Credit Card

Get educated on credit cards, how to apply for one, and all the different ways to make the most out of your credit card benefits and rewards.

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Credit Card Rewards 101: Getting the Most Out of Your Credit Card

The basics of using a credit card

Tips for Using a Credit Card Responsibly

Breaking Down the Different Types of Credit Cards

How to Avoid Paying Interest on Credit Cards

Complete Guide to How Credit Cards Work

Apply for a Credit Card: Step-By-Step Guide

All You Need to Know About a Credit Card Expiration Dates

Tips for Using a Credit Card Responsibly

Trending Credit Card Topics

Can You Buy Cryptocurrency With a Credit Card

What Is the Average Credit Card Limit

Getting a Credit Card at 16: What You Should Know First

Can You Buy Cryptocurrency With a Credit Card

Let's talk credit card education

Does Applying for Credit Cards Hurt Your Credit Score

Average Credit Card Processing Fees and Costs in America in 2022

When are Credit Card Payments Due

Can You Overdraft a Credit Card

What Is a Secured Credit Card

What Is a Credit Card Chargeback

Does Applying for Credit Cards Hurt Your Credit Score

Credit card benefits

The Ultimate Guide to Credit Card Protection

Credit Card Rental Insurance: What Is It and How Does It Work

How to Take Advantage of Credit Card Limited-Time Offers

10 Advantages of Credit Cards

All You Need to Know About Credit Card Minimum Payments

How to Build Credit Over Time

The Ultimate Guide to Credit Card Protection

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Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, income, and other factors. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank, then your rate may be outside the range of rates listed above. Rates and Terms are subject to change at any time without notice. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. The average of SoFi Personal Loans funded in 2023 was around $33K. Information current as of 2/26/24. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). See SoFi.com/legal for state-specific license details. See SoFi.com/eligibility for details and state restrictions.

✝ To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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