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Understanding the average salary of a profession can help you make a variety of important decisions, from what field you want to enter to where you want to live and work. In California, the average physician makes more than $200,000 per year. Knowing that, medical students have a better idea of what they could make when they get out of school. Likewise, physicians looking to relocate to a new state have a better sense of how their salary can change based on where they decide to move.

Here’s a closer look at how much medical doctors make a year in California, regional differences in salary, and the top-paying medical specialities in the state.

What Is the Average Salary for a Medical Doctor in California?

The average salary of a physician in the state of California is $229,420 per year, according to data from the U.S. Bureau of Labor Statistics (BLS). This figure doesn’t account for a physician sign on bonus, which some doctors receive. Interestingly, California is squarely in the middle when it comes to average physicians’ salaries, along with Oregon, Texas, Maryland, and New York. The average salary in California lags more than half of states, including Arizona, Florida, Wyoming, Kentucky, and South Carolina.

Though many consider anything more than $100,000 a good salary, California’s relatively low pay may come as a surprise to some. However, there are some possible explanations. For one, California spends the most on Medicaid among U.S. states. Medicaid — and Medicare, for that matter — both reimburse physicians at rates lower than their usual fees. Doctors who are seeing a lot of elderly or low-income individuals may see their incomes reduced.

Note that early in your career as a doctor, while you’re in your residency or fellowship, you’ll likely make considerably less than you will later in your career. Explore ways to get by on a medical resident’s salary.

You may also want to consider using a spending app, which can help you set financial goals and a budget and track where your money goes.

Recommended: Budgeting as a New Doctor

How to Become a Doctor in California

Doctors are health care professionals who are charged with meeting with patients, diagnosing their conditions, and managing their care plans. They perform tests and prescribe medications. And they must coordinate with a range of other health care professionals, including other doctors, nurses, and emergency medical technicians.
That’s a lot of responsibility, and as a result, it takes a lot of training to become a doctor.

First, you’ll need to complete a bachelor’s degree in a field that relates to medicine, such as pre medicine, biology, or biochemistry.

Next, you’ll need to go to medical school, where you will receive classroom and practical training to advance your knowledge in the medical field. Medical school is typically a four-year program. While in school, you’ll complete the first and second parts of the U.S. Medical Licensing Examination (USMLE). The average cost of medical school can be high, running more than $50,000 a year at private institutions.

When you graduate from medical school, you’ll enter a residency program that helps you choose a medical specialty. These programs usually last three years, and under the supervision of an experienced physician, you’ll work full time as a resident doctor. You’ll complete your residency by passing the third and final part of the USMLE.

After your residency, you can choose to complete a fellowship that gives you further training in the specialty you’ve chosen. Though fellows tend to make more than residents, their salary isn’t as high as new doctors. The good news is, there are ways to budget on a medical fellowship salary.

Finally, you’ll need to obtain a California medical license from the Medical Board of California. You can renew your license every two years, which requires 50 hours of continuing medical education.

Recommended: What Is the Average Medical School Debt?

Reasons to Become a Doctor

Becoming a doctor can involve a lot of challenges, but it can also be immensely rewarding work. Here are a few reasons you might become a doctor:

•   To help others: Doctors diagnose and treat medical conditions, helping to save and improve patients’ lives. They are often involved in ongoing treatment, ushering patients down the path to recovery. Being a physician is a people-centric profession that involves working closely with patients and their families to explain medical conditions and treatment options.

•   To work in the sciences: If you’re interested in a variety of scientific fields, from biology to chemistry to anatomy to pharmacology, being a doctor is a way to explore these subjects while also helping others.

•   To find purpose: The responsibility toward patients and coworkers and the ability to better people’s health and well-being often provide doctors with a sense of satisfaction and meaning in their work.

•   To become a teacher: Becoming a doctor requires a lot of schooling and ongoing training. Doctors may pass on this knowledge by educating patients on how to lead healthier lives, educating medical students in teaching hospitals, and supervising residents.

•   To have job security: The job outlook for physicians is relatively low, with the field expected to grow 3% through 2031. That said, there are still 23,800 openings for physicians projected each year, according to BLS data.

•   To make a good salary: The annual average wage for all workers in the United States is $58,260, according to the BLS — quite a bit lower than the $229,420 average annual pay for physicians in California.

Best-Paying Medical Doctor Jobs in California

The medical speciality you pursue in California will have a big impact on your salary. According to BLS data, here are some of the highest-paid physicians in California:

Psychiatrist

Psychiatrists help diagnose and treat mental disorders. Unlike psychologists, they are allowed to prescribe drugs for medical treatment.

Average salary: $305,290

Obstetricians and Gynecologists

OBGYNs provide medical care related to childbirth and diagnose and treat diseases of the female reproductive organs. They also specialize in women’s health issues like hormone problems, infertility, and menopause.

