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In the not-too-distant past, when couples had kids, one partner stayed home — and essentially gave up their career for a while. Today, however, more companies are accommodating remote work and flexible hours for an expanding roster of jobs. Stay-at-home parents may be surprised to see that the industry they left behind is now open to hiring them back on a part-time or freelance basis.

We’ve rounded up the most promising work-from-home jobs with flexible hours across a range of occupations. Some require a relevant degree or specialized training or experience, while others are more open to motivated generalists.

Is Working From Home Here to Stay?

Companies are finally accepting that work-from-home situations can be beneficial for businesses and workers. Today, 41% of American workers who have the ability to do their job remotely are working a hybrid schedule, according to a 2023 Pew Research Center survey. And 14% are able to work from home the entire week.

This is great news for the millions of Americans who can’t swing a full-time office job, from job-seeking retirees to self-described “antisocial” folks.

That said, telework is unlikely to be available for occupations that have a need for workers at a jobsite, including trade jobs. But many more professional roles can be fulfilled by remote workers.

Are WFH Jobs and Remote Jobs the Same?

WFH and remote jobs may be different in how they’re set up. Some companies define “work from home” (WFH) as a temporary situation, like working from home on a Friday but coming into the office other days of the week. The expectation for remote workers is that they define their own workday and may never need to go into the office.

Do All Part-Time Jobs Have Flexible Hours?

No. Some part-time jobs have set hours rather than flexible hours. It all depends on what your employer requires. If you need flexible hours (or would prefer set hours), be sure to communicate that with the hiring manager.

Recommended: Pros and Cons of Raising the Minimum Wage

13 WFH Jobs With Flexible Hours for Moms

If you need or want to work from home, there’s never been a better time. Take a look at these 13 occupations with the most remote opportunities, per the Bureau of Labor Statistics. Some may pay hourly vs. salaried, but all pay considerably higher than minimum wage.

We hope this list will inspire you to pursue a job with flexible hours that previously might have shut you out.

1. Market Research Analyst / Marketing Specialist

Median annual wage: $74,680

Job growth outlook (2023-2033): 8%

Requirements: Bachelor’s degree

What they do: Market research analysts study consumer behavior and preferences, then make recommendations to businesses that promise greater profitability. They also research a company’s position in the marketplace relative to their competitors.

2. Marketing Manager

Median annual wage: $156,580

Job growth outlook (2023-2033): 8%

Requirements: Bachelor’s degree

What they do: Marketing managers create interest in a product or service using advertisements, promotions, and other marketing tactics. They develop pricing strategies and negotiate advertising contracts. This is the highest paying job on our list.

3. Fundraiser

Median annual wage: $64,160

Job growth outlook (2023-2033): 6%

Requirements: Bachelor’s degree

What they do: Fundraisers organize events and campaigns to help raise money for an organization. They may work for political campaigns, nonprofits, or educational institutions.

4. Compensation and Benefits Manager

Median annual wage: $136,380

Job growth outlook (2023-2033: 2%

Requirements: Bachelor’s degree

What they do: Compensation and benefits managers administer an organization’s salary and insurance plans for employees. They analyze market trends to determine competitive pay and perks that attract and retain talent.

5. Claims Adjuster / Examiner / Investigator

Median annual wage: $75,020

Job growth outlook (2023-2033): -5%

Requirements: High school diploma or equivalent

What they do: Claims adjusters, examiners, and investigators are responsible for processing an insurance’s company’s claims. They determine if the claim is eligible and how much should be paid out. It’s one of the few jobs that don’t require college.

6. Financial and Investment Analyst

Median annual wage: $99,890

Job growth outlook (2023-2033): 9%

Requirements: Bachelor’s degree

What they do: Financial and investment analysts help businesses and individuals make decisions to become more profitable. Analysts may work on the “buy-side” (for companies with a lot of money to invest), the “sell-side” (for agents who sell stocks and bonds), or the media. They may specialize in a particular area or market, like tech or energy. The financial sector tends to have very good entry-level salaries.

