SoFi

Whether you’re dreaming of designing your own software or diving into cybersecurity, a computer science degree is a great way to launch your career. But figuring out how to pay for school can feel overwhelming, especially if your savings doesn’t cover all of your college costs. That’s where scholarships come in.

Computer science scholarships can help with tuition without adding extra debt. Since most scholarships have specific requirements you must meet to apply, it’s important to do your research and find the ones that are the best fit for you.

Here’s a look at the top scholarships for computer science majors, including how to find scholarships and tips for applying.

How to Find Scholarships for Computer Science Programs

There are many ways to find scholarships that could help cover computer science program costs. To start, reach out to the financial aid office at the school you’re planning to attend or begin searching online.

Here are some additional places to look:

•   Scholarship search sites, such as SoFi’s Scholarship Search Tool

•   Local resources, including libraries, businesses, and community organizations

•   The U.S. Department of Labor’s FREE scholarship search tool

•   Your employer or your parents’ workplace

•   Your library’s reference section

•   Your high school counselor

•   Professional organizations related to the computer science industry

•   Charities, faith-based or community groups, local companies, and service organizations

Word of caution: Always double-check that scholarship offers are legit. If someone asks you to pay to find scholarships or other financial aid, it’s probably a scam.

Why Undergraduate and Graduate Students Pursue Computer Science

Computer science is a fast-growing field, with more and more opportunities opening up every day. Degree programs let you dive into the latest tech and computer theories, preparing you to come up with innovative solutions to today’s challenges.

Some students combine computer science with other areas they’re interested in, like biology, business, security, or public policy, to tackle a wider range of complex problems. And with an average salary of $104,610 a year, computer science is definitely an appealing field to specialize in.

Recommended: How to Pay for College

Computer Science Scholarships for High School Students

Here are some scholarships to consider if you’re looking to fund your education in computer science or related fields.

Generation Google Scholarship

Scholarship amount: $10,000

Application deadline: Closed for 2024

Generation Google Scholarship offers $10,000 to help future computer scientists thrive in tech. To qualify, you need to be a high school senior or currently enrolled full-time in a bachelor’s program at an accredited university. You must also demonstrate a strong academic record and financial need.

Golden Door Scholarship

Scholarship amount: Funding for a four-year degree

Application deadline: Fall 2025 now open

The Golden Door Scholarship provides funding for a four-year degree for students studying software engineering, nursing, data analytics, or business analytics at GDS partner schools. Applicants must reside in North Carolina, South Carolina, or Georgia to be considered.

Stantec Equity & Diversity Scholarship

Scholarship amount: $1,500-$10,000

Application deadline: October 14

The Stantec Equity & Diversity Scholarship awards $200,000 annually in scholarships ranging from $1,500 to $10,000, plus 10 paid internships each year. To qualify, you must be pursuing a STEAM (science, technology, engineering, art/architecture, and mathematics) major and belong to a historically underrepresented population or group.

National Space Club and Foundation Keynote Scholar

Scholarship amount: Up to $15,000

Application deadline: November 15

The National Space Club and Foundation Keynote Scholar offers a scholarship up to $15,000 and the chance to give the keynote address at the annual Goddard Memorial Dinner. To qualify, you must be pursuing a degree in a STEM field, ideally with a focus on space.

IEEE Presidents’ Scholarship

Scholarship amount: $10,000 over four years

Application deadline: Varies

The IEEE Presidents’ Scholarship provides $10,000 over four years of undergraduate study, plus an IEEE Student membership. Second- and third-place winners receive $600 and $400, respectively. To qualify, you must present a project and be a finalist at the Regeneron International Science and Engineering Fair.

Regeneron Science Talent Search Scholarship

Scholarship amount: $250,000

Application deadline: November 7

The Regeneron Science Talent Search Scholarship is an annual science competition where high school seniors submit original research to win a first-place prize of $250,000, recognizing the next generation of STEM leaders.

ISC2 Undergraduate/Associate Scholarships

Scholarship amount: Up to $5,000

Application deadline: February 25

The ISC2 Undergraduate/Associate Scholarships awards range from $1,000 to $5,000, with funds sent directly to the school for tuition, fees, books, and materials. To qualify, you must be pursuing an undergraduate degree in cybersecurity or information assurance.

Recommended: What Types of Scholarships Are There?

Tips for Applying for Computer Science Scholarships

Applying for computer science scholarships — or any scholarship, for that matter — is a bit different from applying to colleges. Each scholarship has its own set of rules, deadlines, eligibility criteria, award amounts, and required paperwork. To avoid missing out, it’s important to stay organized.

Here are a few tips that can help you do just that:

Get a head start: Many scholarships begin accepting applications at the beginning of the year for the following school year. Start searching in advance to give yourself plenty of time to make sure you can meet all the requirements and hit all the deadlines.

Expand your search: You don’t have to stick to just computer science scholarships. You can explore other options related to your background, academic achievements, and talents. For example, sweepstakes scholarships, like SoFi’s Scholarship Giveaway, often offer awards simply for filling out an entry form.

Create a list: Jot down scholarships you’re interested in and their requirements. Then organize them by deadline to make sure you apply on time.

Get your materials ready: Even if the application window isn’t open yet, you can still start preparing. Begin with the basics — update your resume, gather letters of recommendation, and find out how to request transcripts. Then you’ll be ready to focus on writing any essays specific to each scholarship.

