“3 Types of Credit”

2598 Search Results

2598 Search Results

Guide to Business Loan Brokers

Guide to Business Loan Brokers

https://www.sofi.com/learn/content/business-loan-brokers/

A business loan broker connects business owners to lenders offering the type of loan they need. They do not work exclusively with one bank or lender. Instead, they have connections with many. Using a broker who knows the ins and outs of business loans can help a small business owner compare business loan rates and […]


What Capital Structure Is and How It Works

What Capital Structure Is and How It Works

https://www.sofi.com/learn/content/capital-structure/

Capital structure refers to the mix of debt and equity a business uses to finance its operations and growth. It includes long-term debt, short-term liabilities, and shareholders’ equity, which together represent the company’s total funding. Understanding how capital structure works allows companies to make strategic financing decisions, such as determining the right balance between borrowing […]


Guide to Reselling

Guide to Reselling

https://www.sofi.com/learn/content/how-reselling-works/

A reseller is a critical link in the commerce chain, purchasing items from manufacturers, dealers, and other businesses and individuals, and offering them for sale to consumers. Resellers may do business on major platforms like Amazon and eBay or via smaller outlets. There are real profits to be had by setting up a resale ecommerce […]


Guide to Idle Funds: Where to Put Them

Guide to Idle Funds: Where to Put Them

https://www.sofi.com/learn/content/what-are-idle-funds/

Idle funds are funds that aren’t serving any specific purpose or working for you in any way. This is a term that’s often used when discussing business and government finance. It’s common for government entities and corporations to have idle money sitting in cash reserves until it’s ready to be used for specific expenditures.It’s also […]


Managing Loans After Losing a Job

Managing Loans After Losing a Job

https://www.sofi.com/learn/content/what-to-do-about-loans-without-a-job/

There’s no such thing as a good time to lose your job. Unfortunately, a layoff typically does not stop the influx of bills. Luckily, individuals who find themselves in such a tough position have options. Before resorting to pulling out the big guns, like forbearance or other alternatives that can potentially hurt your credit, it’s […]


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