In the ever-evolving landscape of real estate, the U.S. foreclosure market often unveils key trends that will shape the future of homeownership. According to property data provider ATTOM, the number of housing units with foreclosure filings in November was 35,651, down 3% from the prior month and up 21% from a year ago. Rob Barber, CEO of ATTOM, notes that “November marks the ninth straight month of year-over-year increases in foreclosure activity, underscoring a trend that has steadily taken shape throughout 2025.”
Nationwide, one in every 3,992 housing units had a foreclosure filing in November 2025. Foreclosure starts increased nationwide by 17% from last year. States with the greatest number of foreclosure starts in November 2025 included Florida, Texas, California, New York, and Illinois. Borrowers should stay up to date on their mortgage payments and work closely with their lenders to explore options for assistance if needed.
Read on for the foreclosure rates in November 2025 – plus the top three counties with the worst foreclosure rates in each state.
50 State Foreclosure Rates
As previously noted, foreclosure rates saw a decrease from the previous month and an increase compared to the previous year. Read on for the November 2025 foreclosure rates for all 50 states — beginning with the state that had the lowest rate of foreclosure filings per housing unit.
50. South Dakota
The Mount Rushmore State nabbed the 50th spot once more for its foreclosure rate in November. Having 398,903 total housing units, the fifth-least populous state had a foreclosure rate of one in every 44,323 households with nine foreclosures. The counties with the most foreclosures per housing unit were (from highest to lowest): Hughes, Brown and Minnehaha.
49. West Virginia
Ranked 39th in population, the Mountain State claimed the 49th spot for the month of November. It has a total of 859,653 housing units, of which 26 went into foreclosure. This means that the foreclosure rate was one in every 33,064 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jefferson, Marion, and Roane.
48. Vermont
In 49th place for population, the Green Mountain State ranked 48th for its foreclosure rate in November. Of the state’s 337,072 housing units, 12 homes went into foreclosure at a rate of one in every 28,089 households. The three counties in the state with the most foreclosures were: Orleans, Washington, and Rutland.
47. Kansas
The Sunflower State ranked 47th for highest foreclosure rate in November. With 1,285,221 homes and a total of 95 housing units going into foreclosure, the 35th most populous state’s foreclosure rate was one in every 13,529 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Morton, Rush, and Stafford.
46. Montana
Listed as 44th in population, the Treasure State rated 46th for its foreclosure rate in November. With 43 foreclosures out of 522,939 housing units, Montana’s foreclosure rate was one in every 12,161 homes. The counties with the most foreclosures per housing unit were: Golden Valley, Fallon, and Big Horn.
45. Mississippi
Ranked 34th in population, the Magnolia State experienced 113 foreclosures out of 1,332,811 total housing units. This puts the foreclosure rate at one in every 11,795 homes and into the 45th spot in November. The counties with the most foreclosures per housing unit were (from highest to lowest): Humphreys, Stone, and Chickasaw.
44. North Dakota
The Peace Garden State’s foreclosure rate was one in every 11,360 homes. This puts the fourth-least populous state — with 374,866 housing units and 33 foreclosures — into 44th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Foster, Stock and McHenry.
43. Hawaii
The Paradise of the Pacific, and the 40th most populous state, came in 43rd for highest foreclosure rate. Of its 564,905 homes, 57 went into foreclosure, making for a foreclosure rate of one in every 9,911 households. The three counties with the most foreclosures were (from highest to lowest): Hawaii, Honolulu, and Muai.
42. Wisconsin
With 301 foreclosures out of 2,750,750 total housing units, America’s Dairyland and the 20th most populous state secured the 42nd spot with a foreclosure rate of one in every 9,139 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Iron, Racine, and Ashland.
41. Nebraska
Ranking 37th in population, the Cornhusker State placed 41st in November with a foreclosure rate of one in every 8,821 homes. With a total of 855,631 housing units, the state had 97 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Clay, Jefferson, and Scotts Bluff.
40. Massachusetts
The 15th most populous state ranked 40th for highest foreclosure rate in November. Of the Bay State’s 3,014,657 housing units, 413 went into foreclosure, making for a foreclosure rate of one in every 7,299 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Franklin, Berkshire, and Plymouth.
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39. New Hampshire
The Granite State, and the 41st most populous state in the U.S., ranked 39th for highest foreclosure rate. New Hampshire saw 94 of its 644,253 homes go into foreclosure, making for a foreclosure rate of one in every 6,854 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Cheshire, Sullivan, and Coos.
38. Missouri
Coming in at 19th in population, the Show-Me State took the 38th spot for highest foreclosure rate in November. Of its 2,809,501 homes, 416 went into foreclosure, making for a foreclosure rate of one in every 6,754 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Chariton, Clinton, and Audrain.
37. Rhode Island
The eighth-least populous state placed 37th for highest foreclosure rate in November. A total of 78 homes went into foreclosure out of 484,615 total housing units, making the foreclosure rate for the Ocean State one in every 6,213 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Providence, Kent, and Washington.