Submit as many scholarship applications as you can: With thousands of applicants competing for each scholarship, only a handful will be chosen. Boost your chances by applying to every scholarship that fits, even the smaller ones offering $100 to $500. Those smaller awards can add up, and you might have a better shot with scholarships that others overlook.

Create a backup financial plan: Scholarships can be a big help, but it’s wise to have other options lined up just in case. Make sure to fill out the FAFSA® to see what loans, grants, and other scholarships you might qualify for. Also consider exploring other funding options, like private student loans, to cover any gaps that federal financial aid won’t cover.

Extra Ways to Fund Your Computer Science Degree

Scholarship money might not always cover all of your college expenses. If you don’t have savings set aside, you might need to explore other financial aid options, like federal loans and grants.

Here are some ways to help you cover your college costs.

•   Grants: Grants can come from the government, your school, or private organizations. And like most scholarships, you don’t have to pay them back.

•   Federal student loans: Federal student loans are backed by the government and they usually don’t require a credit check. They come with fixed interest rates and offer extra benefits, like flexible repayment plans, income-driven options, and even potential loan forgiveness.

•   Private student loans: If federal aid and scholarships aren’t enough, private student loans can be an option to cover the remaining college costs. These loans can have fixed or variable rates and often need a credit check or cosigner. Just keep in mind that private loans don’t offer the same protections as federal loans do, like income-driven repayment plans.

The Takeaway

When looking for ways to fund your computer science degree, applying for scholarships can be a smart move. Keep in mind that the earlier you start exploring your options, the better your chances of finding and winning scholarship money.

If your scholarship award doesn’t cover all of your college costs, it’s worth exploring other ways to pay for school. It’s best to fill out your FAFSA to see what aid you qualify for. And remember, if federal aid isn’t enough, private student loans can help cover the remaining costs.

If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.

FAQ

How can I get a scholarship for computer science in the USA?

If you’re looking for a computer science scholarship in the U.S., a great place to start is your school’s financial aid office — they might know about some you haven’t found yet. Just be sure to check the requirements and deadlines, and apply to as many as you can to increase your odds of receiving scholarship money.

How can I study computer science for free?

Schools like Harvard, Stanford, and MIT offer free online computer science courses, and some even give you a certificate when you complete the course. But if you want an actual degree, you’ll usually need to enroll in a college or university, which means you’ll typically need to pay tuition and other higher education costs.

Is Harvard computer science free?

Harvard University offers several free online computer science courses, including the popular CS50 intro course. While anyone can take these courses, earning a full computer science degree from Harvard still requires enrolling at the university and paying tuition.

What is the Microsoft tuition scholarship?

Microsoft hands out scholarships each year to students in computer science and other STEM fields. It offers partial tuition assistance to outstanding students who are passionate about technology, maintain excellent grades, and show leadership in the tech world.

Photo credit: iStock/shironosov

SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs. SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change.

SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

SOISL-Q324-088

Scholarships are free money to help cover the cost of going to college, and they don’t need to be paid back like student loans. There are many scholarships and other forms of financial assistance that can help students with disabilities pay for college.

Below, we’ve outlined a list of disability scholarships, including their eligibility requirements and tips for applying.

What Is a Disability Scholarship?

A disability scholarship is a form of financial aid that’s intended specifically for students with a disability. Scholarships for students with disabilities may be used to cover the cost of support services in addition to tuition and room and board.

Scholarships and grants for college are a type of financial aid that you don’t need to pay back, making them a helpful resource to pay for college and school-related expenses.

It’s important to review the eligibility requirements before applying for a scholarship or grant. Some scholarships may be open to all students with a documented disability, while others are reserved for applicants with certain types of physical, learning, or emotional disabilities.

Recommended: Grants, Scholarships, and Loans: Differences

American Association on Health and Disability Scholarship

One notable scholarship for students with disabilities is the Frederick J. Krause Scholarship, which is funded by the American Association on Health and Disability. It provides multiple awards of $1,000 to students with a disability who are pursuing an undergraduate or graduate degree in a field related to disability and health.

To be eligible to apply, students must have completed at least one full year of college or be enrolled in a graduate degree program.

10 Scholarships for Students With Disabilities

In addition to the scholarship mentioned above, there are many other scholarships for students with disabilities to continue their education.

Scholarships can come from a variety of sources, including charitable foundations, nonprofit organizations, and private companies. Awards can be based on financial need, academic merit, or both.

There may be additional eligibility requirements, such as location or field of study. For instance, scholarships may be open to all levels of higher education or specific to students enrolled in undergraduate, graduate, or vocational programs.

Below is a list of 10 scholarships that are available exclusively to students with disabilities.

1. Microsoft Disability Scholarship

Scholarship amount: $5,000

Application deadline: October 1

The Microsoft Disability Scholarship is awarded to up to 10 current high school seniors with disabilities who plan to enroll in an accredited two- or four-year college or vocational/technical school in the U.S. Applicants must demonstrate leadership experience and a passion for technology, as well as be planning to pursue a degree in engineering, computer science, computer information systems, law, business, or a related field.

Recommended: Is a Computer Science Degree Worth It?

2. Anne Ford Scholarship

Scholarship amount: $10,000 ($2,500/year over four years)

Application deadline: April 21

The Anne Ford Scholarship, by the National Center for Learning Disabilities, gives a $10,000 award to a graduating high school senior with a documented learning disability. To be eligible, students must be planning to enroll in a full-time bachelor’s degree program.

