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You’ve probably heard that life is too short to spend time on unfulfilling work. While any job can be rewarding, some are inherently better than others. If you need to make a change — and you’re looking for something more fulfilling than a paycheck — we have some ideas.

First we’ll consider the criteria that make a job rewarding, before jumping into our curated list of the most rewarding jobs in America.

Rewarding Jobs, Defined

What exactly is a rewarding job? After all, everyone will define a rewarding job differently. Some folks enjoy being around people, while others appreciate the ability to deeply engage in work alone. Some people are looking specifically for work-at-home gigs, while others are searching for the highest paying jobs.

We think that a rewarding career should help you feel accomplished and fulfilled. We break down additional elements below.

Common Characteristics of Rewarding Jobs

The Urban Institute, a nonprofit research organization dedicated to advancing upward mobility and equity with research and data, lists five key factors of a good job.

•   Livable wages. Earning a livable wage means you earn enough money to cover your basic needs. It’s tied to your health, financial security, and even your children’s success. Livable wages make you feel secure. Rewarding jobs should offer a good entry-level salary, and then…

•   Upward mobility and growth opportunities. Rewarding jobs allow workers to build on their skills and further their careers. More-experienced workers can feel satisfied knowing they receive competitive pay.

•   Workplace flexibility and schedule control. Some 22.9% of the U.S. workforce works remotely, according to data from the U.S. Bureau of Labor Statistics (BLS). And 60% of employees would look for a new job if they weren’t offered hybrid or remote work options, according to Gallup.

•   Benefits. Benefits such as health insurance, paid leave, and retirement plans contribute to a worker’s productivity as well as their health and well-being. Jobs with benefits help create a rewarding environment.

•   Working conditions and safety. For a job to be rewarding, a safe environment is essential.

Recommended: Benefits of Working From Home for Employees

21 Most Rewarding Jobs in America for 2025

There are many jobs that have some or all of these characteristics. Below are 21 jobs that rated very high in a PayScale survey on job satisfaction. All salary figures are from BLS data.

1. Kindergarten Teacher

National average salary: $67,020

Job satisfaction rate: 91%

Job description: Some of the most rewarding jobs are jobs helping people. While a career in education doesn’t usually add a lot of zeroes to your bank account, it’s incredibly rewarding to help kids and adults improve their skills and confidence through education. It can also be one of those jobs that pay off student loans through the Public Student Loan Forgiveness (PSLF) program.

2. Postsecondary English Language and Literature Teacher

National average salary: $94,470

Job satisfaction rate: 96%

Job description: These academic pros instruct and mentor students after high school. Until you reach professor status, check out our list of the best on-campus jobs.

3. Clergy

National average salary: $67,160

Job satisfaction rate: 98%

Job description: Conduct religious services and direct activities to support worship of a spiritual nature.

4. Surgeon

National average salary: $371,280

Job satisfaction rate: 96%

Job description: Diagnose and treat injuries and illness with surgical procedures. With a salary well into the six figures, this is one of the highest paying jobs on our list.

5. Family and General Practitioner

National average salary: $256,830

Job satisfaction rate: 90%

Job description: Provide preventative care to patients and refer them to specialists for further care.

6. Music Director and Composer

National average salary: $84,230

Job satisfaction rate: 80%

Job description: Lead musical performances; write and record music.

7. Epidemiologist

National average salary: $94,160

Job satisfaction rate: 77%

Job description: Investigate the course of a disease to protect public health. Help provide community education and public policy for diseases.

8. Physician Assistant

National average salary: $136,900

Job satisfaction rate: 78%

Job description: Treats patients under the supervision of a doctor. This role is one step below doctor and a step above nurse — similar to a nurse practitioner.

9. Anesthesiologist

National average salary: $336,640

Job satisfaction rate: 83%

Job description: Administer and manage patient pain before, during, and after surgery. (We wonder if people who make this much would benefit from a good spending app.)

10. Speech-Language Pathologist

National average salary: $95,840

Job satisfaction rate: 79%

Job description: Evaluate and treat patients who have speech and language disorders.

11. Pediatrician

National average salary: $222,340

Job satisfaction rate: 89%

Job description: Provide preventative and diagnostic medical care for children.

12. Psychiatrist

National average salary: $269,120

Job satisfaction rate: 85%

Job description: Primary mental health care providers who diagnose and treat patients.

13. Firefighter

National average salary: $63,890

Job satisfaction rate: 83%

Job description: Firefighters manage and extinguish fires to protect life and property. They also respond to other emergencies.

Recommended: The 10 Most Satisfying Jobs You Can Get in America Without a Degree

14. Education Administrator

National average salary: $100,720

Job satisfaction rate: 88%

Job description: Education administrators are responsible for the direction and implementation of school-related activities. They may hire staff, plan academic programs, attend meetings, and stay on top of any number of initiatives.

15. Dentist

National average salary: $196,100

Job satisfaction rate: 82%

Job description: Treat patients to prevent and repair tooth decay and oral health.

16. Forester

National average salary: $70,680

Job satisfaction rate: 85%

Job description: Foresters maintain the health of a forested ecosystem. They may track types and amounts of standing timber, plant new trees, and determine which trees need to be cut.

17. Cartographer and Photogrammetrist

National average salary: $82,860

Job satisfaction rate: 97%

Job description: Create digital and physical maps and charts from geographic data.

