32,300 $7,453 $186.35
Washington $384,581 $32,048 $7,395 $184.90
Pennsylvania $382,812 $31,901 $7,361 $184.04
Massachusetts $378,130 $31,510 $7,271 $181.79
Alaska $375,736 $31,311 $7,225 $180.64
New Jersey $374,345 $31,195 $7,198 $179.97
New Hampshire $373,458 $31,121 $7,181 $179.55
Oregon $371,445 $30,953 $7,143 $178.58
North Dakota $371,076 $30,923 $7,136 $178.40
Wisconsin $368,704 $30,725 $7,090 $177.26
Wyoming $365,397 $30,449 $7,026 $175.67
Hawaii $364,033 $30,336 $7,000 $175.02
Colorado $362,070 $30,172 $6,962 $174.07
Indiana $358,997 $29,916 $6,903 $172.60
Nevada $355,272 $29,606 $6,832 $170.80
New Mexico $354,287 $29,523 $6,813 $170.33
Minnesota $353,792 $29,482 $6,803 $170.09
Arizona $351,574 $29,297 $6,761 $169.03
South Dakota $350,707 $29,225 $6,744 $168.61
Montana $346,277 $28,856 $6,659 $166.48
Ohio $344,572 $28,714 $6,626 $165.66
Rhode Island $344,050 $28,670 $6,616 $165.41
Delaware $343,410 $28,617 $6,604 $165.10
Alabama $341,952 $28,496 $6,576 $164.40
Virginia $339,682 $28,306 $6,532 $163.31
Connecticut $337,334 $28,111 $6,487 $162.18
Iowa $336,698 $28,058 $6,474 $161.87
Illinois $334,142 $27,845 $6,425 $160.65
Mississippi $333,696 $27,808 $6,417 $160.43
Maryland $332,886 $27,740 $6,401 $160.04
Tennessee $328,977 $27,414 $6,326 $158.16
Utah $328,133 $27,344 $6,310 $157.76
Nebraska $326,672 $27,222 $6,282 $157.05
Missouri $322,302 $26,858 $6,198 $154.95
South Carolina $319,039 $26,586 $6,135 $153.38
Georgia $318,554 $26,546 $6,126 $153.15
Oklahoma $316,356 $26,363 $6,083 $152.09
Texas $315,939 $26,328 $6,075 $151.89
Kansas $314,148 $26,179 $6,041 $151.03
North Carolina $312,455 $26,037 $6,008 $150.22
Louisiana $308,889 $25,740 $5,940 $148.50
Kentucky $300,127 $25,010 $5,771 $144.29
Michigan $300,010 $25,000 $5,769 $144.24
West Virginia $295,651 $24,637 $5,685 $142.14
Arkansas $285,133 $23,761 $5,483 $137.08
Florida $281,918 $23,493 $5,421 $135.54

Source: Ziprecruiter



💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Dermatologist Job Considerations for Pay & Benefits

Alongside receiving competitive pay, many dermatologists work full-time and therefore qualify for employer benefits.

•   If they run their own medical practice, they would need to purchase these benefits for themselves and their employees.

•   If they work for a practice they don’t own, a medical group, or in a hospital setting, they should qualify for valuable employee benefits like paid time off, retirement accounts, and healthcare.

Pros and Cons of Dermatologist Salary

The main advantage of a dermatologist salary is that it is usually quite high. The tradeoff for that high salary may be a lot of student loan debt, as noted above.

To work as a dermatologist in the United States, you need to attend and finance medical school after receiving an undergraduate degree, which can be quite time-consuming and costly.

The Takeaway

Working as a dermatologist makes it possible to help people dealing with skin care and concerns, while earning a good salary. Dermatologists earn a median annual wage of $327,650, which is a salary many people would be happy with. However, obtaining the necessary training can be quite expensive, so dermatologists may start their careers with considerable student loan debt to pay off.

FAQ

Can you make 100k a year as a dermatologist?

It’s very possible to earn $100,000 a year as a dermatologist. Even the 10% of lowest wage earners in this role earn an estimated annual salary of $102,010.

Do people like being a dermatologist?

Many people enjoy working as a dermatologist as this role can be fulfilling. Not only is the work interesting (diagnosing and resolving health concerns), but it involves helping people live healthier and happier lives.

