Can a child endorse a check?

A child too young to write or sign their name cannot endorse a check. For older children, banks and credit unions generally require parents to write and sign their name under the child’s name. They also must include their relationship to the child and add the account number for the deposit.

Can a minor deposit a check into their own account?

A minor can deposit a check into their account if their parent or guardian endorses it and if the minor is old enough to use banking services. Each bank or credit union sets rules for how old a minor must be to access banking services.

Can you use mobile deposit to endorse a check to a minor?

You can use the mobile deposit to endorse a check for a minor by printing their name on the back of a check with a hyphen and the word “minor.” Then, under the minor’s name, print your name with a hyphen and the word “parent” or another descriptor for your relationship with the minor. Then, sign the back and write your account number or the minor’s custodial account number. Lastly, use your phone to complete the check’s mobile deposit.

How can a minor cash a check?

A minor can cash a check if their parent or guardian endorses it and the minor is old enough to use banking services. Each bank or credit union determines the age requirements for banking services.

How to Sign Over a Check Example

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Equal Housing Lender

“How to Sign Over a Check Example”

Guide to Endorsing a Check for a Minor

How to Read a Check

How Long Does It Take for a Deposited Check to Clear?

What ‘Do Not Convert to ACH’ Means on a Check

Can I Use Checks With an Old Address?

“How to Sign Over a Check Example”

Guide to Endorsing a Check for a Minor

How to Read a Check

How Long Does It Take for a Deposited Check to Clear?

What ‘Do Not Convert to ACH’ Means on a Check

Can I Use Checks With an Old Address?

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