18. Rotary Drill Operator, Oil and Gas

National average salary: $70,080

Job satisfaction rate: 93%

Job description: Rotary drill operators control large-scale machines that extract oil and gas from the earth. It’s one of the few jobs that don’t require college on this list.

19. Emergency Management Director

National average salary: $97,700

Job satisfaction rate: 86%

Job description: Develop and implement plans in the event of an emergency, such as a natural disaster. Coordinate with local authorities and help lead when an event occurs.

20. Physicist

National average salary: $166,000

Job satisfaction rate: 77%

Job description: Study matter and energy. May develop scientific theories, conduct experiments, develop software, write papers, and present research at conferences.

21. Librarian

National average salary: $69,180

Job satisfaction rate: 81%

Job description: Help people find information in a library. Organize materials and create programs for public education. Although interaction with the public is a key part of this role, it still seems like the ultimate job for introverts.

The Takeaway

Whether you’re in the right job or looking for a new path, it’s helpful to know that some well-paying jobs are among the most rewarding. Our list was compiled with salary data from the Bureau for Labor Statistics and job satisfaction data provided by PayScale. The medical field has a strong presence, as does education. Some less-expected rewarding jobs include music director, cartographer, clergy, and forester. Clergy have the highest job satisfaction on our list (who knew?), while anesthesiologists pull the highest salary.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

What is the highest-paying job in 2025?

Physicians and other medical professionals dominate the BLS data of the highest-paying occupations, with an average salary over $239,200 per year.

What is the happiest career in the US?

Job satisfaction is individual. While one person may feel happy teaching, another may despise it.. A happy career is one that suits your personality, values, and lifestyle.

Which jobs are in most demand in the US?

Jobs in the medical field are in high demand and pay well. According to the BLS, wind turbine service technicians experienced the highest growth rate in 2024, with median pay over $62,580. Nurse practitioners are also in high demand; median pay is $129,210.

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Photo credit: iStock/Delmaine Donson

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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Babies can change a parent’s life in all kinds of wonderful ways. But make no mistake, raising a child doesn’t come cheap. As many new families discover, one of the biggest costs they face is diapers.

Newborns go through as many as 10-12 diaper changes per day, and parents can spend anywhere from $80 to $100 per month just on disposable diapers for one child.

It’s no wonder some parents are looking into cheaper — and potentially more environmentally friendly — alternatives, such as cloth diapers. Here’s more about both types of diapers, the cost of cloth diapers vs. disposable diapers, and what the potential savings could mean for a family’s budget.

What Are Disposable Diapers?

Soft and ultra absorbent, disposable diapers are designed to hold waste products of babies and young children. They were invented in the 1940s and widely adopted in the 1980s, when they became more practical and affordable. Today, some 95% of parents in the U.S. use disposable diapers for their infants.

The three layers of this type of diaper include a soft layer against the baby’s skin, an inner layer made of a super absorbent polymer that holds moisture, and a waterproof outer layer so the diaper doesn’t leak.

How Much Do Disposable Diapers Cost?

As the chart below shows, the cost of disposable diapers can vary widely by brand. Keep in mind that you may pay more or less for your diapers, depending on where you live and shop and whether you decide to buy in bulk.

Diaper brand	Total unit cost	# of diapers	Cost per diaper
The Honest Company	$59.99	160	$0.37
Pampers	$47.99	140	$0.34
Seventh Generation	$34.99	80	$0.43
Huggies	$53.99	198	$0.27
Hello Bello	$70.00	128	$0.55
Mama Bear Gentle Touch from Amazon	$33.14	200	$0.17
Up & Up Diapers from Target	$25.99	168	$0.15
Luvs	$42.48	294	$0.14
Parents Choice from Wal-Mart	$17.48	162	$0.11

Prices as of November 2025

Pros and Cons of Disposable Diapers

As you figure out which type and brand of diaper works best for you and your family, there are some general pros and cons of disposable diapers to keep in mind.

Pros

•   Convenient

•   Less laundry than cloth diapers

•   Highly absorbent

•   Caregivers may be more familiar with using a disposable diaper

Cons

•   Can be expensive

•   Contributes to waste in landfill

•   May contain adhesives, dyes, fragrances, or chemicals, which can irritate baby’s skin

Disposable Diaper Factors to Consider

Price is a big factor, yes. But if you’re thinking about starting a family, there are other considerations to think about when it comes to disposable diapers.

Health and Comfort

One of the most important factors in the disposable vs. cloth diaper debate is finding a solution that keeps you and your baby happy and healthy. If you don’t have the time for extra laundry, for instance, disposable diapers may be the way to go.

Convenience

Disposable diapers are convenient, especially when you’re on the move. Just toss the waste away in the nearest garbage can.

Price

Babies go through a lot of diapers. An infant generally requires up to 12 diaper changes a day for the first year, and a toddler needs around eight. This means parents should expect to purchase around 3,000 diapers per year.

How much of a dent could that put in the household budget? Let’s do the math: Disposable diapers typically cost between $0.22 to $0.33 each, which means new parents should plan on budgeting between $960 to $1,200 per year.

Environment

According to the EPA, disposable diapers account for more than 4.1 million tons of waste each year. Those diapers tend to end up in landfills, and the materials don’t easily degrade. If you’re uncomfortable with that thought, you may want to consider cloth versions. However, keep in mind that they require energy and water to clean.

Recommended: Common Financial Mistakes First-Time Parents Make

What Are Cloth Diapers?

