1853 Search Results
1853 Search Results
https://www.sofi.com/learn/content/credit-score-simulator/
A credit score simulator is an online tool that can help you see how certain behaviors and decisions might impact your credit score in the future. It might take your existing credit history into account and how certain actions could affect your credit score. For example, perhaps you open a new credit card or have […]
https://www.sofi.com/learn/content/how-to-check-credit-score-without-paying/
If you’ve ever wanted to check your credit score and do so without dinging your score or paying a cent, guess what? It’s possible. You can get that important three-digit number from a number of sources. In fact, your bank or credit card company may provide just what you are looking for. Why is your […]
https://www.sofi.com/learn/content/does-closing-a-credit-card-hurt-your-credit-score/
Closing a credit card can hurt your credit in some situations. If you already have good to excellent credit, closing one credit card generally won’t have a huge impact on your credit score. However, there are a few scenarios where closing a credit card can hurt your credit score; say, doing so might shorten the […]
https://www.sofi.com/learn/content/closed-bank-accounts-and-credit-score/
Bank accounts generally aren’t included in credit reports, which means that your banking activity (including opening and closing accounts) won’t have any direct impact on your credit scores. That said, having a negative balance when a bank account is closed could hurt your credit scores if the bank sends that balance to collections. Here are […]
https://www.sofi.com/learn/content/how-to-cancel-credit-card-without-affecting-credit-score/
Canceling a credit card might seem like a good idea if you’re trying to get debt under control or you want to consolidate your cards. But closing a credit account may do more harm than good and damage your credit standing. Before you take action, here’s what you need to know — and other strategies […]
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