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“Credit Score”

1869 Search Results

1869 Search Results

Why Did My Credit Score Drop After a Dispute?

Why Did My Credit Score Drop After a Dispute?

https://www.sofi.com/learn/content/why-did-my-credit-score-drop-after-dispute/

Under federal law, you are allowed to dispute information that shows up on your credit report both with the company that reported the information and with the reporting bureau that recorded it. There’s no fee for filing a dispute, and the credit reporting bureaus may make changes based on the information that you provide. This […]


What to Do if Your Credit Score Is Falling

What to Do if Your Credit Score Is Falling

https://www.sofi.com/learn/content/why-did-my-credit-score-drop/

Your credit score is one of your most valuable assets, and it’s important to take action if you notice that yours is dropping. Many credit card issuers now offer customers free credit monitoring, and there are other ways to check your credit score without paying. Let’s dive in. Reasons Why Your Credit Score Can Drop […]


Does Switching Bank Accounts Affect Your Credit Score?

Does Switching Bank Accounts Affect Your Credit Score?

https://www.sofi.com/learn/content/does-switching-bank-accounts-affect-credit-score/

Closing a checking or savings account at one bank and opening a new one at a different bank won’t affect your credit score because banks don’t check your credit or report your banking activity to the major credit reporting bureaus.That said, there are some instances where banking activity may influence credit scores indirectly. So let’s […]


What Is a FICO Score? FICO Score vs Credit Score

What Is a FICO Score? FICO Score vs Credit Score

https://www.sofi.com/learn/content/what-is-a-fico-score/

A credit score is one factor used in a lender’s assessment of your creditworthiness when you apply for a lending product, such as a loan, line of credit, or credit card. It can also be a factor in lease approval, new utilities setup, and insurance rates. You can have more than one credit score, depending […]


Why Does Higher Credit Utilization Decrease Your Credit Score?

Why Does Higher Credit Utilization Decrease Your Credit Score?

https://www.sofi.com/learn/content/why-does-higher-credit-utilization-decrease-your-credit-score/

Your credit utilization ratio is a factor that represents how much of your available credit that you have already used; the higher it goes, the closer you are to maxing out your credit limit, which can negatively impact your credit score. Granted, there are several factors that make up your credit score, which is an […]


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