Cloth diapers are made of cloth that’s absorbent, reusable, and washable. They usually have at least two layers, including a waterproof outer layer to keep the diaper from leaking and an inner absorbent layer. There are several different types:

•   Flats: Flat diapers are a flat piece of thick fabric without an absorbent middle that can be folded in a number of ways around the baby. They are secured with safety pins or snaps.

•   Prefolds: Prefolds are rectangular-shaped pieces of fabric with an absorbent middle. They’re secured with safety pins unless snaps are sewed in.

•   Fitted. Fitted diapers are an absorbent cloth diaper that’s fitted with elastic at the legs and waist but does not have a waterproof cover.

•   Pockets. Pocket diapers have a pocket on the inside of the diaper for an absorbent insert as well as an outer waterproof layer.

•   All-in-ones (AIO). AIO diapers have an outer waterproof layer and inner absorbency, but there is no removable insert. AIOs are the cloth diaper equivalent of a disposable diaper since all of the layers are built in.

•   All-in-twos. Like a combination of AIOs and pocket diapers, all-in-two diapers have an insert, but it sits directly on the baby’s skin instead of in a pocket.

•   Hybrid. A hybrid diaper has a disposable insert with a reusable cover. They create more waste and are more expensive than other types of cloth diapers.

How Much Do Cloth Diapers Cost?

There’s typically a large upfront investment in cloth diapers and accessories, such as a wet bag, pail liner, or cloth wipes. Depending on the type of cloth diapering system you use and how much you’re planning to buy, you could end up spending between $300 and $1,000. Flat cloth diapers, for instance, cost around $2 to $4 each. If you’re planning on purchasing a fitted cloth diaper, be prepared to spend more. A typical one costs around $16 to $24 each.

When you’re creating a family budget, it can help to see how much you’re spending on diapers — and everything else. A spending app can help you keep an eye on your finances.

Pros and Cons of Cloth Diapers

The diaper type you choose ultimately comes down to preference and budget. However, there are some benefits and drawbacks you may want to consider as you make your decision.

Pros

•   Reusable

•   May have a smaller environmental footprint

•   Produces less waste

•   Softer fabric and natural fibers that may be more breathable

•   Attractive designs

•   Can help you decrease diapering costs, especially when going from one child to two

Cons

•   Larger upfront cost

•   Inconvenient

•   Requires more laundry

•   Requires more electricity and water

•   Many daycare centers will not accept cloth diapers

Cloth Diaper Factors to Consider

Beyond the cost of disposable diapers vs. cloth, there are other important factors to consider.

Health and Comfort

Cloth diapers are usually made from breathable fabrics, like cotton and hemp, which can feel soft on baby’s skin. Proponents also tout the benefits of the diaper’s natural materials, which generally don’t have artificial materials, such as plastic, absorbent gelling materials, or adhesives.

Convenience

While you can certainly manage a cloth diaper change when you’re on the go, it’s usually not as convenient as a disposable diaper. (You’ll need to carry the soiled diaper in a wet bag until you get home and can drop it in the washing machine.) What’s more, if you’re planning to use daycare, check if the center will accept cloth diapers — many don’t.

Price

Cloth diapers can cost anywhere from $2 to $24 each. If you plan on buying 25 diapers for each size your child will need — newborn, small, medium, and large — then you could spend between $200 and $2,400 on 100 diapers.

Recommended: How Much Does it Cost to Raise a Child to 18?

Environment

Cloth diapers have a different environmental impact than disposable diapers. Instead of piling up in a landfill, a cloth diaper is washed and used over and over again. However, they can use up twice as much water to produce as a disposable diaper. Plus, you’ll need to use electricity and water to launder dirty diapers, which could be an issue if you live in a state that experiences droughts or routinely restricts water or energy usage.

Cost of Cloth Diapers vs Disposable Diapers

Budgeting for a baby? Cloth diapers can require a significant upfront investment of anywhere from $300 and $1,000 — and that’s not including the cost of extras, such as using a diaper laundering service. However, that initial fee may end up being less than the $960 to $1,200 per year many parents spend on disposable diapers.

Reasons to Choose Cloth Diapers vs Disposable Diapers

As with many other parts of parenting, there’s no one-size-fits-all solution when it comes to diapering. However, if cost is a determining factor — and your caregiver or daycare center is on board — cloth diapers may be the way to go. Plus, since this type of diaper is washable and reusable, it means it’s one less item ending up in a landfill.

The Takeaway

Disposable diapers are incredibly popular among parents and for good reason. They’re convenient, highly absorbent, and, compared to cloth diapers, less expensive. On average, parents spend around $960 to $1,200 per year on diapers. And while it’s true that cloth diapers do require a hefty upfront investment of around $300 and $1,000, they may have a smaller environmental footprint. Plus, they’re usually made of fabric that’s softer, breathable, and more natural, which some parents may prefer. All of those factors are important when you’re budgeting for a baby.

That said, diapers are just one line item in the family budget. Whether you’re saving up for their college education or looking for ways to lower monthly bills, using a money tracker app can help you manage your overall spending and saving.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

Is it cheaper to use cloth diapers or disposable?

It depends on how much use you get out of your cloth diaper. However, generally speaking, over time, it’s cheaper to use reusable cloth diapers, even when accounting for the cost of electricity and water needed to launder dirty diapers.

