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How to Help Your Child with SAT Practice

Can you help your child study for the SAT? Yes!

When it comes to gearing up for college, parents can play a major role in supporting their child’s success. Of course, ultimately, it’s the student who’s applying for admission. So, most of the heavy lifting — like practicing for the SAT — will fall to the high schooler. But, as your child goes through the process, you can serve as a couch, cheerleader and time-manager — assisting with test prep, scheduling practice sessions, and maintaining motivation.

Read on for simple guidelines on how you can help your child with SAT practice and help ensure they put their best foot forward on testing day.

Wondering Where to Begin?

You may want to start by familiarizing yourself with the college testing options. The SAT and ACT are the two most widely accepted standardized tests used in U.S. college admissions. Is one a better fit for your child? While similar, there are differences in how each test is structured and scored. For parents and students who want a better feel for the two tests, you can find free online practice assessments for both the SAT and the ACT — including sample questions and scoring.

If you took the SAT back in high school, keep in mind that the test underwent major revisions in 2016. And, in 2021, the College Board (the nonprofit organization that administers the test) dropped the essay and subject tests.

Generally, the College Board advises first-timers to take the SAT in the spring of their high school junior year. This way, they can try again in the fall (if they want or need to improve their score) and still meet most colleges’ application deadlines. Parents can find information about SAT test dates and deadlines, test-center locations, and costs on the College Board site.


💡 Quick Tip: Parents and sponsors with strong credit and income may find much lower rates on no-fee private parent student loans than federal parent PLUS loans. Federal PLUS loans also come with an origination fee.

Creating a Plan for SAT Practice

With the exact test and date chosen, parents and students might next turn their focus to SAT practice. Practice can span activities like taking sample tests, understanding the sorts of questions that are commonly asked, and figuring out how the test is scored.

Setting Baseline and Goal Scores

When starting out, many students choose to take a free practice test. This gives them a baseline score and can help identify tough topics they need to brush up on. Practice tests can also help you and your teen pinpoint the specific types of questions that tend to trip them up over and over.

Knowing the practice-test score can help students set an ambitious-yet-realistic goal score for the official test. Other supportive figures on your child’s “SAT team” (relatives, teachers, guidance counselors, mentors, or tutors) can also help them identify an achievable and motivational target score to work towards.

Recommended: ACT vs. SAT: Which Do Colleges Prefer?

Creating an SAT Prep Schedule

Beginning SAT practice earlier can help alleviate your teen’s anxiety in the buildup to the scheduled test. The nonprofit Khan Academy, which partners with the College Board to help students prepare for the SAT, recommends starting test-prep about three months before taking the official test.

Months of SAT practice might seem a tad extreme, but it’s key to remember that some students need longer than others to get up to speed on the subjects covered in the SAT. Building in a cushion of prep time also gives teens ample time to adapt to the standardized test format — allowing them to sniff out the common types of questions asked and get used to the time constraints required by the SAT.

Some students can cram last-minute for the SAT and still earn a solid score. But many of the best test-taking and SAT study strategies call for repeated practice over multiple weeks. Given months instead of a few weeks to get ready, you can set up practice sessions that mimic test-like conditions, encouraging your child to further hone their time-management and concentration skills.

Leading up to the test date, families may also benefit from a shared calendar that includes important SAT deadlines as well as other school, work, and social events. A shared calendar can help students dedicate regular study windows — when they’ll work alone, with a parent, or with a tutor — that won’t clash with prior commitments.

To Push or Not to Push?

Some teens are disciplined studiers and may already have a test-prep routine that works for them. Others might need occasional encouragement (or more concrete guideposts) from a parent or educator to set aside adequate time for SAT practice.

Some students also respond well to personalized pointers provided by a test-prep service or tutor, whereas others value a more DIY or independent approach to SAT prep — perhaps working off a commercial study guide or online testing site. (Khan Academy, for instance, offers tailored practice plans, videos, test-taking tips, and other official content created in partnership with the College Board.) In either scenario, parents can help their child determine which method of test-prep works best with their study habits.

Recommended: College Planning Guide for Parents

What About Paid SAT Prep Services?