Average salary: $309,610

Anesthesiologist

Before, during, or after surgery, anesthesiologists administer anesthetics (which reduce sensitivity to pain) and analgesics (which act as pain relievers).

Average salary: $318,030

Cardiologists

Cardiologists diagnose and treat conditions of the cardiovascular system.

Average salary: $343,370

Radiologists

Radiologists use medical imaging techniques, such as x-rays, MRIs, and ultrasounds to diagnose and treat diseases and injuries.

Average salary: $345,100

Pathologists

A pathologist helps diagnose diseases by running tests on organs, tissue, and bodily fluids, such as blood.

Average salary: $350,980

Surgeons

Surgeons are medical doctors that may have to perform surgery, a procedure that physically changes a patient’s body.

Average salary: $351,580

Recommended: Starting (and Keeping) an Emergency Fund

The Takeaway

Being a doctor can be fulfilling, as it allows you to help people through work in the medical sciences. It can also be monetarily rewarding, and understanding average salaries can help you make decisions about where you want to live and what you want to specialize in. Though income varies by speciality, the average salary for physicians in California is $229,420 per year.

As you build your practice and earn a salary, a money tracker app can help you get your financial house in order. The SoFi app connects all of your accounts in one convenient dashboard. From there, you can see all of your balances, spending breakdowns, and credit score monitoring, plus you can get other valuable financial insights.

Stay up to date on your finances by seeing exactly how your money comes and goes.

FAQ

What is a doctor’s yearly salary in California?

In California, a doctor can expect to make $229,420 per year on average, according to data from the U.S. Bureau of Labor Statistics.

What is the highest-paying medical specialty?

Among the highest-paid doctors in California are pathologists, surgeons, and radiologists.

Who earns more: a dentist or a doctor?

In California, doctors tend to make more than dentists, who earn ​​$165,950 per year on average.

Photo credit: iStock/Drazen Zigic

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Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

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If you’re searching for a warm weather escape, there aren’t many places in the U.S. that can beat the enchanting desert landscape of Phoenix, Arizona. The city also offers an enticing array of parks, museums, and art walks, not to mention excellent dining and entertainment. If you love being outdoors, whether to golf, hike, or catch a baseball game, Phoenix can be a terrific destination.

To help you get the most out of a vacation in Phoenix, read on to learn:

•   When is the best (and worst) time to visit Phoenix

•   What are the best things to do in Phoenix

•   How much it can cost to visit Phoenix

Best Times to Go to Phoenix

Phoenix is known for year-round warm weather, but early spring and late fall can be excellent times to visit. Temperatures range from 53 to 77 degrees in March and 60 to 85 degrees in April. That’s a balmy range if you want to sit and watch baseball spring training, which is in full force. The temperature is just right for golfing, hiking, or visiting local attractions, too. You may also find the city smells like orange blossoms and bougainvillea, further heightening the allure of this Arizona city.

Even if you’re traveling during Phoenix’s well-known “always sunny” weather, it’s still wise to think about travel insurance. This can protect you if the unexpected happens. You may get credit card travel insurance automatically; check with your card issuer for details.

Bad Times to Go to Phoenix

There’s no doubt about it: Phoenix can be unbearably hot in the summer months. The average high temperature is over 100 degrees from June through September. The heat may make you want to stay indoors with the air conditioning cranking, but then you’d miss out on many of the great things a Phoenix vacation has to offer.

However, if you do decide to brave the Phoenix heat for summer travel, you may find lower prices than you would any other time of the year.

Average Cost of a Phoenix Vacation

According to Budget Your Trip, a website that collects and publishes data on real costs from other travelers, the cost of a Phoenix trip for one person for the week is about $1,310. The same trip for two people comes to $2,621.

Some costs you might expect to see include:

•   Average hotel costs for two people per night: $225

•   Average transportation cost per day: $28

•   Average food costs per day: $42 per person

•   Average entertainment costs per day: $32 per person

Of course, savvy travelers can find ways to cut costs. For instance, you can often save money on hotels if you sign up for the accommodation’s member program. Or you might find a discount if you have a Costco, AAA, or AARP membership.

If you’re good with credit card rewards, you may be able to save a substantial amount by redeeming points or miles for your flight or hotel.

You may also be able to redeem credit card rewards if you’re renting a car, which can make exploring all the cool things to do in Phoenix more affordable.

10 Fun Must-Dos in Phoenix

Phoenix is a large metro area located in the Sonoran desert, known for its red cliffs, iconic saguaro cacti, and hummingbirds flitting about. Many of the top things to do in Phoenix are actually located in adjacent cities such as Scottsdale, Tempe, and Mesa.

Here are some of the highlights of visiting this stunning area in the Southwest, as well as some budget options if you’re wondering how families afford to travel to Phoenix.