What is the average cost of cloth diapers per month?

Cloth diapers have a larger upfront cost but a lower monthly cost. If an initial investment of $500 is spread out over 30 months, for example, the cost comes out to around $17 per month.

How many disposable diapers does one cloth diaper replace?

The average baby uses 8,000 diapers by the time they’re potty trained. And let’s say you invest in 100 cloth diapers, or 25 diapers for each size your child will need until they’re potty trained. This means each cloth diaper could potentially replace up to 80 disposable diapers.

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Photo credit: iStock/FotoDuets

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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Becoming a surgeon requires committing to many years of school and putting in countless clinical hours. The good news is that all the time and hard work can lead to a fulfilling career that pays well. The mean annual pay for general surgeons (excluding specialties such as orthopedic, pediatric, oral, and maxillofacial surgeons) in the U.S. as of May 2024 is $371,280, according to the U.S. Bureau of Labor Statistics (BLS).

It’s important to remember that this is just the average salary. Where a surgeon lives, the type of surgery specialty they take on, and a host of other factors can influence how much they can earn. Keep reading for more insight into how much surgeons make.

What Are Surgeons?

A surgeon is a medical professional who operates on patients to treat injuries (such as broken bones), diseases (like cancerous tumors), and deformities (such as cleft palates). A surgeon can have an M.D. (Medical Doctor) or D.O. (Doctor of Osteopathic Medicine) degree.

A surgeon doesn’t only perform operations, however. These specialists are also responsible for the preoperative diagnosis of the patient and for providing the patient with postoperative surgical care and treatment. The surgeon is also looked upon as the leader of the surgical team.

Surgeons can typically expect to work long days, primarily in person, so this type of job is probably not a good fit for anyone looking for a work-from-home job. However, surgeons can work in a variety of different settings. These include:

•   Private practice

•   Academic medicine

•   Institutional practice

•   Hospitals

•   Ambulatory surgery settings

•   Government service programs

How Much Does a Surgeon Make Starting Out?

General surgeons can earn an impressive entry-level salary, averaging $339,174, according to ZipRecruiter. Most earn between $303,000 and $400,000.

💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

What is the Average Salary for a Surgeon?

You can measure how much a surgeon makes by looking at both their average hourly rate and annual salary. The national average hourly salary for a surgeon is $178.50, while the average annual pay for a surgeon in the U.S. is $371,280.

The type of specialty a surgeon chooses to practice can impact how much they earn. What surgical specialty makes the most? Let’s take a quick glance at the average annual wages for surgeons with varying specialties:

•   Orthopedic surgeon: $365,060

•   Oral and maxillofacial surgeon: $360,240

•   Pediatric surgeon: $450,810

•   Cardiothoracic surgeon:$367,474

•   Plastic surgeon: $356,489

•   Mohs surgeon: $345,926

What Is the Average Surgeon Salary by State?

How much money a surgeon makes can vary by location. What follows is a breakdown of how much general surgeons make per year, on average, by state, according to the Bureau for Labor Statistics, as of 2024 (the most recent data available). These statistics exclude specialties such as orthopedic, pediatric, oral, and maxillofacial surgeons. Please note that data is not available for all states.

State	Annual Salary
Arizona	$432,580
California	$308,430
Colorado	$311,400
Georgia	$449,500
Illinois	$352,040
Indiana	$443,860
Iowa	$394,050
Louisiana	$544,450
Maine	$424,260
Maryland	$349,250
Massachusetts	$362,300
Michigan	$498,340
Minnesota	$373,920
New Hampshire	$381,510
New Mexico	$400,000
New York	$262,640
North Carolina	$398,550
North Dakota	$556,400
Ohio	$505,370
South Carolina	$358,310
Tennessee	$366,430
Texas	$298,900
Vermont	$403,630
Virginia	$321,470
Washington	$354,640
West Virginia	$371,230
Wisconsin	$478,880
Wyoming	$371,800

Source: U.S. Bureau of Labor Statistics

Surgeon Job Considerations for Pay and Benefits

Surgeons typically work in clinical settings, such as physicians’ offices and hospitals, including academic hospitals associated with residency programs and medical schools.

The average annual salary for a surgeon is $371,280, but surgeons can actually earn a lot more when you look at their total compensation package including benefits.

Because surgeons often work full-time for a specific hospital, company, or organization, prospective surgeons can expect to find a job that offers them the standard suite of employee benefits, including healthcare, paid vacation, vision and dental insurance, and a retirement plan.

In addition to these benefits, some surgeons also receive life insurance policies, continuing medical education (CME), flexible scheduling, research and academic support, and development programs.

Pros and Cons of a Surgeon’s Salary

Becoming a surgeon takes a lot of hard work and discipline, but surgeons can also change the lives of their patients every single day and earn a substantial income at the same time. Here’s a closer look at the pros and cons of choosing a career as a surgeon.

Pros of Being a Surgeon

Being a surgeon offers potential benefits like:

•   Ability to help people A surgeon can help people experience less discomfort, pain, and stress, and even save their lives. Surgeons also train and mentor junior colleagues.

•   Opportunity to work as part of a team Surgeons typically collaborate with doctors, nurses, and other medical specialists to provide comprehensive care to patients. (Consequently, it may not be the ideal medical specialty for someone who is naturally more of an introvert.)