3. Allegra Ford Thomas Scholarship

Scholarship amount: $5,000 ($2,500/year over two years)

Application deadline: April 21

The Allegra Ford Thomas Scholarship, also offered by the National Center for Learning Disabilities, awards one scholarship to a graduating high school senior who will enroll in a two-year community college, a vocational or technical training program, or a specialized program for students with disabilities. To apply, students must have a documented learning disability.

4. John Lepping Memorial Scholarship

Scholarship amount: Up to $5,000

Application deadline: May 1

The John Lepping Memorial Scholarship provides awards to support disabled youth in New York, New Jersey, and Pennsylvania in attending college. Recipients must be able to provide proof of a physical or psychological disability with a letter of confirmation by a physician.

5. Musicians With Disabilities Scholarship

Scholarship amount: $1,500

Application deadline: March 15

Sigma Alpha Iota offers the Musicians With Disabilities Scholarship of $1,500 to a member of the international music fraternity with a qualifying disability. Applicants must be enrolled in an undergraduate or graduate degree program in music, or studying to become a teacher or therapist in this field.

6. American Council of the Blind’s Scholarship Program

Scholarship amount: Up to $7,500

Application deadline: February 14

The American Council of the Blind’s Scholarship Program provides educational scholarships between $2,000 and $7,500 for incoming freshman, undergraduate students, graduate students, and students attending technical college. To be eligible, applicants must be legally blind, maintain a 3.0 GPA or higher, and either study full-time or be a part-time student who works at least 32 hours per week.

7. Wells Fargo Stacey Milbern Scholarship

Scholarship amount: $1,250-$2,500

Application deadline: March 20

The Wells Fargo Stacey Milbern Scholarship provides 25 awards to help students with disabilities pursue education at a two- or four-year college on a full-time or part-time basis. Scholarships are renewable, and full-time students are eligible for a $2,500 annual award, while part-time students are eligible for a $1,250 annual award.

Recommended: Full-Time Student vs. Part-Time Student

8. Marion Huber Learning Through Listening Awards

Scholarship amount: $2,000-$6,000

Application deadline: December 31

The Marion Huber Learning Through Listening® Award grants multiple scholarships to high school seniors with a learning disability who are planning to study at a two- or four-year college or vocational school. Applicants must be an active Learn Ally member and graduating from a high school in the U.S. to be eligible.

9. Yellow Ribbon Scholarship

Scholarship amount: $5,000

Application deadline: April 1

The American Bus Association offers a Yellow Ribbon Scholarship to undergraduate, graduate, and training school students who have a declared major or course of study relevant to transportation, travel, or tourism. Students with a physical or sensory disability, veterans, and children of a wounded military veteran are eligible to apply. Applicants must also have a cumulative GPA of 3.0 or higher.

10. Simmons and Fletcher, P.C., Students With Disabilities Scholarship

Scholarship amount: $500-$1,000

Application deadline: December 1

The Simmons and Fletcher, P.C., Students With Disabilities Scholarship is awarded to two students with disabilities based on an essay competition, with the winner receiving a $1,000 award and second place receiving a $500 award. To apply, students must be completing their first semester of college and continuing their studies.

Bonus Scholarship: SoFi’s Scholarship Sweepstakes

For a chance to win SoFi’s monthly $2,500 Scholarship Sweepstakes, simply let us know your name, email address, and school.

How to Apply for Disability Scholarships

Application requirements vary by scholarship opportunity, so it’s recommended to plan ahead. Taking note of submission deadlines can help prioritize which scholarships to apply for and ensure you stay on track for preparing and submitting materials.

Often, students have to write a personal statement or submit an essay as part of the application. It’s important to pay attention to the instructions, including prompts, word limits, and other criteria used to select scholarship recipients.

Submitting school transcripts and a letter of recommendation are two other common requirements. Think about who can best attest to your strengths and achievements when selecting a reference.

Keep in mind that some scholarships require that recipients submit documentation of their disability to accept the award.

Recommended: 8 Tips for Asking a Professor for a Letter of Recommendation

Can I Apply for Scholarships for Disabled Students if I Have a Learning Disability?

Yes, if you have a learning disability, you can apply for scholarships for disabled students. Many scholarships are geared toward students with one or more disabilities, including physical and learning disabilities. For some scholarships, having a learning disability is an eligibility requirement.

The Takeaway

There are many scholarships that are specifically designated for students with disabilities. Scholarships and grants are a useful way for students with disabilities to pay for college and reduce student loan debt.

Many students use multiple funding sources, including federal student loans and private student loans, to help cover the cost of college.

If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.

FAQ

What types of scholarships are available for students with disabilities?

There are many scholarships for students with disabilities, including those based on specific disabilities, academic achievements, or financial need. Some scholarships are offered by disability advocacy organizations, while others are provided by colleges, nonprofits, or government programs to support educational success and accessibility for disabled students.

How can students with disabilities find scholarships?

Students with disabilities can find scholarships by researching online databases, consulting with school counselors, or reaching out to disability advocacy organizations. Websites like Disability.gov or the National Center for Learning Disabilities also offer scholarship listings tailored to specific needs.

Do students with disabilities need to provide documentation when applying for scholarships?

Yes, most scholarships for students with disabilities require documentation of the disability. This might include a letter from a medical professional or educational accommodations documentation. Additionally, other materials like transcripts, essays, and recommendations may be required, depending on the scholarship’s criteria.

Photo credit: iStock/SeventyFour

SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs. SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change.

SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

SOISL-Q324-087

Becoming a teacher requires a bachelor’s degree and passing certification exams. Depending on the type of school setting, location, and subject area, educators may also need to earn a graduate certificate or degree. Fortunately, there are many teacher scholarships that can help make pursuing a career as an educator more affordable.

Below are 25 scholarships for aspiring teachers that can help cover the cost of undergraduate and graduate degree programs in education.

1. TEACH Grant

The U.S. Department of Education provides Teacher Education Assistance for College and Higher Education (TEACH) Grants of up to $4,000 per year for undergraduate and graduate students pursuing a career as a teacher. Applicants must be eligible for federal student aid programs, be enrolled at a participating school, and meet academic requirements.

Recipients must fulfill a service obligation to teach a highly needed subject in a low-income area or where there’s a teacher shortage, or else have their TEACH Grants converted to a Direct Unsubsidized Loan.

Recommended: How College Financial Aid Works

2. STEM Teachers for America’s Future Graduate Scholarships

The AFCEA Educational Foundation offers scholarships of $2,500 to graduate students pursuing a degree or credential to teach science, technology, engineering, or math (STEM) subjects to grades K-12 in the U.S. Applicants must have a GPA of 3.5 or higher and complete a B.S. degree in a STEM field.

3. James Madison Graduate Fellowship

The James Madison Memorial Fellowship Foundation provides around 50 awards of $12,000 per year for college seniors and college graduates who intend to become secondary school teachers of U.S. history, government, or civics. Recipients are expected to complete graduate programs within two academic years and teach for a duration equivalent to the fellowship funding received.

Recommended: 10 Most Common Types of Scholarships

4. Glenn Moon Scholarship

The Association of Retired Teachers of Connecticut offers the Glenn Moon Scholarship, consisting of multiple scholarships of $2,000 per year for students pursuing a teaching degree. Applicants must be residents of Connecticut to be eligible.

5. SoFi Scholarship Giveaway

In addition to teacher scholarships, registering for SoFi’s $2,500 scholarship sweepstakes is another opportunity to get free money for college. Scholarships are awarded on a monthly basis, and registration takes just a couple steps.

6. Barbara Lotze Scholarship for Future Physics Teachers

The American Association of Physics Teachers issues approximately five scholarships of up to $3,000 for U.S. citizens pursuing a degree leading toward a career as a high school physics teacher. High school seniors and current college students are eligible to apply for funding for each year of their degree program.

7. Nancy Larson Foundation College Scholarship

The Nancy Larson Foundation awards a minimum of five $1,500 scholarships to students preparing to become elementary school teachers. Juniors, seniors, and graduate students who have declared an elementary education major are eligible to apply for the Nancy Larson Foundation College Scholarship.

8. TeachDFW Scholarship

The TeachDFW Scholarship awards up to $1,000 to any future educator applying to a teaching program. The scholarship is aimed at addressing the teacher shortage and improving education quality in local Dallas-Fort Worth schools by empowering aspiring teachers.

9. South Carolina Teaching Fellows Program

The SC Teaching Fellows Program provides professional development opportunities and funding for up to 200 high school seniors who have demonstrated community service experience, high academic achievement, and a desire to become a teacher in South Carolina. Fellows can receive up to $24,000 in funds, or up to $6,000 a year for four years, while earning a degree that leads to initial teacher certification.

Recommended: Explaining Student Loan Forgiveness for Teachers

10. National FFA Alumni and Supporters Agricultural Education Scholarship

The National Future Farmers of America (FFA) Organization offers $1,000 scholarships to students pursuing a degree leading to a career as an agriculture teacher. Applicants must be high school senior FFA members or FFA alumni enrolled in a two- or four-year degree program.

11. Joseph T. Weingold Scholarship

The Arc New York Joseph T. Weingold Scholarship awards four New York Arc Chapter employees $3,000 scholarships per year for those enrolled in a New York State degree program, leading to a special education certification.

12. International Teacher Education Scholarship

The Alpha Delta Kappa Foundation grants up to seven awards of $10,000 annually to women from outside the U.S. pursuing a graduate degree in a field of education in the U.S. To be eligible, applicants must have a bachelor’s degree and reside outside the U.S. prior to enrolling in graduate school.

Recommended: 10 Popular Scholarships for Women

13. Next Generation Hoosier Educators Scholarship

The Next Generation Hoosier Educators Scholarship provides awards of up to $10,000 each year for Indiana residents pursuing a career in education. Recipients may renew the scholarship for four academic years. Additionally, recipients agree to teach for five years at an eligible school in Indiana or repay the prorated amount of the scholarship award.

14. High School Senior Scholarship for Future Teachers

The Georgia Association of Educators provides up to 10 awards of $1,000 for high school seniors in Georgia who will attend an accredited college or university and plan to major in education. Applicants must submit two letters of recommendation and complete a 500-word essay on “Identify the Teacher Who Inspired You to Consider Becoming a Teacher and Why?”

15. College Junior/Senior Scholarship for Future Teachers

The Georgia Association of Educators provides awards of $1,000 for rising college juniors and seniors enrolled in an accredited education program at a Georgia college or university. Applicants must submit two letters of recommendation and complete a 500-word essay on “Why Do You Choose to Become a Teacher and What Do You Hope to Accomplish in this Profession?”