Is it hard to get hired as a dermatologist?

It may not be challenging to find a job as a dermatologist once the applicant has the proper qualifications as the field is growing at a rate that is at least on par with other professions, if not higher.


About the author

Jacqueline DeMarco

Jacqueline DeMarco

Jacqueline DeMarco is a freelance writer who specializes in financial topics. Her first job out of college was in the financial industry, and it was there she gained a passion for helping others understand tricky financial topics. Read full bio.



Photo credit: iStock/stefanamer

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

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How Much Does a Dental Assistant Make a Year

The median pay for a dental assistant was recently calculated to be $44,820 per year, according to the Bureau of Labor Statistics.

If someone is looking for a career in the medical field, but doesn’t want to commit many years and a lot of money to medical school, they may want to look into becoming a dental assistant. This career involves significantly less schooling than one would have to pursue to become a dentist but can offer a stable and rewarding career path.

Keep reading for more insight into what it’s like to work as a dental assistant and what this career’s earning potential can be.

What Are Dental Assistants?

A dental assistant is a healthcare professional who assists dentists in caring for their patients and with general administrative tasks.

Typically, they have completed training as a dental assistant after high school, meaning this can be a potential good job without a college degree.

These are some common responsibilities of dental assistants:

•   Scheduling patient appointments for efficient management

•   Collaborating with patients on medical billing and payment matters

•   Providing instructions to patients on proper oral hygiene practices

•   Preparing both patients and the work area for various treatments and procedures

•   Sterilizing dental instruments to maintain hygiene standards

•   Ensuring the comfort of patients in the dental chair

•   Assisting dentists by handing them instruments during procedures

•   Using suction hoses and other equipment to dry patients’ mouths

•   Processing X-rays and performing lab tasks under the dentist’s guidances

•   Maintaining records of dental treatments for accurate documentation.

As you may have noticed, this job requires a good degree of interaction with coworkers and patients. For this reason, it may be a good fit for those who consider themselves a “people person” and not a great career for an introvert.

Also, it’s important to note that the exact role of a dental assistant can vary based on the state they are working in. This is due to varying state regulations.


💡 Quick Tip: Online tools make tracking your spending a breeze: You can easily set up budgets, then get instant updates on your progress, spot upcoming bills, analyze your spending habits, and more.

Check your score with SoFi

Track your credit score for free. Sign up and get $10.*


How Much Do Starting Dental Assistants Make a Year?

Understandably, entry-level salaries for dental assistants tend to be less than those for their more experienced counterparts. In terms of how much money a dental assistant makes when they first start their career, here are some numbers: As of 2022, the lowest 10% of workers in this role earned less than $31,450.

However, they can expect to earn more competitive pay over time, as the highest 10% in this role earned more than $59,200.

Recommended: 50 Highest Paying Jobs in the US

What Is the Average Salary for a Dental Assistant?

How much a dental assistant makes an hour can depend a lot on where they choose to work. While the median hourly pay rate for this work is $21.55 per hour as of 2022, the following chart (which goes from highest to lowest) illustrates how greatly this hourly wage can vary on a state level.