•   High compensation The national average salary of surgeons is $371,280 per year but can go as high as $450,000 or more, depending on location, years of experience, certifications, and other factors. Surgeons also typically get benefits like health insurance and 401(k) plans.

•   Consistent schedule Depending on their specialty and seniority, some surgeons are able to have a regular work schedule and perform surgeries during certain hours. This can help promote a healthy work-life balance.

•   Chance to work in different environments Surgeons can work in a variety of places, including hospitals, private practices, and other medical centers. Many surgeons also have offices where they consult with patients in addition to the centers where they do surgery.

Recommended: 27 Fulfilling Jobs for Extroverts That Pay Well

Cons of Being a Surgeon

However, surgeons also face the following challenges:

•   Long and rigorous educational requirements To become a surgeon, you typically need to complete a four-year bachelor’s degree program, a four-year degree program at a medical school, and a three- to seven-year internship or residency program. All told, it can take 11 to 15 years of studying in school to enter the field of surgery.

•   Long hours Depending on your specialty and where you work, you may need to work long hours. Indeed, general surgeons may work 50 to 60 hours per week. In addition, some surgeons need to be on call on evenings and weekends.

•   High-pressure job Surgery generally involves a certain level of risk and surgeons are under pressure to perform procedures with no errors in order to ensure a positive outcome for their patients. Surgeons need to be able to stay calm and focused under pressure.

•   Burnout potential Depending on their specialty, some surgeons may be required to perform the same procedures each day, sometimes more than once per day. This could potentially lead to job burnout over time.

•   High education costs Going to school for all the years required to become a surgeon can be expensive. As a result, surgeons may take on a lot of student loan debt, which they’ll need to repay once they start practicing. This can lessen the average surgeon’s salary.


💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

Becoming a surgeon requires years of study and practice, including medical school and residencies. Those who are up for the challenge can earn a high salary, especially if they go into one of the more lucrative specialties. Since surgeons earn such a high income, they need to find a way to manage their money and use it to reach their goals.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

What is the highest paying surgeon job?

Neurosurgeons, also called neurological surgeons, are the highest-paid surgeons. These doctors specialize in the diagnosis and treatment of conditions of the brain, spine, and nervous system, and can make upward of $780,000.

Do surgeons make $300k a year?

Many surgeons make $300,000 or more per year. The following specialties all earn an average salary well over $300,000: orthopedic surgery, oral and maxillofacial surgery, pediatric surgery, plastic surgery, and Mohs surgery.

How much do surgeons make starting out?

General surgeons just starting out average $339,174 annually, according to ZipRecruiter.

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Photo credit: iStock/stefanamer

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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Lawyers are highly educated and command high salaries to match. How much a lawyer earns a year depends on what type of law they practice and their competence and experience.

According to the U.S. Bureau of Labor Statistics (BLS), the average salary for a lawyer in May 2024 (the latest data available) was $182,750 per year, or $87.86 per hour.

Corporate lawyers who work in the private sector tend to earn more than those in the public sector (such as district attorneys or public defenders), and sole practitioners typically earn less money than lawyers at large firms.

Read on to learn more about how much a lawyer makes, where you can find top-paying jobs for lawyers, and the benefits and drawbacks of becoming a lawyer.

What Does a Lawyer Do?

Lawyers advise and represent clients on legal proceedings or transactions. They typically conduct in-depth research into law, regulations, and past rulings. They also prepare legal documents, including legal complaints, wills, and contracts.

Not an ideal job for people with social anxiety, the legal profession often requires that lawyers appear in court in support of their clients and present evidence in hearings and trials, as well as in arbitration and plea bargaining. Lawyers also counsel their clients in legal matters and suggest courses of action.

A lawyer’s exact duties will vary depending on the type of law they practice. For example, criminal defense attorneys advocate on behalf of those accused of criminal activity; family lawyers handle family-related legal issues like divorce, adoption, and child welfare; and corporate lawyers work on legal matters for businesses.

Some lawyers work for the government or in the public’s interest, and are known as public interest lawyers. Public defense attorneys, for example, represent criminal defendants who cannot afford to hire a private attorney. Public interest lawyers also work for nonprofit organizations to support civil rights and social justice causes.

Other types of lawyers include:

•   Environmental lawyers

•   Bankruptcy lawyers

•   Immigration lawyers

•   Intellectual property lawyers

•   Entertainment lawyers

•   Tax lawyers

•   Personal injury lawyers

•   Estate planning lawyers


💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

How Much Do Starting Lawyers Make a Year?

Lawyers tend to be well paid even at the
entry level because they are highly trained. And, the more experience a lawyer gains, generally the more they can earn. According to ZipRecruiter, entry-level lawyers make $100,626 a year, on average, with a range from $47,000 or lower to $138,000 or more.

Those who choose to invest the time, money, and work into becoming a lawyer can feel relatively confident about being able to get a job when they graduate: The BLS projects an increase of 35,900 attorney jobs between 2024 and 2034, representing a 4% growth (which is about average for other occupations).

Recommended: What Trade Job Makes the Most Money?

How Much Money Does a Lawyer Make a Year on Average?

According to the BLS’s most recent data, the average salary for a lawyer in 2024 was $182,760. The best-paid 25% made $215,420 or more that year, while the lowest-paid 25% made $99,760.

A lawyer working for a law firm or as in-house counsel will typically be paid with an annual salary versus an hourly wage, but the average hourly pay for a lawyer works out to be $87.86 an hour.