36. Tennessee
Ranked 16th in population, the Volunteer State endured 528 foreclosures out of its 3,095,472 housing units. This puts the foreclosure rate at one in every 5,863 households and in 36th place for the month of November. The counties with the most foreclosures per housing unit were (from highest to lowest): Hickman, Hancock, and Trousdale.
35. Oregon
The 27th most populous state ranked 35th for highest foreclosure rate in November. Of the Pacific Wonderland’s 1,838,631 homes, 316 went into foreclosure, making for a foreclosure rate of one in every 5,818 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Wheeler, Crook, and Columbia.
34. Washington
Sorted as 13th in population, the Evergreen State ranked 34th for its foreclosure rate in November. Of its 3,262,667 housing units, 569 went into foreclosure, making the state’s foreclosure rate one in every 5,734 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Wahkiakum, Clallam, and Cowlitz.
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33. Maine
Ranked 42nd in population, the Pine Tree State placed 33rd for highest foreclosure rate in November. With a total of 746,552 housing units, Maine saw 132 foreclosures for a foreclosure rate of one in every 5,656 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Somerset, Oxford, and Penobscot.
32. New Mexico
The 36th most populous state claimed the 32nd spot for highest foreclosure rate in November. Of the Land of Enchantment’s 949,524 homes, 171 went into foreclosure, making for a foreclosure rate of one in every 5,553 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Roosevelt, Valencia, and Chaves.
31. Colorado
The 21st most populous state ranked 31st for highest foreclosure rate in November. Of the Centennial State’s 2,545,124 housing units, 477 went into foreclosure, making for a foreclosure rate of one in every 5,336 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Logan, Jackson, and Pueblo.
30. Virginia
With 686 homes going into foreclosure, the 12th most populous state ranked 30th for highest foreclosure rate in November. Having 3,654,784 total housing units, the Old Dominion saw a foreclosure rate of one in every 5,328 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Petersburg City, Dinwiddie, and Martinsville City.
29. Connecticut
With 291 of its 1,536,049 homes going into foreclosure, the Constitution State had the 29th-highest foreclosure rate at one in every 5,279 households. In this 29th most populous state, the counties that had the most foreclosures per housing unit were (from highest to lowest): Northeastern Connecticut, South Central Connecticut, and Northwest Hills.
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28. Kentucky
With a total of 2,010,655 housing units, the Bluegrass State saw 382 homes go into foreclosure, thus landing in 28th place in November. This puts the foreclosure rate for the 29th most populous state at one in every 5,263 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Boyd, Simpson, and Breckinridge.
27. Michigan
Ranked 10th in population, the Wolverine State secured the 27th spot with a foreclosure rate of one in every 5,116 homes. With a total of 4,599,683 housing units, the state had 899 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Saint Clair, Tuscola, and Shiawassee.
26. Minnesota
Ranked 22nd for most populous state, the Land of 10,000 Lakes obtained the 26th spot for highest foreclosure rate in November. It has 2,519,538 housing units, of which 511 went into foreclosure, making the state’s foreclosure rate one in every 4,931 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Pipestone, Stearns, and Pine.
25. New York
With 1,788 out of a total 8,539,536 housing units going into foreclosure, the Empire State claimed the 25th spot in November. The fourth-most populous state’s foreclosure rate was one in every 4,776 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Rockland, Nassau, and Putnam.
24. Alabama
Listed as 24th in population, the Yellowhammer State came in 24th for highest foreclosure rate in November. Of its 2,316,192 homes, 498 went into foreclosure, making for a foreclosure rate of one in every 4,651 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Perry, Hale, and Franklin.
23. Wyoming
The country’s least populous state claimed the 23rd spot for highest foreclosure rate in November. With 275,131 housing units, of which 60 went into foreclosure, the Equality State’s foreclosure rate was one in every 4,586 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Campbell, Converse, and Fremont.
22. Arkansas
Listed as the 33rd most populous state, the Land of Opportunity ranked 22nd for highest foreclosure rate in November. The state contains 1,382,664 housing units, of which 314 went into foreclosure, making its latest foreclosure rate one in every 4,403 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Sharp, Crittenden, and Desha.
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21. Georgia
Ranked eighth in population, the Peach State took the 21st spot for highest foreclosure rate in November. Of its 4,483,873 homes, 1,044 were foreclosed on. This puts the state’s foreclosure rate at one in every 4,295 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Crawford, McIntosh, and Lanier.
20. Alaska
The Last Frontier saw 76 foreclosures in November, making the foreclosure rate one in every 4,196 homes. This caused the third-least populous state, with a total of 318,927 housing units, to claim the 20th spot. The boroughs with the most foreclosures per housing unit were (from highest to lowest): Sitka, Aleutians West, and Southeast Fairbanks.
19. California
The country’s most populous state ranked 19th for highest foreclosure rate in November. Of its impressive 14,532,683 housing units, 3,534 went into foreclosure, making the Golden State’s foreclosure rate one in every 4,112 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Madera, and Shasta.
