1869 Search Results
1869 Search Results
https://www.sofi.com/learn/content/why-did-my-credit-score-drop-after-dispute/
Under federal law, you are allowed to dispute information that shows up on your credit report both with the company that reported the information and with the reporting bureau that recorded it. There’s no fee for filing a dispute, and the credit reporting bureaus may make changes based on the information that you provide. This […]
https://www.sofi.com/learn/content/why-did-my-credit-score-drop/
Your credit score is one of your most valuable assets, and it’s important to take action if you notice that yours is dropping. Many credit card issuers now offer customers free credit monitoring, and there are other ways to check your credit score without paying. Let’s dive in. Reasons Why Your Credit Score Can Drop […]
https://www.sofi.com/learn/content/does-switching-bank-accounts-affect-credit-score/
Closing a checking or savings account at one bank and opening a new one at a different bank won’t affect your credit score because banks don’t check your credit or report your banking activity to the major credit reporting bureaus.That said, there are some instances where banking activity may influence credit scores indirectly. So let’s […]
https://www.sofi.com/learn/content/what-is-a-fico-score/
A credit score is one factor used in a lender’s assessment of your creditworthiness when you apply for a lending product, such as a loan, line of credit, or credit card. It can also be a factor in lease approval, new utilities setup, and insurance rates. You can have more than one credit score, depending […]
https://www.sofi.com/learn/content/why-does-higher-credit-utilization-decrease-your-credit-score/
Your credit utilization ratio is a factor that represents how much of your available credit that you have already used; the higher it goes, the closer you are to maxing out your credit limit, which can negatively impact your credit score. Granted, there are several factors that make up your credit score, which is an […]
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