When deciding whether to pay for a test-prep service, families may want to ponder a few factors. You might begin by comparing a child’s baseline score (on a practice test) with the goal score they’re hoping for on the actual test day. This might help you decide if investing in a professional SAT prep course would be worth the cost (some services cost hundreds or even thousands of dollars). Another factor to consider is the average SAT scores of applicants at your child’s target schools (compared to their current scoring range).

You might also want to investigate whether any test-prep services are already offered at your child’s school or any local educational organizations, which may be free or low cost.

When looking at paid prep services, you may want to consider the best study conditions for your student’s personality and academic strengths — some approaches offer more guidance, while others stress independent practice.

Also consider: Would your child benefit from a structured schedule and in-person classes? Or, would they prefer a more independent study approach? You might want to consult with a guidance counselor or teacher for input before signing up and paying for a private SAT prep service. Family friends with children already in college might also offer an opinion based on their previous experience. (But, be sure to double-check this advice with any recent changes to the SAT.)

Recommended: Ultimate College Application Checklist

What Else Can Parents Do for SAT Practice?

Perhaps the most important role parents can have in helping their children prepare for the SAT is to do what they’ve always done — and that’s to support and encourage their child’s growth. Here are some ways parents might motivate students, helping them to stay on track toward that college-admission goal.

Avoid Adding to the Stress

Students can feel a great deal of pressure when preparing for the SAT. They may fret about disappointing their parents’ or teachers’ expectations. Some might dread feeling embarrassed if they score lower than a sibling or classmates. And, if a student has dreamed about attending a specific college or pursuing a precise career path, they may worry that the “wrong score” will sabotage their future plans.

Given the potential for SAT practice to turn into a psychological pressure-cooker, you may want to remind yourself that your words and deeds can lessen or intensify a child’s stress. Raising “concerns” about your teen’s current scores and/or pushing your child to excel or “do better” could increase your child’s test anxiety (and potentially make it harder for them to learn new material).

To minimize the at-home testing drama, you may want to avoid showing disappointment or frustration about practice test scores. It may be more helpful to celebrate incremental successes during weekly or daily practice sessions — honoring the progress being made towards the goal, not the distance still left to run. Gentle reminders that it’s possible to retake the SAT might also reduce a child’s overall testing anxiety.

Encouraging Healthy Habits

Studying late into the night or having a jam-packed schedule can leave high schoolers feeling burnt out. To avoid SAT practice burnout, consider instituting a regular “timeout” from test prep — whether it’s a quick snack break or carving out down time for a walk around the block. Parents can help kids stay healthy by providing nourishing meals, scheduling time for exercise and other social activities, providing plenty of water and nutritious snacks, and helping their teens get ample rest each day.

Recommended: 10 Ways to Prepare for College

Providing a Good Study Space

To help your child set up a focused study environment, you’ll want to first identify a quiet space for studying and practice sessions. Next, you can help your child gather all the study guides, calculators, pencils, paper or computers they’ll need to prep.

In addition, you may want to encourage your child to download an SAT prep app — this will allow them to practice during free time or when they’re riding the bus. Many apps offer practice problems or a “question of the day.” If time is tight, a student can still squeeze in some studying in down moments.

Recommended: How Much Does GPA Matter When Applying to College?

Keeping Things in Perspective

Parental pep talks can help test-engrossed students to keep things in perspective. Although an SAT score is a significant factor in many college admissions decisions, it’s not the only (or primary) factor universities take into consideration when evaluating applicants. Most admissions committees review a student’s academic record, school and community involvement, personal statement, and letters of support.

Some schools have even moved to a “test optional” admissions policy in recent years. This means students are not required to submit an SAT or ACT score with their application. Open communication about the college admissions process can help students to focus on the short-term tasks at hand.


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Getting Started

The SAT isn’t the only aspect of college planning students might want or need help with. You may be enlisted to lend a hand with researching schools to apply to, choosing a major, making college visits, and proof-reading essays and applications.
Your child will also likely need your financial help to cover the cost of attendance at their selected college. Fortunately, both students and parents have a number of resources that help make college more affordable, including financial aid.

To apply for financial aid, you’ll need to fill out the Free Application for Federal Student Aid (FAFSA). This will let you know if you are eligible for aid, which comes in the form of grants, scholarships, work-study, and federal student loans (which may be subsidized or unsubsidized). If those do not cover your costs, you may be able to fill in the gaps with a private student loan.

