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1076 Search Results

How to Apply for a First-Time Business Loan

How to Apply for a First-Time Business Loan

https://www.sofi.com/learn/content/first-time-business-loans/

…and business credit scores matter for first-time small business loan applicants. Review your credit reports and address any issues before applying. •  Lenders will evaluate your business plan to assess your…


6 Important Financial Ratios Made Easy for Small Business Owners

6 Important Financial Ratios Made Easy for Small Business Owners

https://www.sofi.com/learn/content/small-business-financial-ratios/

…their own. Here’s a look at six of the most important financial ratios for small businesses. 1. Working Capital Ratio What it is: One key financial ratio you may want…


How to Pay Employees When Starting a Business

How to Pay Employees When Starting a Business

https://www.sofi.com/learn/content/how-to-pay-small-business-employees/

If you’re starting a small business, you may be interested in bringing on employees to help take your company to the next level. Whether that means one or two freelancers…


How to Use Crowdfunding Loans for Your Business

How to Use Crowdfunding Loans for Your Business

https://www.sofi.com/learn/content/loan-crowdfunding/

…involve individuals issuing loans directly to borrowers, but in smaller amounts. According to the U.S. Small Business Association (SBA), a microloan is anything under $50,000. However, many microloan platforms typically…


Average Business Loan Interest Rates for 2025

Average Business Loan Interest Rates for 2025

https://www.sofi.com/learn/content/average-interest-rates-business-loans/

…key factors that influence interest rates on small business loans. 1. General Interest Rates One of the biggest factors that affects what interest rate you’ll get on a small business…


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