1. Visit The Musical Instrument Museum

The Musical Instrument Museum gets an enthusiastic round of applause from visitors. With more than 6,000 reviews, travelers give the museum 4.9 out of 5 stars, the highest rating in the Phoenix area. The museum takes a fascinating look at the history and cultures behind musical instruments. Attractions include family-friendly activities, such as the Experience Gallery, where visitors can try out instruments (drums, guitars, harps) from around the world. MIM.org/

Like museums? Check with your hotel’s concierge to see if they have discounts available. If you can’t lower the cost of entry, you might charge the admission fees to your travel credit card or cash back rewards credit card and at least earn some points or cash back to use on future vacations.

Recommended: Where to Find Book Now, Pay Later Vacations

2. The Desert Botanical Garden

If you want to know what makes the desert unique, the Desert Botanical Garden can show you 50,000 reasons. That’s how many varieties of plants you’ll see as you stroll the grounds; you’ll encounter wildflowers, fragrant herbs, and a forest of organ pipe cacti. You might also enjoy a seasonal visit to the Butterfly Pavilion or taking one of the photography, cooking, and gardening classes offered through the Desert Botanical Garden. DGB.org/

Traveling with a pet? Sync up with the garden’s Dog Days so your doggo can join you as you explore the

3. Play Golf

If you’re longing for the manicured green of a golf course surrounded by palm trees and water features, you’ll have more than 200 golf courses in the Phoenix area to choose among. With nary a day below freezing and minimal rain, golf is a popular pastime in the sunny city. The shoulder seasons, in particular, are excellent for enjoying a tee time on the green. VisitPhoenix.com/things-to-do/outdoors/golf/

4. Tour Taliesin West

Lovers of architecture, design, and history may want to head over to American architect Frank Lloyd Wright’s winter home, Taliesin West, in Scottsdale (a city adjacent to Phoenix). Taliesin’s architecture is embedded into the desert landscape in unique structures made of desert rocks, concrete, and sand, expressing Lloyd Wright’s pioneering low-slung Prairie Style. Views of the city and Camelback Mountain help visitors see the architect’s vision for immersing organic architecture in the landscape.
FrankLloydWright.org/taliesin-west/

5. Catch a Baseball Game During Spring Training

Fifteen major league baseball teams make Arizona their home during the month of March. There are games every day, sprinkled across 10 smaller stadiums in an energizing, “here comes the summer” atmosphere. Young players try to make a name for themselves, and veteran players prepare for the upcoming baseball season. It’s an exciting way for fans to see MLB stars in an up-close and personal way. VisitArizona.com/experiences/sports/springtraining/

6. Hike a Mountain and Enjoy the Views

A good, brisk hike before the heat hits is one of the best free things to do in Phoenix, not to mention an invigorating way to start the day. You’ll see the desert colors on display and wonder why you don’t move here. There are some urban hikes that end with great views you may want to try.

•   Camelback Mountain. Camelback is a steep hike with rewarding views at the end. It’s an interesting hike, but it’s also unprotected from the sun and very difficult. Hikers should be more experienced and go when temperatures are cooler. ClimbCamelback.com/

•   South Mountain Park and Preserve. South Mountain has more than 50 miles of trails. Panoramic views from Dobbins Lookout can be accessed from hiking trails and by road if you’re not in the mood to hoof it. Phoenix.gov/parks/trails/locations/south-mountain

•   Papago Park. Papago has easy, level trails perfect for biking and hiking. The short hike up to the fun “Hole-In-The-Rock” has excellent views of the park and the city. Phoenix.gov/parks/trails/locations/papago-park

7. Stroll Old Town Scottsdale

Downtown Scottsdale is an experience. A stroll down Main Street takes you past galleries, museums, restaurants, boutiques, and bars in a charming, pedestrian-friendly cityscape. A walk through Wonderspaces Arizona is one of the most unique things to do in Phoenix. It’s an immersive and interactive art exhibit with a full bar for end-of-day and evening fun. Arizona.Wonderspaces.com/

8. Explore the Desert Landscape

One of the top things to do in Phoenix includes exploring the desert landscape by horse, Jeep, or ATV. A guided trail ride takes you through the memorable landscape of the Southwest. Tours are highly rated and often top lists of fun things to do in Phoenix.

Recommended: Where to Keep Your Travel Fund

9. Visit a Water Park

To beat the heat, visit one of the many large and feature-rich water parks of Phoenix. You can ride the waves in a 2.5-million gallon wave pool, play bumper cars in the water, ride on spinning-tube and roller-coaster water slides, and float down the lazy rivers. Some of the best water parks around Phoenix include:

•   Golfland Sunsplash in Mesa (Golfland.com/mesa/)

•   Six Flags Hurricane Harbor Phoenix (SixFlags.com/phoenix)

•   Oasis Water Park (ArizonaGrandResort.com/oasis-water-park/)

10. Learn Country Western Dancing

If you’re looking for more unique things to do in Phoenix, try country western dancing. There are a number of bars with dance floors; some even have free lessons certain days of the week. Try out your hoedown throwdown moves at:

•   Dierks Bentley’s Whiskey Row in Scottsdale (DierksWhiskeyRow.com/scottsdale-az/)

•   Rusty Spur Saloon in Scottsdale (RustySpurSaloon.com/)

•   Handlebar J BBQ Restaurant & Bar in Scottsdale (HandlebarJ.com/)

•   Buffalo Chip Saloon in Cave Creek (BuffaloChipSaloon.com/)

•   Denim and Diamonds in Mesa (DenimandDiamondsMesaAZ.com/)

•   The Stillery (TheStillery.com/happyvalley)

•   Harold’s Cave Creek Corral in Cave Creek (HaroldsCorral.com/)

The Takeaway

No matter what you decide to do, you’ll likely enjoy your Phoenix vacation (as long as you go before the blazing heat hits). There’s a reason travelers return again and again to this destination. Warm weather, beautiful landscapes and outdoor activities, shopping, and museum-hopping are just a few of the reasons why this Arizona city is such a popular destination.

SoFi Travel is a new service offered exclusively to SoFi members. Earn 2x rewards when booking with your SoFi Mastercard or debit card. Then apply those rewards to your next trip when you book through our travel portal. SoFi makes planning a getaway fast, easy, and convenient — perfect for people on the move.

FAQ

What is Phoenix famous for?

Tourists love visiting Phoenix for the warm, sunny weather, the beautiful landscapes to explore, and the exciting city attractions, such as museums and nightlife.

What is the number one attraction in Phoenix?

The Desert Botanical Garden and the Musical Instrument Museum both frequently top ratings and traveler lists for the title of the top attraction in Phoenix.

How can I spend three days in Phoenix?

Do what you love best for three days. Many tourists enjoy spending time outside. Golf courses are ubiquitous, Papago Park and the Desert Botanical Garden are worth a visit, and downtown Scottsdale makes for a fun stroll. Other favorite destinations: Camelback Mountain for a hike, MLB Spring Training, and waterparks.

Photo credit: iStock/Kruck20

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When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.

No one wants to get sick while on vacation, but sometimes, the unexpected happens. Not only can falling ill on your vacation throw a major wrench in your travel plans, it can be stressful and scary, especially if you’re in a foreign country where you don’t speak the language and medical facilities may not be what you are used to back home.

The best thing you can do before you leave is to prepare in case you do get sick on vacation. Knowing what items and information to bring with you, where you can seek a doctor’s care, and how you might pay for unforeseen medical expenses can help provide peace of mind.

Read on to learn:

•   What illnesses are going around these days

•   Important items to bring with you in case you get sick on your trip

•   Where to turn for help and medical care if you fall ill

•   Self-care tips you can use if you experience sickness on vacation.

What’s Going Around These Days

Whether you’re traveling domestically or internationally, you’ll want to know what illnesses are circulating in your destination so you can protect yourself. For example, one of these precautions may be making sure you get the appropriate vaccinations or that your usual shots are completely up to date. That can help prevent you from getting sick on vacation, because who wants to spend their week at the Outer Banks or Oahu coughing and sneezing?

Currently, there are some illnesses currently going around that all travelers should be aware of:

•   COVID-19. Though we may not be hearing about coronavirus in the news every day, it’s still circulating around the world. According to the World Health Organization, SARS-CoV-2, the virus that causes COVID-19, continues to evolve and circulate.

•   Respiratory Syncytial Virus Infection (RSV). This common respiratory virus, which typically causes mild, cold-like symptoms, has been on the rise in the U.S. for over a year. In some cases, RSV can cause serious lung infections, which is particularly dangerous for infants, older adults, and people with serious medical issues.

•   Norovirus. The very contagious norovirus causes nausea, vomiting, and diarrhea. Talk about ruining a vacation! Cases have increased in the U.S., Canada, and the U.K. this year. You can catch norovirus from eating or drinking contaminated food or water or by touching a contaminated surface like a light switch or doorknob and then touching your mouth with unwashed hands. This germ has been known to circulate on cruise ships.

•   Polio. There are some global destinations where polio is circulating, including Canada, Israel, and the U.K. The Centers for Disease Control and Prevention recommends that, before embarking on international travel, people should be up to date on their polio vaccines. They also advise that adults in the U.S. who previously completed the full, routine polio vaccine series receive a single, lifetime booster dose of polio vaccine.

•   Strep A. If you’re traveling with children or teens, you’ll want to know about Strep A, a very contagious infection in the throat or tonsils caused by group A Streptococcus bacteria. Strep A most commonly causes strep throat but can also cause skin infections and scarlet fever, among other more severe infections. According to the CDC, cases of Strep A have increased among children in the U.S. A rise in Step A cases has also been reported since late last year in Australia and some European countries.

Why You May Get Sick on Vacation

Have you ever wondered, “Why do I get sick on vacation?” There are some very good reasons why you may start to feel under the weather or contract some type of sickness while traveling.