Private student loans are available through private lenders, including banks, credit unions, and online lenders. Rates and terms vary, depending on the lender. Generally, borrowers (or parent cosigners) who have strong credit qualify for the lowest rates.

Keep in mind, though, that private loans may not offer the borrower protections — like income-based repayment plans and deferment — that automatically come with federal student loans.

If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.

Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.



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External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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How to Write a College Essay

You’ve done it all. You worked hard in your high-school classes, prepped for and took the SAT/ACT, and spent countless hours doing extracurricular activities. And, now, it’s time to write the dreaded college application essay. This is your chance to pour your personality and point of view into an essay that could shape the next phase in your life.

No pressure, right? It’s common for high school students to feel overwhelmed by the whole application process, especially if you’re unsure how to write a college essay. You’re not alone, as many teens dread having to write about themselves in a personal statement. To help calm your nerves (and make the process a little less intimidating), here’s a closer look at what the college essay is all about, plus some simple tips for writing a compelling application essay.

How Personal Statements Differ By School

The number of colleges you apply to can impact how many personal statements you’ll need to write. Before you begin the essay-writing process, you’ll want to review the personal statement requirements for each school you plan to apply to. Some colleges have the same essay requirements, while others might request statements tailored to a school-specific prompt.

When looking at essay requirements from different school, here are some things to consider:

•   How long should this college essay be?
•   What is the essay prompt or topic asking?
•   What questions are they looking to have answered?
•   What does this college or university value?

Different schools will often ask applicants to respond to the same or similar essay topic. In this case, it’s possible to submit one personal statement to multiple universities. In other instances, you might simply need to make small tweaks to an already drafted essay.

Colleges that are all part of the same university system — such as state schools, like those under the California State University umbrella — tend to share applications and essay requirements. (In practice, this means applicants won’t need to write individual essays for each school within that system.)

Essay requirements for private schools can vary. If you’re applying to schools that don’t use the common app (more on that in a minute), you may need to submit a completely custom application to each school. Some private schools (such as religiously-affiliated schools) may look for shared values to be reflected in a student’s application and essay.

Fortunately, many schools accept the Common Application in order to simplify the application process and support time-crunched students. The Common App represents almost 900 public and private higher education institutions across the world. Its standardized application allows students to apply to multiple schools via a single platform. Practically speaking, this might translate into writing just one college essay that multiple schools can then access. Typically, the Common App offers seven essay prompts for the required 650-word personal statement.


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College Application Essay Tips

Before putting pen to paper or fingers to the keyboard, it can help to understand what admissions offices look for in a personal statement, and how to write a college essay that gives voice to who you are. Some pre-planning can also make the application process feel less confusing and the essay-writing process more fun.

What follows are some useful tips for writing a stronger college application essay.

Tip #1: Start Early

The sooner you can begin writing your college essay (or in some cases multiple essays), the more time you’ll have to polish and refine. The time it takes to write a college essay will vary greatly by the student, as well as which schools they are applying to. You may need to only write one essay that you can submit to multiple schools, or you may need to write half a dozen custom essays for your applications.

Generally, it’s a good idea to start the process at least two months before your first deadline — that should give you ample time to brainstorm, write, and edit your essays. Ideally, you’ll want to start the process over summer vacation. This will help alleviate stress during the school year and give you even more time to perfect your essays.

Starting the personal statement earlier not only gives you extra time for fine-tuning the wording, it also allows ample time for starting over (if need be). Starting over may sound like the last thing you’d want to do when applying to college, but it’s an option that many value — a chance to rework their personal story.

A lot of college applicants know exactly what they want to write about. But, after beginning the essay-writing process, some realize that the topic they picked just isn’t strong enough to stand on its own. Alternatively, some applicants find that starting on a given prompt actually leads them towards a topic or essay idea.

Either way, starting early helps ensure you have enough time to mull over what to write about and how exactly to say it in a clear and compelling way. It also gives you time to simply sit and brainstorm essay ideas and create a few potential personal statement outlines.

Even with clear essay prompts, you may need a little extra inspiration to jump-start the essay-writing process. You may find it helpful to search online for and read college essay examples that helped real students get into their dream schools. These real-life examples can serve as models for how to present a personal story and organize an essay that commands attention.