How much a lawyer makes, however, can vary widely depending on their experience, specialty, and location.

The highest paying legal specialties include:

•   Patent attorney

•   Intellectual property attorney

•   Trial lawyer

•   Tax attorney

•   Corporate lawyer

The cities that pay the highest lawyer salaries are:

•   San Jose, California ($314,430)

•   San Francisco, California ($275,170)

•   Los Angeles, California ($270,610)

•   Santa Rosa, California ($258,550)

•   Bridgeport, Connecticut ($238,240)

Recommended: 11 Work-From-Home Jobs Great for Retirees

How Much Money Does a Lawyer Make by State?

As mentioned above, how much money a lawyer makes can vary by location. What follows is a breakdown of how much a lawyer makes per year, on average, by state.

State	Average Annual Lawyer Salary
Alabama	$139,470
Alaska	$140,520
Arizona	$161,480
Arkansas	$134,860
California	$254,170
Colorado	$208,710
Connecticut	$188,990
Delaware	$196,880
District of Columbia	$236,700
Florida	$152,360
Georgia	$185,830
Hawaii	$121,900
Idaho	$127,340
Illinois	$177,740
Indiana	$158,270
Iowa	$124,130
Kansas	$129,530
Kentucky	$116,020
Louisiana	$128,020
Maine	$122,810
Maryland	$155,930
Massachusetts	$218,340
Michigan	$148,340
Minnesota	$157,360
Mississippi	$112,690
Missouri	$158,200
Montana	$109,190
Nebraska	$127,010
New Hampshire	$170,110
New Jersey	$186,430
New Mexico	$135,860
New York	$208,080
North Carolina	$159,830
North Dakota	$122,430
Ohio	$142,860
Oklahoma	$120,220
Oregon	$152,580
Pennsylvania	$155,050
Rhode Island	$146,240
South Carolina	$132,500
South Dakota	$129,500
Tennessee	$155,290
Texas	$162,840
Utah	$151,220
Vermont	$161,990
Virginia	$173,200
Washington	$170,650
West Virginia	$117,770
Wisconsin	$155,270
Wyoming	$133,570

Source: U.S. Bureau of Labor Statistics

Lawyer Job Considerations for Pay and Benefits

To get a job as a lawyer, you must complete an undergraduate degree and then attend law school to earn a Juris Doctor degree, or J.D. This can mean four years pursuing a bachelor’s degree, followed by three years of law school (or four years if you go to law school part time).

After graduating from law school, you’ll need to pass the multi-day bar exam for the state in which you want to practice. In addition, most states also require lawyers to keep up to date with law and take training courses throughout their career.

The hard work and financial investment can pay off, however. In addition to competitive pay, lawyers who work full time for a specific company or organization typically get a wide variety of benefits, including health insurance, retirement plans, paid time off, flexible scheduling, and more. They may also get bonuses for cases won and coverage for the costs of bar association fees as well as training and development opportunities.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of a Lawyer’s Salary

Becoming a lawyer can be a clear path to making more than $100,000 but, as with any profession, working as a lawyer comes with both benefits and drawbacks. Understanding the pros and cons of this role will help you determine if you’re well-suited for this career path.

Pros of Becoming a Lawyer

•   Multiple job opportunities: As a lawyer, you have a variety of career paths, giving you the opportunity to work in an area you feel passionate about, whether that is corporate law, family law, real estate law, criminal law, or immigration law.

•   Option to start your own practice: With a law degree and significant experience, you may be able to start your own business and determine what types of clients you want to represent and how many cases you want to take on at any one given time.

•   Earn a high salary: Lawyers have the potential to earn well into six figures a year. Though you may not earn this salary right out of the gate, there is ample opportunity for career advancement and salary increases over time.

•   Stimulating and challenging work: As a lawyer, your daily duties will likely be intellectually challenging. Lawyers typically need to understand complex legal theories, form a hypothesis and create a legal strategy to benefit their clients, and argue and debate in a courtroom.

Cons of Becoming a Lawyer

•   Work can be stressful: Lawyers must meet deadlines as well as the demands of their clients. You may also come across stressful and emotionally difficult cases, which can take a psychological toll.

•   Long hours: This professional is notorious for its long hours, particular for those who are just starting out in a prestigious law practice. It’s not unusual for an associate lawyer to put in 60 to 90 hours a week each week, depending on the demands of the case they’re working on.

•   High level of student debt: In addition to a bachelor’s degree, lawyers need to pay for law school, which often comes with a high price tag. Generally, the more prestigious the school, the higher the price. Even with a high salary, new lawyers may not be able to pay off their debt for many years.

•   Today’s clients have more options: Getting clients has gotten more competitive with the rise of self-help legal websites, legal document technicians, and virtual law offices. If an individual seeks legal advice or counsel, they don’t always have to go to a lawyer for help.

The Takeaway

A law degree is a valuable credential that takes around seven years of study to achieve (including a bachelor’s degree). Lawyers can choose where they want to work and what type of law they would like to specialize in, whether it be criminal law, corporate law, environmental law, or immigration law, among other options.

The amount a lawyer makes will vary depending on their experience, the type of law they practice, and where in the country they work. According to the BLS, the highest paid lawyers earn $215,000 or more, and the lowest paid lawyers may earn $78,000 or less.