What is the Average Dental Assistant Salary by State for 2023

State

Annual Salary

Monthly Pay

Weekly Pay

Hourly Wage

Washington $49,250 $4,104 $947 $23.68
Delaware $46,132 $3,844 $887 $22.18
Virginia $45,338 $3,778 $871 $21.80
Maryland $44,646 $3,720 $858 $21.46
New York $44,589 $3,715 $857 $21.44
Vermont $43,670 $3,639 $839 $21.00
Nebraska $43,601 $3,633 $838 $20.96
Oklahoma $42,225 $3,518 $812 $20.30
California $42,159 $3,513 $810 $20.27
Massachusetts $41,644 $3,470 $800 $20.02
Alaska $41,274 $3,439 $793 $19.84
Maine $41,066 $3,422 $789 $19.74
Pennsylvania $40,842 $3,403 $785 $19.64
Oregon $40,709 $3,392 $782 $19.57
North Dakota $40,692 $3,391 $782 $19.56
Idaho $40,410 $3,367 $777 $19.43
New Jersey $40,385 $3,365 $776 $19.42
Texas $40,211 $3,350 $773 $19.33
Colorado $39,948 $3,329 $768 $19.21
Hawaii $39,932 $3,327 $767 $19.20
Wisconsin $39,897 $3,324 $767 $19.18
New Hampshire $39,776 $3,314 $764 $19.12
Wyoming $39,041 $3,253 $750 $18.77
Nevada $39,027 $3,252 $750 $18.76
South Dakota $38,458 $3,204 $739 $18.49
Indiana $38,449 $3,204 $739 $18.49
Minnesota $38,422 $3,201 $738 $18.47
New Mexico $38,327 $3,193 $737 $18.43
Rhode Island $37,706 $3,142 $725 $18.13
Arizona $37,654 $3,137 $724 $18.10
Ohio $37,380 $3,115 $718 $17.97
Montana $37,086 $3,090 $713 $17.83
Connecticut $36,857 $3,071 $708 $17.72
Illinois $36,849 $3,070 $708 $17.72
Iowa $36,657 $3,054 $704 $17.62
Alabama $36,623 $3,051 $704 $17.61
Mississippi $36,536 $3,044 $702 $17.57
Tennessee $35,688 $2,974 $686 $17.16
Utah $35,661 $2,971 $685 $17.14
Missouri $35,585 $2,965 $684 $17.11
South Carolina $35,218 $2,934 $677 $16.93
North Carolina $34,492 $2,874 $663 $16.58
Kansas $34,399 $2,866 $661 $16.54
Georgia $34,117 $2,843 $656 $16.40
Louisiana $33,546 $2,795 $645 $16.13
Michigan $33,105 $2,758 $636 $15.92
Kentucky $33,074 $2,756 $636 $15.90
West Virginia $31,543 $2,628 $606 $15.17
Arkansas $31,444 $2,620 $604 $15.12
Florida $30,193 $2,516 $580 $14.52
​​Source: Ziprecruiter

Dental Assistant Job Considerations for Pay & Benefits

The majority of dental assistants work in a dentist’s office (90%), but some do work in the offices of physicians (2%) or for the government (2%). As of 2022, dental assistants held about 371,000 jobs and work under the supervision of dentists.

There are some safety concerns (primarily contracting infectious diseases) that come with this role, which is why dental assistants wear protective clothing and equipment. Being exposed to X-ray machines also comes with concerns, but again, there are safety procedures in place to help protect dental assistants.

Because many dental assistants work full-time, they can qualify for employer-sponsored benefits like healthcare, retirement plans, and paid time off. However, if they only work part-time, they might not qualify for benefits.


💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of Dental Assistant Salary

Still on the fence about working as a dental assistant? Here are some of the pros and cons of the role:

Pros

Cons

•   High earning potential (top 10% earn more than $59,200)

•   Around 55,100 openings for dental assistants projected annually

•   Full-time employees are likely to receive benefits

•   Minimal schooling required

•   Bottom 10% earn less than $31,450

•   Tiring work with some potential health risks

•   Some dental offices only offer part-time work

Recommended: Is $100,000 a Good Salary?

The Takeaway

The median salary for a dental assistant is $44,820, but as they gain work experience, these medical workers can expect to earn more. Because minimal schooling is required to become a dental assistant, many in this field can avoid taking on too much student loan debt.

FAQ

Can you make 100K a year as a dental assistant?

Most dental assistants don’t earn $100,000 per year. The top 10% of earners in this field can earn around $59,200, but the median annual salary is just $44,820.

Do people like being a dental assistant?

Some people find working as a dental assistant to be an engaging and fulfilling career. Because most of their days are spent on patient care, they must enjoy spending time with people. This won’t be an enjoyable role for someone who is an introvert or who is antisocial.

Is it hard to get hired as a dental assistant?

There are more than 55,000 jobs for dental assistants available each year, according to the Bureau of Labor Statistics. Depending on your location and other factors, it may not be hard to get hired as a dental assistant.


About the author

Jacqueline DeMarco

Jacqueline DeMarco

Jacqueline DeMarco is a freelance writer who specializes in financial topics. Her first job out of college was in the financial industry, and it was there she gained a passion for helping others understand tricky financial topics. Read full bio.



Photo credit: iStock/mladenbalinovac

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

SORL0124020

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How Much Does a Cosmetologist Make a Year?

