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Sure, you could spend an entire Miami vacation just relaxing on the beach, people-watching, and sipping cold drinks.

But there’s so much to explore in the Magic City, you also could build an almost limitless list of fun things to do in Miami. In fact, you may have trouble narrowing it all down to a manageable itinerary of absolute must-sees — whether you’re visiting on your own, as a couple, or with friends or family.

You could have an amazing time just focusing on bucket-list items, like going to Little Havana or strolling the Miami Beach Boardwalk. Or you might use your time to take in Miami’s renowned architecture or to go shopping or history hunting.

The best answer may well be to mix it up and sample the sunny outdoors, the arts, plus some of the great food and nightlife. So here is a curated list of seasoned travelers’ tips and picks for the top things to do in Miami, Florida. Get ready for an amazing adventure.

Best Times to Go to Miami

Springtime is probably the best time to visit Miami — if you don’t mind the crowds — followed closely by December through February. The weather is typically warm, but you’ll avoid the heat and humidity.

You may find there’s a festival or two you’ll want to base your visit around. If you travel in March, for example, you can enjoy Carnaval Miami events, like the Calle Ocho Music Festival or Art on the Drive. And in December, the Art Basel international art fair comes to town.

Bad Times to Go to Miami

There really isn’t a wrong time to go to Miami. The beach is always there, after all. But if heat, humidity, rain, and the potential for hurricanes aren’t your thing, you may want to avoid summer travel to Miami or planning a vacation for the summer or early fall.

Average Cost of a Miami Vacation

The cost of a vacation in Miami can vary significantly, depending on how long you stay, when and where you stay, and how you get there. (And, of course, you might lower the price tag by using credit card miles or cash back.)

Travel sites generally put the average cost of a weeklong trip at about $1,200 to $2,450 for an individual and $2,300 to $4,600 for a couple. (If you’re traveling with your kids or traveling with pets, the cost could be significantly more.)

Here are just a few of the costs you may want to consider when budgeting for your trip (and when you’re figuring out how to make the most of your credit card rewards):

Getting There

Roundtrip airfare to Miami can average from $200 to $600 or more, based on where you’re flying from and when you’re traveling. (Don’t forget to look at how credit card travel insurance works, just in case your flight is canceled, your luggage gets lost, or some other mishap occurs.) Driving could end up costing about the same, or even more, if you have to stop at a hotel for a night or two.

Accommodations

If you’re willing to stay at a budget hotel or a hotel or rental that’s outside the more popular areas of the city, you may be able to save some serious money in this category. Otherwise, you can expect to pay about $150 to $700 or more (much more) per night for a mid-range to luxury hotel on your Miami trip.

Transportation

Though much of Miami is walkable, to conveniently get around to everything you want to see, you may want to rent a car. A mid-size SUV could cost about $21 to $66 per day, and a convertible can be about $65 per day.

Dining

The average spend per person for food in Miami can range from $30 to $100 per day. But your food bill may go up or down (just like at home) based on how often you dine out, the restaurants you choose, and whether you drink tap water or an excellent bottle of wine. A couple of street tacos or a fast-food meal, for example, could cost less than $10, while a meal in a nice restaurant like Joe’s Stone Crab might be $100 or more per person.

Sightseeing

There are many free things to do in Miami, and admission to most museums and other attractions generally costs $25 or less for an adult.

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10 Fun Must-Dos in Miami

There’s so much to do in and around Miami, it could be a challenge to squeeze it all into one week—or even two or three weeks. But if you go in with a plan having pre-selected some must-see destinations, you can improve the chances that you’ll get to your fair share of fun activities.

To help get you started, here’s a list of 10 cool things to do in Miami, compiled from dozens of travel sites, blogs, and “best of” lists, plus advice from savvy travelers.

1. Check Out the South Beach Scene

You’ve seen it in movies. You’ve read about it in books. When most people think about Miami, they probably picture the iconic South Beach area. There’s plenty there to explore, from the beautiful, expansive beach to the Art Deco buildings, trendy boutiques, and top-rated bars and restaurants. And the free South Beach Trolley loops around the neighborhood from 8 am to 11 pm seven days a week. It’s a popular area, so expect to find crowds, especially when the weather is at its best.