Whatever type of job you pursue, you’ll want to make sure your earnings can cover your everyday living expenses. To help ensure your monthly outflows don’t exceed your monthly inflows, you may want to set up a basic budget and check out financial tools that can help track your income and spending.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

Can you make $100k a year as a lawyer?

Yes. Most lawyers earn over $100k a year. The average salary for a lawyer, according to the U.S. Bureau of Labor Statistics, is $182,750 per year. The best-paid lawyers, however, can earn more than $200,000 a year.

Do people like being a lawyer?

Being a lawyer can be a great career choice if you enjoy working in a fast-paced and challenging environment and have an interest in upholding laws and defending an individual’s rights. According to a recent survey by Law360 Pulse, 61% of surveyed attorneys report they are satisfied or very satisfied with their overall job.

Is it hard to get hired as a lawyer?

It’s generally not hard to find a job as a lawyer after you pass the bar exam, especially if you attended a top-rated law school, graduated in the top third of your class, and/or had strong internships and clerkships. Jobs for lawyers are expected to grow 4% between 2024 and 2034.

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Photo credit: iStock/shapecharge

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Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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Firefighters make an average of $63,890 per year nationwide. However, firefighter compensation varies by location and position, so salaries can climb up into six figures for higher leadership positions. As a result, firefighting can provide competitive annual pay for those who want to do the rewarding work of rescuing others during emergencies.

Read on to learn more about the income, responsibilities, and pros and cons of pursuing a career as a firefighter.

What Are Firefighters?

Firefighters are trained professionals who respond to fires, rescue situations, hazardous material spills, and medical emergencies. Their primary responsibility is to protect life, property, and the environment from the adverse effects of human-made and natural fires.

These dedicated professionals navigate unpredictable circumstances with selflessness. The job can be dangerous but also a very rewarding career. A few details to note:

•   Firefighters are typically employed by city, county, state, and federal governments.

•   Because fires and other emergencies are dangerous, these professionals put their lives on the line every day.

•   The job is demanding because shifts can last 24 hours. Firefighters usually work full-time.

Additionally, firefighters typically have emergency medical technician (EMT) certifications because they respond to health crises. For instance, local fire departments provide critical assistance for people trapped under debris from a storm. Likewise, they often transport the injured to hospitals and health facilities. For this reason, most firefighters can drive and operate ambulances as well as fire trucks.


💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

Examples of Firefighter Job Responsibilities

Here are the essential duties of firefighters, most of which relate to helping individuals and communities during emergencies:

1.    Fire suppression: As the name implies, a firefighter’s definitive job is extinguishing fires. This includes house fires and wildfires. Firefighters use various tools and equipment, such as water hoses, fire extinguishers, and specialized vehicles, to control and put out fires.

2.    Rescue operations: Firefighters are trained in various rescue techniques to save people from dangerous situations, including individuals trapped in buildings, vehicles, or natural disasters.

3.    Emergency medical response: Many firefighters are emergency medical technicians (EMTs) or paramedics. This training allows them to provide prehospital medical care, including administering first aid and stabilizing patients until they are transported to a hospital.

4.    Hazardous materials response: Firefighters are usually the first on the scene of accidents involving hazardous chemicals and materials. For instance, if a tanker truck crashes, firefighters use specialized equipment to contain and mitigate the effects of the spill.

5.    Public education and prevention: A part of firefighters’ public service is engaging in community outreach and educational efforts supporting fire safety and best practices for emergency response. They also provide tours of fire departments to residents.

6.    Equipment maintenance: Firefighters rely on their gear and equipment to perform their jobs, and disasters can occur at any time. As a result, maintaining and cleaning their equipment, including fire engines, tools, and personal protective gear, is vital.

How Much Do Starting Firefighters Make a Year?

An entry-level firefighter’s salary varies depending on location, but averages $59,606, according to ZipRecruiter. While the starting pay can be lower than it is for some other jobs, firefighters can increase their salaries by getting promoted to leadership positions or specializing in a certain aspect of the job.

For instance, a firefighter officer leads teams of firefighters and can earn an annual salary of $161,372, according to ZipRecruiter. So, yes, it is possible to earn a $100,000 salary or more as a firefighter.

Remember, changing locations can also help increase firefighters’ compensation. For instance, firefighters in North Carolina earn an average salary of $42,450, while positions in New Jersey have an average pay of $87,710. (Of course, the local cost of living may rise along with the pay.)

What is the Average Salary for a Firefighter?

The U.S. Bureau of Labor Statistics database shows that the average firefighter salary is $63,890 annually vs. hourly pay of $30.72. Here’s a breakdown of the average firefighter salary by state, listed alphabetically:

State	Average Annual Pay
Alabama	$49,640
Alaska	$59,730
Arizona	$60,660
Arkansas	$43,870
California	$98,200
Colorado	$78,560
Connecticut	$72,090
Delaware	$54,760
Florida	$63,610
Georgia	$47,340
Idaho	$56,370
Illinois	$76,650
Indiana	$61,850
Iowa	$57,440
Kansas	$48,410
Kentucky	$40,960
Louisiana	$37,270
Maine	$49,210
Maryland	$72,070
Massachusetts	$73,130
Michigan	$55,970
Minnesota	$48,510
Mississippi	$38,560
Missouri	$53,180
Montana	$62,840
Nebraska	$58,960
Nevada	$69,050
New Hampshire	$55,800
New Jersey	$87,710
New Mexico	$44,110
New York	$86,680
North Carolina	$42,450
North Dakota	$56,000
Ohio	$59,170
Oklahoma	$50,090
Oregon	$71,930
Pennsylvania	$67,930
Rhode Island	$68,840
South Carolina	$45,730
South Dakota	$48,500
Tennessee	$49,810
Texas	$60,880
Utah	$53,580
Vermont	$47,140
Virginia	$58,510
Washington	$87,240
West Virginia	$44,450
Wisconsin	$51,840
Wyoming	$54,970

Source: U.S. Bureau of Labor Statistics

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Firefighter Job Considerations for Pay and Benefits

As a firefighter, you can expect to make $63,890 on average — a bit more than the average salary in the U.S., which is currently about $62,088. Additionally, numerous benefits come with the job to enhance your financial well-being and quality of life.

