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1250 Search Results

1250 Search Results

How to Manage Multiple Credit Cards

How to Manage Multiple Credit Cards

https://www.sofi.com/learn/content/how-to-manage-multiple-credit-cards/

…your credit score. What is the 15/3 credit card rule? The 15/3 credit card rule is a strategy to lower your credit utilization ratio. A credit utilization ratio of 30%…


What Is Considered a Bad Credit Score?

What Is Considered a Bad Credit Score?

https://www.sofi.com/learn/content/bad-credit-score-range/

…used credit scores are calculated by FICO® and VantageScore®, and the two companies rank scores a little differently. FICO VantageScore Fair 580-669 Poor 500-600 Poor 300-579 Very Poor 300-499 As…


10 Common Credit Card Scams and How to Avoid Them

10 Common Credit Card Scams and How to Avoid Them

https://www.sofi.com/learn/content/credit-card-scams/

…depleted, you can no longer use them (unlike credit cards, there is no credit card limit for prepaid cards). You can usually purchase prepaid credit cards at retail stores or…


Why Did My Credit Score Drop 30 Points for No Reason?

Why Did My Credit Score Drop 30 Points for No Reason?

https://www.sofi.com/learn/content/why-did-my-credit-score-drop-30-points-for-no-reason/

…your credit score and stay on your credit report for seven to 10 years. What Can You Do If Your Credit Score Dropped by 30 Points? If your credit score…


What's the Difference Between a Hard and Soft Credit Check?

What’s the Difference Between a Hard and Soft Credit Check?

https://www.sofi.com/learn/content/soft-vs-hard-credit-inquiry-need-to-know/

…see soft inquiries on their report; creditors cannot. Recommended: Does Applying for Credit Cards Hurt Your Credit Score? What Is a Hard Credit Inquiry? A hard credit inquiry typically takes…


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