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Retained Earnings: Defined and Explained
https://www.sofi.com/learn/content/what-are-retained-earnings/
Retained Earnings are the profits a business has accumulated that are not distributed as dividends to shareholders but instead are reserved for reinvestment back into the business. These funds can be used for a variety of purposes, including working capital, purchasing fixed assets, and paying off debt. Retained earnings are an important part of any […]
13 Steps to Prepare for Tax Season
https://www.sofi.com/learn/content/preparing-for-tax-season/
It’s that time of year again: Typically, by midnight on April 15, taxpayers must e-file or mail their federal and, if applicable, state tax returns for the previous calendar tax year to avoid penalty. Well before the deadline, though, it’s wise to do your prep work, hunting down the necessary documents, finding a tax pro […]
What Capital Structure Is and How It Works
https://www.sofi.com/learn/content/capital-structure/
Capital structure refers to the mix of debt and equity a business uses to finance its operations and growth. It includes long-term debt, short-term liabilities, and shareholders’ equity, which together represent the company’s total funding. Understanding how capital structure works allows companies to make strategic financing decisions, such as determining the right balance between borrowing […]
Understanding Stock Dilution
https://www.sofi.com/learn/content/understanding-stock-dilution/
Stock dilution is when a company action increases the number of outstanding shares of its stock, typically reducing the ownership stake of current shareholders. There are a number of ways share dilution can occur. Sometimes companies issue new stock as part of a secondary or follow-on offering in addition to the shares issued as part […]
Are You Asking Yourself: Are 401(k)s Worth It Anymore?
https://www.sofi.com/learn/content/is-a-401k-worth-it/
401(k) plans have been around for decades, and millions of Americans have successfully used them to help with saving for retirement. Named for the section of the tax code that enables them, a 401(k) is an employer-sponsored plan that allows you to withdraw funds directly from your paycheck to save for retirement. Having the money […]