2. Take a Tour of Little Havana

You can book a bus tour or walking tour of Miami’s Little Havana neighborhood to get the full story on its food and cultural diversity. Or you can settle in with a mojito at one of the excellent restaurants there, then wander over to watch a dominos or chess match at Domino Park at the corner of Calle Ocho (Eighth Street) and 15th Avenue.

3. Check Out the Wynwood Arts District

Another top thing to do in Miami: You can take in the street art for free in the super-cool Wynwood Arts District. Then, for more cutting-edge art, buy a ticket to see the Wynwood Walls outdoor museum. Artists from around the world have covered the museum’s abandoned warehouse walls with graffiti and street art. The district is also home to several art galleries, a variety of well-reviewed restaurants, and chic, high-end shopping. thewynwoodwalls.com/

4. Do Some Time-Traveling at HistoryMiami

HistoryMiami is celebrating 80 years of providing access to archives and artifacts that bring South Florida’s stories to life. You can visit the museum’s permanent and rotating exhibitions to get a true feel for the area’s history and heritage, and its evolution. historymiami.org

5. Linger at the Lush Fairchild Tropical Botanic Garden

If you’re a fan of flowers, butterflies, and all things green, a trip to the Fairchild Tropical Botanic Garden is a must. Its horticultural collections include tropical fruit trees, orchids, palms, and Florida native plants; and while you’re there, you can wander over to the Wings of the Tropics exhibit to see hundreds of spectacular butterflies fluttering about. The museum hosts several family-friendly festivals and other events throughout the year, including the mouth-watering Bacon & BBQ Classic in June. fairchildgarden.org/

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6. Miami Beach Boardwalk

The scenic Miami Beach Boardwalk (sometimes referred to as the South Beach Boardwalk) is a favorite with tourists and locals alike. The pathway starts at the southern point of South Beach and stretches seven miles along the ocean to the Surfside border in North Beach. Or you can venture off the boardwalk onto Lincoln Road and explore the popular shopping district there.

You also may want to build a visit to New World Center into your itinerary and take in a movie or concert from the lawn of SoundScape Park. miamibeachboardwalk.com and nws.edu/events-tickets/wallcast-concerts-and-park-events

7. Go Birding in Barnacle Historic State Park

If you’re ready for something a little outside the city, you might want to take a drive over to Coconut Grove and visit The Barnacle Historic State Park. The park’s location and landscaping attract herons, pelicans, kingfishers, and other shorebirds. While there, you also can take a guided tour of the Munroe House Museum, located on the shore of Biscayne Bay, to get an idea of what life was like for pioneer and sailor Ralph Middleton Munroe in the late-1800s. Picnics are allowed on the lawn, and events are scheduled throughout the year at the museum and park. floridastateparks.org/parks-and-trails/barnacle-historic-state-park

8. Enjoy Miami’s Exhilarating Nightlife

Miami has a little bit of everything when you’re ready to head out at night, from comedy, improv, and karaoke clubs to nightclubs with rooftop lounges, live music, and dancing, to neighborhood pubs where you can sample a microbrew and watch the ballgame on a big screen. Keep in mind that if you’re heading to a nightclub, there will likely be a dress code that just says no to flip-flops, ball caps, tank tops, and shorts.

9. Tour the Art Deco District

If you’re an architecture buff or just like to look at cool old buildings, you may want to spend some time in Miami Beach’s Art Deco Historic District. You can take a guided or self-guided walking tour of the district’s lovingly restored buildings. Then learn more about Miami Beach’s Art Deco, Mediterranean Revival, and Miami Modern design styles at the Art Deco Museum and Welcome Center. miamiandbeaches.com/things-to-do/history-and-heritage/art-deco-historic-district

10. Take a Walk on the Wild Side at the Shark Valley Loop

The 15.4-mile Shark Valley Loop Trail is one of the highlights of the vast Everglades National Park and worth the trip if you’re up for a bit of a drive. (It’s about 30 miles west of the city.) You can hike or bike the trail to get a close-up look at Florida’s wild side, or you can take a two-hour guided tram tour from the Shark Valley Visitors Center. nps.gov/ever/planyourvisit/shark-valley-tamiami.htm