The median annual pay for cosmetologists is $33,400 a year, according to the Bureau of Labor Statistics data for the most recent year studied. Helping people feel their best can be a rewarding way to spend one’s workdays, and cosmetologists get to do just that. From hair to skincare to makeup to nails, there are a lot of different niches a cosmetologist can master, all of which can be really fun and rewarding career paths to take.

That said, the average pay for cosmetologists is significantly lower than the average income for all jobs in America, which, again according to the Bureau of Labor Statistics, is just below $60,000 for the fourth quarter of 2023.

Keep reading to learn more about what it’s like to work as a cosmetologist and what the earning potential could be.

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What Are Cosmetologists?

Cosmetologists can specialize in one type of personal grooming service, such as haircuts or manicures and pedicures. Others may offer skincare services like facials, hair removal (waxing), or applying makeup for special occasions. Many cosmetologists offer a variety of these services, whereas others have a specific niche, like hairstyling.

During cosmetology school, it’s common to take lessons in a handful of different specialties. That way, students can gain better insight into which areas of cosmetology they are most passionate about and most skilled at.

In terms of training, states often require a certain number of hours of training and passing written and practical examinations. For instance, in New York, you need 1,000 hours of training. You might study at a private cosmetology school (cosmetology school loans may be available) or find an associate’s degree program.

Also, it’s a good idea to note that your area of specialization can impact your earning potential as a cosmetologist, as can your location. In New York City, with its high cost of living and pay grade, one study found the average salary to be more than $70,000 per year. That could mean that those in major cities, with superior skills and experience and a loyal following, could even earn $100,000 per year.

Lastly, it’s important to recognize that cosmetology typically involves lots of interaction with clients. For this reason, it may not be the best job for antisocial people.


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How Much Do Starting Cosmetologists Make a Year?

When they are working with entry-level experience, cosmetologists can expect to earn less than those with many years of fieldwork under their belt.

When it comes to starting wages, cosmetologists can expect to earn a median hourly wage of $10.48 (this is the lowest 10% of earners) but may see that amount rise significantly over time. The top 10% of earners in this field make more than $28.88 per hour.

For example, a celebrity makeup artist can make very competitive pay, but they also tend to be extremely skilled and experienced.

What is the Average Salary for a Cosmetologist?

The amount of money someone stands to earn as a cosmetologist can vary significantly depending on the services they offer, their experience level, and where they live. How much money does a cosmetologist make per year? The median annual salary is $33,400.

It’s important to note that an annual salary is not a guarantee as a cosmetologist as many work part-time. In terms of how much a cosmetologist makes an hour, the median hourly wage for a cosmetologist is $16.06.

These medians give prospective cosmetologists an idea of how much they stand to make if they choose to pursue this career path, but they can get an even clearer picture once they learn what the average salary by state is for their location. Here, you’ll find these figures arranged from highest to lowest.

What is the Average Cosmetologist Salary by State for 2023

State Annual Salary Monthly Pay Weekly Pay Hourly Wage
New York $48,025 $4,002 $923 $23.09
Vermont $47,198 $3,933 $907 $22.69
California $46,356 $3,863 $891 $22.29
Maine $45,017 $3,751 $865 $21.64
Idaho/td>