7. Accountant / Auditor

Median annual wage: $79,880

Job growth outlook (2023-2033): 6%

Requirements: Bachelor’s degree

What they do: Accountants and auditors are responsible for preparing accurate financial reports, analyzing the financial health of an organization, and filing taxes. They may make suggestions to a business about how to reduce costs, eliminate inefficiencies, and improve profitability. Accounting has long been considered a good job for introverts.

8. Computer Systems Analyst

Median annual wage: $103,800

Job growth outlook (2023-2033): 11%

Requirements: Bachelor’s degree

What they do: Computer systems analysts help businesses become more efficient with specific computer technologies. They analyze the cost and benefits of IT systems and help managers decide which are best for their organization. They are sometimes called systems architects and usually specialize in a specific type of computer system.

When you’re earning a six-figure salary, it helps to have a big picture of your money. Tools like a spending app let you keep tabs on your budget and savings goals.

9. Network and Computer Systems Administrator

Median annual wage: $95,360

Job growth outlook (2023-2033): -3%

Requirements: Bachelor’s degree

What they do: Network and computer systems administrators are responsible for the day-to-day operation of computer networks for an organization. They may install, test, make upgrades and repairs, and train users. They manage servers, desktops, and mobile equipment. Much of this can be done remotely.

10. Computer Support Specialist

Median annual wage: $60,810

Job growth outlook (2023-2033): 6%

Requirements: Some college

What they do: Computer support specialists help users with computer network problems. They also maintain existing network systems. The potential as a part time job with flexible hours for students is there.

11. Sales Rep, Wholesale and Manufacturing

Median annual wage: $73,080

Job growth outlook (2023-2033): 1%

Requirements: Bachelor’s degree

What they do: Sales representatives can make money by selling products or services for an employer. They explain the features of the product and help the customer understand how the product can benefit them. They negotiate prices, prepare sales contracts, and submit orders for processing. They maintain a relationship with the client for ongoing business exchanges.

12. Advertising Sales Agent

Median annual wage: $61,270

Job growth outlook (2023-2033): -7%

Requirements: High school diploma or equivalent

What they do: Advertising sales agents sell advertising space to businesses and individuals. They build relationships with clients and explain the design, contracts, and cost of the ad space.

13. Public Relations Specialist

Median annual wage: $66,750

Job growth outlook (2023-2033): 6%

Requirements: Bachelor’s degree

What they do: Public relations specialists are responsible for maintaining a positive image for their clients. They do this by preparing information for the media, running social media programs, and preparing clients for interviews with the media.

Recommended: Jobs That Pay Off Student Loans

The Takeaway

There’s never been a better time to be a remote worker. Whether you’re an expert in your field or need to make a job transition, remote jobs with flexible hours are now possible for many workers. Sometimes, it’s just a matter of knowing where to look for the jobs and finding the right match for your skills.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

FAQ

What kind of job can I do as a stay-at-home mom?

Any job that can be done remotely is one you can do as a stay-at-home mom. Many well-paying jobs can be done remotely, such as legal work, marketing, sales, and more.

What is the best part-time job for a housewife?

The best part-time job for a housewife is one that fulfills you and helps support your family at the same time. Look for industries, occupations, companies, and individuals that are supportive of your goals and needs. In the competitive labor market we’re in now, you can ask for things that are important to you, such as a flexible schedule or remote work.

Photo credit: iStock/lechatnoir

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.


Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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Wire transfers are a way to quickly and conveniently send and receive money, both domestically and internationally. Maybe you want to securely send some cash as a security deposit to a landlord across town ASAP. Or perhaps you need to pay for a painting you bought at an auction overseas. Either way, a wire transfer may be a good option.

However, there are often wire transfer fees in exchange for their speed and convenience. The cost to send and receive money via wire transfer varies, but international wires are usually costlier than domestic wires.

However, with the right steps, you can reduce or even eliminate the fees you’ll pay using wire transfers.