By starting the writing process in advance, you’ll have plenty of time to ink a few drafts, ask for feedback from family and teachers, and make any necessary tweaks — something that’s especially key when applying to schools with different essay requirements. The whole essay-writing process can be far more enjoyable (and, ideally, more impactful) when applicants don’t feel like they’re up against a clock that’s quickly ticking down.

Recommended: Important College Application Deadlines

Tip #2: Step Away From Your Application

When writing a personal statement for college applications, it’s a good idea to consider carefully who will read the essays (and what the admission committee is looking for). Try to put yourself in the shoes of the admissions counselors. After reviewing the non-essay portion of your application, admissions officers will typically have a clear sense of your previous coursework, grades, volunteering, and extracurricular activities.

So, when deciding which essay topic to write about, it can be helpful to ask yourself: “Would they already know this about me just by reading the rest of my application?” The whole point of the personal statement is to humanize the accomplishments that get listed elsewhere in the application. Because of this, it’s often advisable to go beyond repeating the resume items mentioned in other sections of the application in the essay.

College admission counselors want to get to know the person behind those accomplishments (not to read another laundry list of achievements). The essay is your chance to share who you are and how you view the world.

Recommended: 10 Ways to Prepare for College

Tip #3: Identify What Type of Essay You Need to Write

Typically, college applicants will encounter three different types of essay questions:

•   the “you” prompt
•   the “why us?” topic
•   the “creative” question

The “you” style question tends to ask students to share more personal details or life experiences in the essay. Such personal narratives can help colleges and universities to learn what drives, inspires, and shapes individual applicants.

The “why us?” prompt seeks to understand why a student is choosing to apply to a specific school. The admission officer here is trying to gauge how committed each student is to their individual institution. It’s a chance to demonstrate an understanding of a school’s core values and for the applicant to specify why they want to attend that university in particular (and not another one).

The “creative” prompt usually serves to evaluate a student’s creative thinking and writing skills, all while reviewing an applicant’s knowledge base and education.

Before writing any college essay, it’s important to identify exactly which type of question you’ll be answering and how best to communicate who you are in a concise, non-cliched way.

Recommended: The Ultimate Guide to Liberal Arts Colleges

Tip #4: Focus on What Matters to You

To really wow admissions officers in the college essay, you might try to tap into your passions, personal experiences, and interests that go beyond high school academics. It can be helpful to step away from school accomplishments and bring up topics such as a life experience that left a lasting impression, a cause you care deeply about, or a personal relationship that shaped you.

It can be important to reflect — not just recount or summarize — during the essay writing process. In order to stand out amongst thousands of other talented applicants, you may want to go beyond a factual retelling of your experiences to craft a thoughtful assessment of why a given topic matters to you as an individual.

Recommended: College Planning Guide for High School Students

Tip #5: Find a Trusted Reviewer

You don’t necessarily have to shell out big bucks on a private tutor or writing coach to review your college essays (although there’s nothing wrong seeking one out ). Before submitting an essay, you may want to invite a trusted teacher, family member, or friend to read the essay over and offer comments or questions. When asking for detailed feedback, here are some helpful questions to ask a reviewer to keep in mind:

1. Are there any spelling or grammar mistakes I need to change?
2. Is the organization of my essay easy to follow?
3. Did you have any questions while reading that my essay didn’t answer?
4. Did the content capture your attention or was it difficult to finish the entire essay? Why?
5. Where is there room for improvement?
6. Is any section confusing or unclear?

Having a handful of trusted eyes review your essay can help you draft a more impactful personal statement. However, you may want to avoid inviting too many editors to comment on an essay that’s still being drafted. Writing is somewhat subjective. So, receiving a lot of competing opinions might leave you feeling flustered or confused about what to change.


💡 Quick Tip: Parents and sponsors with strong credit and income may find much lower rates on no-fee private parent student loans than federal parent PLUS loans. Federal PLUS loans also come with an origination fee.

You Got In. Now What?

Congratulations! All that hard work and pre-planning paid off. Your college essay really knocked the socks off the admissions officers. Once you’ve received all of your college acceptance offers, you’ll be able to decide which college is the best option for your future plans. It’s likely how much it will cost to attend college might play a factor in your ultimate decision.

