You know how important it is to budget and save. But every once in a while it’s okay to reward yourself for a job well done. Whether you got through a stressful week, completed a tough work project, or did a good deed for a friend or neighbor, it’s important to pat yourself on the back. And there’s room in almost any budget for a little reward. Low-cost and free treats can serve as positive reinforcement without launching you on that slippery slope of overspending.
Why Treating Yourself Is Essential
Treating yourself is a form of self-care, which is a way of showing yourself kindness by doing things that make you feel good. Studies on self-care have found it can help reduce or eliminate anxiety and depression, manage stress, and increase happiness.
Treats or self-rewards are a way of recognizing that you’re doing a good job and meeting goals. Fortunately, there’s room in almost any budget for them. Whether it’s an occasional bouquet of supermarket roses or a TGIF beer with friends, these purchases are unlikely to wreak havoc on your finances or trigger a situation in which you can’t stop overspending.
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Rewarding Yourself: 16 Different Ideas
Maybe you asked for and got a raise at work, buckled down on your budget, finally cleaned out your closets, or just feel you need a lift after a draining week. It’s time to treat yourself. Consider these free or low-cost rewards:
1. Drop in for a Single Yoga Class
Yoga provides a plethora of physical and mental benefits, such as helping to relieve back and neck pain, improve sleep quality, and reduce stress. Many yoga studios offer drop-in classes, with the average price about $15 to $25 a class. If that’s a bit steep, YouTube features an array of free yoga videos led by experienced instructors.
2. Get a Cup of Fancy Coffee
Making coffee at home saves tons of money, but there’s nothing like the occasional barista-made cappuccino or flat white from your favorite coffee shop. Whether you have one as Monday motivation to start your week off right or reward yourself on a weekend AM, it can be a low-cost bit of self-care.
3. Pick up a Bouquet of Flowers
Treat yourself to some colorful blooms from your local grocery store. Research has shown flowers can improve mood and increase happiness.
4. Buy Yourself Your Favorite Ice Cream
Many of us have cheered up a kid with an ice cream cone. Why not do the same thing for yourself? Mint chip, strawberry, and good old vanilla just begin to describe the possibilities.
5. Go for an Inexpensive Mani-Pedi
Many nail salons offer weekly specials that include a manicure, pedicure, and perhaps a short massage. It can be an affordable way to help you look and feel good. Go ahead and pamper yourself on a budget.
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6. Take a Nap
Few things feel as good as a power nap. A snooze of 30 to 60 minutes can refresh you, improve your mood, and increase alertness. It’s also a great way to treat yourself without spending money. Just beware of sleeping more than an hour though; it can leave you feeling groggy and interfere with your nighttime slumber.
7. Stream Some Shows
Heard about a great show but don’t subscribe to the service it’s on? Many streaming channels offer free trial periods ranging from a week to a month. That could be enough time to binge-watch those shows you’ve been hearing about without necessarily signing up for a monthly subscription.
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8. Camp Out
Camping for a night or two is typically an inexpensive pursuit. Being out in nature all day and looking up at the constellations at night can be a wonderful treat and spirit-reviver. Not for you? How about an afternoon of “forest bathing” near your home? All that means is spending time in nature, focusing on the sights, sounds, and smells of the woods.
9. Visit a Local Museum
Whether you look at classic paintings or challenging avant-garde works, a museum visit can immerse you in beauty and open you up to refreshing new perspectives. Many museums either have specific days or times when entry fees are free or reduced.
10. Get Crafty
Having a creative outlet is not only a way to relieve stress, it’s also fun. A good self-reward can be to spark your creativity with anything from an adult coloring book to a ceramics lesson.
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11. Have a Nice Lunch or Dinner Out
If you’ve been working hard, you might treat yourself to a meal at a restaurant you’ve been wanting to try or a type of food you don’t usually eat. Invite a friend you’d like to catch up with; that can make it more memorable. To make your outing more affordable, check out special offers, like a prix fixe lunch menu or half-price cocktails before a certain hour.
12. Spend a Day at the Beach
Sun, sand, and surf have a way of restoring one’s spirits. If you live near the shore, consider making a day trip, even if it’s off-season. You might have to pay for parking, but otherwise, this outing can be a very low-cost way to treat yourself.
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13. Visit a Thrift Shop or Flea Market
Shopping second-hand can be a fun and a low-cost way to reward yourself, even better if the proceeds go to a charitable organization. Treat yourself to some inexpensive clothing, jewelry, books, cookware, or maybe even the perfect acoustic guitar. You’re also helping the environment since thrifting keeps items out of landfills.
Recommended: A Guide to Ethical Shopping
14. Take a Mental Health Day
It may take some planning and organization, but gifting yourself a day off to rest and recharge can help prevent burnout and reduce stress. Spend it however you like — lazing on the couch, taking nature photos, or visiting a friend you haven’t seen in a while.
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15. Listen to Live Music
Sure, you could splurge on a major concert, but local bars, beer gardens, and other spots often have live music without any sticker-shock tickets. Whether it’s folk, Zydeco, or classic-rock covers, you’re likely to feel better for it. Music has been shown to reduce anxiety and improve one’s mood.
16. Buy a Good Book
A good story can transport you away from daily life. Why not treat yourself to one? You can stop by the bookstore and purchase that book you’ve been wanting. Or, you might borrow an audiobook from the library and listen to it while you’re taking a walk, driving, or relaxing at home.
The Takeaway
Everyone needs and deserves a treat now and then: a reward for saving money, getting kudos at work, or finally organizing your coat closet. Self-care can boost your mental health and keep you motivated with your goals. There are endless ways to treat yourself, and plenty of ways to do so without busting your budget. With the ideas described here, you can reward yourself and stay on track money-wise, which is a win-win.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
FAQ
What is it called when you reward yourself?
People use a variety of terms, including a treat, self-reward, self-care, positive motivation, and positive reinforcement.
What if I feel guilty when rewarding myself?
Some people feel guilty when rewarding themselves. This may be because they were raised in a household that felt people should work hard without reward or because they believe rewards will make them “soft” and unmotivated. However, rewards can actually help people recharge, achieve more, and enjoy life more, so try giving yourself permission.
How do I not go overboard when rewarding myself?
It’s wise to have your self-rewards as a line item on your budget to avoid going overboard. That “fun money” doesn’t have to be a lot: Many treats are low-cost or even free.
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