$44,534 $3,711 $856 $21.41
Washington $44,187 $3,682 $849 $21.24
Pennsylvania $43,983 $3,665 $845 $21.15
Massachusetts $43,445 $3,620 $835 $20.89
Alaska $43,170 $3,597 $830 $20.76
New Jersey $43,011 $3,584 $827 $20.68
New Hampshire $42,908 $3,575 $825 $20.63
Oregon $42,677 $3,556 $820 $20.52
North Dakota $42,635 $3,552 $819 $20.50
Wisconsin $42,362 $3,530 $814 $20.37
Wyoming $41,983 $3,498 $807 $20.18
Hawaii $41,826 $3,485 $804 $20.11
Colorado $41,600 $3,466 $800 $20.00
Indiana $41,247 $3,437 $793 $19.83
Nevada $40,819 $3,401 $784 $19.62
New Mexico $40,705 $3,392 $782 $19.57
Minnesota $40,649 $3,387 $781 $19.54
Arizona $40,394 $3,366 $776 $19.42
South Dakota $40,294 $3,357 $774 $19.37
Montana $39,786 $3,315 $765 $19.13
Ohio $39,590 $3,299 $761 $19.03
Rhode Island $39,530 $3,294 $760 $19.01
Delaware $39,456 $3,288 $758 $18.97
Alabama $39,289 $3,274 $755 $18.89
Virginia $39,028 $3,252 $750 $18.76
Connecticut $38,758 $3,229 $745 $18.63
Iowa $38,685 $3,223 $743 $18.60
Illinois $38,391 $3,199 $738 $18.46
Mississippi $38,340 $3,195 $737 $18.43
Maryland $38,247 $3,187 $735 $18.39
Tennessee $37,798 $3,149 $726 $18.17
Utah $37,700 $3,141 $725 $18.13
Nebraska $37,533 $3,127 $721 $18.04
Missouri $37,031 $3,085 $712 $17.80
South Carolina $36,656 $3,054 $704 $17.62
Georgia $36,600 $3,050 $703 $17.60
Oklahoma $36,348 $3,029 $699 $17.48
Texas $36,300 $3,025 $698 $17.45
Kansas $36,094 $3,007 $694 $17.35
North Carolina $35,899 $2,991 $690 $17.26
Louisiana $35,490 $2,957 $682 $17.06
Kentucky $34,483 $2,873 $663 $16.58
Michigan $34,470 $2,872 $662 $16.57
West Virginia $33,968 $2,830 $653 $16.33
Arkansas $32,760 $2,730 $630 $15.75
Florida $32,391 $2,699 $622 $15.57

Source: ZipRecruiter

Cosmetologist Job Considerations for Pay & Benefits

Even if they work full-time, many cosmetologists are self-employed and rent a chair or workspace at the salon they work in. Because most cosmetologists are not full-time employees of someone else’s business, they typically don’t receive employer-sponsored benefits like health coverage or a 401(k) match. That means they also won’t receive a paycheck when they take time off. To help offset the loss of benefits, cosmetologists need to set their rates to account for not just the amount of money they need to cover living expenses, but so they earn enough to afford benefits as well.

Some cosmetologists, however, will find full-time work. Examples of these career paths could be working as a cosmetology instructor or being a staffer at a resort’s spa.


💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of Cosmetologist Salary

One of the main benefits of a cosmetologist’s salary is that expensive schooling isn’t required to start this career. While completing a state-approved cosmetology program is typically required, this education path is usually much faster and less expensive than pursuing a four-year degree. This means many cosmetologists can avoid taking out expensive student loans with monthly payments that can eat into their paychecks.

However, there is no denying that the average cosmetologist salary is below the national average for all incomes combined.

The Takeaway

Working as a cosmetologist leads to a median annual salary of $33,400. With hard work and strong skills, cosmetologists can expect to make more money down the road, especially if they work in certain markets. Also, since many cosmetologists work for themselves, they can gradually increase their rates as they build their client base and reputation.

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FAQ

Can you make 100k a year as a cosmetologist?

It is possible to earn $100,000 or more a year as a cosmetologist. However, it will take time to build up a client base or find a position that will pay high enough rates to build a six-figure salary.

Do people like being a cosmetologist?

It’s very common to pursue cosmetology as a career because of a passion for hair care, skincare, makeup, or nail care. This can be a really fun and rewarding career path for anyone whose passions align with the services they offer. However, if someone is an introvert, even if they love cosmetology, they may find a full day of social interaction to be too draining.

Is it hard to get hired as a cosmetologist?

There are currently 89,400 job openings projected annually for cosmetologists between now and 2032, and there is an anticipated 8% growth of openings during that time, which exceeds the national average.


About the author

Jacqueline DeMarco

Jacqueline DeMarco

Jacqueline DeMarco is a freelance writer who specializes in financial topics. Her first job out of college was in the financial industry, and it was there she gained a passion for helping others understand tricky financial topics. Read full bio.



Photo credit: iStock/Renata Angerami

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How Much Does a Chiropractor Make a Year?

A chiropractor is a licensed healthcare professional who supports spine and nervous system health, providing care and rehabilitation to patients. Those who work in this role are typically experts on causes and treatments of back, neck, and shoulder pain.