•   As mentioned above, if you travel to a destination where a certain illness is circulating, you might pick it up.

•   The fatigue and jet lag you may experience while traveling can potentially impact your ability to fight off various germs. According to the Sleep Foundation, lack of sleep can also affect your immune system, making you more susceptible to getting sick.

•   You can also get sick on vacation from eating foods or drinking water that may be contaminated. Doing so can result in traveler’s diarrhea and other serious conditions such as E. Coli and Hepatitis A.

•   You might dine on unfamiliar food that’s spicy or cooked differently than you are used to. This can cause gastrointestinal distress.

•   The risk of injuries may go up while you’re vacationing. Being unaware of your surroundings, engaging in higher levels of physical activity, or driving an unfamiliar rental car can all lead to accidents.

Things to Do Before You Leave

Besides the usual pre-vacation chores, such as packing and booking a dog or cat sitter (unless you’re traveling with your pets), you’ll want to add some items to your to-do list. Before you head off on your getaway, consider taking these steps to ensure you’ll have a healthier trip:

•   Check in with your doctor. Make sure you’re up to date with all of your vaccines and you get any mandatory immunizations if you’re visiting a country that requires them. If you have underlying health conditions, discuss with your doctor and get any necessary clearance from them that it’s okay to travel. Are you traveling with kids? Do the same with the pediatrician.

•   Contact your health insurance company. If you’re traveling abroad, find out if your plan covers any medical expenses you may incur in another country.

•   Look into getting traveler’s insurance. ​​This type of insurance protects travelers against any financial losses occurring during their trip. It can even protect you before you travel, for instance if you have an emergency, such as getting seriously ill.

You can find traveler’s insurance through individual companies, travel agents, and insurance comparison sites, but you may also be able to get it through your credit card. Many cards offer credit card travel insurance, often for free, to cover any medical expenses or trip mishaps such as lost luggage or an unexpected trip cancellation. Check with your credit card company to find out if it’s offered and what it covers.

Some travel credit cards and airline credit cards offer different types of travel insurance. This can wind up being a valuable aspect of credit card rewards.

•   Be prepared financially. Besides making sure you’ve got your credit cards, it’s a good idea to sock some money away in a travel fund account. You may need access to extra cash via your debit card if you end up with unexpected healthcare costs. Or you might need to stay an extra night at your hotel, be it in Baltimore or Boca, if you are too sick to travel.

•   Leave your medical information with loved ones. In case of an emergency, it’s a good idea for friends or family to have all your crucial medical information. Make a list of the medications you take, your doctors’ contact information, allergies you may have, your blood type, your health insurance details, and any other pertinent information such as specific health conditions you have.

Recommended: Credit Card Miles vs. Cash Back: Guide to Choosing

What to Pack in Case You Get Sick

Having certain necessities and creature comforts in your suitcase can keep your vacation from becoming miserable if you get sick. Here are things to bring with you to offer relief, peace of mind, and save you a trip to the pharmacy or a doctor while you’re away:

•   Medications: The last thing you want to do is leave behind your prescription medications. Be sure you pack them in your carry-on or purse instead of your checked luggage in case it gets lost. Double-check you’ve got enough to last throughout at least the duration of your trip.

It’s also a good idea to include some basic over-the-counter remedies too, including pain relievers, cold and flu medication, antacids, motion-sickness pills, antihistamines, and antidiarrheal and anti-nausea drugs.

Be aware that many countries have restrictions on what medications you can bring in through customs. The U.S. Department of State recommends visiting the International Travel Country Information page. There, you can find the contact information for your destination’s embassy or consulate and visit their website to learn what drugs or supplies may be prohibited.

•   Heating pad: Easy to pack in your baggage, a heating pad can ease cramps or sore muscles.

•   Medical supplies: In case of emergency, make sure you pack important medical items such as a medical alert bracelet or necklace, contact lenses or glasses, inhalers, EpiPens, diabetes testing equipment, and insulin supplies.

•   Hand sanitizer and/or antibacterial wipes.

•   Face masks: Experts say non-surgical N95s and KN95s offer the best protection. Have an ample supply of face masks on hand to wear on flights and in any other crowded environments, especially in places where COVID-19 rates are still high.

•   Water purifying or disinfecting tablets: These tablets can be used to kill harmful microorganisms in water. You can also opt for buying bottled water.

•   First-aid kit: Create your own with antibacterial or antifungal ointments, 1% hydrocortisone cream, a digital thermometer, bandages or adhesives, aloe gel for sunburns, insect bite anti-itch cream, and an antiseptic wound cleaner.

•   Health insurance information and other documentation: The CDC recommends having the following paperwork with you while you’re on vacation: copies of your passport, travel documents, all prescriptions, health insurance card, proof of any required vaccinations or shots, and a contact card. Your contact card should list phone numbers, email addresses, and street addresses of family members and other people designated as emergency contacts back home.

