“3 Types of Credit”

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2602 Search Results

All You Need to Know About a Foreign Currency Certificate of Deposit

All You Need to Know About a Foreign Currency Certificate of Deposit

https://www.sofi.com/learn/content/what-is-a-foreign-currency-certificate-of-deposit/

A foreign currency certificate of deposit (CD) is similar to an ordinary CD in that an investor can lock up funds for a period of time and earn a set interest rate. But with a foreign CD, the money is converted into another currency for the duration of the term; the funds earn interest in […]


Understanding How Direct Stafford Loans Can Help Fund Your Education

Understanding How Direct Stafford Loans Can Help Fund Your Education

https://www.sofi.com/learn/content/understanding-direct-stafford-loans/

Direct Stafford Loans (or simply Stafford Loans or Direct Loans) are the most common federal student loans available for students seeking financial aid for college. While there are Stafford Loan limits, most students who fill out the Free Application for Student Aid (FAFSA®) can receive some amount of financial aid, whether those Stafford Loans are […]


What is a Federal Perkins Loan?

What Is a Federal Perkins Loan?

https://www.sofi.com/learn/content/what-is-a-perkins-loan/

Perkins Loans were designed for undergraduate and graduate students who demonstrated exceptional financial need. Although the program has ended, 1.6 million borrowers still owe $4.7 billion in Perkins Loans as of mid-2021. The loans were meant to make going to school and repaying student loans easier for students whose financial situation may have prevented them […]


Guide to Student Loan Interest Rates for the 2022 School Year

Guide to Student Loan Interest Rates for the 2022 School Year

https://www.sofi.com/learn/content/2021-student-loan-interest-rates/

Once a year, usually in June, the government announces interest rates for federal student loans that will be first disbursed after July 1. Whether you’re a freshman or, say, a junior, these rates apply to the loans you get for the academic year that starts in the fall. Federal student loan interest rates are determined […]


Guide to Refinancing Your Student Loans After Marriage

Guide to Refinancing Your Student Loans After Marriage

https://www.sofi.com/learn/content/refinancing-student-loans-after-marriage/

After getting married, you’ll start to merge your life, your home, and possibly your finances with your partner. As you plan for the future, it’s helpful to consider the implications of student loans and marriage—which can affect your credit, your ability to get a home mortgage, and even the repayment of your student debt. Consolidating […]


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