16. Underwood-Smith Teaching Scholars Program

The Underwood-Smith Teaching Scholars Program provides 25 awards of $10,000 per year to students enrolled at a West Virginia college or university and pursuing a degree in math, science, elementary education, or special education. Recipients may receive funding for up to four years, and are required to teach in a West Virginia public school for at least five years after graduation.

17. Martin Luther King, Jr. Memorial Scholarship Program

The California Teachers Association (CTA) provides multiple teacher scholarships of up to $6,000 for California residents pursuing a degree, credential, or certification for a teaching-related career. Applicants must be a member of a defined BIPOC group and either an active member of CTA or CTA Aspiring Educators, or a dependent child of a CTA member.

18. Dakota Corps Scholarship

The Dakota Corps Scholarship provides full-tuition scholarships to South Dakota students who commit to working in critical-need fields within the state, such as teaching, nursing, or engineering, after graduation. It’s awarded based on academic performance and a willingness to serve in high-demand professions in South Dakota’s rural or underserved areas.

19. Al Mance Memorial Scholarship

The Tennessee Education Association provides an Al Mance Memorial Scholarship (in addition to other scholarships) of $1,000 to a male undergraduate or graduate student of color who is enrolled in an education degree program at a Tennessee college or university.

20. Winifred R. Reynolds Educational Scholarship

The Denver Foundation provides awards of $1,000 to $7,000 for Colorado residents enrolled or planning to enroll in a master’s or doctorate level program in early childhood education, child development, or educational psychology. Applicants must demonstrate financial need and a cumulative GPA of 3.5 or higher.

Recommended: How Much Does GPA Matter When Applying to College?

21. Clara Onishi Educator Scholarship

The Clara Onishi Educator Scholarship, part of the Odo Scholarship Foundation, awards one scholarship of $1,250 each year for students enrolled in an accredited teacher education program. Recipients must be a Hawaiian resident and show intent to teach in Hawaii.

22. Minority Teachers of Illinois (MTI) Scholarship Program

The Illinois Student Assistance Commission provides scholarships of up to $7,500 each year for minority students who are enrolled at an Illinois undergraduate or graduate program that qualifies recipients to be licensed teachers upon completion. Recipients must be in-state residents and committed to teaching in Illinois after graduation.

23. Victoria Soto Memorial Scholarship

This four-year renewable scholarship of up to $12,000 is awarded by the Vicki Soto Memorial Fund to four recipients per year: two graduates of Stratford High School, one Connecticut recipient, and one national recipient. Applicants must be pursuing a college degree in education at an accredited school.

24. Teacher Education Scholarship

The Oregon PTA Teacher Education Scholarship offers scholarships of $1,000 for in-state residents studying at an Oregon public college or university to become elementary or secondary school teachers. The scholarship is a one-time award and available to graduating high school seniors or current college students.

25. First-Year Teacher Scholarships

The Texas Retired Teachers Foundation First-Year Teacher Scholarship provides numerous awards of $1,000 to recent college graduates entering their first year of teaching in Texas. Funds may be used to reimburse applicants for the costs of teaching certifications and classroom materials.

Recommended: How Much Does a Teacher Make a Year?

The Takeaway

Applying for multiple teacher scholarships can be a useful strategy to help pay for the cost of college, graduate school, and becoming an educator. The application processes can vary, so it may be helpful to explore and research scholarships that best fit your personal situation and educational and career goals.

It’s not uncommon for students to use multiple funding sources, including grants, scholarships, federal student loans, and private student loans to help cover the cost of college.

If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.

FAQ

What types of scholarships are available for aspiring teachers?

Scholarships for aspiring teachers include merit-based awards, financial need scholarships, and those focused on specific teaching areas such as STEM, special education, or early childhood education. Some scholarships are also offered for teachers pursuing advanced degrees or certifications in specific subjects.

How do I apply for a scholarship for teachers?

To apply for a teaching scholarship, you typically need to complete an online application, submit transcripts, write an essay, and provide letters of recommendation. Some scholarships may also require proof of enrollment in a teaching program or a commitment to work in underserved schools.

Are there scholarships for current teachers pursuing professional development?

Yes, many scholarships are available for current teachers looking to further their education, pursue advanced degrees, or earn additional certifications. These scholarships often focus on supporting teachers who want to specialize in areas like leadership, technology, or special education to enhance their professional skills.

Photo credit: iStock/Choreograph

SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs. SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change.

SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

SOISL-Q324-086

When you take out private student loans, your lender works with your school to certify the loan before disbursing funds. But what happens when a school won’t certify private loans for college?

If private student loan certification isn’t granted, there are steps students can take to address the issue.

Here’s an overview of how private student loan certification works, potential reasons for having certification denied, and some options to remedy the situation.

Understanding Private Student Loan Certification

Private student loan certification is often a required step for funds to be disbursed by a lender to your school. This is intended to protect student borrowers by ensuring that they’re informed about their federal financial aid options and the school’s cost of attendance when taking out private student loans.

With school-certified private student loans, borrowers fill out and sign a Private Education Loan Applicant Self-Certification form after receiving loan approval. This form provides lenders with a student’s enrollment information and any financial assistance they’ve received, such as grants or scholarships.

Next, lenders send the private student loan information to the school for certification. Schools are responsible for confirming that students are enrolled and that the loan amount does not exceed the cost of attendance: tuition, fees, books, living expenses, transportation costs, and dependent care (if needed). If this information checks out, the certification moves forward and the loan funds will be disbursed without any further action required by students.