Self-Care If You Start Feeling Sick

In the event you begin to feel sick on your vacation, be honest with how you’re feeling. It can be tempting to try to ignore what’s going on so you don’t disrupt your trip, but you may only make things worse.

If your symptoms feel relatively mild, such as having the sniffles, sneezing, or mild indigestion, there’s probably no reason to rush to seek medical care. Hopefully, you’ve packed basic OTC meds and can treat your symptoms.

However, if you fall seriously ill or sustain an injury, it’s important to seek medical attention right away. Find a local doctor’s office, clinic, or hospital to get checked out. Talk to your hotel’s concierge to see if there’s a doctor on-site or one that makes house calls for guests. If you’re on a cruise, rest assured all major cruise lines typically have a ship’s medical center, staffed by credentialed doctors and nurses.

Tips on How to Deal If You Get Sick Overseas

Becoming ill while you’re visiting another country can be challenging. There may be language barriers and depending on your location, limited access to medical care. You may also feel unsure of the quality of healthcare you’ll get.

Here’s some ways you can deal with illness if you’re in a foreign country:

•   Seek medical care if you need it. It can be tempting to go without seeing a doctor because you’re afraid of the cost or you’re unsure of the country’s medical system. However, if you’re very sick or injured, you may not have a choice. Airlines have the right to refuse sick passengers so it’s best to get treatment before you go home.

•   Get in touch with your insurance company. Find out if they cover emergencies abroad, and see if they can refer you to a local healthcare provider.

•   Reach out to the nearest U.S. Embassy or Consulate. They can give you a list of providers and medical facilities in the area, help you find medical assistance if you’re seriously ill, inform your loved ones back home, and help transfer funds to you. The number 888-407-4747 can help you connect with a U.S. Embassy or Consulate while abroad.

•   Visit a public or government-run hospital if you’re worried about cost. Depending on which country you visit, medical care at public or government-run hospitals for tourists may be low-cost or, in rare cases, free, compared to a private one.

•   Search for a global clinic. The International Society of Travel Medicine provides online locations for clinics in more than 90 countries. These clinics offer counseling and medicines to help protect people while traveling internationally.

As mentioned earlier, you can also ask hotel management if there’s a doctor who makes house-calls. Don’t forget the power of networking either. Know anyone who lives in your destination country, or do you have a friend who does? Ask for personal recommendations. Your Airbnb host, if you have one, may also be able to offer help and suggest reputable doctors in the area.

Recommended: Guide to Saving Money on Hotels for Your Next Vacation

The Takeaway

Getting injured or sick during vacation is the last thing anyone wants. But if it does happen, preparation is key and can save you a significant amount of worry and stress. Knowing what to pack, where to seek medical help, and how to take care of yourself if illness strikes gives you a roadmap for what to do if your holiday takes an unhealthy turn.

SoFi Travel is a new service offered exclusively to SoFi members. Earn 2x rewards when booking with your SoFi Mastercard or debit card. Then apply those rewards to your next trip when you book through our travel portal. SoFi makes planning a getaway fast, easy, and convenient — perfect for people on the move.

FAQ

How do I make sure I don’t get sick on vacation?

There are many ways you can avoid coming down with something while you’re away. Get adequate rest and sleep in the weeks and days before your trip, wash your hands frequently, and steer clear of other sick people whenever possible. Travel with any prescription drugs or over-the-counter medications you may need, such as pain relievers or antihistamines.

Is it normal to get sick on vacation?

Getting sick isn’t uncommon. The stress of traveling along with jet lag can impact your immune system, making it harder for your body to fight off some infections or viruses. Eating or drinking contaminated food and water can also cause you to get sick. Traveling in close quarters such as on a plane or a train, where there may be other ill people, can boost the chances you can catch something by touching a contaminated surface or just breathing the air.

If I’m sick before I leave, should I cancel my vacation?

You’ll definitely want to talk to your doctor before you make any decisions. But many health experts advise rescheduling or delaying your trip if you’re sick, especially if you’ve got a fever. While it might seem minor, even having a common cold may be a reason to rethink your vacation. Why? Flying can exacerbate symptoms of respiratory illnesses. Being sick can also endanger other passengers around you. You should absolutely not travel if you have tested positive for COVID-19, says the Centers for Disease Control and Prevention.

Photo credit: iStock/AntonioGuillem

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With its whoop-it-up Western heritage, outstanding sports and concert venues, and just about any outdoor activity you might want to try, the city of Denver is full of fun things to do. And it’s all set against the breathtaking backdrop of the Rocky Mountains.

The problem is whittling down all that good stuff to a manageable itinerary of absolute must-sees. You could have an amazing time just focusing on bucket-list items, like the Red Rocks Amphitheatre and Coors Field. Or you might use your time in Denver to go hiking, shopping, or history hunting at the city’s memorable museums.