Colleges and universities offer different financial aid packages, which will impact your cost of attendance. Financial aid may include grants, scholarships, work-study, and federal student loans (which may be subsidized or unsubsidized). Your financial aid package is based on the information you provided in the Free Application for Federal Student Aid (FAFSA).

If there are still gaps in funding, you also have the option of seeking a private student loan. These are available through private lenders, such as banks, credit unions, and online lenders. Rates and terms vary, depending on the lender. Generally, borrowers (or cosigners) who have strong credit qualify for the lowest rates.

Keep in mind, though, that private loans may not offer the borrower protections — like income-based repayment plans and Public Service Loan Forgiveness — that automatically come with federal student loans.

If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.

Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.



SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs. SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change.


External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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How Much Does a Train Conductor Make a Year?

Being a train conductor allows you to take people and essential goods where they need to go, see the country, and get paid while doing it. In fact, a competitive salary is often one of the big draws of the field. But just how much does a train conductor make? According to the U.S. Bureau of Labor Statistics (BLS), the median annual wage for a train conductor is $68,180.

If that salary sounds appealing, keep reading to learn what train conductors do, how much they stand to make in different states, and the pros and cons of the job.

Key Points

•   The median annual wage for a train conductor is $68,180.

•   Entry-level train conductors can earn from $49,680 up to $88,230 or more with experience.

•   Train conductors have a median hourly wage of $32.78.

•   Benefits for train conductors may include health insurance, paid time off, and retirement plans.

•   Working as a train conductor can be physically demanding and may involve irregular hours.

What Is a Train Conductor?

If you’ve ever dreamed of yelling “all aboard” and taking the wheel of a train, then you may find satisfaction as a train conductor. This type of trade job is responsible for organizing and overseeing various activities within a railroad yard, industrial plant, or similar locations. They play a vital role in coordinating the actions of the train crew, whether on passenger trains or freight trains. Additionally, yardmasters take charge of reviewing train schedules and switching orders while ensuring smooth coordination among workers involved in railroad traffic operations, including train assembly, disassembly, and yard switching tasks.

Working as a train conductor can be stressful and requires attention to detail. However, introverts may find that they love this job as it requires minimum interactions with other people.

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Recommended: 15 Entry-Level Jobs for Antisocial People

How Much Is a Train Conductor’s Starting Salary?

How much money does a train conductor make? According to the latest BLS data, annual salaries range from a low of $49,680, which is most likely what entry-level conductors earn, all the way up to $88,230 or more. As workers gain more years of experience, they can expect to see their salary increase. At the very least, they should always expect to make the minimum wage in their state.


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What Is the Average Salary for a Train Conductor?

While most people don’t focus their job search on trying to find the highest-paying job in their state, it’s a good idea to do salary research before pursuing a new career path.

So how much does a train conductor make per hour? Typically, train conductors earn a median hourly wage of $32.78, but that rate differs by state. Take a look at the following table to get an idea of what train conductors can earn in different states.

Median Train Conductor Salary by State for 2022

State

Annual Mean Wage

Alabama N/A
Alaska N/A
Arizona $62,160
Arkansas $67,170
California $69,220
Colorado $63,770
Connecticut N/A
Delaware $101,450
District of Columbia N/A
Florida $74,310
Georgia N/A
Hawaii N/A
Idaho N/A
Illinois N/A
Indiana $74,240
Iowa N/A
Kansas $60,960
Kentucky $58,320
Louisiana $60,510
Maine N/A
Maryland $57,140
Massachusetts N/A
Michigan $50,500
Minnesota $63,390
Mississippi $55,040
Missouri $67,190
Montana $67,950
Nebraska $67,970
Nevada N/A
New Hampshire $71,750
New Jersey $78,300
New Mexico N/A
New York $68,960
North Carolina $77,060
North Dakota $72,650
Ohio $62,350
Oklahoma $68,170
Oregon $68,510
Pennsylvania $72,320
Rhode Island N/A
South Carolina $46,300
South Dakota $65,110
Tennessee $61,700
Texas $70,520
Utah N/A
Vermont N/A
Virginia N/A
Washington $62,540
West Virginia $55,000
Wisconsin $69,780
Wyoming $67,060

Source: BLS

Recommended: Is a $100,000 Salary Good?