While waiting, you might be wondering “how long do private student loans take to process?” It can take anywhere from two to 10 weeks for a student loan to process, depending in part on any issues in the student loan certification process.

When the student loan certification is complete, borrowers receive a final loan disclosure from their lender. This indicates the loan amount, which could be adjusted by the school if the requested funds exceed the total cost of attendance. Borrowers are then offered a three-day waiting period after receiving the final disclosure, known as the right-to-cancel period, to cancel the loan with no penalty.

Do private loans go directly to the school or student? With school-certified loans, the lender disburses loan funds directly to the school.

Recommended: Student Loan Basics

The Role of Schools

After issuing loan approval, a lender forwards a certification request to your school’s office of financial aid. This involves verifying certain information provided when applying for the loan, including enrollment status, expected graduation date, year in the program, and requested loan amount.

Federal regulation prohibits students from receiving student aid that exceeds the cost of attendance. To determine the maximum amount of loan funds, the school financial aid office deducts all other types of financial aid — scholarships, grants, and federal student aid — from the school’s cost of attendance for that semester or academic year.

A key difference with private student loans compared to federal loans is that schools do not consider the Student Aid Index (SAI) when calculating how much can be borrowed in private student loans. Additionally, maintaining satisfactory academic progress could be required by schools to certify private student loans.

With all this information, schools will either certify, certify with changes, or deny certification. For instance, loans could be certified for a lesser amount than what was initially requested if it surpasses the school’s cost of attendance.

Recommended: Undergraduate Private Student Loan Rates

Reasons for Certification Denial

There are a few possible reasons why a school won’t certify private loans. Resolving any such issues — whether on behalf of the student or school — is necessary for the disbursement of student loan funds to move forward.

Common Scenarios for Student Loan Certification Refusal

Here’s a look at some common scenarios where schools might refuse private student loan certification.

Exceeding Cost of Attendance

As mentioned above, schools are prohibited from certifying a loan amount that’s greater than the cost of attendance, minus any financial aid awarded.

Note that schools may list different dollar amounts for the cost of attendance depending on a variety of factors. For instance, students living on campus may have a different cost of attendance than those living off campus. Whether you’re paying in-state vs. out-of-state tuition and attending undergraduate vs. graduate school can also impact how your school calculates your cost of attendance.

Schools may break out the cost of attendance into separate expenses. This means that student loan certification could be denied for specific expense categories (e.g., housing costs) if they’re higher than what’s allowed by the school.

Satisfactory Academic Progress Issues

Students are required to maintain Satisfactory Academic Progress (SAP) at their school to continue receiving financial aid. Each school sets its own SAP policy, but generally students need to maintain a 2.0 GPA to maintain eligibility.

While private student loans typically don’t have SAP requirements, losing financial aid could impact your ability to pay for college.

Recommended: Comparing Private Student Loans

Enrollment Status Discrepancies

It’s not uncommon for students to adjust their course load, but a change in enrollment or incorrect reporting of enrollment status could lead to certification denial.

Student loan certification often occurs in the weeks preceding the start of the semester, so it’s important to ensure you’ve successfully enrolled before then. Additionally, a discrepancy could occur if dropping or adding classes impacts enrollment as a full-time vs. part-time student.

Steps to Take When Loan Certification Is Denied

If private student loan certification is denied by your school, there are a few options to consider to avoid delayed or halted disbursement.

Recommended: How Are Private Student Loans Disbursed?

Request an Explanation from the School

Your school’s financial aid office is usually the point of contact to understand the rationale for certification denial and the necessary steps to resolve the problem. Errors with enrollment status or personal information can usually be addressed quickly, but it’s important to reach out promptly.

Appeal the Decision

If the denial involves exceeding the cost of attendance, students may need to appeal the decision with their school. Often referred to as a professional judgment, this appeal aims to increase the student’s cost of attendance to be eligible for additional student loan funding.

Financial aid offices typically consider professional judgment on a case-by-case basis, so it’s important to have documentation to support the request for revising the cost of attendance. For example, a student living off-campus could provide their renewed lease to show an increase in rent. Other circumstances that could warrant a professional judgment include childcare, disability-related expenses, and medical costs.

Explore Alternative Funding Sources

Students often use multiple funding sources to pay for college.

Applying for college scholarships and grants could secure financial aid to help cover tuition, room and board, and other school expenses. This type of aid is usually awarded based on academic merit or financial need, and doesn’t need to be paid back.

To apply for most scholarships and grants, you’ll need to fill out the Free Application for Federal Student Aid (FAFSA). After completing the FAFSA, students receive a financial aid package from the schools they’ve been accepted at, outlining eligible financial assistance, including federal student loans, work-study, grants, and scholarships.

Managing Private Student Loan Debt Responsibly

Staying on top of private student loan debt is essential for long-term financial health. Understanding your loan terms, including the interest rate and repayment plan, is key to developing a payback strategy that avoids fees and penalties.

After graduation, students may have a grace period before they need to start repaying their private student loans. Once repayment begins, setting up automatic payments could provide a discount on the loan interest rate and help ensure you’re sticking to your debt payoff goals.

Recommended: Private Student Loan Forgiveness

The Takeaway

Private student loan certification is a required step for funds to be disbursed to your school. If your school doesn’t certify your private student loans, don’t panic. Reach out to your school’s financial aid office to determine if any errors have been made, then take the necessary steps to resolve it.

If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.

FAQ

Can schools deny private student loan certification for any reason?