The best answer, we think, is to do a little of everything. So we gathered tips and picks from locals and seasoned travelers to build a list of can’t-miss adventures.

Best Times to Go to Denver

The weather in Denver can be unpredictable. You might have snow in early spring and temps in the 70s in winter. If pleasant weather is a priority, you may want to stick to the “shoulder” seasons — from April to May and September to October — for your visit. But you’ll also want to consider the sites you plan to see and the best time of year for your favorite activities, whether that’s hiking, sightseeing, hitting the slopes, or hanging at the ballpark.

Bad Times to Go to Denver

There really is no wrong time to go to Denver. It’s more a matter of personal preference. The winters can be cold, but that’s what you’ll want if skiing is on your itinerary. And though summer days can get pretty hot, and the city is more crowded with tourists, it can be a great time to go to a concert, ballgame, or museum.

Average Cost of a Denver Vacation

The cost of a vacation in Denver can vary significantly, depending on how long you visit, when and where you stay, and how you get there. Travel sites put the average cost of a weeklong trip at about $1,200 to $2,300 for solo travelers and $2,400 to $3,750 for a couple. (If you’re traveling with your kids or a four-legged friend, the cost can be significantly more.)

Here are just a few of the costs you may want to consider when you’re budgeting for your trip.

Getting There

Roundtrip airfare to Denver can range from $250 to $600 or more, depending on where you’re flying from and when you’re traveling. Driving can end up costing about the same, or even more if you have to stop at a hotel for a night or two.

Given the weird weather, don’t forget to look into your credit card travel insurance, just in case your flight is canceled.

Recommended: How to Access Fancy Airport Lounges

Accommodations

If you’re willing to stay at a budget hotel or somewhere outside the city, you may be able to save some serious money. Otherwise, expect to pay about $150 to $600 per night for a mid-range to luxury hotel close to downtown Denver.

Transportation

Although there are many fun things to do right in downtown Denver, if you want to drive into the foothills or the mountains, you may have to rent a car. A mid-size SUV could cost about $65 to $85 per day.

Dining

The average spend per person for food in Denver can range from $30 to $55 per day. Your food bill may go up or down based on how often you dine out, the restaurants you choose, and of course, how many cocktails you consume. A fast-food meal, for example, can cost less than $10, while a three-course meal in a nice restaurant might be $50 or more per person.

Sightseeing

There are many free things to do in Denver, and admission to most museums and other attractions costs $25 or less for an adult.

Recommended: Where to Keep a Travel Fund

10 Fun Must-Dos in Denver

There’s so much to do in and around the Mile High City, it can be a challenge to squeeze it all into a week or two. But if you go in with a plan — and some recs from friends and frequent visitors to the city and its surrounding area — you can improve the chances that you’ll get in your fair share of fun.

To get you started, we checked out dozens of travel sites, blogs, and “best of” lists, then compiled our own lineup of the top things to do in and around the city.

1. Red Rocks Park and Amphitheatre

There’s much more to do at Red Rocks Park in Morrison than see a concert at its famous amphitheater. (Although it is a fantastic venue.) Visitors to the park set out on a moderate hike — at a manageable 6,450 feet above sea level — and enjoy the unusual landscape. At the visitors center, music and nature lovers can check out the Red Rocks Hall of Fame, shop, and grab a bite at the Ship Rock Grille. Red Rocks is about a 20-minute drive west of Denver. redrocksonline.com/

2. History Colorado Center

The History Colorado Center is the place to go if you really want to get a feel for Colorado and its place in the American West. At the exhibit “Zoom In: The Centennial State in 100 Objects,” for example, visitors can see artifacts that shaped the state’s history and culture from ancient to modern times. The museum is open every day except Thanksgiving, Christmas, and New Year’s Day. historycolorado.org/history-colorado-center

3. Coors Field

Even if you aren’t a diehard baseball fan, a visit to Coors Field is a must. The architecture will make you nostalgic for old-time stadiums, but it’s filled with modern amenities. They include an interactive space where kids and adults can test their skills in the video batting-cages and speed-pitch area.

There’s also a spacious viewing platform where you can get a great look at downtown Denver. For the full experience, take in a game on a warm summer evening, or sign up for a guided tour during the day. mlb.com/rockies/ballpark

4. Denver Mint

The U.S. Mint in Denver was built in the late 1800s to make gold coins, and it’s still producing coins today. Visitors can watch it all happen and learn about the history of the Mint. Tickets are for same-day tours only, and are distributed on a first-come, first-served basis, so it’s important to arrive early at the building in downtown Denver. The tours are family-friendly, but all visitors must be at least 7 years old. usmint.gov/about/mint-tours-facilities/Denver/visiting-the-denver-mint

5. Trendy Streets

Looking for shopping, dining, nightlife, and historic buildings close to your downtown hotel? Denver’s LoDo (short for lower downtown), Larimer Square, and 16^th Street Mall are pedestrian-friendly and packed with cool things. Also check out Pearl Street in Boulder, about 30 miles away, for a laid-back vibe and some primo people-watching.