To become a chiropractor, you need to get a Doctor of Chiropractic degree, which is usually a four-year program (on top of three years of undergraduate study). However, the investment of time and money in your education can pay off in a job that offers high satisfaction and a good salary. The average annual salary for a chiropractor in the U.S. as of January 5, 2024 is $85,646, according to ZipRecruter.

If you’re interested in working in the healthcare field and enjoy working with people, a job as a chiropractor may be ideal for you. Read on to learn more about how much money a chiropractor makes, as well as other factors to consider before you decide to jump on this career path.

Key Points

•   Chiropractors in the U.S. have an average annual salary of $85,646 as of early 2024.

•   Entry-level chiropractors can expect to earn between $41,000 and $76,500.

•   With experience, chiropractors can earn up to $101,000 or more annually.

•   Salaries vary significantly by state, with chiropractors in Oregon, Alaska, and North Dakota earning the highest.

•   Benefits such as healthcare and paid vacation are common for full-time employed chiropractors.

What Are Chiropractors

A chiropractor is a type of medical professional who specializes in evaluating and treating a patient’s neuromusculoskeletal system. Their primary duty is to help patients reduce pain and gain greater levels of mobility. They may perform treatments like massage therapy, physical rehabilitation strategies, or spinal adjustments and procedures.

Tasks involved in being a chiropractor typically include:

•   Reviewing a patient’s medical history and listening to their concerns

•   Performing physical examinations to analyze posture, spine, and reflexes

•   Advising patients on health and lifestyle issues, such as exercise and nutrition

•   Providing neuromusculoskeletal therapy, which involves adjusting a patient’s spinal column and other joints

•   Giving additional treatments, such as applying heat or cold to a patient’s injured areas

•   Referring patients to other healthcare professionals if necessary

Chiropractors often work in healthcare clinics, physical therapy centers, yoga studios, massage centers, or gyms. Some open their own private practices. Because the majority of a chiropractor’s day is devoted to patient care, this job is always in-person and is not a good fit for anyone looking for a work-from-home job.

If a chiropractor runs their own practice, they may also have to take on additional responsibilities related to accounting, record keeping, hiring, and managing employees.

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How Much Do Chiropractors Make When They Are Starting Out?

Starting salaries for chiropractors can range anywhere from $41,000 to $76,500. However, those in this role can generally expect their income to rise significantly over time. The highest-earning chiropractors in the U.S. make $93,500 to $101,000-plus a year, per ZipRecruiter.


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What is the Average Salary for a Chiropractor?

How much you can earn as a chiropractor will vary based on your geographical location, company, years of experience, certifications, and other factors. On average, however, a chiropractor earns an hourly rate of $41. This is the equivalent of $1,647 per week or $7,137 per month. The average amount a chiropractor earns per year in the U.S. is $85,646.

The Average Chiropractor Salary by State for 2024

How much money a chiropractor makes can vary by location. What follows is a breakdown of how much a chiropractor makes per year, on average, by state (highest to lowest) based on ZipRecruiter’s data.

State

Annual Salary

Oregon $98,843
Alaska $98,357
North Dakota $98,341
Massachusetts $97,167
Hawaii $96,265
Washington $94,053
Nevada $92,997
South Dakota $92,943
Colorado $91,777
Rhode Island $91,552
New York $87,237
Delaware $86,275
Vermont $85,187
Virginia $85,026
Illinois $85,001
Maryland $83,554
Nebraska $81,770
Missouri $81,264
South Carolina $80,563
Pennsylvania $79,915
New Jersey $79,751
Oklahoma $79,189
Maine $79,147
Wisconsin $78,981
North Carolina $78,900
New Hampshire $77,715
Idaho $77,523
Texas $77,002
Kentucky $76,752
Wyoming $76,482
Minnesota $76,285
Michigan $75,978
New Mexico $75,855
Indiana $75,472
Ohio $74,150
Arizona $73,911
Connecticut $73,535
Mississippi $73,019
Iowa $72,927
Montana $72,797
Arkansas $72,531
Alabama $71,889
Utah $70,844
Tennessee $70,793
Kansas $68,753
Georgia $66,970
Louisiana $66,604
West Virginia $61,719
Florida $59,269

Chiropractor Job Considerations for Pay & Benefits

On top of their average salary of $85,646, chiropractors earn more once you take their employee benefits into account. Chiropractors who work full-time for an employer can expect to gain access to standard employee benefits like healthcare and paid vacation. However, many chiropractors choose to work part-time or are self-employed. Those who are self-employed and run their own practice will need to provide themselves and their employees with benefits.