No. Schools deny private student loan certification if the amount exceeds the cost of attendance or if there are discrepancies in a student’s enrollment status.

What happens if a private student loan is disbursed without certification?

Private student loans cannot be disbursed until a school completes the certification process. In rare circumstances, students may be eligible for a false certification discharge if a loan was disbursed despite a student being ineligible to receive a loan.

Are there limits on the amount schools can certify for private student loans?

Yes, schools cannot certify private student loans exceeding the cost of attendance, minus any financial aid. Note that students can request a professional judgment to increase their cost of attendance, but these are granted on a case-by-case basis.

Photo credit: iStock/recep-bg

SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs. SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change.

SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

SOISL-Q324-030

Students who are looking for LGBTQ+ scholarships can find a wide range of options. Scholarships are considered gift aid, which means they don’t need to be repaid.

LGBTQ+ scholarships are offered by schools, organizations, cities, and states. There are also national scholarships available.

Read on to learn about scholarships for LGBTQ+ students, plus tips for applying for these awards that may help boost your chances of success.

Overview of LGBTQ+ Scholarships

Scholarships for LGBTQ+ students are essentially free money. Because scholarships do not have to be repaid, they can be an ideal way to make college more affordable and avoid student loan debt.

There are many different types of scholarships for LGBTQ+ students. For example, there are national scholarships as well as awards funded at the state and local level (in specific counties, cities, and municipalities), and at certain colleges and universities.

While some LGBTQ+ scholarships are based on academic achievement, it’s possible to find non-academic scholarships as well. Cast a wide net to see what’s available.

One good way to track down LGBTQ+ college scholarships is to use scholarship search tools and search engines like Campus Pride, Fastweb, Unigo, and the Human Rights Campaign.

National LGBTQ+ Scholarships

National LGBTQ+ scholarships are open to eligible students across the U.S. Here are some of the available options to explore

•   Aritzia scholarship: Established by fashion brand Aritzia, the Aritzia scholarship offers four one-time scholarships. Students must identify as lesbian, gay, bisexual, transgender, queer, intersex, asexual, or two-spirit, and be currently enrolled in an undergraduate or graduate program at a school in the U.S. They must also plan to work in, or show a strong commitment to, the fields of fashion design, retail management, mental health, or social justice advocacy.

Amount: $5,000

•   Traub-Dicker Rainbow scholarship: This one-year scholarship is for lesbians pursuing higher education. Eligible students can be graduating from high school or in any year of college, including graduate school. Applicants may qualify based on their academic achievement, community involvement, leadership, or commitment to LGBTQ+ issues.

Amount: $4,000

•   Point Foundation Flagship scholarship: Offered by the Point Foundation, the largest LGBTQ scholarship nonprofit organization, the Flagship scholarship is for lesbian, gay, bisexual, transgender, and queer students who are enrolled (or planning to enroll) at an accredited college or university in the U.S. To qualify, a student must be in a bachelor’s, master’s, or doctoral program, or in a professional degree program (such as medicine or law).

Amount: Based on need. The scholarship may be renewed for up to four years.

•   Point Foundation Community College scholarship: This scholarship is for LGBTQ+ community college students in the U.S. who are studying for an associate degree or are planning to transfer to a four-year college or university. They must have one to two years of community college left and be enrolled at least half-time.

Amount: $2,400 per semester or $4,800 per academic year

•   Point Foundation BIPOC scholarship: Students who identify as Black, indigenous, or a person of color, and LGBTQ, and are enrolled (or intending to enroll) in a postsecondary institution in the U.S. are eligible for this scholarship. To qualify, applicants must intend to pursue an associate, bachelor’s, master’s, doctoral, or professional degree.

Amount: Up to $1,500

Top 10 State-Specific LGBTQ+ Scholarships

In addition to national scholarships, there are a number of state-specific LGBTQ+ college scholarships students can also apply for.

LGBTQ+ Scholarships by State

The following states offer LGBTQ+ scholarships. If your state isn’t on the list, do some research to see if you can find applicable scholarships in your region to help with the cost of college. Other options to help cover the expense include grants, financial aid, and federal and private student loans.

1.    California: The Markowski-Leach Scholarships are for undergraduate or graduate LGBTQ+ students who are working to achieve a significant positive goal in academics, employment, committee work, or volunteering. Applicants must attend San Francisco State University; Stanford; the University of California, Berkeley; UC College of the Law, San Francisco; or the University of California, San Francisco; be enrolled in a full-time program leading to a degree or teaching credential, and earn at least a 2.5 GPA.

Award: $2,500 for up to two years of eligibility

2.    Colorado: The PFLAG Denver Scholarship Program offers scholarships to LGBTQIA+ students who demonstrate advocacy and a drive to build a more just and inclusive world.

Award: $2,500

3.    Florida: The Tampa Pride Foundation Scholarships are for LGBTQ+ students in Hillsborough, Pinellas, Polk, and Pasco counties that demonstrate financial need. Students must be U.S. citizens age 26 or younger who have completed high school or a GED. Preference is given to those who have overcome discrimination or marginalization, demonstrate leadership qualities, and have a strong academic performance.

Award: Up to $1,500

4.    Illinois: The Acorn Equality Fund provides scholarships to LGBTQ+ students who live in downstate Illinois (except for Cook, DuPage, Grundy, Kane, Kendall, Lake, McHenry, and Will counties) and attend an accredited post-secondary educational institution. Scholarships are awarded in six categories.