18. North Carolina
The ninth-most populous state claimed 18th place for highest foreclosure rate. Out of 4,815,195 homes, 1,181 went into foreclosure. This puts the Tar Heel State’s foreclosure rate at one in every 4,077 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Gates, Hertford, and Cleveland.
17. Arizona
Sorted as 14th in population, the Grand Canyon State withstood 796 foreclosures out of its total 3,142,443 housing units. This puts the foreclosure rate at one in every 3,948 homes and into the 17th spot in November. The counties with the most foreclosures per housing unit were (from highest to lowest): Graham, Pinal, and Cochise.
16. Louisiana
Sorted as 25th in population, the Pelican State placed 16th for highest foreclosure rate in November. Louisiana had a foreclosure rate of one in every 3,885 households, with 539 out of 2,094,002 homes going into foreclosure. The parishes with the most foreclosures per housing unit were (from highest to lowest): Tangipahoa, Livingston, and Red River.
15. Oklahoma
The Sooners State landed the 15th spot in November. With housing units totaling 1,763,036, the 28th most populous state saw 466 homes go into foreclosure at a rate of one in every 3,783 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Logan, Ottawa, and Jackson.
14. Texas
The Lone Star State withstood 3,158 foreclosures in November. With a foreclosure rate of one in every 3,765 households, this puts the second-most populous state in the U.S., with a whopping 11,890,808 housing units, into 14th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Liberty, Archer, and Terry.
13. Idaho
Ranked 38th in population, the Gem State received the 13th spot due to its 209 housing units that went into foreclosure in November. With 776,683 total housing units, the state’s foreclosure rate was one in every 3,716 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Payette, and Lincoln.
12. Iowa
The Hawkeye State had the 12th highest foreclosure rate in November. With 386 out of 1,427,175 homes going into foreclosure, the 31st most populous state’s foreclosure rate was one in every 3,697 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Adams, Wayne, and Decatur.
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11. Ohio
The Buckeye State placed 11th in November with a foreclosure rate of one in every 3,576 homes. With a sum of 5,271,573 housing units, the seventh-most populous state had a total of 1,474 filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Cuyahoga, Knox, and Jefferson.
10. Maryland
Ranked 18th for most populous state, America in Miniature took 10th place for highest foreclosure rate in November. With a total of 2,545,532 housing units, of which 760 went into foreclosure, the state’s foreclosure rate was one in every 3,349 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Baltimore City, Charles, and Kent.
9. Utah
The Beehive State placed ninth for highest foreclosure rate in November. Of its 1,193,082 housing units, 369 homes went into foreclosure, making the 17th most populous state’s foreclosure rate one in every 3,233 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Carbon, Piute, and Tooele.
8. Pennsylvania
The Keystone State had the eighth highest foreclosure rate. The fifth-most populous state saw 1,827 homes out of 5,779,663 total housing units go into foreclosure, making the state’s foreclosure rate one in every 3,163 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Philadelphia, Potter, and Delaware.
7. Illinois
The Land of Lincoln had the seventh-highest foreclosure rate in all 50 states in November. Of its 5,443,501 homes, 1,798 went into foreclosure, making the sixth-most populous state’s foreclosure rate one in every 3,028 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Marshall, Kankakee, and Will.
6. Indiana
The 17th largest state by population, the Crossroads of America landed the sixth spot in November with a foreclosure rate of one in every 2,802 homes. Of its 2,953,344 housing units, 1,054 went into foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Martin, Pike, and Perry.
5. Florida
The third-most populous state in the country has a total of 10,082,356 housing units, of which 3,903 went into foreclosure. This puts the Sunshine State’s foreclosure rate at one in every 2,565 homes and into fifth place in November. The counties with the most foreclosures per housing unit were (from highest to lowest): Hendry, Hamilton, and Wakulla.
4. New Jersey
With a foreclosure rate of one in every 2,511 homes, the Garden State ranked fourth for highest foreclosure rate in November. The 11th most populous state contains 3,775,842 housing units, of which 1,504 went into foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Salem, Cumberland, and Sussex.
3. Nevada
Ranked 32nd in population, the Silver State took the third spot for highest foreclosure rate in November. With one in every 2,373 homes going into foreclosure, and a total of 1,307,338 housing units, the state had 551 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Lyon, Clark, and Lincoln.
2. South Carolina
The 23rd most populous state had the second-highest foreclosure rate in November with one in every 1,973 homes going into foreclosure. Of the Palmetto State’s 2,401,638 housing units, 1,217 were foreclosed on in November. The counties with the most foreclosures per housing unit were (from highest to lowest): Dorchester, Spartanburg, and Richland.
1. Delaware
The sixth-least populous state in the country, the Small Wonder nabbed first place in November. With one in every 1,924 homes going into foreclosure and a total of 457,958 housing units, the state saw 238 foreclosures filed. Having only three counties in the state, the most foreclosures per housing unit were (from highest to lowest): New Castle, Kent, and Sussex.
The Takeaway
Of all 50 states, Florida had the most foreclosure filings (3,930), and South Dakota had the least (9). As for the states with the highest foreclosure rates, Nevada, South Carolina, and Delaware took the top three spots.
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