Looking for your SoFi at Work
benefits or discounts?

Visit your employer’s or association’s
SoFi at Work Portal.

Looking for your SoFi at Work
benefits or discounts?

Visit your employer’s or association’s
SoFi at Work Portal.

Why do 1,000+ organizations
love SoFi at Work?

Financial education

Access to financial planners and powerful financial education resources, plus our Student Debt Navigator, gives employees the tools they need to create financial freedom.

Financial solutions

Products like SoFi Student Loan Refinancing (one of the industry leaders), Emergency Vault, Personal Loans, and Home Loans empower employees with everything they need in one place.

Contribution benefits

Benefit solutions like student loan contributions, tuition reimbursement, and more allow employees to focus on doing great work, which benefits them—and your company.

SoFi at Work has everything you need
right here.

How SoFi at Work can help.

We can help empower your employees’ financial lives—past, present, and future. Here’s how.

  • Student loan repayment

    Employees can enroll in your organization’s repayment program, whether the loan is with SoFi or another provider.

  • 529 College Savings Plan

    Employees can use our 529 Savings and Selection Tool to choose a tax-advantaged college savings plan. Contributions to a 529 plan involve investment risk.

  • Tuition reimbursement

    Your employees can access relevant plan documents and initiate
    education expense approval processes.

  • Student loan verification

    If employees are paying their loans, you can use allocated funds for defined contribution plans to help them save for retirement.

See benefits

Let’s work together

Want to learn more about SoFi at work? Let’s talk!

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Stand out with financial well-being benefits.

No two employees’ needs are the same, nor are any companies’. That’s why our suite of benefits covers every major life stage and can be customized to match your employees’ needs. From saving for a child’s education to planning for retirement, or saving for the unexpected in between, where there’s a plan, we have a solution—and the team to put it in place for you.

Learn more

Fixed rates from 8.99% APR to 29.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 1/21/25 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.

Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-6%, which will be deducted from any loan proceeds you receive.

PERSONAL LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. Annual percentage rates (APRs) shown include the 0.25% autopay discount. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term; check out our full APR examples and terms. Remember, not all applicants will qualify for the lowest rate. Want to learn more? See our eligibility criteria at SoFi.com/eligibility-criteria. SoFi reserves the right to change interest rates at any time without notice, changes would only apply to applications begun after the effective date of the change. Fixed Rates: Fixed rates range from 8.99% APR to 29.49% APR (with autopay). The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account. Enrolling in autopay is not required to receive a loan from SoFi. Loan Terms: SoFi Personal Loans offer loans with a period of repayment between 2 and 7-year terms. Loan Fees: SoFi personal loans have no fees required; specifically, no origination fees required, no late fees, no prepayment penalties.

PERSONAL LOAN | REPAYMENT EXAMPLE. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.99% APR to 29.49% APR. It works out to 24 monthly payments ranging from $1,356.68–$1,529.07 for a total amount of payments ranging from $32,560.37–$36,697.76. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. SoFi does not offer variable rate personal loans. State restrictions may apply.