Award: $1,000 to $4,000

5.    Kentucky: Frontrunners Lexington offers two scholarships for LGBTQ+ seniors in public or private high schools planning to attend trade school, community college, or a four-year college or university. Students must reside in Anderson, Bath, Bourbon, Clark, Fayette, Franklin, Garrad, Harrison, Jessamine, Madison, Mercer, Montgomery, Powell, Scott, or Woodford counties.

Award: $2,500

6.    Missouri: Missourians can tap into a variety of scholarship opportunities through the Missouri Courage Scholarship, including the Missouri Courage Award, Rural Courage Award, Trans Courage Award, Fortier Courage Award, and Pay it Forward Award.

Award: $500 to $2,000

7.    New York: The Little Bird Scholarship for LGBTQ+ Immigrants offers financial help to refugees and individuals who are seeking or have been granted asylum. Applicants must be undocumented and enrolled at an accredited, nonprofit school in New York City. They must also be rising juniors or seniors.

Award: $18,000 for up to two years of school

8.    North Carolina: The Carter Stroupe Memorial Scholarship offers qualifying LGBTQ+ students and LGBTQ+-allied students scholarships for educational expenses. Students must exhibit courage and leadership in their schools and communities and reside in Guilford, Rockingham, Randolph, or Alamance County. Eligible applicants must also demonstrate service in the LGBTQ+ community or a desire to serve.

Award: Up to $2,000

9.    Upper Midwest: To qualify for the PFund Scholarship, applicants must be 17 or older, from the upper Midwest (Minnesota, Iowa, Wisconsin, North Dakota, or South Dakota), and enrolled in or admitted to a GED program, community college, four-year college or university, graduate school, trade school, professional certificate program, or apprenticeship program.

Award: $1,000 to $12,000

10.    Washington: Washington state residents can apply for the GSBA Scholarship and Education Fund. Applicants must identify as LGBTQ+, as a member of a LGBTQ+ family, or as a cisgender/straight ally who has demonstrated active support of the community. They should be enrolled at a community college, four-year public institution, or vocational/technical/trade school.

Award: $3,000 to $7,500

Tips for Applying for LGBTQ+ Scholarships

Once you’ve found LGBTQ+ scholarships you’d like to apply for, follow these five steps to make your application as strong as possible.

•   Review the requirements and directions. Make sure you meet all the scholarship’s eligibility requirements; find out what paperwork is needed, such as school transcripts; and double check the application deadline.

•   Ace the essay: If the scholarship application involves an essay component, be sure to highlight your achievements and accomplishments — this isn’t the time to be modest. Explain the impact you hope to make through your education, and how the scholarship would help you achieve your goals. This scholarship essay guide may be helpful as you’re putting your essay together.

•   Check your work. Proofread your entire application carefully. Look for any errors or typos. Make any necessary edits or tweaks to your essay.

•   Ask for letters of recommendation right away. If recommendations are required, reach out to a teacher or employer who can attest to the quality of your work and other achievements. Give them plenty of time to write the letter. You don’t want them to feel rushed.

•   Be prompt. Submit your application before the deadline.

The Takeaway

There are a wide range of scholarship opportunities for LGBTQ+ students that can help make college more affordable. Use scholarship search tools to look for state, local, and national scholarships. Because you don’t have to repay them, scholarships are a smart way to help reduce your education costs.

Another option to potentially help with student debt is to refinance your student loans. With refinancing, you replace your existing loans with a new loan with a private lender. You may be able to get a lower interest rate and better terms if you qualify for them. Just keep in mind that when you refinance federal student loans, you lose access to federal programs and protections like deferment and income-driven repayment.

Looking to lower your monthly student loan payment? Refinancing may be one way to do it — by extending your loan term, getting a lower interest rate than what you currently have, or both. (Please note that refinancing federal loans makes them ineligible for federal forgiveness and protections. Also, lengthening your loan term may mean paying more in interest over the life of the loan.) SoFi student loan refinancing offers flexible terms that fit your budget.

FAQ

How can I find LGBTQ+ friendly colleges?

One way to find LGBTQ+-friendly colleges is to use an online tool like the Campus Pride Index. It allows you to search a database of hundreds of colleges and universities across the U.S. that have worked to improve the academic experience and campus life for LGBTQ+ students. You can search for LBGTQ+-friendly colleges by region, state, and institution type.

What documents are required for LGBTQ+ scholarships?

Each LGBTQ+ scholarship has specific requirements. You may be asked to demonstrate financial need, send in school transcripts, and submit letters of recommendation, for instance. Read over each scholarship’s requirements and gather together all the materials you need before you apply.

How do LGBTQ+ guidelines differ from academic scholarships?

Some LGBTQ+ scholarships may be non-academic, which means you aren’t required to have a certain GPA to qualify. Other LGBTQ+ scholarships may have an academic component you’ll need to meet. Each scholarship for LGBTQ+ students is different. Review the requirements carefully so you understand exactly what’s needed for every scholarship you apply for.

Photo credit: iStock/RealPeopleGroup

SoFi Student Loan Refinance
SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891. (www.nmlsconsumeraccess.org). SoFi Student Loan Refinance Loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Public Service Loan Forgiveness, Income-Based Repayment, Income-Contingent Repayment, PAYE or SAVE. Additional terms and conditions apply. Lowest rates reserved for the most creditworthy borrowers. For additional product-specific legal and licensing information, see SoFi.com/legal.

SOSLR-Q324-016