For example:

•   Full-time firefighters receive health and dental insurance, disability coverage, paid time off, tax-advantaged retirement plans, and pensions.

•   Union firefighters can receive their pay and benefits through a contract, locking in their compensation package.

•   Firefighters can qualify for exclusive financial aid and scholarships for higher education. For instance, The Maryland State Firemen’s Association gives scholarships to students getting degrees in fire science or medical emergency services. This could help students who might otherwise be entering a career without a college degree.

•   Firefighters can enjoy the satisfaction of knowing they helped their neighbors. From pulling children out of burning buildings to assisting the injured, a firefighter’s duty centers on safeguarding life. As a result, the profession is personally meaningful and fulfilling. (It’s worth noting, though, that given the human interaction involved, it may not be the best career for an introvert.)

Pros and Cons of Firefighter Salary

Being a firefighter means enjoying the perks of the job while making the best of the drawbacks. Here’s a comparison of the two:

Pros

First, the upsides of pursuing this career:

•   Helping others: Firefighters can derive a deep sense of purpose from directly contributing to the safety and well-being of their communities. The opportunity to protect individuals and families is a significant motivator for people drawn to this profession. Additionally, their willingness to put themselves in harm’s way to save others can garner appreciation and gratitude.

•   Straightforward qualifications: Becoming a firefighter typically requires having a high school diploma or GED, passing a physical fitness test, and being at least 18 years old. The position’s accessibility allows individuals from diverse educational backgrounds to pursue a career in firefighting without extensive academic qualifications.

Furthermore, firefighters interested in more education can acquire extensive education (including EMT training) and scholarships for higher education to advance their positions.

•   Competitive pay and benefits: While entry-level firefighting positions might offer low initial pay, more experienced firefighters can earn a competitive salary vs. the national average. Considering the accessible entry-level requirements, the job has good pay and benefits without extensive education. Likewise, full-time firefighters receive comprehensive benefits packages, including health insurance, retirement plans, and other perks. While it’s likely not the highest paying job in your area, it reliably put food on the table.

•   Tight work bonds: Firefighters work closely as a team and forge strong bonds with their colleagues. The nature of emergency response requires cooperation and communication, creating a sense of camaraderie among team members. Additionally, firefighters often face challenging situations together, leading to shared experiences that strengthen their professional and personal relationships.

•   Federal loan forgiveness: Firefighters may qualify for Public Service Loan Forgiveness if they meet specific criteria. The PSLF Program is designed to assist public service providers, including firefighters, in repaying their federal student loan debt.

Cons

Next, consider the potential downsides of becoming a firefighter:

•   Safety risk: Firefighters face inherent risks associated with entering burning buildings, handling hazardous materials, and engaging in rescue operations. Long-term exposure to smoke and chemicals is also dangerous. These physical hazards can lead to injuries, health complications, or loss of life.

•   Challenging work schedule: Firefighters often work in shifts, which can be as long as 24 hours and include working overnight. For this reason, firefighters typically work more than 50 hours per week instead of a conventional nine-to-five job. Combined with the challenging situations firefighters tackle, the job might not be a fit for those who want a low-stress job or folks who prefer to work from home sometimes.

•   Few to no traditional weekends or holidays off: Firefighters frequently work on weekends and holidays because emergencies happen regardless of the time of year. This can impact personal and family life, as firefighters won’t have the same days off as people working in more traditional Monday-to-Friday roles.

The Takeaway

Across America, the mean salary for how much a firefighter makes a year is $63,890, though the earning potential can rise into six figures. Firefighters play a crucial role in safeguarding people, property, and the environment from the adverse effects of fires and emergencies. Responding to a wide range of needs, from fire suppression to rescue operations and medical emergencies, firefighters are dedicated professionals who undergo extensive training to serve their communities effectively. However, the job is a challenging one, with inherent health and well-being risks, as well as potentially long hours and considerable stress.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

Can you make 100k a year as a firefighter?

While the national median salary for a firefighter is $63,890, making $100k a year in the profession is achievable. For instance, the positions of fire lieutenant, captain, and chief may have the potential to pay six figures.

Do people like being a firefighter?

Firefighting can be a fulfilling, meaningful career because the job is about helping others in emergencies and dire circumstances. However, it can also be mentally and emotionally taxing because of the intensity of the work. Therefore, whether you like being a firefighter will depend on your job preferences and outlook.

Is it hard to get hired as a firefighter?

The path to becoming a firefighter involves getting your high school diploma or GED, passing a written exam, a physical, and an in-person interview. Thus, while the educational barriers are low, getting hired as a firefighter can require discipline and commitment.

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About the author

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Photo credit: iStock/dear2627

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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