Pros and Cons of Chiropractor Salary

Becoming a chiropractor requires pursuing years of higher education. Before making that time and financial commitment, it’s a good idea to carefully evaluate both the pros and cons of working as a chiropractor.

Pros of Being a Chiropractor

Here’s a look at some reasons why you might consider becoming a chiropractor:

•   A positive job outlook According to the U.S. Bureau of Labor Statistics, employment of chiropractors is projected to grow 9% from 2022 to 2032, much faster than the average for all occupations. The government predicts about 2,600 chiropractor job openings a year, on average, over the decade.

•   Ability to help people Chiropractors help people function better, have less pain, and reach their health goals. This type of work generally comes with high job satisfaction because chiropractors know that what they are doing is meaningful.

•   Job flexibility and autonomy Compared to other types of healthcare jobs, chiropractors enjoy a high level of autonomy and independence. Many choose to own and operate their own private practices after they graduate. Becoming an entrepreneur gives you the freedom to make your own schedule and work for yourself.

•   Earn a good salary The national average salary of chiropractors is $85,646 per year, but chiropractors who complete more education and earn special credentials can negotiate for a higher salary, and may earn as much as $100,000 per year. In addition, those in this role may pursue supervisory positions or create their own practice, which can come with higher pay.



💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Cons of Being a Chiropractor

Being a chiropractor also comes with some downsides. Here are some to keep in mind:

•   A long time in school Becoming a chiropractor requires completing extensive schooling. Indeed, it can take up to eight years of school and training to become a chiropractor. However, many chiropractic students find the time and effort worth the reward.

•   Working overtime While some chiropractor positions allow you to work regular, 40-hour weeks, many chiropractors work 50-plus hours per week to see patients, conduct research, and complete paperwork.

•   Risk involved Some chiropractic procedures involve a patient’s spinal cord and nervous system, such as spinal manipulation and decompression, which can cause pain and involve some risk to the patient. That’s why it’s important that chiropractors have extensive training in conducting these procedures.

•   Salary is lower than other types of doctors While chiropractors do practice health care, they typically don’t earn as much money as other kinds of doctors. For example, the average national salary for a general physician is $208,152 per year. Keep in mind, though, that it takes more schooling and training to become a general physician.

Recommended: Best Low-Stress Jobs for Introverts

The Takeaway

Chiropractors specialize in the anatomy and physiology of people’s nervous systems and spine, and their primary duty is to help patients reduce pain and gain greater levels of mobility.

Choosing to pursue a career path as a chiropractor can be stable and lucrative, with annual salaries as high as $110,000.

Before you can make that much money, however, you’ll need to invest in going to chiropractic school. This may require saving money up over time and/or taking out student loans.

Whatever path you choose, learning how to budget and manage your monthly income and expenses can help you reach both your career and your financial goals.

FAQ

What is the highest paying Chiropractor job?

Traveling chiropractors and sports team chiropractors tend to earn higher salaries than other chiropractic roles. You can also earn a higher-than-average income as a chiropractor by owning your own practice and employing professionals from other medical disciplines, such as physical therapy, massage therapy, and acupuncture.

Where you work can also have an impact on how much you earn as a chiropractor. The states with the highest average salaries for chiropractors are Oregon, Alaska, North Dakota, Massachusetts, and Hawaii.

Do chiropractors make 100k a year?

It’s possible for chiropractors to make 100k a year. In fact, annual salaries for chiropractors can be as high as $110,000.

How much do chiropractors make starting out?

Starting salaries for chiropractors can range anywhere from $41,000 to $76,500. However, a chiropractor’s income typically increases over time. The highest-earning chiropractors in the U.S. make $93,500 to $101,000-plus a year.


About the author

Jacqueline DeMarco

Jacqueline DeMarco

Jacqueline DeMarco is a freelance writer who specializes in financial topics. Her first job out of college was in the financial industry, and it was there she gained a passion for helping others understand tricky financial topics. Read full bio.



Photo credit: iStock/ljubaphoto

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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