What Are Wire Transfer Fees?

A wire transfer is an electronic funds transfer between financial institutions. Wire transfers can be faster than bank transfers, with same-day processing possible for most domestic wires. Wire transfers can occur domestically or internationally, but most banks charge fees both for sending and receiving funds in this way.

In addition to speed, another reason to use wire transfers is when sending money internationally, as a regular bank transfer isn’t possible in this situation. But international wire transfers can have higher wire transfer fees than domestic wires, and there might be more steps involved. For instance, the transaction might have been processed by the foreign country’s system and also possibly involve a currency conversion.

Recommended: ACH vs. Check: What Are the Differences?

How Much Do Wire Transfer Fees Cost?

As mentioned earlier, how much wire transfer fees cost can vary. Some financial firms waive wire transfer fees in certain situations, and others waive them entirely. When sending and receiving international wires, there can be a fee of $50 or more for each transaction

Typically, you might expect the following fees:

•   For domestic wire transfers, outgoing fees usually range from $0 to $35; incoming fees can range from $0 to $15.

•   For international wire transfers, outgoing fees can often range from $35 to $50; incoming fees are likely to be between $0 and $16.

Wire Fees by Financial Institution

Below is a list of wire transfer fees for large banks in the United States. However, third parties may be involved that charge additional fees, especially for international wires.

Do International Fees Cost More Than Domestic?

On average, international wire transfer fees are higher than domestic ones. But as is often the case, averages don’t tell the whole story. Some financial institutions don’t impose wire transfer fees, even for international transactions.

Still, it’s important to remember that there may be extra fees when dealing with international wire transfers. For instance, there may be a currency conversion fee when sending money between two countries that use different currencies. When sending or receiving money internationally, you’ll need information like an international bank account number (IBAN) or a SWIFT code to move the funds to the right account. Overall, it’s a somewhat more complex transaction than a domestic one.

Why Do Banks Charge Wire Transfer Fees?

Banks charge wire transfer fees because of the work that goes into processing wire transfers. For instance, wire transfers are processed individually as they are received. This differs from automated clearinghouse (ACH) transfers, which are processed in batches.

You also pay a premium for the faster processing speed. Domestic wire transfers can sometimes be completed within a few hours and are usually processed the same day. International wire transfers can be completed within one to two business days.

Another reason banks charge wire transfer fees is their higher transaction limits. Wire transfer limits are usually much higher than bank transfer limits, so they can be worth using if you must send a large amount in a single transaction.

Lastly, the international reach of wire transfers can lead to higher fees. For instance, when large amounts of foreign currency are exchanged, banks charge what is known as a midmarket, or interbank, exchange rate. The bank will often charge a higher markup if that currency must be converted. This results in higher wire transfer fees.

Recommended: How to Earn More Interest on Your Money

Tips to Avoid Wire Transaction Fees

While wire transfer fees are common, they aren’t always a given. Here are some ideas about how to avoid wire transfer fees in some situations:

•   Send money in foreign currency. For outbound international wires, it can be smart to send money in the currency used by the foreign company, if possible. In this scenario, some banks waive wire transaction fees since no currency conversion is necessary.

•   Do it yourself digitally. Some financial institutions allow you to initiate a wire transfer using their website or app, and doing so may reduce the fees or even eliminate them.

•   Look for firms that don’t charge wire transfer fees. Some banks and nonbank providers waive wire transfer fees in some cases, or they don’t charge them at all.

•   Open an account with no wire transaction fees. Shop around: Some of the most popular banks offer accounts that let you wire money with no transaction fees.

Alternative Ways to Send and Receive Money

Some methods of sending money may allow you to reduce or eliminate transaction fees. You can do so by using one of the following methods to conduct the transfer:

•   Use a payment app. Payment apps like Venmo, Zelle, and PayPal generally let you send money electronically to friends and relatives without paying a fee. However, sending money to those who are not “friends and family” may incur fees.