Insider Tips

Now that you know some of the best things to do in Miami, consider these insider tips that might help improve your trip, including:

A Little Bit About Location

To make your trip to Miami more manageable, you may want to keep your sightseeing priorities in mind when choosing your accommodations. You’ll likely save money on hotels or rentals outside the city or farther from the beach. However, traffic in the area can be challenging, and you could spend a large part of your visit just trying to get to the attractions you hope to see. If your homebase is closer in, you can take advantage of the walkability in many popular tourist areas.

Make the Most of the Fresh Seafood

If you love seafood, you’ll love dining in Miami, where you can get your favorite fish sandwich, fish tacos, scallops, shrimp, stone crab claws, clams, and lobster just about anywhere and at any time of day.

Your choices will range from cutting-edge food trucks to elegant eateries, with menu items at all price points. For a special night out, consider Joe’s Stone Crab in South Beach, which is famous for both its food and the service. Joe’s is best known for its stone crab claws and another Florida favorite: Key lime pie.

Plan How You’ll Pay

It can be a good idea to bring cash, your debit card, and a couple of different credit cards to pay for various things during your trip to Miami. You also may want to bring at least one travel credit card so you can get rewarded for qualifying purchases.

The Takeaway

Miami is a super-popular destination for a variety of very good reasons: Great weather, gorgeous beaches, amazing architecture and attractions, as well as terrific food and drink. If you decide to travel there, there are plenty of incredible sights to see, or you can have fun just lounging by the sea or a pool. That’s part of what makes Miami such a great destination for solo voyagers, couples, friends, and families to visit.

Whether you want to travel more or get a better ROI for your travel dollar, SoFi can help. SoFi Travel is a new service exclusively for SoFi members that lets you budget, plan, and book your next trip in a convenient one-stop shop. SoFi takes the guessing game out of how much you can afford for that honeymoon, family vacation, or quick getaway — and we help you save too.

FAQ

Is it helpful to know some Spanish when vacationing in Miami?

You won’t need to take a language course to get around Miami successfully, but knowing a few popular phrases could be useful, including hola (hello), gracias (thank you), ¿Cómo estás? (How are you?), and ¿Dónde está? (Where is it?).

What are the best things to do in Miami Beach on a rainy day?

Although much of Miami is built around South Florida’s beautiful weather, there are also plenty of museums and galleries to visit if it’s raining or too hot and humid.

What are some things to do in Miami for couples?

Walking the beaches and enjoying the nightlife in Miami are about as romantic as it gets. A visit to Vizcaya Museum and Gardens (vizcaya.org/) will provide lush grounds and gardens to explore and plenty of photo opportunities too.

Photo credit: iStock/Gian Lorenzo Ferretti Photography

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**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.

When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.

If the money in your bank account always seems to be low, you may need to review your personal finances on a more regular basis.

Keeping a close eye on your spending, saving, and investing can provide a more accurate picture of where your money is going. It could help you understand what you’re doing right and what you might want to change, and keep you on track with short- and long-term financial goals.

That doesn’t mean a full-on personal financial review every day. And some categories (spending vs. saving, for example) might require more attention than others. Here’s a breakdown of how often a review might make sense.

Ways to Review Your Personal Finances

1. Tracking Spending

When the money from your paycheck seems to slip away, it’s often because there’s no household budget in place. That means there’s no priorities set for where the money should go and no guidelines to follow.

Before putting together a budget, it can help to track what you spend money on. That includes everything from rent to groceries to prescriptions and subscriptions. To simplify the process you can use a budget and spending tracker.

Once you see how much you spend and on what, you can use that information to set up a budget. During this time you may want to keep checking your spending daily, or at least weekly, to see if your expectations were realistic and if you’re staying on target.

If you want quick feedback on your spending, you may choose to do frequent spot checks using a mobile app. If you make reconciling bank and credit card statements a monthly routine, you may have a better chance of catching any errors, possible fraud, or forgotten subscriptions.