Train Conductor Benefits & Job Considerations

Most train conductors work full time and are eligible for employer benefits on top of their salary. Benefits like health insurance and paid time off can be valuable and increase the overall value of a compensation package.

Savvy employers know that alongside offering a competitive salary, a robust benefits package can attract and retain top talent. Common employee benefits that train conductors may expect to see include:

•   Health insurance

•   Dental insurance

•   Vision insurance

•   Flexible spending account

•   Paid time off

•   Employee assistance program

•   Life and disability insurance

•   Retirement savings plan

Pros and Cons of Train Conductor Salary

Like any job, working as a train conductor comes with a unique set of advantages and disadvantages that are worth being aware of.

Pros

•   Minimal educational requirements, making it accessible to a broader range of individuals

•   Job training is provided by employers, allowing for on-the-job skill development

•   Regular rest hours are enforced, ensuring a reasonable work-life balance

Cons

•   Federal licensure requirements add an additional step to the process

•   The job can be physically demanding, especially in challenging weather conditions

•   Work weeks may extend beyond the standard 40 hours, leading to potential overtime hours

•   Irregular scheduling is common, which can make it challenging to maintain a consistent routine



💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

Considering a job as a train conductor? Though rewarding, this line of work is also high stakes, and anyone considering this career path needs to be prepared to take the responsibility seriously. It’s also important to understand what the position typically pays and what your earning potential could be. The median annual salary train conductors earn is $68,180, but train conductors with many years of experience can expect to earn more than this.

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FAQ

What is the highest paying railroad job?

If someone is looking to make the most money possible as a train conductor, they may want to consider working for their state government. According to BLS data, train conductors who work for state governments earn a median salary of just over $100,000 per year.

Do train conductors make six figures?

How much does a train conductor make per year, and can they earn a six-figure salary? The good news is that it is possible to earn six figures as a train conductor. While the average train conductor earns a median salary of $68,180, train conductors employed by state governments earn a median of $100,770 each year.

What is the average age for a train conductor?

Many people find fulfilling careers as train conductors at all different ages. That said, the average age for a train conductor is 41.


Photo credit: iStock/Laser1987

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Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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How Much Does a Vet Tech Make a Year?

If someone has a love of animals and is looking to embark on a rewarding new career path, they may consider becoming a vet tech. While earning potential is not the only reason to pursue a career, it’s helpful to get an idea of a possible salary range before working towards a career as a vet tech. So, how much does a vet tech make? According to the latest figures from the U.S. Bureau of Labor Statistics (BLS), the median annual wage for a vet tech is $36,850.

Read on to learn more about how much vet techs make, how salaries vary by state, and what this type of job entails.

What Is a Vet Tech?

Vet techs, also known as veterinary technologists and technicians, work in veterinary clinics and hospitals, under the supervision of a licensed veterinarian. A vet tech can help with a wide variety of tasks around the office, such as obtaining patient case histories, collecting specimens, assisting in diagnostic and surgical procedures, and preparing animals and equipment for surgery. Other vet techs tasks may include:

•   Ensure humane care of animals

•   Provide specialized nursing care

•   Bathe and groom animals

•   Expose and develop X-rays

•   Collect and perform laboratory tests

•   Restrain animals during exams or procedures

•   Provide client education

Working as a vet tech can be a good fit for introverts, as the role allows for a significant amount of one-on-one interaction with animals. However, it’s important to note that there will still be some degree of interaction with pet owners and colleagues.

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How Much Is a Vet Tech’s Starting Salary?

How much money does a vet tech make? The answer to that question depends on many different factors, such as how much experience someone has.

The median annual wage for a vet tech is $36,850, but salaries can range from $28,370 to $48,100. Generally speaking, entry-level vet techs earn lower salaries at first, though they’ll likely earn at least the minimum wage.

The type of employer can also impact how much a vet tech earns. Junior colleges, colleges, universities, or professional schools, for instance, tend to pay more (around $46,780 per year) than social advocacy organizations (around $35,480 per year), according to the latest BLS data.


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What Is the Average Salary for a Vet Tech?

An annual salary is one figure to consider. But how much can a vet tech make an hour? The median hourly pay rate for a vet tech nationwide is $17.72 per hour, though that rate — and the annual salary — can vary greatly by state.

