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Long-Term Small Business Loans 2025

Long-Term Small Business Loans 2025

https://www.sofi.com/learn/content/long-term-business-loans/

A long-term business loan is one that typically covers a repayment period of 3 to 10 years. In some ways, spreading out payments over longer periods of time gives you…


Cost of Capital Explained

Cost of Capital Explained

https://www.sofi.com/learn/content/cost-of-capital/

…financing options and your ability to repay the loan. The faster you repay it, the less you’ll pay in interest or fees. For example, with a business credit card, the…


What Are Common Small Business Loan Terms?

What Are Common Small Business Loan Terms?

https://www.sofi.com/learn/content/business-loan-terms/

…loan amount for all 7(a) loans except Express and Export Express, which typically have maximums of $350,000 and $500,000, respectively. •  Interest rate: Can be fixed or variable and is determined…


ACH vs. Wire Transfers: Differences, Similarities, and Which You Should Use

ACH vs. Wire Transfers: Differences, Similarities, and Which You Should Use

https://www.sofi.com/learn/content/ach-vs-wire-transfer/

…Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.00% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the…


Finding Value Is in Season: Even the Rich Are Discount Shopping Now

Finding Value Is in Season: Even the Rich Are Discount Shopping Now

https://www.sofi.com/learn/content/discount-shopping-survey/

…their purchases at discount stores. •   Almost one in 10 (9%) of those with household incomes of $150,000 or more do more than 75% of their shopping at discount stores….


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