6. Afternoon Tea at the Brown Palace

The historic Brown Palace Hotel and Spa is one of Denver’s most famous landmarks, and their afternoon tea is one of the city’s favorite traditions. While the hotel’s architecture is designed to make you feel at home in the West, the tea is decidedly traditional, served with Devonshire cream and handmade scones, while a grand piano plays. If you decide to skip tea, you’ll still want to stop by to admire the images of Colorado animals carved in stone on the hotel’s exterior. brownpalace.com

7. Molly Brown House Museum

The Molly Brown House Museum in Denver’s Capitol Hill neighborhood is dedicated to telling the story of Margaret “Molly” Brown, who famously survived the sinking of the Titanic, but also was an activist and philanthropist. The museum’s hours vary seasonally, so it’s a good idea to look and book in advance. (You can choose a guided or self-guided tour.) mollybrown.org

8. Buffalo Bill Museum and Grave

William “Buffalo Bill” Cody became a legend for his exploits as a Union soldier and civilian scout, but he’s probably best known for his Wild West show that toured the U.S. and Europe. The educational Buffalo Bill Museum is filled with artifacts and interactive exhibits, including a mechanical horse ride for kids. The museum and gravesite are in Lookout Mountain Park, about 20 miles west of Denver. Add to your Wild West experience with a stop at the nearby Buffalo Herd Nature Preserve, where the city of Denver maintains a herd of buffalo. buffalobill.org and denver.org/listing/buffalo-herd-nature-preserve/4549/

Recommended: How Families Can Afford to Travel

9. Hiking in Rocky Mountain National Park

If you’re ready for a day exploring the outdoors, why not hike one of the many trails in Rocky Mountain National Park? There’s a trail for every age and ability — from the short, flat, and easy Bear Lake hike to the longer Sky Pond hike, which has mountain, lake and waterfall views, to the more challenging but gorgeous Chasm Lake Hike. Remember: The weather can change quickly in Colorado. Do your research, choose your trail carefully, and come prepared. nps.gov/romo/index.htm

10. Estes Park and the Stanley Hotel

Yes, you’ll see plenty of beautiful scenery around Denver, but if you decide to head to Rocky Mountain National Park (and you should), consider stopping at the quaint town of Estes Park on the way, for brunch or lunch or just a little sightseeing. While you’re there, take a ride by the historic Stanley Hotel, the elegant (and not at all creepy) inspiration for Stephen King’s The Shining. visitestespark.com and stanleyhotel.com

Insider Tips

Here, some local wisdom to keep in mind when planning your trip to Denver.

Location, Location, Location

Keep your sightseeing goals in mind when choosing your accommodations. You may find cheaper rates at hotels outside the city, but traffic in Denver can be challenging, and you can spend a large chunk of your time just getting to the attractions you hope to see.

Dine on Something…Different

Here’s something every visitor to Denver really needs to know: The “Rocky Mountain oysters” you’ll see advertised around town aren’t seafood. They’re a snack made with bull testicles — sautéed, braised, broiled, or sometimes poached, but mostly fried. For adventurous eaters, they’re worth a try.

But if this Denver dish isn’t your thing, you can still eat like a westerner. The safer choice is a Denver omelet. The better choice might be an elk-jalapeno dog from Biker Jim’s Gourmet Dogs; a Colorado-style pizza known as a Mountain Pie; or lamb fondue. For more local flavor, wash down your meal with a beer from one of the city’s many craft breweries.

Recommended: How Travelers Can Support Local Economies

Have a Plan for How You’ll Pay

It can be a good idea to bring cash, your debit card, and a couple of different credit cards to pay for various things during your trip. You also may want to bring at least one travel credit card so you can get rewarded for qualifying purchases.

The Takeaway

Although the weather can be unpredictable, there’s no bad time to go to Denver. The average cost of a week there averages $2,400 to $3,750 for a couple. Some must-see attractions include Red Rocks Park and Amphitheatre, Coors Field, the pedestrian-friendly LoDo neighborhood, and the Buffalo Bill Museum and grave. Adventurous eaters can brave a snack of Rocky Mountain oysters, while traditionalists might stick to an elk-jalapeno hot dog or a Mountain Pie pizza.

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FAQ

Should I worry about altitude sickness in Denver’s higher elevation?

Some visitors do have trouble with altitude sickness in the Mile High City (and the surrounding foothills and mountains). Symptoms can include light-headedness, fatigue, and nausea. One way to combat it is to stay hydrated, so drink plenty of water.

What is the nightlife like in Denver?

Denver offers plenty for night owls, including clubs, bars, and restaurants; concerts and festivals; ghost tours; and stargazing at the University of Denver’s historic Chamberlin Observatory.

Photo credit: iStock/milehightraveler

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.

When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.