For example, the annual median salary for vet techs in California is $47,880, which is much more competitive than in, say, West Virginia, where the median salary is $29,850.

Median Vet Tech Salary by State for 2022

State

Annual Mean Wage

Alabama $30,610
Alaska $49,330
Arizona $38,380
Arkansas $30,000
California $47,880
Colorado $39,540
Connecticut $45,110
Delaware $45,270
District of Columbia $50,130
Florida $36,800
Georgia $37,610
Hawaii $41,110
Idaho $36,550
Illinois $39,950
Indiana $37,500
Iowa $36,790
Kansas $35,170
Kentucky $30,750
Louisiana $28,000
Maine $44,050
Maryland $38,720
Massachusetts $44,870
Michigan $39,070
Minnesota $39,980
Mississippi $30,680
Missouri $37,220
Montana $36,160
Nebraska $36,500
Nevada $45,540
New Hampshire $44,470
New Jersey $45,140
New Mexico $35,740
New York $47,720
North Carolina $37,450
North Dakota $37,320
Ohio $37,330
Oklahoma $35,200
Oregon $39,550
Pennsylvania $39,220
Rhode Island $37,890
South Carolina $37,410
South Dakota $38,060
Tennessee $35,620
Texas $33,680
Utah $36,180
Vermont $37,980
Virginia $45,830
Washington $49,940
West Virginia $29,850
Wisconsin $39,270
Wyoming $34,470

Source: BLS

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Vet Tech Benefits & Job Considerations

On top of being paid for their labor, many vet techs also receive a suite of benefits that enhances their overall compensation package. Full-time vet techs often qualify for medical and dental insurance, as well as 401(k) retirement plans and paid sick days or vacation time.

Some unique benefits that come with working in this industry can also include discounted pet care or continuing education reimbursements.

Pros and Cons of a Vet Tech Salary

Before pursuing a career as a vet tech, you may want to consider the advantages and disadvantages associated with this career path.

Pros

•   Work with animals all day

•   Usually qualifies for health insurance

•   Can make a difference in a pet’s life

•   Fast-growing career field (projected to grow 20 percent from 2021 to 2031)

Cons

•   Physically demanding work

•   Potentially dangerous

•   Can be emotionally draining

•   May have to work nights, holidays, or weekends



💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

The median annual salary for vet techs is $36,850 per year. But as they progress in their career and gain specialties, these professionals can expect to earn more. Many people find working as a vet tech to be a fun and rewarding job, especially if they love animals. While it can be a hard job and may often be physically (and emotionally) demanding, it also provides opportunities to care for animals. And that can feel really good at the end of the day.

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FAQ

What is the highest-paid vet tech?

One question potential vet techs likely have top of mind is how much a vet tech makes? According to the BLS, the median annual wage for veterinary technologists and technicians is $36,850. But it’s possible to earn more than $48,100 per year as a vet tech.

Is vet tech a stressful job?

Being a veterinary technician can be a demanding and sometimes stressful job. They often work in fast-paced environments, handle emotional situations with owners, and may encounter challenging cases or emergencies. However, the fulfillment of helping animals and the satisfaction of making a positive impact can also make it a rewarding career.

What state pays the best for vet techs?

How much someone stands to earn as a vet tech depends on a couple of different factors, including where they live. The District of Columbia pays vet techs the most, with median salaries reaching $50,130. Vet techs in Washington state ($49,940) and Alaska ($49,330) earn the next best salaries in the countries.


Photo credit: iStock/AnnaStills

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How Much Does a Paramedic Make a Year?

Working as a paramedic is a rewarding career path for many. Though the job is often about more than just the money, it is possible for paramedics to earn a living. The median annual wage for paramedics is $46,770, according to the U.S. Bureau of Labor Statistics (BLS).

Keep reading for insights into a paramedic’s salary.

What Is a Paramedic?

A paramedic provides emergency medical services to individuals when they’re injured or sick. They may also be responsible for transporting people to the hospital, where they can receive further medical treatment. Because medical emergencies can happen any time of day, paramedics often work nights, holidays, and weekends. Many work 40 hours a week, if not more.

To become a paramedic, you usually must meet certain postsecondary educational requirements, which can vary by state.

How Much Is a Paramedic’s Starting Salary?

