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12 High Income Skills to Learn
https://www.sofi.com/learn/content/high-income-skills/
Want to boost your earning power? High-income skills can translate to a bigger paycheck since employers or clients may be willing to pay a premium to workers who possess them. Generally, high-paying skills are specialized skills that are considered to be in demand. Here, you’ll learn about 12 high-paying job skills, from generative AI (artificial […]
Investing in Index Funds in a Roth IRA
https://www.sofi.com/learn/content/investing-index-funds-in-roth-ira/
An index fund is a type of mutual fund or exchange-traded fund that aims to track the performance of a specific stock index. A Roth IRA is a type of tax-advantaged investment account. Index funds are one type of investment you could hold inside a retirement plan like a Roth IRA. Here’s a closer look […]
EBITDA vs Net Income: Differences and Relationship
https://www.sofi.com/learn/content/ebitda-vs-net-income/
Net income and EBITDA (earnings before interest, taxes, depreciation, and amortization) are both measures of business earnings. But they are not the same thing. Net income refers to earnings of a business during a certain period after subtracting all expenses incurred by the company. EBITDA is similar, but doesn’t subtract certain expenses (such as interest […]
A Comprehensive Guide to Treasury Bills (T-Bills)
https://www.sofi.com/learn/content/what-are-treasury-bills/
U.S. government-backed securities like Treasury bills (T-bills) provide a way to invest with minimal risk. These debt instruments are one of several different types of Treasury securities including Treasury notes (T-notes) and Treasury bonds (T-bonds). Unlike other treasuries, however, T-bills don’t pay interest. Rather, investors buy T-bills at a discount to par (the face value). […]
What Is Revolving Debt?
https://www.sofi.com/learn/content/what-is-revolving-debt/
While revolving credit provides borrowers with flexibility, too much revolving debt can be crippling. Even with falling interest rates, the most vulnerable credit card holders can use some help. Let’s look at ways of dealing with mounting revolving debt. But first, here’s a primer on what revolving debt is and how it differs from installment […]