•   Send money with a bank transfer. A bank transfer, or ACH transfer, might be preferable if you send money domestically. In 2022, the same-day transfer limit was increased to $1 million, enabling large funds transfers in a single day.

However, note that limits on single transactions might be lower, and there might be ACH fees.

•   Use a cashier’s check. A cashier’s check is an alternative to wire transfers because it can be suitable for large transactions. This type of check draws the funds from the bank’s reserves rather than your account. However, the check must be delivered to you, so this method can take longer than a wire transfer. In addition, there might still be fees involved.

The Takeaway

Wire transfers can be a quick, secure way to send money domestically or internationally. These transfers have several benefits, such as shorter processing times and larger transaction limits than ACH transfers. But wire transfers can also have significant transaction fees, especially when dealing with international transfers.

If you prefer to avoid costly wire transfer fees, look for firms that don’t charge them or offer accounts that don’t charge for wire transfers. You can also consider alternative methods of sending money, like using a payment app or sending a cashier’s check.

If you’re looking for other ways to save on your banking costs, consider opening an online bank account. With SoFi Checking and Savings, for instance, you won’t pay any account fees, and your money will earn a competitive annual percentage yield (APY), both of which can help your cash grow faster. You’ll also spend and save in one convenient place, have a suite of tools (like Vaults and Roundups) that can amp up your savings, and, for qualifying accounts with direct deposit, you can get paycheck access up to two days early.

FAQ

Do you pay a fee to receive a wire transfer?

It depends, but most banks do charge a fee for income wire transfers. However, the fee for incoming wires is usually considerably less (maybe 50% lower) than the fee for outgoing wires.

Why are wire transfers so expensive?

Wiring money can be expensive for several reasons, such as their shorter processing times and higher transaction limits than bank transfers. Also, international wire transfers have more processing steps, which can increase their cost.

Do all banks charge wire transfer fees?

The majority of banks charge wire transfer fees in at least some situations. Some waive them in certain situations, while nonbank providers are more likely to waive them entirely.

Photo credit: iStock/Ridofranz

SoFi members with Eligible Direct Deposit activity can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Eligible Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Eligible Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below).

Although we do our best to recognize all Eligible Direct Deposits, a small number of employers, payroll providers, benefits providers, or government agencies do not designate payments as direct deposit. To ensure you're earning 3.80% APY, we encourage you to check your APY Details page the day after your Eligible Direct Deposit arrives. If your APY is not showing as 3.80%, contact us at 855-456-7634 with the details of your Eligible Direct Deposit. As long as SoFi Bank can validate those details, you will start earning 3.80% APY from the date you contact SoFi for the rest of the current 30-day Evaluation Period. You will also be eligible for 3.80% APY on future Eligible Direct Deposits, as long as SoFi Bank can validate them.

Deposits that are not from an employer, payroll, or benefits provider or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Eligible Direct Deposit activity. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. SoFi members with Eligible Direct Deposit are eligible for other SoFi Plus benefits.

As an alternative to Direct Deposit, SoFi members with Qualifying Deposits can earn 3.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant. SoFi members with Qualifying Deposits are not eligible for other SoFi Plus benefits.

SoFi Bank shall, in its sole discretion, assess each account holder’s Eligible Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving an Eligible Direct Deposit or receipt of $5,000 in Qualifying Deposits to your account, you will begin earning 3.80% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Eligible Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.

SoFi Bank reserves the right to grant a grace period to account holders following a change in Eligible Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Eligible Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Eligible Direct Deposit or Qualifying Deposits until SoFi Bank recognizes Eligible Direct Deposit activity or receives $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Eligible Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Eligible Direct Deposit.

Separately, SoFi members who enroll in SoFi Plus by paying the SoFi Plus Subscription Fee every 30 days can also earn 3.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. For additional details, see the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.

Members without either Eligible Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, or who do not enroll in SoFi Plus by paying the SoFi Plus Subscription Fee every 30 days, will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances.

Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
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The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.


Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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