17 Search Results
Do All Credit Cards Have PIN Numbers?
https://www.sofi.com/learn/content/credit-card-pins/
Credit cards can come with a four-digit personal identification number (PIN). The PIN acts like a password, helping to prevent unauthorized use of your credit card. However, in the U.S., PINs are more often required when using debit cards than when using credit cards. Hence, if you live in the United States and don’t often […]
How to Identify a Credit Card Skimmer and Protect Yourself
https://www.sofi.com/learn/content/credit-card-skimmers/
Card skimmers are small devices that fit into credit card readers (say, at a gas station or outside ATM) and snag your card information. This can then be used to steal your credentials and commit identity theft. Unfortunately, credit card fraud is all too common, totaling more than 426,000 instances in the most recent year […]
Where Is the Security Code on a Credit Card?
https://www.sofi.com/learn/content/where-is-the-security-code-on-a-credit-card/
The credit card security code is generally found on the back of the credit card, close to or within the signature field. (There are a few exceptions, however; some American Express cards present the security code on the front of the card, separate from the main credit card number.) In this article, you’ll learn the […]
History of Credit Cards: When Were Credit Cards Invented?
https://www.sofi.com/learn/content/history-of-credit-cards/
The concept of a credit card can be dated back to the early and mid 1900s. There were actually a number of early iterations of what we know and use today as a credit card. Over the decades, these financial tools have evolved, and variations have multiplied. Read on to learn about the major milestones […]
Consumers Fear Credit Card Fraud, Still Get Lazy About Security
https://www.sofi.com/learn/content/credit-card-fraud-report/
Think for a moment about all the personal information floating around online: We chronicle our activities on Insta and TikTok, send payments to keep the lights and WiFi on, and order up a storm of gifts, groceries, and impulse buys with a few quick clicks. Sure, our digital lives are fast and fun, but there’s […]