How much does a paramedic make a year? While the median annual salary for paramedics is $46,770, entry-level salaries may be lower. As with most jobs, a paramedic’s pay rate should become more competitive as they progress in their career.


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What Is the Average Salary for a Paramedic?

If you’re considering going into emergency medical services — and thinking about the long shifts that are often involved — you may be wondering how much a paramedic makes an hour.

According to BLS data, paramedics earn a median hourly rate of $17.76. But how much they actually earn depends on how many hours they work, how experienced they are, and where they live.

In fact, salaries can differ greatly by state. For example, the annual mean wage of a paramedic in California is $71,470. In Alabama, it’s $37,820.

It’s understandable that some paramedics earn more based on where they live, as the cost of living can vary a lot by state. At the very least, paramedics can expect to earn the minimum wage.

The following table breaks down the mean annual wage for paramedics by state.

Median Paramedic Salary by State for 2022

State

Annual Mean Wage

Alabama $37,820
Alaska $53,930
Arizona $48,610
Arkansas $45,100
California $71,470
Colorado $55,410
Connecticut $64,590
Delaware $62,040
District of Columbia $64,260
Florida $51,520
Georgia $46,350
Hawaii N/A
Idaho $61,880
Illinois $57,420
Indiana $49,610
Iowa $48,470
Kansas $45,780
Kentucky $42,850
Louisiana $49,120
Maine $50,130
Maryland $62,310
Massachusetts $63,320
Michigan $46,630
Minnesota $63,090
Mississippi $43,670
Missouri $46,670
Montana $53,800
Nebraska $48,950
Nevada $57,770
New Hampshire $58,620
New Jersey $76,500
New Mexico $49,340
New York $61,530
North Carolina $44,550
North Dakota $49,860
Ohio $46,790
Oklahoma $45,740
Oregon $60,930
Pennsylvania $52,850
Rhode Island $46,440
South Carolina $47,280
South Dakota $45,870
Tennessee $49,610
Texas $50,730
Utah $54,660
Vermont $48,910
Virginia $51,300
Washington $90,980
West Virginia $44,290
Wisconsin $50,030
Wyoming $50,570

Source: BLS

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Paramedic Benefits & Job Considerations

Alongside earning a paycheck, paramedics may also receive valuable benefits such as:

•   Healthcare, dental, and vision insurance

•   Paid time off

•   Sick leave

•   Retirement plans

Pros and Cons of a Paramedic Salary

If someone is debating whether or not to pursue a career path as a paramedic, they’ll want to consider both the advantages and disadvantages of the job.

Pros

•   Potential career growth. It is anticipated paramedic jobs will grow by 7 percent by 2031, and there will be around 20,000 new openings for paramedics and EMTs every year over the next decade.

•   Fulfillment. Helping people for a living and saving lives can be very fulfilling ways to spend a career.

Cons

•   Physically demanding. Working as a paramedic can require a lot of lifting, bending, and kneeling, which can take a physical toll.

•   Dangerous. Working with the sick can expose you to diseases and viruses and potentially increase your risk of injuries.

•   Hectic work schedule. Not only are paramedics expected to work odd hours, their time on the job can be very busy and stressful, with life-or-death stakes. Shifts can also be long and last up to 24 hours. This may also not be a great job for introverts, as working as a paramedic requires interacting a lot with patients and teammates.


💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

Pursuing a career as a paramedic requires a secondary education, a lot of hard work, and the ability to work odd hours. The role can be very stressful, as the stakes are quite high when delivering emergency medical services. However, with a median annual salary of $46,770, working as a paramedic can also be a reliable and rewarding way to earn a living. What’s more, you may find that as your career progresses, your earning potential will grow as well.

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FAQ

What are the highest-paid paramedics?

Exactly how much money does a paramedic make? That depends on how much experience the paramedic has, among other factors. The highest 10 percent of top-earning paramedics earn more than $47,580.

Can a paramedic make six figures?

It is unlikely a paramedic will earn a salary of $100,000 or more, but is not impossible. Typically, the highest-paid paramedics work in general medical and surgical hospitals, and they earn a median annual salary of $47,000.

What is the lowest-paid paramedic?

On the low end, paramedics can earn less than $23,620. However, they can expect their salary to rise as they gain years of working experience.


Photo credit: iStock/sturti

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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