You also may find that there are accounts you can consolidate — including credit cards and other debts — to manage your money better.

2. Reviewing the Budget

When you’re trying to get your finances under control, you might decide to check your budget every day to be sure you’re following through on the plan or if it needs adjusting. This can also help you avoid budgeting mistakes. But there may come a time when you feel as though you’ve got a solid, doable strategy, and you can cut back on how often you check your stats.

Some people do an annual budget review using information from the past year to adjust for the year ahead. They might also do a quarterly or annual review as part of a larger financial evaluation that includes checking their credit report.

Others are more comfortable with a monthly checkup so they can nimbly make changes as new expenses and life changes come up. Decide what time frame works best for you.

3. Monitoring Savings

It can be tough to stay motivated to reach a savings goal, whether it’s putting aside money for a vacation, building an emergency fund, investing for the future in an IRA, or all of the above.

Just as reviewing your spending regularly may help you stay on track, checking our savings monthly, or even weekly or daily, can reinforce the effort. It can be satisfying and rewarding to watch your bank balance increase. You might also want to look into opening a high-yield online bank account so that your savings can grow and earn even more for you.

4. Following Investments

How often you check your investments depends on your personal preferences and what you’re comfortable with.

If your money is in an IRA or 401(k), it’s meant for the long haul — a retirement that could be decades away. A monthly, quarterly or twice-a-year check-in could be enough to spot any disturbing trends.

That regular check-in could be a good time to do some rebalancing, either by selling investments or redirecting future investments if necessary to stay on target for your goals.

5. Attending to Taxes

It’s easy to put off thinking about income taxes until it’s time to file, but this is another slice of financial planning that can benefit from a little more evaluation. And if you wait until you’re filling out tax forms, you may miss out on some savings.

Taxpayers usually have until the April 15 filing deadline to make tax-deductible contributions to a traditional IRA or 401(k) for the prior tax year.

But many tax strategies must be implemented by the end of the calendar year to have an impact on federal taxes, so November can be a good time to take a look at charitable contributions, converting money from a traditional IRA to a Roth account, making health savings account contributions, and using the money left in health savings and flexible savings accounts.

6. Evaluating Goals

When it comes to goal setting, it may help to think in terms of big goals and little goals.

Big goals might be things like sending your kids to college, buying a home, or retiring to a beach house. Smaller goals might include paying down credit card debt or taking a special vacation.

Both types of goals may require regular evaluations and financial checkups — to see if you’re on track and determine if it’s still something you want. After all, circumstances and personal priorities can change.

But the check-in schedule might be different for big goals (once or twice a year could be enough) and small goals (monthly, combined with your budget once-over, may be more appropriate).

Life events — a new job or job loss, a baby, a move — also may trigger the need to reevaluate some goals, big and small. And you might want to do a review of all your goals whenever you achieve something on your list. Rejoice and then refocus!

Wrapping It All Up

If you’re doing lots of small check-ins throughout the year, it might not seem necessary to do one big annual personal finance review.

But a yearly evaluation offers the opportunity to pull everything together — all those separate slices — to see what’s working and what isn’t. It also may be a good time to make any necessary updates to insurance policies and other documents and to gather up the paperwork you’ll need to file your taxes.

And if you do your review in November or December, you can make some financial resolutions to keep you motivated through the new year.

You also can examine if the way you’re managing your money suits your needs, or if it’s time to make some changes and perhaps update, consolidate, and automate some facets of your finances, or open new investment or banking accounts.

If you’re considering a high-yield savings account, check out SoFi Checking and Savings. You’ll earn a competitive APY and pay no account fees.

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SoFi members with direct deposit activity can earn 4.00% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. SoFi members with direct deposit are eligible for other SoFi Plus benefits.

As an alternative to direct deposit, SoFi members with Qualifying Deposits can earn 4.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant. SoFi members with Qualifying Deposits are not eligible for other SoFi Plus benefits.

SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.00% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.

SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.

Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.

Interest rates are variable and subject to change at any time. These rates are current as of 12/3/24. There is no minimum balance requirement. Additional information can be found at https://www.sofi.com/legal/banking-rate-sheet.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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